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For questions related to fraud awareness, prevention, and resolution.

0
votes
1answer
167 views

Apartment rent possible fraud

I permanently moved to Spain in September and rented a one apartment through a Russian agency. I never met the Russian owner who I was told lives in Canada. A woman from the agency signed in his name ...
3
votes
2answers
155 views

UK Issuing Bank blocked Debit Card. Said card was used fraudulently on ecommerce website. How can this happen?

I was using my UK bank account debit card in India, to buy few flight tickets for my inter city travel. Using my own laptop, in a co-working space. Website used : www.makemytrip.com -- is one of ...
2
votes
1answer
281 views

Someone gave my sister a bad cheque, what should she do?

My sister's ex-boyfriend convinced her to lend money to him so that he can lend it to some unidentified person. She lent him $25 000, and her ex probably lent $63 000 of his own money to this ...
3
votes
2answers
139 views

Does my bank's use of Voice ID put my assets at risk?

This week, I learned that Chase has introduced voice ID for my account, meaning when I call them, they will match my voice with their stored information, and allow phone access to my account based on ...
19
votes
2answers
7k views

Job offer in Sweden: Confused about the salary breakdown

I have received a job offer in Stockholm for a Software Engineering position and have had a verbal discussion about the same. What I have been informed is that I will receive 31000 krona (after tax) ...
0
votes
2answers
230 views

How are fraudulent food stamp redemptions actually turned into cash?

This news article describes a bar being shut down because they were accepting food stamps for drugs and lap-dances. The USDA described how they investigate and fight fraud. Analysis shows that the ...
1
vote
2answers
234 views

Do gas stations have $1.00 preauthorization charges (Are these fraudulent charges)?

I just received the following alert from my bank, and they want to verify that I made these transactions: Do you recognize all of these transaction(s)? Approved transaction at PETRO [redacted] for $...
3
votes
2answers
322 views

Proper response to restaurants taking extra tip?

When visiting full-service restaurants in some places (this seems very common in the US, for example), the server brings a check at the end of the meal detailing the amount owed for food and drink and ...
4
votes
3answers
404 views

Stolen Check honored by bank (maybe after being cancelled). What should I do?

My daughter's checkbook was stolen last Saturday, she reported it to the bank Monday morning 10am and told them to cancel all the checks. She told the police earlier. We're in the USA. Her account ...
48
votes
6answers
14k views

Dealership wants more money years after vehicle is paid off?

I bought a used car in August 2014 when I lived in Texas. A few months later I paid off the vehicle. I have the title and I never heard from the dealership after the final payment. Today I got a ...
12
votes
3answers
1k views

Does IRS Direct Pay use Bank of America or is this a scam?

I went onto the IRS website today to make a payment. In the security part of the address bar it is written Bank of America: My question is this: Is this truly the IRS payment site, or some kind of ...
2
votes
0answers
263 views

Is my bank responsible at all seeing I came to them as the experts because I suspected fraud? [closed]

I applied for a part time job on "Indeed" to be a “Secret Shopper for Walmart”. I took the bait and I was sent a check for $2k. My assignment was to buy itune cards at two Walmart stores and do a ...
78
votes
4answers
22k views

Bank claims debit card was physically scanned - half a continent away. What could have happened?

I have had the same debit card for several years, and I've never had a problem with any fraudulent charges until yesterday. I am careful about where I use my debit card number online, and I am fairly ...
-1
votes
1answer
363 views

Wife posted her social, address, dob fake PayPal sure!

My wife fell for a fake email and ended up entering her social, dob, address... on a fake website. How to dig out of the hole now? Can they clean out the bank accounts?
2
votes
5answers
672 views

Someone is asking for my bank account. Am I going to get hacked or robbed?

If some guy wants to give me money and is asking for my account number, account name and the routing number for my bank. Is he trying to steal from me or take money from my account? Am I going to get ...
2
votes
2answers
441 views

Is it possible to get scammed when buying using PayPal?

I bought a small piece of electronics for around 200€ on ebay-kleinanzeigen, the german equivalent of craigslist. The seller seemed honest and we agreed on him shipping the goods and me paying through ...
78
votes
4answers
27k views

Someone wants to send me cash by DHL. How's this scam supposed to work?

This raises a bunch of red flags (also confirmed by googling the email address it came from), but I don't quite understand how this scam is actually supposed to work. So, here it goes: I put up an ad ...
1
vote
1answer
173 views

Non-Profit Accounting Boy Scouts won't fully disclose event budget [closed]

I'm extremely puzzled why the local Boy Scout council won't / can't disclose the budget of a recent 4 day day camp for cub scouts. Several parents have asked how our $100 / scout camp fee was spent. ...
2
votes
1answer
214 views

Can I correct the name on a check if I'm not committing fraud

A large international car company owes me (person) ~$10-15k and mailed me a check to settle the amount, but they put the wrong name on it and now my bank won't take it. After a month of trying to get ...
2
votes
1answer
342 views

someone deposit money on my credit card

someone activated my new credit card while I was still using the old one. the same day they deposit 980 dollars in my credit card, they didnt have a chance to use it because I blocked right away both ...
3
votes
2answers
145 views

Trust issues with rental security deposit

I'm in a situation where I will need to rent an apartment without the ability to see it or meet the landlord/sublessor first. This creates a trust issue that I'm not sure how to address. Most ...
0
votes
0answers
66 views

RAM Solutions Group [duplicate]

I have received a phone call from RAM SOLUTIONS GROUP offering to buy my shares at a higher price than I paid, they later sent me a email with an offer for this stock, in the past i was contacted by ...
0
votes
1answer
112 views

Endorsed cheque [closed]

I am trying to understand the underlying contract of an endorsed cheque a bit better, and would love to know how the liabilities are determined in the following situation: Alice writes a cheque to ...
23
votes
10answers
9k views

Boutique Investment firm cold called me offering me the chance to purchase stock in a private placement. Legit or scam?

A week ago I got a cold call from someone doing "research about investment experience" which ended with "we might call you if a investment opportunity comes up". A couple of days ago a person from a "...
3
votes
2answers
2k views

Someone's asking me to transfer money from their bank account using their login information. Is this a scam?

A person that I met recently has asked me if I could make some payments in his name. He's offshore and has bad signal. He would give me his account details, bank account, and password. Is this a scam?...
-3
votes
1answer
294 views

Is it considered mortgage fraud if you work for your friend who can assign you higher income?

I posted this on another forum and want to get input here as well. Let's say there's a boyfriend and a girlfriend who have kids together. Boyfriend is self-employed but doesn't have 2 years of ...
0
votes
0answers
216 views

How to get rid of delisted stocks

I live in Europe, so i don`t known usa stock regulations. I have several chinese stocks that were delisted from USA markets. These companies were fraud companies and their stock have not value. These ...
11
votes
2answers
391 views

How did Theranos have any value at all?

Theranos, an infamous case of a tech startup gone bad, was valued at over 9 billion dollars for audacious claims of revolutionizing the blood-testing industry. The trouble is, it had done so with ...
3
votes
1answer
1k views

What could a scammer do with just my signature?

I signed a form, and now I'm trying to decide whether I fell for a scam or not. Whatever way I look at the situation, it doesn't make any sense to me, so I'm wondering if anyone else has more insight ...
1
vote
2answers
820 views

How can “can you hear me?” phone scammers attack me without any lines of credit?

I answered the phone to a very convincing voice that was breaking up, and the person asked "can you hear me"? Only after I said "yes" did I realize that it was either a very lifelike robot or a very ...
9
votes
0answers
751 views

Stolen Check Cashed - No Electronic Trail - HELP! [closed]

I wrote a check for $300.00 to a friend. He lost the check. However, someone found the check and cashed it. My bank deducted $300 from my account. The check was not signed on the back. I asked for an ...
0
votes
0answers
200 views

Accountant didn't file my taxes!

The IRS issued me a fine for non-filing of returns. My accountant prepared my taxes, I e-signed them and he says he e-filed back when they were due but now he can't produce a confirmation number. I ...
0
votes
1answer
116 views

Lost check made out to a school organization

Today I lost a sizeable check made out to a school club. What should I do? Can anyone who finds this check use my acct number to withdraw funds? Currently, the check has not gone through or been ...
0
votes
2answers
623 views

How does this money-transfer scam work?

I'm in the market for an apartment on Craigslist, and a person emailed me with a too-good-to-be-true offer for an apartment that I can't visit because he happens to be out of the country. He then told ...
3
votes
2answers
137 views

What if other person claims car damage higher than actual (in USA)?

This is a hypothetical scenario but I'm thinking of it since I am going on a long trip within the United States. I currently have a car insurance that covers up to 15000$ damage to other cars. In ...
0
votes
3answers
356 views

Bait & Switch Doctor [closed]

I took my two daughters for a “Free Consultation” to an Orthodontist. They said the doctor may need to take x-rays, Panoramics. These are not included in free consultation. I checked with my ...
1
vote
0answers
61 views

To protect against fraud in Canada do I need to go with either Equifax / TransUnion or both?

As per this answer, to protect against fraud, one needs to put a credit alert on TransUnion and Equifax. Isn't it enough to put a fraud alert on just one of them? Why do we need to put it on both ...
5
votes
1answer
984 views

How does this example of fake certificate of deposit fraud work?

This article mentions a method of fraud that yielded $2,000,000 from fake certificates of deposit. That didn’t stop Beane from following the video’s advice and using fake accounts to create $30 ...
0
votes
2answers
3k views

Risks of sending debit/credit cards via conventional mail

If a bank mails a credit/debit card in an envelope isn't there a risk that somewhere on its way the envelope will be scanned and the card number, expiration date and CVV code will be extracted? As ...
-4
votes
1answer
495 views

Bank of America refuses to refund me $1900 someone fraudulently stole from my account! [closed]

On November 10, 2017, my purse was lost—it had my phone and all my personal information in it. My phone doesn’t have a security code on it. Someone made two separate ATM withdrawals and approved ...
8
votes
2answers
526 views

Someone applied for a credit card in my name - how can they retrieve the card?

Someone used my name, SSN, DOB, and current address to apply for a Walmart credit card. I have confirmed that no one has attempted to forward my mail (yet). I terminated the application within a day ...
0
votes
3answers
133 views

Will fraudulent use of my credit card(s) impact my creditworthiness/score?

I am currently in a predicament where I am living in France but most of my credit cards (the ones I don't really use) are back in the U.S. with my parents. I didn't take pictures of the front/back ...
6
votes
1answer
175 views

Tax implications of long term financial advisor fraud

Our family trusted financial advisor that was entrusted with over a million dollars (over the past 10 years) filed for his company and personal bankruptcy earlier this year. He admits sending out ...
1
vote
2answers
4k views

How to protect from fraud when giving out CVV

In Australia, it seems like a common practice that when paying for something over the phone, the guy on the other side asks for the credit card number, expiry and the CVV number ! I have never had to ...
-3
votes
2answers
171 views

Insurance fraud? [closed]

Here is a scenario: Buy car insurance from 2 or more companies for the same person and car. Drive into a wall and total the car. (Wear seatbelt to avoid injury) Collect the insurance money minus ...
104
votes
8answers
27k views

Scamming an investor by offering a quick sale of a property at her named price

My mother-in-law was approached by an old friend who she hadn't heard from in a couple of years with a "business proposition" which is almost certainly a scam. I don't really understand how the scam ...
1
vote
2answers
697 views

Am I being scammed?

A friend of mine who recently got involved with some money hooked me up with a person and they asked for my debit card and account information. If you’re getting money transferred to you does that ...
1
vote
1answer
576 views

Two similiar music chest web shops with the same products and no impressum - both are a fraud? [closed]

I wanted to buy a tiny litte music box as a present for christmas since I discovered an advertisement of this website on Facebook: https://www.musicchests.com/ This is their facebook page btw: https://...
8
votes
1answer
182 views

Is this a form of insurance fraud? Provider charged us less than reported to insurance

We needed an expensive genetic test for our daughter. UCSF hospital suggested a new lower cost provider, and sent the sample in. The provider called us and said they are "unique" in that they would ...
1
vote
1answer
105 views

Credit card fraud resulting in credit card account closure + reopening with a different account number: what's the impact on the credit score? [duplicate]

I live in the United States. One of my credit cards issued by a bank based in the US (namely, JPMorgan Chase Bank) was used fraudulently. I informed my bank, who Informed me they would close my credit ...