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Questions tagged [payment]

For questions related to moving money between accounts or electronically moving funds or paying back the dues owned. Generally used in context of credit-cards, loans, bank-account.

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14 votes
11 answers
7k views

Is online payment with credit card equal to giving merchant whole wallet to take the money we agreed upon?

I'm curious about how the credit cards work. When you do a bank transfer it is you who tells your "bank account" what amount to send and where to send it. When you pay with credit card it ...
0 votes
0 answers
100 views

Bank not received international transfer threatening to take money back

I'm having an issue with my bank: I received money from abroad (paid via revolut in Lithuania afaik) to my UK bank (the cooperative bank) The money was credited to my account and all seemed fine until ...
0 votes
1 answer
216 views

Can I dispute a late payment caused by a payment Posting Delay?

I fell behind on my car payments with Chase Bank, but I always make sure not to let it go 30 days late. My payment is due on the 21st of every month. I made my payment on the 20th, which was a ...
20 votes
19 answers
9k views

How do people with multiple credit cards keep track of their due dates and not miss payments?

I never spend more than I have and always intend to pay the full balance on my credit card statements. Because the due date changes and because they are different for each card, I sometimes forget and ...
1 vote
1 answer
365 views

Double charge while paying online

Lately I've started encountering this double charge procedure on almost every online payment I do. For example, I've ordered some food from UberEats and the bill was 20,00€ (€10,00 x 2). I ...
0 votes
1 answer
92 views

Sub-Contractor Payment; “Salary”

Allright, im sort of new to this whole salary thing and im either stupid, being lied to or both. Im working my first job coming off hourly employment to now working as a sub contractor on a salary ...
6 votes
2 answers
4k views

What is this type of equity called where I get a share of the profits for the duration of my employment?

I've heard of an interesting "equity" scheme in a company from my friends and I'm wondering what this scheme is called. You work as the Manager for a supermarket chain, and they will give ...
1 vote
0 answers
87 views

Is there a good way to send an eCheck from outside the US?

Does anyone know a service that would allow an Australian resident to draft an eCheck payable to a US recipient? I'm an Australian writer doing some historical research. I'm trying to request some ...
8 votes
5 answers
3k views

Can a contractor convert a cryptocurrency payment into money? [closed]

Suppose that an overseas customer tells a contractor that she or he cannot pay for the job via common overseas payment options — such as an online payment, money order, payment card, bank transfer — ...
1 vote
1 answer
152 views

Is there anyway to retrieve the MCC of a store while making a transaction?

I'm trying to build an app that involves credit cards and I want to know if there's a way that I can get the merchant category code (MCC) of the store before I make a transaction using a credit card ...
-2 votes
1 answer
181 views

Why do businesses in Cambodia require pristine bank notes when customers pay in USD?

Businesses in Cambodia require pristine bank notes when customers pay in USD. E.g., 1) a slightly torn USD bank note will typically be refused 2) If anything was written on the bank note by an ...
-1 votes
1 answer
1k views

How do I receive payment from the USA to my current account in India

I am setting up a small time company that renders online marketing solutions to USA clients. In this line of business, most Indian companies project themselves as US companies and they have a US bank ...
5 votes
1 answer
7k views

Time limit on sending invoices in the United States

Is there a time limit on how long one can wait to send an invoice? E.g. supposing a contractor does some work, and does not issue the invoice promptly. Is there some time limit to sending the invoice, ...
1 vote
0 answers
49 views

How to tell what the net amount in a payment from an employer should be?

I had parted ways from a former employer. I had worked full time and my pay rate was always the same. There were some complicating factors and the timing and amount of the last few payments were ...
4 votes
1 answer
416 views

Is a Visa Debit card handled like a Girocard in Germany?

Until recently, in Germany, Visa/Mastercard Debit cards were almost nonexistent. Bank accounts came with a Girocard with the Maestro system, and some people would additional have a creditcard from ...
1 vote
1 answer
144 views

GnuCash: How to assign a checking account from which a bill will be payed

Description I'd like to properly account for purchases (e.g. on Amazon). In most cases, when I purchase an item the merchant sends me the package and only after a couple of days credits my bank ...
6 votes
1 answer
2k views

How does pre-payment affect an adjustable-rate mortgage?

Some fixed-rate mortgages have their monthly payments pre-determined. For these mortgages, pre-payment of the balance doesn't affect the monthly payment amount but increases the amount of each payment ...
0 votes
1 answer
1k views

How does paying off pending credit card charges effect credit score?

I pay off my credit cards online almost daily. Usually while charges are still pending so my account almost always shows a zero balance. I have a great credit score but I'd love to reach the 850 mark. ...
1 vote
1 answer
312 views

Why is my debit card still paying bills after the bank account has closed?

This is a weird situation: I used to have an account at Bank A. Then my balance at Bank A was very low (like a few hundred dollars) and I was not using it to receive paychecks. At some point Bank A ...
0 votes
1 answer
142 views

Information in bank statement when using remittance services

My question refers to a scenario when we send or receive payments using a money transfer service like Wise (aka TransferWise), XE, among others. What appears in the bank statement? Can the recipient ...
2 votes
2 answers
97 views

In a European country, it is possible to withdraw money, for example, from an e-wallet or electronic payment system, without using a bank account?

Is there a way in Latvia to withdraw money from an e-wallet (such as Qiwi and ....) or an electronic payment system (such as PayPal, Skrill and ....) without using a bank account. Maybe some payment ...
-1 votes
1 answer
81 views

Order by personal merchant (say Amazon) account, pay by business debit/credit card?

I just ordered on eBay logged in through my personal account by using my newly formed LLC's card. So, basically the order is placed under my personal account, but the payment is done through the ...
-4 votes
1 answer
117 views

Why don't Federal Reserve Notes pay for purchases? [closed]

What constitutes true payment if a Federal Reserve Note is NOT payment? Ounces of gold? Anything I deem value in agreement with another party?
4 votes
2 answers
2k views

Is it safer to deposit the cashier's check or money order in person at my bank or using my bank app on the iPhone scanning the said instrument?

I am selling a car and am considering receiving payment either in cashier's check or money order. I would like to receive the payment right at the moment of transaction. Would either of these two ...
10 votes
2 answers
3k views

"full balance due" vs "statement balance" vs "pay in full"

I wanted to pay off my credit card, and at the "Select Payment Option" screen at my bank presents the following options: ============= MINIMUM ($163.00) MINIMUM PLUS PAST DUE ($163.00) ...
31 votes
5 answers
18k views

Paid off $5,000 credit card 7 weeks ago but the money never came out of my checking account

I paid off my credit card that had a balance of over $5,000. I sent a one time payment for the total amount, about $5,100 to be exact and my credit card company received the payment and reflected it ...
1 vote
1 answer
264 views

Combine bill and invoice in a single transaction

I would like to combine some bills (that I need to pay) and some invoices (that I'm being payed) into a single transaction so that it is correct with my bank statement. Is this possible? I work as an ...
-2 votes
2 answers
4k views

Can I trust Zelle to credit my account for added charges?

I listed a dress for $300 on FB Marketplace. The buyer uses Zelle so I set up an account because D said that was the only way she sent funds. She said she sent Zelle the money. So I get an email ...
0 votes
0 answers
71 views

Online payment in us

How to pay online to Amazon when name on the card is not mentioned in my Thomas cook forex card? I tried to make a online payment, but it asks for my name on card which is not mentioned in my card and ...
7 votes
4 answers
3k views

Can I get a late payment on my credit card if apr is 0% for the first 21 months?

Can I get a late payment on my credit card if APR is 0% for the first 21 months? (through a Chase Slate Edge intro offer) (I've always paid on time but I am in a situation where I might need to avail ...
0 votes
1 answer
110 views

is possible to transfer money from user paypal to bank account of someone who not have paypal? [closed]

is possible to transfer money from user paypal to bank account of someone who not have paypal?
1 vote
0 answers
59 views

Tax implication receiving a payment in US from a company

I want to sell a property located in Asia. The buyer for whatever random reason wants to pay a part of the payment (500k usd) from a US corp account. I do have a personal US bank account, that is, it ...
1 vote
2 answers
134 views

Calculating cumulated interest of mortgage within a specific time span

I like to use google sheets because of its ease of access with just a link. I have a mortgage and I need to be able to calculate the interest within a year (but I'd like to be able to do it within any ...
-1 votes
4 answers
2k views

Can I Accept Gold?

A few years ago, Utah defined gold and silver as legal tender. If I understand this law correctly, this should mean that now that my business is in Utah, I can accept gold as a means of payment (I ...
1 vote
1 answer
3k views

Daily interest calculation on a 30/360 basis, considering payment occurs before schedule — how-to in Excel?

I'm setting up a payment spreadsheet for a loan just granted, and want to be able to make daily calculations of accrued interest. The debtor has been given a payment schedule with an interest only ...
5 votes
1 answer
1k views

Does one's tax transcript indicate whether taxes were paid?

I looked at my tax transcript in the US, I could see the amount I was supposed to pay, but I couldn't see the amount I actually paid: or do these lines also represent the amount I actually paid?
19 votes
3 answers
5k views

What is happening every time I pay my credit card? Am I 'settling' with my bank, the credit card company, or another entity?

I understand that credit cards extend credit to customers. And that purchases incurred before the credit balance is due are nothing more than IOUs to the bank issuing the card (and also the card ...
-2 votes
2 answers
2k views

Can I change my payment method after I made a payment in a restaurant with a credit card?

I have different credit cards and they give me different cashback rates depending on the category. For example, I get 5% cashback from dining with credit card A but only 1% from dining with credit ...
5 votes
1 answer
5k views

Is home address required for online payments

I have a question about online payment and I would appreciate it if one could answer. For online payments with debitcard in the UK, at the time of payment, I have always been asked to enter the home ...
6 votes
1 answer
2k views

What do we mean by Over Payment in Payslip

i just got my salary and noticed that there is deduction of some amount under Over Payment. The salary slip is given in the form of a table. The table has 4 columns and many rows. For the purpose of ...
5 votes
1 answer
898 views

Paying the IRS in installments. What is the approximated IRS interest rate?

My friend owes the IRS about $6,000 for the tax year 2021. He did some researches and found this link on the IRS webpage about paying tax in installments: https://www.irs.gov/payments/payment-plans-...
1 vote
0 answers
216 views

I´m not a USA citizen, I use to had permit to work in USA, can i request to SS money back? [duplicate]

I´m not a USA citizen, I use to have a permit to work in the USA, I paid $10,605 in Social Security, and $2,682 in Medicare taxes, can I request this money back?
1 vote
1 answer
104 views

Calculate total NET payment with overtime hours in a partial month

I am trying to learn how to calculate the NET payment for a partial month and the overtime (net and gross) based on some random payments and facts I found from the past. I got stuck with a specific ...
4 votes
8 answers
2k views

Do monthly payments decrease on a mortgage later in the loan? [duplicate]

I am planning to purchase a home and all calculations and the banks say principal, interest, property tax, plus mortgage insurance will be close to $1000 per month. The calculator show that if I ...
15 votes
4 answers
7k views

Is it a good idea to make one additional monthly payment to a mortgage?

This is an oversimplified scenario (the numbers, dates and interest rate may not be accurate as I am only asking about the strategy): I have a mortgage with a monthly payment of $1,000 and it is due ...
2 votes
1 answer
434 views

Who Regulates Payment Processors Like Stripe in the United States?

So, in the United States there's a bunch of financial regulators. The DoJ regulates everyone by default, but there are also plenty of more specialized orgs like the SEC, CFTC, FDIC, LGBT, and OCC. ...
0 votes
2 answers
102 views

Keeping track of recurring payments/expenses to make sure they don't change

Where I work, the payroll system is tied directly to clocking in and out. Thus, if we arrive 3 minutes late, we get paid 3 minutes less and conversely leaving 3 minutes late gets paid 3 minutes more. ...
2 votes
1 answer
496 views

In pay stubs what are "vacation payout"?

At a few jobs I've had there's been a small amount on my pay stub called "Vacation Payout". What exactly is this? I tried reading the legislation but am confused. Is it basically saying each ...
0 votes
1 answer
409 views

Is it safe to share my id and a picture of my id with this website? [closed]

A website is asking me to take a picture with my id card and my id card to buy Bitcoin with it. Is it safe to do so? Not in the US.
1 vote
1 answer
114 views

What does payments/credits section on an invoice represent

I have seen several invoices with a 'payments/credits' section in the invoice totals column. It was most often a negative value subtracting from the total invoice amount. I am from Croatia and the ...

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