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Questions tagged [payment]

For questions related to moving money between accounts or electronically moving funds or paying back the dues owned. Generally used in context of credit-cards, loans, bank-account.

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0answers
20 views

Google Pay vs Apple Pay from security perspective

When paying for online transactions using 'Google Pay' after the user select Google pay it doesn't go through any additinal authentication and no additional password is required. In different, when ...
1
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0answers
6 views

Which payment methods are available in Google Pay

Is it possible to add to my digital wallet in Google Pay payment methods apart from credit/debit cards such as ideal or trustly?
1
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0answers
21 views

Does Google make money from 'Google Pay' for online purchases?

Does Google charge anything for using Google Pay and letting pay through it for online transaction in web of mobile app? According to this guide, merchant, or PSP that would like to enable Google Pay ...
23
votes
5answers
5k views

Using credit/debit card details vs swiping a card in a payment (credit card) terminal

I was given by a seller an option to come to their office and swipe my credit/debit card there in their payment terminal. Because it's a long way to get to their office, I asked the seller if he ...
22
votes
5answers
9k views

How can I get a refund from a seller who only accepts Zelle?

I am wanting to purchase an item and the seller only accepts Zelle. If I send a payment and do not get my item, is there a way to get my money back?
0
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1answer
77 views

Paying off credit card from savings or keep and contine with current credit balance [duplicate]

I'm having two credit cards with only 10% of worth credit limit available (Nearly full). I can pay off both cards with my savings and my savings would be zero or nearly zero. I'm wondering whats the ...
5
votes
1answer
633 views

Should I take advantage of “interest-free” credit when buying something? [duplicate]

If I buy something like a smartphone or a new PC, when you have these choice: Pay all the cost at the moment. Pay it in 6/12/18 months (with loan but without any interest rate and any extra cost). ...
0
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0answers
33 views

Regarding the thresholds for employers

I have a limited company (based in the UK) through which I worked in a larger company. A year ago, I stopped working for this larger company. As I was no longer working (ie I was no longer getting ...
1
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0answers
85 views

Paying by voice - what is its transaction type

When I purchase something through voice virtual assistant, for example order Pizza through my Echo-Alexa - is it written in card schemes (Visa/Mastercard) as a Card-Not-Present (CNP) transaction or it'...
0
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1answer
47 views

Real example for PWA application complete payment transaction offline

The new standard PWA provides ability for eCommerce websites to work offline. In theory this also includes the checkout part that complete the purchase by paying. But, can someone let me know about ...
1
vote
1answer
23 views

Can I get online payment in USD or Euro in my Indian bank account registered with indian company? [closed]

I am going to register my company in India and will open an indian bank account with company name. The payment mode will be online, so please let me know whether I can get the payment in USD and Euro ...
22
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3answers
4k views

I would like to get cash for money judgement

I am a landlord who got a settlement via garnishment of my ex tenant's account. The total of money owed came to about $30,000. I have collected about $11,000 and would like to get cash for what is ...
2
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2answers
192 views

What is the formula for calculating how many mortgage payments remain after variable extra payments?

I’m looking for a Wolfram Alpha equation to put in my rate, loan term, principal remaining, and monthly payment (and anything else) to solve how many payments I have left. All I seem to find are ...
1
vote
1answer
177 views

Car is under my girlfriends name, can i refinance it?

Last year i needed to buy a car, but my credit was bad atm, so my girlfriend at the time let me use her credit to buy it. Now almost 2 years later i have to buy a diferent car so i can take out of the ...
0
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0answers
37 views

Is the amount of a pull (from the receiving institution) limited?

User 'DanLynch' defines 'push' and 'pull': If you do a "push", the money will be removed from the sending account immediately, and will usually arrive in the receiving account in 1 to 3 business ...
9
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9answers
4k views

What is the easiest way to know if I'm paid up on my credit card?

My credit card has two balances, like I believe most do, the statement balance and the current balance. I'm aware of what both these mean. Each month I pay my statement balance off completely to avoid ...
2
votes
3answers
284 views

Any other way safer and financially more sensible way than cashier's check to take out a large sum of money in the US

I intend to take out a large sum of money (~$30,000) from the bank account in the US for a major expense. It seems that cashier's check is the safest and financially most sensible but I wonder if ...
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1answer
136 views

Is it normal for a travel agency to ask for a photocopy of my credit card?

I'm currently trying to get cheap plane tickets for a complex trip with a lot of stops, the only way to get the flight with one payment is to go to a travel agency. I'm doing this through a third (...
1
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1answer
125 views

What is the formula for loan payoff with daily compounded interest and annual payment?

I am trying to get the loan repayment amount for below data : Loan Amount: $20,412.65 Payments (#): 10 Annual Interest Rate: 2.5% Loan Date: 07/02/2018 First Payment Due: 09/02/2018 (next payment ...
1
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4answers
206 views

How do I avoid excessive fees when I get paid in CHF and need EUR?

I live in Germany and will soon receive monthly payments in CHF. How can I best transfer this money to my local bank account (EUR)? My local bank charges 20 € per conversion and uses an unfavorable ...
0
votes
1answer
238 views

Does a Paypal user Pay tax for receiving payment in uk

I'm trying to set up a PayPal account for my company (that is not registered in the UK) and want to use my UK account to receive payment on the website. Does anyone know if I will be taxed for ...
47
votes
10answers
22k views

I have 9,000 cash. What debt should I pay first?

I have 9,000 cash right now and I want to use it to pay some debt. It won't cover all, but I want to spend it on the best way possible. These are my current debts: Loan balance 3,867.35 - 23.55% ...
2
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2answers
1k views

What is the opposite of “paying in advance”?

In a following point of a tenancy agreement my tenant is arguing that he will not pay the rent in advance. He will rather pay Rs:9000 the next month starting from the date of agreement. That the ...
5
votes
1answer
257 views

How do I know if the IRS processed my money order?

I'm an international student currently living in the US on F-1 status. And recently I filed my tax forms along with a money order with USPS priority mail to the IRS in North Carolina. How do I check ...
6
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1answer
134 views

Are banks required to issue statements?

I have recently found, with increasing frequency, online banks sending me messages via e-mail or Web notifications after login that a new statement was available for my account [credit card or deposit,...
2
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4answers
480 views

If my haircut is already very expensive, say, $55 dollars, do I still have to pay 15-20 percent tip to the hairstylist?

I live in a neighborhood in New York City where a decent haircut is $55 dollars at nearly every shop you go to - except for the barber shops that will shave your hair with clippers and have you in and ...
1
vote
4answers
612 views

My previous employer paid me too much and now they want the money back

My previous employer (UK civil service) paid me my full monthly salary the month I left. The month I left (August 2017) I did around 5 days of work due to how my fixed contract work (11 months ...
22
votes
9answers
9k views

I'm unemployed. Should I pay off my credit cards to avoid monthly payments?

I'm unemployed and on a tight budget with 6 months of savings. Should I pay off my credit cards to avoid monthly payments even if it reduces half of my savings? Is there a risk of the bank reducing my ...
-2
votes
1answer
372 views

How to reverse PayPal payment?

How to make a reverse on PayPal payment? I am a buyer of wonderful online goods and services, through sites like ebay. I have pay too much to my friend who sell me things and now I need to reverse the ...
0
votes
1answer
375 views

sepa payment wrong name

unfortunately we have been victim of the fraud and processed sepa payment from UK to Denmark for the large amount of money.my question is; how likely for fraudsters's bank to check beneficiary name as ...
4
votes
1answer
160 views

Credit card payment cashed but not credited to my account

So my credit card company cashed my payment check on 12/8, still hadn't posted to my credit card on 12/15 So I called customer service. Sent them a copy of the cancelled/cashed check proving they ...
0
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1answer
208 views

Would it be impolite to count money? [closed]

Often times when I buy and sell using cash. As a buyer I would count the money in front of the counterparty to ensure that the whole sum is present, or if I don't count it in front of them, I ask ...
2
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4answers
24k views

Is it ok to buy something on your credit card due date?

This is my first credit card so I'm a little confused. I'm with Capital One and my due date every month is the 6th and my minimum payment is $25, and anything less than $25 (example if I have $16 on ...
1
vote
2answers
419 views

Additional mortgage payments don't automatically go toward principal?

I have a 4.51% ARM (with a credit union) on some land I own. The monthly mortgage payment is $83.27. I increased my monthly payments to $250.00 but recently discovered the extra money ($166.73) was ...
2
votes
2answers
476 views

How to prove that I did not receive a payment

I'm working with an online company that sends payments through a bank. I sent them a payment request a while ago with my IBAN + the bank SWIFT and other details provided, so they could transfer the ...
16
votes
2answers
7k views

I feel I'm not getting paid completely. Do these numbers add up?

This is my following pay statement for a 2-week period: I worked in total 183 hours in a 2 week interval, my questions is why am I getting paid to little for overtime? 183-80(hours of regular)= 103 ...
0
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1answer
1k views

On what date was a coupon payment last date? would it always be before maturity date?

For example, the corporate bonds pay a semi-annual coupon at the rate of 6.9% p.a. and mature on 15/April/2020. And the value of the bonds recorded in that bank's balance sheet was 4790 as at 31/...
65
votes
4answers
22k views

Is this person wanting to pay my credit card trying to defraud me?

A friend of mine is in another state wanting to pay my credit card. He says he needs my credit card number, name on card, username, password, and card limit. Is he trying to defraud me? Or does he ...
1
vote
3answers
156 views

How are mortgage payments decided? [duplicate]

I always used to think that monthly mortgage payments had fixed proportion of interest payments and house payments (determined by rate and term). But, I recently heard that you start off with making ...
29
votes
4answers
6k views

Changing Bank Account Number regularly to reduce fraud

4 others and myself are going through the motions of renting a student accomodation in the UK. So far we have had to pay a holding fee to secure the flat. To do this we were given an account number ...
1
vote
1answer
62 views

Superannuation investment over 25 years

I'm wondering if anyone would have any idea, .. I had a small super account with a (major) Superannuation provider. I believe that it had a few thousand dollars in it. Now I come back and check ...
12
votes
5answers
4k views

Paying extra on a mortgage. How much can I save? [duplicate]

Can I pay $12,000 extra once a year or $1000 every month - which option is better? The first option does sound better, but for a 30 year mortgage, is it that significant? The mortgage is for $527,...
11
votes
2answers
2k views

Why does Discover Card warn me about selecting certain payment due dates?

The date I would like to use for my payment due date in the future on my Discover Card account warns me with a tooltip: Selecting this date will reduce the number of days in the current anniversary ...
2
votes
2answers
3k views

Does the address on my check need to match my return?

I need to send a check to the IRS. My check has a different address than the one I provided in forms 1040X and 1040. Is that okay or should the addresses match?
6
votes
4answers
211 views

If I were to get into a life situation where I would not be able to make regular payments, do lenders typically provide options other than default?

Lets say I had a home loan and suddenly lost my job. I have a few months savings, but for whatever reason am aware that I will not be able to make regular payments and will default on my house if I ...
0
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4answers
828 views

Can I Accept Gold?

A few years ago, Utah defined gold and silver as legal tender. If I understand this law correctly, this should mean that now that my business is in Utah, I can accept gold as a means of payment (I ...
1
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2answers
641 views

Link bank transactions for credit card payments in GnuCash?

Using GnuCash. I download activity from my bank and from my credit card. I've imported my bank activity and that will have entries such as Date | Description | Withdrawal 1/1/2017 | ...
11
votes
2answers
737 views

If I make an out of pocket medical payment on my normal credit card, can I withdraw that amount from my HSA?

I accidentally paid for some medical expenses using my normal credit card instead of my HSA account. Can I withdraw the equivalent amount from my HSA without tax liabilities?
3
votes
2answers
1k views

Calculating amortisation payment amount, where first payment date differs from loan start date

I'm trying to reproduce the schedule, but I cant seem to get the same Payment and Interest for each month. The tricky part here is that the Loan start date is 9 Feb 2017 but the first payment is only ...
2
votes
2answers
118 views

Is it safer to have checks sent directly from the bank?

Is it safer to have checks sent directly from the bank using online 'bill payer'?Is your personal account number and routing number on those checks?