Questions tagged [online-payment]
For questions relating to online payment services (Paypal, Google Checkout, etc.) and the use of online payments as a way to make purchases.
198
questions
3
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1
answer
109
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How to top-up my PayPal account balance above my bank account's daily limit?
I need to pay 3000 € at IKEA's e-shop*, but my bank account including its credit and debit cards allows only 1000 € per day at maximum user config for the account**. As the only payment option offered,...
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1
answer
288
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How does Klarna remain in business when all a customer needs to pay with Klarna is a simple phone number?
I just ordered my first product using Klarna's buy-now-pay-later online payment service.
I was shocked to find out that all they want from you is a valid phone number. Once you've entered it they'll ...
- 117
8
votes
4
answers
3k
views
Online shopping: order date vs shipping date vs charge date
I’m not sure how long this pattern has been going on but I just noticed certain charges on my credit card statement do not match the order date for my online purchases, particularly with Amazon.com. ...
- 1,411
0
votes
0
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41
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What can somebody do with my IBAN? [duplicate]
I would like to start a business online, which would require people to pay me for service. I am in the UK.
Because of a specific situation I'm in, private bank transfer is one of my only viable ...
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2
answers
157
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How do online payment service apps earn money?
How do apps like PayPal, Google Pay etc. earn money?
Peer to peer transactions on Google Pay transfer the complete amount to the receiver so apparently there is zero commission involved. (For example, ...
4
votes
2
answers
2k
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Can Visa, Mastercard... credit/debit cards be used to receive online payments?
If I open an online store and allow my buyers to pay by card, can I receive those payments on my own international credit/debit cards? Or are those cards only for spending?
If this is possible, what ...
- 99
0
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1
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156
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Ticket company sent me extra tickets, can they charge me for it?
I was buying some tickets from a reseller app. I accidentally clicked on return so I had to purchase a second set of tickets.
Couple days ago the tickets were sent to my Ticket Master account, ...
1
vote
1
answer
230
views
Why is my debit card still paying bills after the bank account has closed?
This is a weird situation:
I used to have an account at Bank A. Then my balance at Bank A was very low (like a few hundred dollars) and I was not using it to receive paychecks. At some point Bank A ...
- 111
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1
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80
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Can I pay in shops with the Google Pay website?
Fairly self-explanatory: can I pay in a shop using the Google Pay website on my phone, rather than having the app?
10
votes
2
answers
2k
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"full balance due" vs "statement balance" vs "pay in full"
I wanted to pay off my credit card, and at the "Select Payment Option" screen at my bank presents the following options:
=============
MINIMUM ($163.00)
MINIMUM PLUS PAST DUE ($163.00)
...
- 421
15
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11
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7k
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Is online payment with credit card equal to giving merchant whole wallet to take the money we agreed upon?
I'm curious about how the credit cards work.
When you do a bank transfer it is you who tells your "bank account" what amount to send and where to send it.
When you pay with credit card it ...
- 159
0
votes
0
answers
44
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Are card details autofilled in from Google Payments using account-stored cards or used with GPay button passed over to merchant?
Google Chrome offers autofill and sync for payment methods. It has the option to use cards that are stored/saved in your Google Account Payments Profile (instead of locally). Moreover, there is the ...
- 101
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vote
1
answer
3k
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What information can the merchant see about you when you pay with Paypal?
Just paid a shady looking seller using Paypal thinking that Paypal could protect me. Bought a digital product, received, but rethought the whole thing and now I think I don’t trust the seller to not ...
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vote
1
answer
208
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How can a minor accept payments online?
Are there ways other than cryptocurrencies for minors to receive online payments without an adult intermediary?
- 1,399
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1
answer
184
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How can I know before paying whether the payment will incur foreign transaction fees?
I live in the US and have a Bank of America credit card with 3% foreign transaction fees. From time to time, I order something online in USD from a firm whose headquarters is outside the US but may ...
- 11.2k
3
votes
1
answer
870
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Are online purchases using PayPal safer than using a debit card?
I have a PayPal account that is linked to my Mastercard debit card, which is linked to my bank account. I usually make online payments using PayPal instead of directly using the debit card. PayPal ...
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19
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3
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5k
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What is happening every time I pay my credit card? Am I 'settling' with my bank, the credit card company, or another entity?
I understand that credit cards extend credit to customers. And that purchases incurred before the credit balance is due are nothing more than IOUs to the bank issuing the card (and also the card ...
- 423
2
votes
2
answers
212
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TransferWise Transfer Being Recalled
Recently, I sold cryptocurrency to someone in Australia via a bank transfer. I had him transfer the money from his bank to my TransferWise (Wise) AUD account. A few hours ago, I got an email from Wise ...
- 186
0
votes
1
answer
309
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Trading Crypto With My Bank Account
I want to be a crypto trader and trade cryptocurrencies with my bank account. How it works is the seller would put his coins into an escrow account, the buyer will transfer him the money, and then the ...
- 186
21
votes
3
answers
5k
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Automatic payment *after* payment due date: why?
My water bill has an option for automatic payment, which I would like to enroll in (as it would be convenient), but something it mentions about the dates gives me pause: on the page to set it up, it ...
- 319
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vote
0
answers
125
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Cross-country e-gift cards
I've been looking for ways to get my friend who lives in the USA an electronic gift card for the holidays (non-close loop so the card can be used at any store that accepts Visa or MasterCard).
I live ...
- 131
1
vote
3
answers
245
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How should people trust an online store?
As I understood and experienced in the US, when we want to buy something online, the online store website asks for complete name, card number, expiration date and even the security code(CVV) on the ...
- 140
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vote
4
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3k
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How can someone hack our bank account?
Can someone hack and withdraw money from my bank account if they have my full name, bank name, last four digit bank account number and my phone number. Yes or No, Please explain why?
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1
answer
96
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Receiving Check via Mail for goods being sold [closed]
I recently open an online shop and I was just wondering about the different payment methods that are considered to be the safest on a business standpoint.
Today I received one customer interested in ...
- 11
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2
answers
287
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Is it safe to use my debit card for autopay/online shopping?
I have a prepaid AT&T mobile number and want to use it's autopay option. But as I read and heard bad things about using debit card in online shopping, I don't know can I use my debit card or not? (...
user109157
36
votes
4
answers
8k
views
Someone is trying to sell me something online with Venmo. Is it a scam?
I wanted to buy a GPU online from someone who listed some a fairly affordable price. However, this person wanted to transact using Venmo or Cash App, not PayPal Goods and Services.
PayPal G&S has ...
- 361
4
votes
2
answers
569
views
If a credit card offers rewards for "online purchases", is anything paid for online automatically included?
Some credit cards (e.g. Bank of America) offer cardholders the option to earn cash back at a higher rate on online shopping purchases. (More specifically: you get to choose one 3% cash back category ...
- 245
3
votes
1
answer
184
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Current state of 3-D Secure / Verified by Visa acceptance in USA / Canada?
In the EU, 3-D Secure is more or less a must have and all credit card payments done online are secured by that what reduces fraud to nearly zero.
I know that in the past 3-D Secure (or Verified by ...
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1
answer
2k
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On creating a new bank account for "sugar payments" [duplicate]
Recently, I became a sugar baby and found a daddy who wants me to create a new bank account for him to send money to. He doesn’t want to use a cash app because he has been scammed in the past.
Is ...
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46
votes
4
answers
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Are ads on YouTube asking donations for sick children via drove.com a scam?
The past few weeks YouTube has been showing me advertising asking to make donations to help pay medical bills for sick children via a crowdfunding site called Drove.
However, the ads look very ...
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vote
2
answers
360
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Ryanair sent cheque instead of transfering money to the revolut account I used to pay - can I refuse the cheque and insist for the latter?
After a Ryanair flight cancellation and several e-mails, they've sent a cheque.
Well, I have no physical bank account in UK and have no idea how to claim money from it; I have a Revolut account, the ...
- 171
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3
answers
367
views
How to anonymously donate cryptocurrency to charities which only support traditional online payments platform?
A lot of charities that I want to help support only traditional online payments system, such as GoFundMe, GoGetFunding, JustGiving, Patreon, Paypal, Payroll Giving, Stripe, ...
Is there a way to ...
user105710
0
votes
1
answer
80
views
Customer stated three options of international payment?
My customer asked one of three options of payment types (for remittance) from USA to UK.
These are:
(1) Intl-Wire - Domestic to foreign
(2) ACH - Domestic to Domestics
(3) IAT - Domestic to Domestics
-...
28
votes
2
answers
8k
views
How should I handle money returned for a product that I did not return?
I purchased a laptop online through the official website, my card was charged immediately after I made payment. The item arrived around two weeks after that.
I checked my banking app and discovered ...
- 381
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votes
4
answers
5k
views
Why is no routing number asked for?
I am new to US banking. I want to make an online payment to a business with minimal fees, and my recipient gave me their routing number and account number. However, the "pay bills" ...
- 173
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1
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124
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How to invite somebody for a meal in a restaurant remotely?
My use case is the following:
I know somebody who helps me a lot over the Internet.
I would like to invite him for a meal to a restaurant that is local only to him.
How can I manage the invitation, if
...
- 109
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vote
1
answer
145
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What type of payment processing withdraws money from bank account whether the account has the funds or not?
Im trying to understand the terminology involved in this process. The situation im referring to is this:
Some companies will charge cards, and take the money out of the account, whether your account ...
- 175
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votes
1
answer
44
views
I made a payment for Form 1040-ES via IRS.gov/payments. Do I have to fill any form in addition to that?
I made a payment for Form 1040-ES via https://www.irs.gov/payments. Do I have to fill any form in addition to that?
- 11.2k
1
vote
2
answers
150
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Would companies pay me for some service by sending a bank transfer to me as a person?
Let's say I set up a website and contact some companies, and one of them hires my service to perform some kind of work for them.
Now that they are happy with my work, they are to pay me. Do they ...
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0
votes
1
answer
95
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When paying the 1st and 2nd quarters of estimated tax payments (Form 1040-ES) due on July 15, 2020, should I make 1 or 2 payments on irs.gov/payments?
I read on https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes:
First and second quarter estimated tax payments normally due April 15 and June 15 are postponed to July 15, ...
- 11.2k
2
votes
1
answer
3k
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Is it safe to sell with Zelle over a holiday
On 3 July 2020, Friday (while the US was on 4th weekend holiday) I sold a bicycle on Craigslist for $850 - a Zelle 'transfer' to my registered account with Chase bank. Today, 6 July, Monday - it ...
4
votes
1
answer
231
views
How are 3rd party services able to determine if a card is a prepaid or a credit card?
Prepaid cards typically advertise being usable anywhere that (Visa|Mastercard) is accepted, and yet I've noticed an increasing number of places online and physical which accept (Visa|Mastercard), but ...
- 43
0
votes
1
answer
188
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Double charge while paying online
Lately I've started encountering this double charge procedure on almost every online payment I do.
For example, I've ordered some food from UberEats and the bill was 20,00€ (€10,00 x 2). I ...
- 577
5
votes
2
answers
355
views
What does it mean to pay by purchase order?
Not sure if this is the right place to ask, but I'll give it a try anyway. I sell some software online that customers pay for using a payment processing service which allows you to pay using a debit/...
- 153
41
votes
13
answers
11k
views
How can a client pay me for freelance work if I don't want him to know my name and he is uncomfortable using bitcoin?
I've been contacted on a specialized Internet forum and offered a well-paid one-off job to translate a highly specialized text, and I'm happy to accept the offer, but there's a problem: I have always ...
- 513
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votes
0
answers
46
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Profit sharing after a property has been sold
my cousin and l jointly owned a property which we have just sold. There was an outstanding balance of 20,000 on the mortgage as at when we sold. The ownership is 50/50. Do l deduct the balance ...
7
votes
2
answers
2k
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What are some drawbacks to Interac's e-transfer auto-deposit option?
As a user, what are the drawbacks for Interac e-transfer auto-deposit and what I should consider before using it?
- 71
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votes
0
answers
61
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International online payment
Recently, I noticed my bank is applying a currency conversion fee when I am paying in some online sites. The scenario is
I got to somesite.com and order a product (food/service/devilevry/whatever). ...
- 121
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0
answers
94
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Online Store is authorised but did not take the funds yet (initially deduced and then returned to my bank account)
Recently, I've done an online shopping for (~240 GBP) using my debit card (british bank). I have seen that the money has been initially deduced from my bank account, which I assumed was all fine, ...
- 101
2
votes
1
answer
84
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Why can't Bill Pay payments be scheduled with savings accounts with some banks?
Why can't Bill Pay payments be scheduled with savings accounts with some banks?
For example, the Bill Pay at bank of America doesn't the users to schedule payments with saving accounts:
- 11.2k