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For questions relating to online payment services (Paypal, Google Checkout, etc.) and the use of online payments as a way to make purchases.

-1
votes
1answer
87 views

Why do payment processors meddle with their business partners? [closed]

It's been in the news recently that payment processors are dropping their clients left and right, meddling with small businesses, and not being very upfront about it. In articles that mentioned why a ...
1
vote
1answer
160 views

Entered incorrect 3 digit when making online transaction

When purchasing a product online, at the checkout I entered the wrong 3 digit security code for my card. Does anyone know what will happen? Will the transaction still be successful? Will I be charged? ...
1
vote
1answer
84 views

Interaction-less payments, how do they work?

I've seen a lot of payment gateways offer subscription payments: the user agrees to pay a recurrent fee at a fixed interval. However, there are also services in which you pay a variable pay-as-you-go ...
1
vote
2answers
41 views

Information about fee via 3ds secure protocol [closed]

I've made a transaction between my 2 cards issued by different Financial institutions (Banks). I've confirmed the transaction amount in 3DS window. But the total amount was decreased on a fee volume. ...
1
vote
1answer
84 views

When can a personal maestro prepaid debit card process payments without the owner entering the PIN number?

My bank gave me a debit card I can use to run small errands, especially online. I recently started using it for paying also meals and/or drinks. I noticed that sometimes it is not necessary for the ...
3
votes
4answers
172 views

Online Order Billed Amount Exceeds Invoiced Amount

I purchased an item online using a discount code, which was accepted by the website, and proceeded to purchase the product at a total of $227 using my credit card. I received a confirmation email ...
-4
votes
1answer
110 views

Off-Topic: How does Wavy make money on me? [closed]

I'm not associated in any way with the company in the title. I'm just curious, how such a company makes its money. Currently I'm developing a business plan and I'm struggling to find out the best ...
0
votes
0answers
33 views

Pay echeck with money order

I recently started invoicing my tenants via QuickBooks. They allow for free payments with checks. This is great. However, I can already hear someone saying that they don't have a checking account and ...
-2
votes
1answer
267 views

How to reverse PayPal payment?

How to make a reverse on PayPal payment? I am a buyer of wonderful online goods and services, through sites like ebay. I have pay too much to my friend who sell me things and now I need to reverse the ...
3
votes
4answers
155 views

Fees for using mastercard/Visa card at a place which accepts payment in other currency

I want to know what are the fees involved when we pay online using Visa/MasterCard to a service which accepts payment in some other currency. I have very little knowledge related to this. I am from ...
2
votes
2answers
85 views

Bill Pay Funds Not Payed

I am using Bill Pay at my local credit union. It works well in general. The big catch to me is, the money is removed from my account on the day the payee is to receive the check. Other than the ...
2
votes
2answers
344 views

How to prove that I did not receive a payment

I'm working with an online company that sends payments through a bank. I sent them a payment request a while ago with my IBAN + the bank SWIFT and other details provided, so they could transfer the ...
0
votes
1answer
167 views

How do 'payday money' stores fund their 'buy now, pay later' loans? [closed]

Payday loan companies may have millions of customers, who all borrow hundreds or thousands of dollars for a fee. Do these companies get their funds from banks and share the interest together, or what?
1
vote
1answer
132 views

Is there a White-list of Trusted Online Vendors? [closed]

There are many online vendors selling all sorts of things that allow you to pay using your credit card. I want to know if there could realistically be some white-list (or even a blacklist) of such ...
8
votes
2answers
323 views

Should I pay a company who failed to collect VAT from me over 6 months ago?

Nearly 7 months ago I purchased some software for $12.99 from an company in the USA. I didn't check at the time whether that price included VAT as in the EU: You have to be clearly informed about ...
3
votes
1answer
400 views

How to refuse a Clearxchange payment?

A client sent me a payment via Clearxchange. I do not use Clearxchange, nor do I want to start using it. The website states that once a payment is sent, then the sender cannot cancel it. But there ...
7
votes
2answers
1k views

Passing credit cards fee onto the customer in the UK

A recent comment on this site suggests it's “it is illegal to sell goods at different prices depending on the payment method used” in the UK. Yet, all low-cost airlines in Europe seem to do it. In ...
3
votes
1answer
157 views

What data does a seller receive when I pay by credit card?

I am interested in understanding what information a seller receives from a credit card payment; for example, I imagine my name, the amount of money transfered, but do they also receive my address? or ...
2
votes
3answers
30k views

Paid credit card bill, but money didn't leave my checking account [duplicate]

I paid my CC bill last Friday morning. The payment appeared in my CC account that same day. But now, 3 days later, the money still hasn't left my checking account (which is in a different bank). I ...
2
votes
2answers
246 views

Can I dispute charges where I did not enter CVV?

I recently was looking for hotels online out of the country in a pretty famous and legit online reservation system. Basically the reservation was like reserve now and pay later. The website asked for ...
0
votes
2answers
140 views

Can I force non-payment on a pre-authorization hold by closing account?

I was just thinking back to an episode of Silicon Valley, just hear me out, where Gilfoyle tells Dinesh he can close his bank account to avoid having the donation platform collect the $5,000 he doesn'...
4
votes
2answers
2k views

Potential phishing scam?

Made a large purchase order on a site with a safe Norton rating and A+ BBB rating. Noticed I put the wrong shipping address, called the number on the site, and I got the order canceled and received an ...
0
votes
0answers
46 views

Can I use Venmo to receive payments for an App?

I am developing an application for the App Store, and one item users can purchase requires manual verification because the price is variable. So, I would like to offer Venmo and say "please pay @...
3
votes
2answers
280 views

It is usual practice for the most relevant part of online banking services (making payments) to only be available during working hours of a bank?

Where I live (Central Europe) it doesn't seem to be possible to make a transaction between two bank accounts of two different banks that is outside their office hours. This also applies to online ...
4
votes
1answer
129 views

How to safely sell and transfer a web domain?

Let's imagine the following situation: You have a domain like example.com and someone is interested in buying it. You as the owner of the domain are located in the European Union and the interested ...
3
votes
2answers
2k views

Money deducted without Verified By Visa authentication

I am an Indian who has a MNC Bank Visa debit card. I always use Verified By Visa service to pay using my debit card. Last day as usual i entered the details of card in an International Site(I have ...
5
votes
2answers
582 views

My eBay account was hacked and a fraudulent listing was made- Scam?

Recently my eBay account was hacked and a fraudulent listing was made, it was for a mobile phone with a sale price of just £12 (about 5% of its RRP) with 10000 units. I received a notification to say ...
3
votes
2answers
344 views

Any reason to use PayPal to buy on eBay if I'm using a Virtual Credit Card Number?

Before answering this question, please assume it is a given that: I am using a virtual card number for purchases regardless of whether I go through PayPal or not. I already have a PayPal account; the ...
0
votes
1answer
75 views

Unexpected overcharge on international transaction

I am living in Australia, and recently made a fairly large purchase online from a company based in the UK. When I made the purchase, it was during a promo period where the cost was 40% off the usual ...
2
votes
0answers
46 views

Is there a monetary service which allows certified users to buy things on my behalf? [closed]

How can I make a purchase of something by paying another person/entity to pay for it. Is there an online service like this where I can pay someone (with my credit card) to use their card to order ...
4
votes
1answer
791 views

How can I sell things online legally as an under-aged person? [closed]

I'm a pupil from Germany, I'm 15 years old and I want to sell a product online. However, it's not as easy as it may sound. The first problem is that I am not allowed to sell things before I'm "...
1
vote
1answer
3k views

I just “paid” online with a debit card with no funds. What now?

I'm new to cards since I always prefered cash. I was just trying to claim my business on Foursquare, and they asked for Card registering, I input the information but it's an empty debit account, no ...
2
votes
1answer
2k views

How to pay IRS CP14H

I received a Notice CP14H from the IRS to pay a small amount of owed money. I want to do this online instead of mailing a check or money order. I went to irs.gov/payments and looked at my options, but ...
8
votes
5answers
15k views

How common is 3-D Secure with US credit card users?

For online transactions, the 3-D Secure layer seems to be a pretty good idea. It's seasoned and well-tested (read: old) and a lot of credit card companies in Europe offer it. For example, a lot of ...
1
vote
1answer
436 views

How can I stop PayPal from setting up automatic payment to vendors?

I find that often when I pay a bill with PayPal somehow the vendor is able to create an automatic payment. Then I have to go and cancel it. This is extremely annoying. How can I prevent PayPal from ...
2
votes
2answers
78 views

How to compare the different methods for checking out for online shopping?

When I shop online, I often find that there are different ways for checking out creating an account on the online shopping website choosing guest checkout option. Use some third party like Amazon or ...
2
votes
1answer
688 views

ACH Transfer limits

I belong to a Credit Union and they tell me that the maximum amount I can transfer via ACH is $500. That seems very low to me. Is that normal?
1
vote
1answer
289 views

What steps I should take if I'm failing to purchase anything outside of US and bank does not help me at all?

I have a very strange problem which drives me crazy for almost about a year and I just don't know what I can try to do next. So here's the situation so far: All my Wells Fargo debit cards seems to ...
3
votes
1answer
458 views

Can a company take money from a Debit Card at a Later Date?

I have booked an online service from a web site which only asked me for the Debit / Credit Card Info (Visa Electron) to reserve the service (Only save my Card details are saved, no deductions are made ...
2
votes
2answers
633 views

can you see the name of the person who purchased with the credit card online?

if you order something online via PayPal, can the person see the name of the person who purchased it on their credit card?
1
vote
2answers
110 views

Setting up auto-pay. Should I use my bank that holds mortage or my personal bank?

I am trying to setup my bills so I can be a little hassle free when it comes to paying them. The cost isn't so much an issue as me remembering to pay them in the first place. Currently, I have been ...
4
votes
1answer
152 views

E-shopping, the store refunds less money, how act?

I've ordered some product online. The next day I got an email: On 1st time orders, our company requires transactions to be completed via Paypal. We have refunded your credit card for the total ...
1
vote
1answer
396 views

How can I send money to someone from India to Pakistan?

I've one friend in Pakistan who did freelance work on a website project. So, I have to pay him for it. But unable to find any gateway.
6
votes
3answers
429 views

Have plenty of cash flow but bad credit

I had financial issues back in 06-08 (when the nation in general also did). I had debt I couldn't pay, and I had to sell our house short. I since then have not purchased anything I couldn't pay cash ...
0
votes
1answer
111 views

Personal Online Money Saving [closed]

I'm thirteen. I want to get some money for various online transactions. I do not want a full on bank account, nor can I get a joint checking account, because I don't to approach my dad about it. I ...
1
vote
2answers
1k views

Is it better to pay credit card bills through the online bill pay service offered by my bank or from my credit card's website?

I have a Radius Bank checking account with a bill pay service and a Capital One credit card. I can pay my credit card bill from either website. Is there any advantage to using Radius's over Capital ...
1
vote
1answer
6k views

Mastercard - No password for online transactions

I am from India and recently moved to France. In India while making any online transaction one need the information on the debit card and ATM pin number or need a password given by the bank ...
1
vote
1answer
563 views

My payment has been voided by the merchants but money wont show up on my credit card

I ordered something from the internet and payed thru credit card. But my order has been canceled and they promised to refund me the payment I made. They say the have only authorized the payment but ...
11
votes
4answers
6k views

Why is OkPay not allowed in the United States?

For those of us who deal with freelance foreign clients, I've heard of this company from clients, but can't figure out why it's not allowed in the United States. The reason I ask is that they ...
3
votes
2answers
1k views

How does Wells Fargo can detect my right account if I have multiple accounts when I am transferring money?

I have 4 different bank accounts with 4 different banks. I wanted to transfer money from my account in Wells Fargo to my account in some other bank ONLINE. But I don't see any option to add my other ...