Questions tagged [fraud]
For questions related to fraud awareness, prevention, and resolution.
346
questions
14
votes
5
answers
10k
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A stranger messaged me “please put 10 dollars on my card”, followed by a card number. Is this a known scam?
I got contacted by someone on Telegram with the user name "." with the following message:
I am a citizen of Uzbekistan, my child is sick with gout, so can you
put 10 dollars on my card
...
- 257
0
votes
4
answers
384
views
Why would a text scammer want me to switch to contacting them on a different number?
I was bored on the weekend so started playing along with what I'm almost certain is going to try to turn into a romance scam, or similar.
Initial random WA text to wrong number ... "Oh, I'm so ...
- 2,097
-1
votes
1
answer
270
views
How does Klarna remain in business when all a customer needs to pay with Klarna is a simple phone number?
I just ordered my first product using Klarna's buy-now-pay-later online payment service.
I was shocked to find out that all they want from you is a valid phone number. Once you've entered it they'll ...
- 117
-3
votes
1
answer
303
views
How can banks & credit cards fall victim to what seems obvious fraud?
I'm trying to identify the company that is a payee on my credit card statement where fraudulent transactions were paid, but I'm having a difficult time. There are a couple of scams that have ...
0
votes
1
answer
147
views
I've come across IBAN & SWIFT numbers of a large international healthcare organization (in a publicly accessible document). Anything I should do?
A little more detail.
I was searching a European health authority website for documents related to a specific healthcare conglomerate.
I've done this many times in the past (looking for regulatory ...
- 115
-1
votes
2
answers
138
views
Multi Member LLC Fraud
My husband is part of a multi member (2 members) LLC for recovery houses. Currently they have one house and 5 or 6 men living there. The rent the other member has been gathering from these men is not ...
- 1
1
vote
2
answers
128
views
Working around IRA contribution limits using options
Lets say I have a taxable brokerage account with $1k of shares for ABC. I'm reasonably sure ABC will go down over the short term but don't want to sell it so I buy puts.
But since I just opened a Roth ...
- 13
10
votes
2
answers
4k
views
Energy accounts fraudulently opened in Texas
I don't understand this scam. My wife had several energy utility accounts opened in Texas. They were all opened at the same time, for different addresses, and with different energy companies. They ...
- 203
0
votes
1
answer
100
views
GnuCash: Should I Record Fraudulent Charges?
I'm catching up on reconciling my checking account in GnuCash, discovered a fraudulent charge on the February 2023 statement, and noticed another fraudulent charge pending. Should I enter the ...
- 103
12
votes
2
answers
4k
views
Should I report stolen card or damaged card if the CVV was stolen?
I was in a public concert today and I went to buy food. It was a brand new card but the services men suspiciously said it didn't work by swiped it very slowly, and then tried to record the card number,...
0
votes
1
answer
113
views
AML Check & Refundable Deposit for releasing the payment
As a freelancer, I have recently accepted a project and the employer agreed to make an upfront of nearly $3000. I asked him to send the money to my uncle's account in the UK. He agreed. I provided him ...
16
votes
1
answer
6k
views
10 Trading.com - Fake or not?
I invested small amount of money 5 years ago and then panicked and withdrew it all, 10Trading was the company and I believe they were closed down, however periodically I receive emails suggesting I ...
- 161
2
votes
2
answers
991
views
How does SIPC insurance help a small investor with a fixed portfolio that is currently down below original value?
If your original portfolio was worth $500k started a year ago but the same amount of shares holdings is currently only worth $350k, does it mean you are insured at most $350k? Or all of the stock ...
- 29
0
votes
3
answers
139
views
Can a single file tax as "married file jointly" to take advantage of more standard deductions?
Can a single file tax as "married file jointly" to take advantage of double the standard deductions? Why or why not?
- 433
1
vote
3
answers
756
views
Confirmation email and shipment sent for order I did not place - but not charged for it?
I received an order confirmation email completely out of the blue recently, thanking me for a $200 purchase of CBD gummies. This was not caught by a spam filter and went to my regular inbox. See below,...
1
vote
1
answer
179
views
Bank loan related fraud in India
I am asking this question on behalf of an Indian friend of mine.
My friend (A) is planning to sell a house. The prospective buyer (B) will take a bank loan to buy the house.
Now B suggests that an ...
- 111
17
votes
5
answers
6k
views
A paid website subscription subscribed me on two additional paid websites without my consent. Do I need to do more than cancel on those websites?
I am hoping someone can help me determine if I was scammed (and need to cancel my card). My gut says scam but I want to be sure.
I was trying to obtain a PDF textbook by signing up for a free trial on ...
- 181
2
votes
1
answer
234
views
"Check" created from multiple overlapping checks
I use Bank of America and wrote a check for rent in September this year for an amount of $2850. I turned in the check physically to the landlord and the amount was drawn from my account normally, but ...
- 23
14
votes
1
answer
5k
views
How to fight an unemployment tax bill that I do not owe in NY?
Back in the summer I received a tax bill saying I owe money for unemployment, but I do not as I never filed it. It's most likely fraud claim under my name or company.
Below are the redacted documents ...
- 2,025
34
votes
2
answers
5k
views
Can I notify a card-holder or their bank that their card is being used fraudulently?
I'm an online merchant based in the USA, and I received an order that failed my fraud checks. I believe the "customer" is using a credit card that doesn't belong to them. I don't want to ...
- 443
20
votes
7
answers
7k
views
How can a retail investor check whether a cryptocurrency exchange is safe to use?
In the wake of the ongoing FTX debacle, I wonder the following: How can a retail investor check whether a cryptocurrency exchange is safe to use, at least minimize the risk?
By safe, I mean no losing ...
- 11.2k
0
votes
1
answer
234
views
Does debit card fraud indicate that I did something wrong?
I'm quite careful with my debit card; I don't enter it on non-trustworthy sites. I just had a fraudulent transaction, so I'll need to get a new card. When I get the new card, do I need to be more ...
- 1,399
1
vote
0
answers
234
views
Can I sue the car dealership for fraud if they let my ex finance a car under my name?
About 4 years ago (2018), i was living with my ex and I leased a car for 3 years but under my name only. 2 years later (2020), we broke up but i let her use the car for the last year of the lease. ...
- 21
0
votes
1
answer
164
views
How to vet a gold bullion supplier
In some sense, this question is a general one and not specific to my case.
I am looking to order gold bullion from a seemingly reputable website.
Funnily enough, I've ordered countless things before ...
- 109
0
votes
1
answer
331
views
Why would a credit card company reject a transaction for suspected fraud, but not contact me?
My bank offers a debit card, which I can use to perform online purchases. Recently, I tried to purchase clothing online, but the card was declined. I was certain that I had enough funds on the card, ...
- 103
41
votes
3
answers
30k
views
Is it a scam if someone asks for my full name, email, and bank name?
I was approached on Instagram by a painter who wants to use one of my posts as a reference for a painting for a client of his. He said my cut would be $500 and he needs my full name, and bank name for ...
- 435
3
votes
1
answer
848
views
Are online purchases using PayPal safer than using a debit card?
I have a PayPal account that is linked to my Mastercard debit card, which is linked to my bank account. I usually make online payments using PayPal instead of directly using the debit card. PayPal ...
- 16.9k
3
votes
3
answers
542
views
Why don't online scammers charge more money to the associated Debit Card?
I got hit with a cleaning service scam where the Facebook group had > 30k likes, positive reviews from real looking people, etc.
They charged me over $200 and didn't provide any service. There is ...
- 823
0
votes
2
answers
93
views
what is more to Market Capitalization formula?
I wonder what is more to Market Capitalization formula ?
I am mostly an ETF investor, but follow some stocks with few # of shares and when I look at SPCE about 4-5 years ago its market capitalization ...
- 960
0
votes
0
answers
706
views
Is COT FEE a Scam? [duplicate]
I read another question about the COT FEE Scam, but what if they're not asking you to log into their account?
I was working with A Private Money Lender & was supposedly approved for a $200,000.00 ...
- 11
0
votes
1
answer
122
views
Does it matter how long an apartment is gifted to a child to cause any tax liability by the IRS?
If we choose to gift an apartment of ours to a child, can they gift it back to us in a few years without them and us having to owe any tax for any reason? If so, how much time is the minimum that the ...
- 468
35
votes
3
answers
7k
views
How can I stop fraudulent recurring credit card transactions being forwarded to a new card?
I have a Mastercard credit card issued by a U.S.-based financial institution. Several billing cycles ago the card information was compromised and several hundred transactions were initiated. The card ...
- 477
34
votes
5
answers
11k
views
Credit card replaced due to fraud, new card has exactly the same information as the old one. How does this address the fraud risk?
My credit card company detected fraud on my account. They contacted me about this fraud, we identified fraudulent charges.
I was also told my current cards on the account would not work and I would be ...
- 8,632
-2
votes
2
answers
3k
views
Can I trust Zelle to credit my account for added charges?
I listed a dress for $300 on FB Marketplace. The buyer uses Zelle so I set up an account because D said that was the only way she sent funds. She said she sent Zelle the money. So I get an email ...
1
vote
2
answers
229
views
Is remote card scanning (contactless payments) a viable attack for fraudsters? Has it been done?
With the advent of contactless payments there are people who are afraid that this could be used to steal their money remotely without them even noticing. I used to be in that camp too until the ...
- 1,127
1
vote
2
answers
295
views
My Schwab 401k account has been emptied inexplicably, can I get my money back?
Today, while I was preparing my 2021 tax, I was checking my 401k account and shocked that my account is empty. Somebody sold my ETF holding and transferred out on Sep 01 2021. It's Saturday, nobody ...
Alan Wang
2
votes
0
answers
191
views
How can I confirm ownership of shares in a stock?
I purchased Rivian pre IPO shares with my stock holding of Starlink pre IPO. The company has since floated in the US. There was a lockout period before I could sell. However my broker (Scott Sorensen ...
2
votes
1
answer
141
views
Did the Hospital Mis-Bill My Insurance Plans?
Some months ago, I received treatment at a hospital in New York City. While I was there, I provided them with the insurance information for two plans under which I was covered.
Company A sent me an ...
- 51
1
vote
5
answers
808
views
Trader I met online is asking for more money as a transaction fee to process withdrawal of my gains [duplicate]
I met a trader on telegram and after discussion I was convinced to invest $300 and then after 24 hours I got a message to increase the investment to $500 otherwise trading will not be done.
After 2 ...
- 47
31
votes
2
answers
6k
views
Why is my bank unable to track a direct transfer I made to another (fraudulent) account?
I was the victim of a scam. The scammer posed as a person I wanted to do business with, and I was tricked into sending money from my bank account to another bank account using an account number and ...
- 411
3
votes
0
answers
188
views
Are there any legal risks/implications of this indirect gold purchasing process
Setup:
My wife and I live in UK. My In-Laws are UK expats currently living in Switzerland.
They are investing some of their savings into Gold Bullion. (not interested in any assessment of that ...
- 2,097
2
votes
2
answers
358
views
How can fraudsters set up believable foreign accounts?
I often read of the risk of wiring money to a fraudulent recipient. For example, on a real estate closing, a common scam is to trick the buyer into wiring the closing costs to an account belonging to ...
- 9,775
2
votes
1
answer
657
views
Received a check in the mail, realized a day after depositing it that it was a fake
About a week and a half ago, I received a check in the mail. I stupidly deposited it and contact my bank, the fraud department and signed papers a day after doing so. I am receiving few answers from ...
- 21
1
vote
4
answers
3k
views
How can someone hack our bank account?
Can someone hack and withdraw money from my bank account if they have my full name, bank name, last four digit bank account number and my phone number. Yes or No, Please explain why?
- 13
-3
votes
1
answer
409
views
Why are older people more likely to be a victim of romance scammers than young people? [closed]
I have this curiosity. Statistics show that most people who are victims of romance scams are middle aged or elderly people(and female) but younger people rarely fall for this kind of fraud. Young ...
- 107
1
vote
1
answer
463
views
Someone tries to use cancelled card
In the UK, a debit card is stolen and the card's owner cancels the card. The thief tries to use the card for a contactless payment, but it is declined.
Would the bank have a record of this?
Would ...
- 22.4k
3
votes
0
answers
185
views
Internationally issued Visa Credit Card fraudulently used in the US, possibly because merchant bypassed card security features. What are my options?
My internationally issued credit card was stolen, along with a lot of my personal items in the US. There was also a Apple credit card issued in the US that were stolen, but the fraudulent charges were ...
- 39
3
votes
2
answers
577
views
Mother using my details and committing fraud
I’ve lived with my single mother all my life in the UK. My bank accounts and all details, electoral etc are at the same address I’ve lived my entire life with her at. Growing up, whenever we (my ...
- 31
-1
votes
2
answers
327
views
Am i being used for bank fraud [duplicate]
I have been speaking to a girl in Nigeria she promised to visit me but but twice didn't show up said she loved me although never met. Asked for money multiple times asked for bank details and says she ...
5
votes
1
answer
7k
views
Can my Zelle payment be reversed? [duplicate]
I was contacted by a fraudulent person and I sent them 3 payments under false pretenses. They walked me through the process and instead of receiving money, I sent it. My bank basically stated that I'm ...
