Questions tagged [payment]

For questions related to moving money between accounts or electronically moving funds or paying back the dues owned. Generally used in context of credit-cards, loans, bank-account.

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1answer
63 views

Who Regulates Payment Processors Like Stripe in the United States?

So, in the United States there's a bunch of financial regulators. The DoJ regulates everyone by default, but there are also plenty of more specialized orgs like the SEC, CFTC, FDIC, LGBT, and OCC. ...
2
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1answer
185 views

In pay stubs what are "vacation payout"?

At a few jobs I've had there's been a small amount on my pay stub called "Vacation Payout". What exactly is this? I tried reading the legislation but am confused. Is it basically saying each ...
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1answer
143 views

Is it safe to share my id and a picture of my id with this website? [closed]

A website is asking me to take a picture with my id card and my id card to buy Bitcoin with it. Is it safe to do so? Not in the US.
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1answer
37 views

What does payments/credits section on an invoice represent

I have seen several invoices with a 'payments/credits' section in the invoice totals column. It was most often a negative value subtracting from the total invoice amount. I am from Croatia and the ...
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3answers
212 views

Alternatives to cheques in the Euro zone

What is used in the Euro zone to pay (through mail for example or in hand) without using cash, and without asking for bank details? Is there any commonly used money order type of document that can be ...
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0answers
22 views

Is it reliable to do payments to offline merchants using UPI

Sometimes, when doing UPI transfer the transaction goes into the pending state. I read somewhere that in that case we shouldn't make another txn to the same beneficiary and wait for 48 hours. After 48 ...
0
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2answers
87 views

Keeping track of recurring payments/expenses to make sure they don't change

Where I work, the payroll system is tied directly to clocking in and out. Thus, if we arrive 3 minutes late, we get paid 3 minutes less and conversely leaving 3 minutes late gets paid 3 minutes more. ...
12
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7answers
14k views

Could I take my car even though my mom says no?

I have recently moved out of my mother's house. I'm 19. My mom gave me her car since she got another one. I pay the car payments but she pays the insurance, but she expects me to pay all the month’s ...
31
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7answers
13k views

How can I gift $41,000 to my friend anonymously? (Australia)

We both live in Australia. I don't want him to know it's from me. But I’m not hiding from the government. I’d prefer the money to go into his bank account so he can see it's real money. I have his ...
16
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10answers
9k views

How can I buy things with monthly payments in the US?

I am a new international student in the US. In our country we didn't have credit cards like in the US and this is a new system to me. If I get a new credit card in the US with a $2000 credit line/...
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1answer
58 views

Changing rental payment date

I could do with changing the date of my rent payment to co-incide with the payday of my new job. Normally I pay my rent on the 11th of each month, but I get paid on the 25th. Let's say my rent is £500 ...
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3answers
384 views

How to avoid 'authorised push payment' scam before transferring lots of money?

There is a scam called 'authorised push payment' where customers are persuaded to transfer money to a scammer, thinking they were transferring it to a reputable business, such as a conveyancing ...
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1answer
68 views

Mortgage Interest and Payments: Random Principal + Random Interest

What should I expect from a mortgage institution? My thought is: steady monthly payments where my interest drops by some amount each payment. Things were fine, it appears, as one payment in their ...
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1answer
89 views

Combine bill and invoice in a single transaction

I would like to combine some bills (that I need to pay) and some invoices (that I'm being payed) into a single transaction so that it is correct with my bank statement. Is this possible? I work as an ...
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5answers
10k views

Paid off $5,000 credit card 7 weeks ago but the money never came out of my checking account

I paid off my credit card that had a balance of over $5,000. I sent a one time payment for the total amount, about $5,100 to be exact and my credit card company received the payment and reflected it ...
1
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1answer
114 views

periodically change the IBAN number (of the payment account) for more privacy?

A colleague told me he cancels his payment account every few years and opens a new one for better privacy. He says the IBAN and various other related info should be known to as few people as possible. ...
21
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4answers
8k views

Undated cheque was given by client but client asks me continually not to deposit it

I received a cheque 3 months ago, which my client gave me to start a project and there's no date on the cheque. My client told me to ask him before depositing the cheque. The cheque was advance ...
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2answers
112 views

How to pay a large invoice from a company in a European country from the US

Is a wire transfer the only way? I'm not near my normal bank who requires you to be in person to wire money so I'd prefer another option if it exists
3
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1answer
153 views

What is "digital euro"?

Today (October 2nd, 2020), ECB published a press release regarding "digital euro". What is it? When you pay with the credit card or make a bank transfer to another account aren't you using a ...
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2answers
173 views

Retain wage level in another country

TL;DR: I want to move to the EU from the U.K. and keep the same pay (though not a Euro-using destination.) Is this possible? I’m living and working in the U.K. but want to move to an EU country. I ...
0
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0answers
56 views

How to distinguish if company is using first or third party payment processor. Mastercard transaction

I was the victim of a scam and fraud where a service was not provided. I have had information returned from the credit card company as part of the dispute. is anyone able to acertain or deduce from ...
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5answers
3k views

Can a contractor convert a cryptocurrency payment into money? [closed]

Suppose that an overseas customer tells a contractor that she or he cannot pay for the job via common overseas payment options — such as an online payment, money order, payment card, bank transfer — ...
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1answer
100 views

What type of payment processing withdraws money from bank account whether the account has the funds or not?

Im trying to understand the terminology involved in this process. The situation im referring to is this: Some companies will charge cards, and take the money out of the account, whether your account ...
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2answers
143 views

Would companies pay me for some service by sending a bank transfer to me as a person?

Let's say I set up a website and contact some companies, and one of them hires my service to perform some kind of work for them. Now that they are happy with my work, they are to pay me. Do they ...
6
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4answers
484 views

Am I obligated to chase after someone to pay them?

We hired a tree removal service to remove some trees from our property. The bill was paid for by the solar company that installed our solar service. The solar company sent us a check for the tree ...
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2answers
161 views

Can I reverse a payment and re-pay with a different debit/credit card?

Generally speaking regarding most major merchants. I accidentally paid for something at a grocery store using a card I did not intend to use. Would it be reasonable to return to the store with the ...
4
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1answer
3k views

Refund to Different Payment Card in UK

I'm in the UK. I bought something online from Debenhams, and want to return it -- it is within the return period; no problems there. However, I no longer use the card that it was bought on. Is the ...
3
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2answers
122 views

Blocking subscription autopay

I hastily signed up for a monthly subscription of Intelligence Squared since I saw that they offer free trial for a month. What I didn't realize was that you can cancel your subscription only after ...
0
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1answer
108 views

Double charge while paying online

Lately I've started encountering this double charge procedure on almost every online payment I do. For example, I've ordered some food from UberEats and the bill was 20,00€ (€10,00 x 2). I ...
5
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2answers
291 views

What does it mean to pay by purchase order?

Not sure if this is the right place to ask, but I'll give it a try anyway. I sell some software online that customers pay for using a payment processing service which allows you to pay using a debit/...
0
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0answers
297 views

U.S. check in Canadian dollars?

I reside in the U.S. and need to send money, via check, to a Canadian company payable in Canadian dollars. (This is the only payment method allowed.) What's the easiest way to accomplish this? Can I ...
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1answer
850 views

Daily interest calculation on a 30/360 basis, considering payment occurs before schedule — how-to in Excel?

I'm setting up a payment spreadsheet for a loan just granted, and want to be able to make daily calculations of accrued interest. The debtor has been given a payment schedule with an interest only ...
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1answer
110 views

What if the swift code is correct but wrong bank account number?

I ended up paying to an account number which i am not sure is of the receipient. However other details like swift code and bank name etc were correct. The party hasn't received the payment. I should ...
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2answers
275 views

Paid for motorcycle via credit card, NO dealer documents signed yet and bike has NOT been delivered yet, can i back out?

I want to back out of a purchase of a small motorcycle, but I'm not sure how to proceed. We processed my credit card info to cover the purchase price and taxes on the vehicle 39 hours ago, and now I'...
19
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6answers
9k views

Pay everything now or gradually?

I have around $45,800 is my bank account and have the following three loans: Loan 1: $6,114 with 6.8% interest rate Loan 2: $14,649.21 with 6.8% interest rate Loan 3: $2,927.25 with 5.750% Should I ...
4
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8answers
1k views

Do monthly payments decrease on a mortgage later in the loan? [duplicate]

I am planning to purchase a home and all calculations and the banks say principal, interest, property tax, plus mortgage insurance will be close to $1000 per month. The calculator show that if I ...
7
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8answers
5k views

Would the minimum payment or full CC amount be considered monthly debt?

Based on Is rent considered a debt? The question of: What is your total monthly debt payment (e.g. student loans, vehicles, credit cards, personal loans, etc.)? got me thinking. If you rack up $...
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0answers
197 views

How to split money between two devs of a Play Store app

Me and a collaborator made an android application and now want to sell it on the Play Store. We would like to know if it's possible to automatically split the money 50/50 between us in some way. As ...
0
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1answer
93 views

Is there such service that could transfer money from user's PayPal without I needed PayPal account [closed]

Is there such service that could transfer money from user's PayPal account dirctly to my bank account even if I don't have a PayPal account?
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2answers
9k views

random paypal payment - is it a scam?

I've received a small amount in my PayPal account which I don't recognize. The mail and notification on my phone seem genuine and I was not asked to accept the payment, it just went trough. I do not ...
0
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1answer
84 views

How do I calculate an average monthly income, with accurate yields, from dividend stocks paid quarterly and monthly?

I have a column that has evolved over months and I have another spreadsheet with my positions (my stocks, # of stocks, dividends payout and dividend yield). Those won't move. However, some of my ...
15
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6answers
6k views

Advice for paying off student loans and auto loans now that I have my first 'real' job

I'm hoping for some advice on which loans I should focus on paying off first. I'm 28 and just got my first 'real' job about 2 years ago after 8 years of schooling. I've paid off all my credit card ...
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3answers
6k views

What is the difference between transferring and making a payment on a credit card?

I have a CitiBank Mastercard. I have been paying the balance back to $0 regularly by transferring money from the checking account to the credit card. I notice there is also an option to "Make a ...
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1answer
6k views

How does ACH Deposit work (USA) - account holder name mismatch?

I would have a question related to ACH deposit where payment processor behind the website (i think it is Stripe processor) request, in Banking part of webpage section, only account number and routing ...
0
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1answer
694 views

Where to send my CP14 payment?

I received a CP14 notice. Where do I send my payment? The address I see is Internal Revenue Service, Austin TX 73301-010. Is this correct?
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1answer
138 views

Which payment methods are available in Google Pay

Is it possible to add to my digital wallet in Google Pay payment methods apart from credit/debit cards such as ideal or trustly?
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1answer
2k views

Does Google make money from 'Google Pay' for online purchases?

Does Google charge anything for using Google Pay and letting pay through it for online transaction in web of mobile app? According to this guide, merchant, or PSP that would like to enable Google Pay ...
25
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5answers
5k views

Using credit/debit card details vs swiping a card in a payment (credit card) terminal

I was given by a seller an option to come to their office and swipe my credit/debit card there in their payment terminal. Because it's a long way to get to their office, I asked the seller if he ...
24
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6answers
19k views

How can I get a refund from a seller who only accepts Zelle?

I am wanting to purchase an item and the seller only accepts Zelle. If I send a payment and do not get my item, is there a way to get my money back?
0
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1answer
125 views

Paying off credit card from savings or keep and contine with current credit balance [duplicate]

I'm having two credit cards with only 10% of worth credit limit available (Nearly full). I can pay off both cards with my savings and my savings would be zero or nearly zero. I'm wondering whats the ...