Questions tagged [fraud]

For questions related to fraud awareness, prevention, and resolution.

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0
votes
1answer
116 views

Friend from China wants to hire me via contract to receive money and then distribute this money to pay his contracted employees in various countries

Going by the first contract, I'd be receiving a one-time payment of ~40k total and then divvying up and forwarding the money to 5-7 employees in different countries in Southeast Asia and Europe. Then ...
1
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1answer
102 views

"Discover® Identity Alerts (is there a downside to this free service)

I got the offer today. Other companies have made similar offers. Is there a downside to this kind of thing? Are they getting some sort of access that they will somehow market some junk to me? Here's ...
10
votes
0answers
161 views

Verified by Visa - payment site is asking for social security number

I've wanted to pay a merchant in the European Union. We've done business with that merchant for over 10 years and they are absolutely trustworthy. They handle their online credit card payment service ...
-3
votes
3answers
171 views

Dispute Of Unauthorized Transaction on CANCELLED card?

I have two questions regarding the dispute request of an unauthorized (fraudulent) transaction. If the answer depends on whether the card is credit or debit then kindly tell me. First question: The ...
4
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2answers
234 views

Fraudulent online order, we but we don't recognize the card

My son just turned 18. Someone gained access to his Walmart account and placed an order for ~$120. The order was processed and shipped to a trailer park in San Jose. The billing address is our address ...
1
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1answer
145 views

Unrecognized debit card charge

This monday i got an email from my bank saying that i have an unrecognized charge from my debit card. That is an old debit card( about a year and a half i no longer use), with no money in the account,...
29
votes
4answers
10k views

My credit card was unexpectedly charged 1$, the merchant wants my SSN and personal data to tell me why, do I risk identity theft?

I received a phone message from my credit union's fraud detection department about a transaction for $1 that raised a flag. I called them back and was given the information recorded with the ...
17
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7answers
11k views

Scam? Checks via Email

I'm in contact with an individual who wants to send me money. I'm wary about this so I decided to ask here. He wants to email me a photo of a check and for me to use that to deposit money into my ...
26
votes
8answers
15k views

Is the apartment I want to rent a scam?

I am currently looking for an apartment in the near city. Yesterday I found an entry on an online-platform where people rent apartments to students, all in all a serious platform which I have used ...
34
votes
9answers
13k views

How do you send money when you're not sure it's not a scam?

I've been hunting around for an apartment recently, and along with the countless posts on Craigslist, I found one with a good price but slightly strange story. The poster claims to have been sent to ...
2
votes
1answer
185 views

Can I get a confirmation that a pending card transaction details are real?

I'm going to make a deal over the Internet with a payment onto my Mastercard debit card (for providing some service online); a part of the payment will be done up front. I'll have a (not editable or ...
59
votes
15answers
21k views

Credit card details stolen every 1-2 years. What am I doing wrong? [duplicate]

Background I just had my credit card canceled because of fraud. This is actually a perfectly normal occurrence for me, which is the impetus behind this question. The card in question was only about ...
6
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1answer
164 views

Is there a general way to prevent fraudulent bank accounts from being opened in your name in Canada?

In the wake of the Desjardins data leak, several of my friends have become aware of fraudulent bank accounts (not credit accounts or lines of credit, to the best of my understanding) being opened in ...
0
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0answers
193 views

Ali Express and credit card frauds?

A lot of people around me claims that they have been victims of credit card thefts after shopping on Ali Express (one person even claims it happened several times). I am very sceptical to this because ...
3
votes
1answer
339 views

Fraudulent account opened, order shipped to me, how does the scam work?

This happened a while ago, but I still don't know how the scam was supposed to work. Someone opened a Fingerhut account in my name and had an air conditioning wall-unit shipped to me. Fortunately, I ...
3
votes
1answer
564 views

I received a seemingly legitimate welcome email for a bank account I did not open. What do I do?

I received an email which was apparently from Sun Trust Bank. It was welcoming me to their online services. I have not signed up for such services. I looked at the following data and it appears ...
0
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2answers
140 views

checking credit report for disabled adult child

I am the legal guardian of my disabled 26 year old son. I want to check his credit report to make sure noone is using his identity. how can I do this?
58
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4answers
13k views

Counterfeit checks were created for my account. How does this type of fraud work?

Two days ago, first thing in the morning I updated my quicken accounts and saw that my primary checking account had two unidentified checks totaling several thousand dollars, wiping out the account ...
4
votes
4answers
2k views

Does a bank have to tell me if a check made out to me was cashed there?

I moved out of a place and I was supposed to receive my last pay check there. I think my housemate deposited it in his account. I know banks are not supposed to, but it's in a small town so people ...
1
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2answers
1k views

Bank account got shut down for fraud from my sugar daddy? [duplicate]

I recently met some sugar daddy and gave him my bank username and password for him to deposit money into my account. I had about 9.00$ in my account and he tried depositing 800$, then next day I tried ...
3
votes
1answer
206 views

What should I do if no party wants to act on fraudulent transaction

In reality, this problem was acknowledged and resolved by one of the parties, but I want to know what to do in theoretical future scenarios. My Airbnb account was recently hacked. I don't know why, ...
3
votes
1answer
93 views

Taxes for “on the job” training for non U.S. Citizens and the W-8BEN

The Story: Two years ago two students from Germany went to U.S. to recieve a 4.5 months long "on the job" training at an international company. They each get a monthly allowance of 850$ via checks. ...
1
vote
1answer
165 views

How do fraudulent brokerages make money except for commissions?

I just read about "rip-off" brokers that try to lure you in for a deposit with very high leverage and then cash in your deposit when you lose the money. But how does this work? If you lose all your ...
0
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1answer
62 views

Find number by reference number [closed]

Someone used my bank card to make their T-Mobile phone payment. How can I find out what number that the payment was payed for?
4
votes
1answer
161 views

Tax preparer for my parents claiming me as a dependent

My parents run a family farm, and use a professional accountant to keep track of the business, and also prepare their taxes. However, he (the accountant) wants me to amend my tax return so my parents ...
47
votes
9answers
14k views

I believe this to be fraud — hired, then asked to cash check and send cash as Bitcoin

I have been "hired" by Nissan Motor as a key account specialist. My first assignment is to cash two checks that I have received. Both were written by a customer who has already received the engines. ...
2
votes
0answers
185 views

My Account was used to commit fraud

I started dating Sven at the end 2016, I had just been divorced. He left for Congo in December 2016 and returned in December 2018. Upon his return, he advised that he needed a card where he can ...
3
votes
1answer
4k views

What can someone do with the last four digits of my credit card number, last four digits of my social security number, and my zip code?

I recently got a call from my “bank” telling me that there have been several fraudulent transactions on my credit card. Naively I believed them and gave them he last four digits of my credit card ...
1
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3answers
629 views

How do dating website scams work? How can I protect someone from them?

My husband of 50 years has gotten sucked into a Chinese dating site. A woman(?) has 'fallen in love' with him and wants him to open an account at HSBC so she can start a 'fund' for him to give him ...
4
votes
2answers
340 views

Victim of mandate fraud

I'm hoping somebody will be able to help me with my situation. I have summarised it as concisely as possible below. I had been dealing with a kitchen company who were to provide me with a new kitchen ...
1
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2answers
236 views

I submitted my credit card number to an unreputable site. What should I do now?

I was shopping for an uncommon item, found a site that claimed to sell it, and placed an order with my credit card (which went through Verified by Visa). Only afterward did I realize that this site ...
6
votes
1answer
526 views

Is this a cashier check scam?

I'm a personal trainer and I've received an email stating that someone wants me to train their kids while they are in the US for vacation. The request was for many sessions and would total well over $...
71
votes
4answers
17k views

Is there any danger of my neighbor having my wife's signature?

On Monday my next door neighbor came over and asked my wife for her signature. He said they were having a contest at work (he works at the local grocery store) that whoever got the most signatures got ...
0
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1answer
278 views

Free Money Payroll from Ghost Accounts [duplicate]

My friend said he knows this guy who will deposit money into my Chase bank account. The only requirements being that I have had the account for over 4 months and my balance is not negative. His name ...
2
votes
2answers
265 views

Does SIPC protection apply if a brokerage doesn't actually purchase securities?

Suppose there is a brokerage (not like Madoff case), where investors buy ordinary stocks/ETFs (qqq, brk-b orcl or any stock traded on NASDAQ/NYSE, not pink sheet or unlisted) at a time (and never sell)...
1
vote
3answers
313 views

Opening account for family in my name

Sibling of mine asked me to open an bank account for her in my name. She wants to fill it with her savings and use it on day-to-day basis with a debit card. I have a strong feeling this could ...
-2
votes
1answer
429 views

Another person is letting me use their bank account to make purchases, what are my risks?

I met someone online. They posed as a sugar momma. They NEVER asked for any account or personal info of any kind, and they never received any of my personal information. They gave me, I have texts ...
1
vote
1answer
174 views

Unknown Zelle payment

A Zelle transfer appeared on my bank account that I didn't make. Zelle says to contact my bank for more info on who was paid, but they say money was paid to Zelle! How do I find out who got my money?!...
3
votes
2answers
269 views

Is it more difficult to reverse a fraudulent check if it is cashed at a check-cashing service rather than deposited at a bank?

Say that someone gets ahold of my checking information and writes a fraudulent check from my account. Then they cash it at a check cashing store. I notice a week or so later, call my bank, and report ...
1
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1answer
71 views

Alternate Payment Methods That Protect Sellers With Virtual Services [closed]

I use eBay and my own site (hosted by Wix) to sell a virtual service with uses PayPal as the only payment option. Since the virtual service contains no physical item that gets dispatched, protection ...
2
votes
3answers
303 views

How likely is it to be victim of credit card fraud on a credit card that has never been used?

How likely is it to be victim of credit card fraud on a credit card that has never been used? Assume that the credit card was issued by a financial institution bank in the United States. (Link to ...
0
votes
1answer
56 views

Which term describes fraudulently recording an asset more than once?

Imagine someone was working out how much my company was worth, and had tallied up the value of some machines that were in one of my factories, but then I move the machines to another factory (before ...
0
votes
2answers
313 views

What can I do if I believe I made a debit card purchase from a fraudulent site

I made a purchase (via a debit card but without the PIN, so I believe that falls under credit card rules) and upon further investigation I'm pretty sure the site is fake and will shut down without a ...
-1
votes
1answer
173 views

Can BofA seize the money from my account after closing it via Anaytcal department?

I am a new small business owner and I recently opened a small business account through BofA. I receive wire transfers from a liaison with the company I contract for to process invoices. Through BofA’s ...
3
votes
1answer
177 views

If/how check security features really prevent against fraud

So I buy "blank check stock", or security-enhanced thick paper for printing checks. I then print a check with the appropriate MICR font at the bottom space, and put all the other relevant info on the ...
-2
votes
2answers
810 views

Can I purchase gift cards this year and deduct as a business expense, and spend the cards next year?

If my friend was to buy 5k in Amazon gift cards for himself before the year end knowing that he was going to spend those during the 2019 fiscal year, with the idea that he would be writing this off as ...
1
vote
3answers
2k views

Victim of being used as money mule. What should I do next?

Between June-July 2018, an Instagram page called 247cashouts messaged me on Instagram asking if I wanted to make some extra money. He told me the way it would work is; he collects money from ...
1
vote
0answers
406 views

Online store buyer trying to scam

I posted an item on OLX and somebody inquired for it. I thought it would be a good deal but when he sent the money, the bank (It's fake) asks for a scanned shipment receipt so that they'll transfer it ...
1
vote
1answer
143 views

What Recourse Do I Have Against Fraudulent Ecommerce? [UK]

Very simple question, I'm surprised it hasn't been asked before. I bought a product form a website a month ago. They confirmed my order, took the payment and gave me an order number... and that's it....
0
votes
1answer
400 views

Apartment rent possible fraud

I permanently moved to Spain in September and rented a one apartment through a Russian agency. I never met the Russian owner who I was told lives in Canada. A woman from the agency signed in his name ...