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Questions tagged [fraud]

For questions related to fraud awareness, prevention, and resolution.

-3
votes
0answers
26 views

Has any heard of this crypto exchange called 'cryptoexpo net' based in UK? [on hold]

The website looks like a legit crypto exchange but they are not. They trap with a 0.01btc deposit for verification, then tell you that a premium account is needed and an additional deposit 0.05BTC is ...
0
votes
1answer
60 views

Unknown Zelle payment

A Zelle transfer appeared on my bank account that I didn't make. Zelle says to contact my bank for more info on who was paid, but they say money was paid to Zelle! How do I find out who got my money?!...
2
votes
2answers
107 views

Is it more difficult to reverse a fraudulent check if it is cashed at a check-cashing service rather than deposited at a bank?

Say that someone gets ahold of my checking information and writes a fraudulent check from my account. Then they cash it at a check cashing store. I notice a week or so later, call my bank, and report ...
1
vote
1answer
54 views

Alternate Payment Methods That Protect Sellers With Virtual Services [closed]

I use eBay and my own site (hosted by Wix) to sell a virtual service with uses PayPal as the only payment option. Since the virtual service contains no physical item that gets dispatched, protection ...
1
vote
3answers
269 views

How likely is it to be victim of credit card fraud on a credit card that has never been used?

How likely is it to be victim of credit card fraud on a credit card that has never been used? Assume that the credit card was issued by a financial institution bank in the United States. (Link to ...
0
votes
1answer
41 views

Which term describes fraudulently recording an asset more than once?

Imagine someone was working out how much my company was worth, and had tallied up the value of some machines that were in one of my factories, but then I move the machines to another factory (before ...
0
votes
2answers
96 views

What can I do if I believe I made a credit card purchase from a fradulent site

I made a purchase (via a debit card but without the PIN, so I believe that falls under credit card rules) and upon further investigation I'm pretty sure the site is fake and will shut down without a ...
-1
votes
1answer
88 views

Can BofA seize the money from my account after closing it via Anaytcal department?

I am a new small business owner and I recently opened a small business account through BofA. I receive wire transfers from a liaison with the company I contract for to process invoices. Through BofA’s ...
3
votes
1answer
60 views

If/how check security features really prevent against fraud

So I buy "blank check stock", or security-enhanced thick paper for printing checks. I then print a check with the appropriate MICR font at the bottom space, and put all the other relevant info on the ...
-2
votes
2answers
393 views

Can I purchase gift cards this year and deduct as a business expense, and spend the cards next year?

If my friend was to buy 5k in Amazon gift cards for himself before the year end knowing that he was going to spend those during the 2019 fiscal year, with the idea that he would be writing this off as ...
1
vote
3answers
610 views

Victim of being used as money mule. What should I do next?

Between June-July 2018, an Instagram page called 247cashouts messaged me on Instagram asking if I wanted to make some extra money. He told me the way it would work is; he collects money from ...
1
vote
0answers
228 views

Online store buyer trying to scam

Good day, I posted an item on OLX and somebody inquired for it. I thought it would be a good deal but when he sent the money, the bank (It's fake) asks for a scanned shipment receipt so that they'll ...
1
vote
1answer
123 views

What Recourse Do I Have Against Fraudulent Ecommerce? [UK]

Very simple question, I'm surprised it hasn't been asked before. I bought a product form a website a month ago. They confirmed my order, took the payment and gave me an order number... and that's it....
0
votes
1answer
266 views

Apartment rent possible fraud

I permanently moved to Spain in September and rented a one apartment through a Russian agency. I never met the Russian owner who I was told lives in Canada. A woman from the agency signed in his name ...
3
votes
2answers
182 views

UK Issuing Bank blocked Debit Card. Said card was used fraudulently on ecommerce website. How can this happen?

I was using my UK bank account debit card in India, to buy few flight tickets for my inter city travel. Using my own laptop, in a co-working space. Website used : www.makemytrip.com -- is one of ...
3
votes
1answer
315 views

Someone gave my sister a bad cheque, what should she do?

My sister's ex-boyfriend convinced her to lend money to him so that he can lend it to some unidentified person. She lent him $25 000, and her ex probably lent $63 000 of his own money to this ...
3
votes
2answers
146 views

Does my bank's use of Voice ID put my assets at risk?

This week, I learned that Chase has introduced voice ID for my account, meaning when I call them, they will match my voice with their stored information, and allow phone access to my account based on ...
19
votes
2answers
7k views

Job offer in Sweden: Confused about the salary breakdown

I have received a job offer in Stockholm for a Software Engineering position and have had a verbal discussion about the same. What I have been informed is that I will receive 31000 krona (after tax) ...
0
votes
2answers
240 views

How are fraudulent food stamp redemptions actually turned into cash?

This news article describes a bar being shut down because they were accepting food stamps for drugs and lap-dances. The USDA described how they investigate and fight fraud. Analysis shows that the ...
1
vote
2answers
371 views

Do gas stations have $1.00 preauthorization charges (Are these fraudulent charges)?

I just received the following alert from my bank, and they want to verify that I made these transactions: Do you recognize all of these transaction(s)? Approved transaction at PETRO [redacted] for $...
3
votes
2answers
336 views

Proper response to restaurants taking extra tip?

When visiting full-service restaurants in some places (this seems very common in the US, for example), the server brings a check at the end of the meal detailing the amount owed for food and drink and ...
4
votes
3answers
431 views

Stolen Check honored by bank (maybe after being cancelled). What should I do?

My daughter's checkbook was stolen last Saturday, she reported it to the bank Monday morning 10am and told them to cancel all the checks. She told the police earlier. We're in the USA. Her account ...
48
votes
6answers
14k views

Dealership wants more money years after vehicle is paid off?

I bought a used car in August 2014 when I lived in Texas. A few months later I paid off the vehicle. I have the title and I never heard from the dealership after the final payment. Today I got a ...
12
votes
3answers
1k views

Does IRS Direct Pay use Bank of America or is this a scam?

I went onto the IRS website today to make a payment. In the security part of the address bar it is written Bank of America: My question is this: Is this truly the IRS payment site, or some kind of ...
2
votes
0answers
277 views

Is my bank responsible at all seeing I came to them as the experts because I suspected fraud? [closed]

I applied for a part time job on "Indeed" to be a “Secret Shopper for Walmart”. I took the bait and I was sent a check for $2k. My assignment was to buy itune cards at two Walmart stores and do a ...
78
votes
4answers
22k views

Bank claims debit card was physically scanned - half a continent away. What could have happened?

I have had the same debit card for several years, and I've never had a problem with any fraudulent charges until yesterday. I am careful about where I use my debit card number online, and I am fairly ...
-1
votes
1answer
383 views

Wife posted her social, address, dob fake PayPal sure!

My wife fell for a fake email and ended up entering her social, dob, address... on a fake website. How to dig out of the hole now? Can they clean out the bank accounts?
2
votes
5answers
1k views

Someone is asking for my bank account. Am I going to get hacked or robbed?

If some guy wants to give me money and is asking for my account number, account name and the routing number for my bank. Is he trying to steal from me or take money from my account? Am I going to get ...
2
votes
2answers
467 views

Is it possible to get scammed when buying using PayPal?

I bought a small piece of electronics for around 200€ on ebay-kleinanzeigen, the german equivalent of craigslist. The seller seemed honest and we agreed on him shipping the goods and me paying through ...
78
votes
4answers
28k views

Someone wants to send me cash by DHL. How's this scam supposed to work?

This raises a bunch of red flags (also confirmed by googling the email address it came from), but I don't quite understand how this scam is actually supposed to work. So, here it goes: I put up an ad ...
1
vote
1answer
179 views

Non-Profit Accounting Boy Scouts won't fully disclose event budget [closed]

I'm extremely puzzled why the local Boy Scout council won't / can't disclose the budget of a recent 4 day day camp for cub scouts. Several parents have asked how our $100 / scout camp fee was spent. ...
2
votes
1answer
227 views

Can I correct the name on a check if I'm not committing fraud

A large international car company owes me (person) ~$10-15k and mailed me a check to settle the amount, but they put the wrong name on it and now my bank won't take it. After a month of trying to get ...
2
votes
1answer
427 views

someone deposit money on my credit card

someone activated my new credit card while I was still using the old one. the same day they deposit 980 dollars in my credit card, they didnt have a chance to use it because I blocked right away both ...
3
votes
2answers
150 views

Trust issues with rental security deposit

I'm in a situation where I will need to rent an apartment without the ability to see it or meet the landlord/sublessor first. This creates a trust issue that I'm not sure how to address. Most ...
0
votes
0answers
74 views

RAM Solutions Group [duplicate]

I have received a phone call from RAM SOLUTIONS GROUP offering to buy my shares at a higher price than I paid, they later sent me a email with an offer for this stock, in the past i was contacted by ...
0
votes
1answer
120 views

Endorsed cheque [closed]

I am trying to understand the underlying contract of an endorsed cheque a bit better, and would love to know how the liabilities are determined in the following situation: Alice writes a cheque to ...
23
votes
10answers
9k views

Boutique Investment firm cold called me offering me the chance to purchase stock in a private placement. Legit or scam?

A week ago I got a cold call from someone doing "research about investment experience" which ended with "we might call you if a investment opportunity comes up". A couple of days ago a person from a "...
3
votes
2answers
3k views

Someone's asking me to transfer money from their bank account using their login information. Is this a scam?

A person that I met recently has asked me if I could make some payments in his name. He's offshore and has bad signal. He would give me his account details, bank account, and password. Is this a scam?...
-3
votes
1answer
318 views

Is it considered mortgage fraud if you work for your friend who can assign you higher income?

I posted this on another forum and want to get input here as well. Let's say there's a boyfriend and a girlfriend who have kids together. Boyfriend is self-employed but doesn't have 2 years of ...
0
votes
0answers
248 views

How to get rid of delisted stocks

I live in Europe, so i don`t known usa stock regulations. I have several chinese stocks that were delisted from USA markets. These companies were fraud companies and their stock have not value. These ...
11
votes
5answers
621 views

How did Theranos have any value at all?

Theranos, an infamous case of a tech startup gone bad, was valued at over 9 billion dollars for audacious claims of revolutionizing the blood-testing industry. The trouble is, it had done so with ...
3
votes
1answer
2k views

What could a scammer do with just my signature?

I signed a form, and now I'm trying to decide whether I fell for a scam or not. Whatever way I look at the situation, it doesn't make any sense to me, so I'm wondering if anyone else has more insight ...
2
votes
2answers
856 views

How can “can you hear me?” phone scammers attack me without any lines of credit?

I answered the phone to a very convincing voice that was breaking up, and the person asked "can you hear me"? Only after I said "yes" did I realize that it was either a very lifelike robot or a very ...
9
votes
0answers
920 views

Stolen Check Cashed - No Electronic Trail - HELP! [closed]

I wrote a check for $300.00 to a friend. He lost the check. However, someone found the check and cashed it. My bank deducted $300 from my account. The check was not signed on the back. I asked for an ...
0
votes
0answers
224 views

Accountant didn't file my taxes!

The IRS issued me a fine for non-filing of returns. My accountant prepared my taxes, I e-signed them and he says he e-filed back when they were due but now he can't produce a confirmation number. I ...
0
votes
1answer
124 views

Lost check made out to a school organization

Today I lost a sizeable check made out to a school club. What should I do? Can anyone who finds this check use my acct number to withdraw funds? Currently, the check has not gone through or been ...
0
votes
2answers
691 views

How does this money-transfer scam work?

I'm in the market for an apartment on Craigslist, and a person emailed me with a too-good-to-be-true offer for an apartment that I can't visit because he happens to be out of the country. He then told ...
3
votes
2answers
145 views

What if other person claims car damage higher than actual (in USA)?

This is a hypothetical scenario but I'm thinking of it since I am going on a long trip within the United States. I currently have a car insurance that covers up to 15000$ damage to other cars. In ...
0
votes
3answers
368 views

Bait & Switch Doctor [closed]

I took my two daughters for a “Free Consultation” to an Orthodontist. They said the doctor may need to take x-rays, Panoramics. These are not included in free consultation. I checked with my ...
1
vote
0answers
74 views

To protect against fraud in Canada do I need to go with either Equifax / TransUnion or both?

As per this answer, to protect against fraud, one needs to put a credit alert on TransUnion and Equifax. Isn't it enough to put a fraud alert on just one of them? Why do we need to put it on both ...