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Questions tagged [eur-euro]

This tag is to be used for the Euro currency as used by countries in the European Union.

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-3 votes
1 answer
223 views

Bank sent int'l transfer to wrong beneficiary using wrong currency - when returned it was $2200 less because of conversion fees. Who's at fault?

At the end of May '23 I walked into my local WF branch with the instructions from WISE Bank on how to wire 72,000 euros to their Belgian branch. This was my first international transfer. The banker ...
Tommy Young's user avatar
0 votes
1 answer
835 views

How can I get a LT IBAN in Revolut instead of GB for my Euro account?

I have a €-account in my Revolut app that has an IBAN starting with GB (standing for Great Britain (UK)). Unfortunately the UK is not part of the European Union (EU) anymore. I've heard that some ...
Jakob's user avatar
  • 101
1 vote
2 answers
322 views

cheapest way to transfer money to myself overseas

I am moving overseas due to work. As part of the move I need a bank account in the country I am going to live in, and then I will need to transfer the money that I have in my U.S. account(s) to the ...
Andy's user avatar
  • 845
0 votes
1 answer
66 views

Transfer of money between two international euro accounts

I was wondering if it is possible to transfer money electronically between my Finnish Nordea every-day bank account and my French Societe Generale bank account without any fee? I did a test transfer ...
CAF's user avatar
  • 103
-1 votes
1 answer
132 views

Difference between inflation and devaluation of euro?

Scope To limit the scope of this question, it focuses on the Euro only. Assumptions I assume there is a difference between the devaluation of the Euro, and inflation. This assumption is based on the ...
a.t.'s user avatar
  • 93
3 votes
0 answers
64 views

Disputing a currency conversion that happened in a SWIFT transfer between accounts of the same currency

I made a SWIFT transfer from my EUR account in one bank (in Russia) to my EUR account in another bank (in the UK). However, the beneficiary bank received the transfer in GBP and converted it to EUR in ...
Alexander Pozdneev's user avatar
1 vote
1 answer
189 views

Why do different European countries have different prime lending rates if they use the same currency?

Why do different European countries like France and Netherlands have different primes when they are all on the Euro? Shouldn't this be set by a central authority for the currency?
Derek Seabrooke's user avatar
23 votes
1 answer
7k views

What is the data before 1999 for EUR to USD on Google?

If you search eur to usd on Google, you'll see a chart. The chart starts from 198x as below: However, on this Wikipedia page. It says The euro came into existence on 1 January 1999 Is it a Google ...
AGamePlayer's user avatar
  • 2,527
0 votes
0 answers
220 views

SEPA Direct Debit Blocking in EU (IBAN security)

How can I send an official, legally-binding letter to my EU bank that requires them to block all Direct Debits from my account? I recently moved to Europe and was shocked to discover that an IBAN ...
Michael Altfield's user avatar
0 votes
1 answer
101 views

Can the United States print as much as USD as needed to buy foreign goods and services? [closed]

In my country now we facing big problem of lack of US dollars. As a country we print many local currency money and circulate them across country for local services such as paying salaries, Aids. but ...
Pushpamal's user avatar
0 votes
1 answer
90 views

VAT for SaaS in the European Union

Supposed there is a company of type "limited liability" with VAT-number based in Germany. Now this company found a customer in France for an SaaS (software-as-a-service) product which costs ...
yglodt's user avatar
  • 103
1 vote
3 answers
231 views

Alternatives to cheques in the Euro zone

What is used in the Euro zone to pay (through mail for example or in hand) without using cash, and without asking for bank details? Is there any commonly used money order type of document that can be ...
Quora Feans's user avatar
  • 1,043
1 vote
0 answers
249 views

SEPA credit transfer from EUR to GBP. What happens? Should there be fees?

All my bank accounts are in EUR (I am German) and I needed to transfer 100£ (GBP) to a british bank account to pay a reservation fee. I was provided with an IBAN to that account. I then converted from ...
M. Rumpy's user avatar
  • 111
3 votes
1 answer
169 views

What is "digital euro"?

Today (October 2nd, 2020), ECB published a press release regarding "digital euro". What is it? When you pay with the credit card or make a bank transfer to another account aren't you using a ...
Igor Popov's user avatar
2 votes
2 answers
285 views

What are the options for minors to invest in Europe?

I am teaching my daughter about finances, inflation, and investing. We had opened her a minor account in Swedbank Lithuania. During spring break she made several hundred Euros doing various chores and ...
Matas Vaitkevicius's user avatar
3 votes
1 answer
5k views

How to cash a US check in Germany?

I am an Berlin based artist and I was going to participate in an event in the US in March. Due Covid-19 the festival got cancelled but the organization sent me a US check from the JP Morgan & ...
muimota's user avatar
  • 131
0 votes
2 answers
68 views

Remittance from Europe to India EUR - INR

Alright the problem is not as simple as it sounds. Let me explain. I closed my German bank account after moving to India. The bank said they wouldn't do the international transfer to my Indian account ...
user30850's user avatar
  • 111
-1 votes
2 answers
265 views

How to short euro: buy puts on a long ETF or buy a Leveraged ETF?

My grandparents in Canada are contemplating shorting the Euro by buying ETFs, without converting any currency, or selling anything short. They know of two methods: Buying puts on a normal long ETF ...
user avatar
1 vote
1 answer
294 views

Is there a currency risk in UCITS ETFs?

I'm interested in buying ETFs that track the US market, but because of the latest EU MiFID regulations, I'm only allowed to purchase investment products that come accompanied by some "KID", a Key ...
Paul Razvan Berg's user avatar
0 votes
1 answer
62 views

VAT on goods imported from EU

When reselling goods from EU, how do I calculate profits, margins and tax due as self-employed in the UK, without overpaying on tax twice? As an example, I purchase a sofa from Portugal at gross 984 ...
pasujemito's user avatar
-1 votes
1 answer
232 views

Eurodollar Futures - How to interpret the price and correlation between EUR and USD?

I have a problem understanding Eurodollar futures. I mainly do trading in currencies. What impact does a rise in Eurodollar futures have on the dollar or euro? Is there a correlation? I have read that ...
Slavia7's user avatar
2 votes
1 answer
116 views

I borrowed in Ruble and should give back ruble but I use euro, when to change?

I borrowed equivalent of 71,490 Russian Rubles in 1000 euros, 4 months ago. I have to give this money back in 5 months. The exchange rate for Russian Ruble apparently is going down and now is around ...
Alireza M. Kamelabad's user avatar
1 vote
1 answer
63 views

How customary are for European governments to sell government bonds online directly to individuals?

The State Treasury (under the helm of the Ministry of Finance (and not the Central bank as it is sometimes in the other countries)) issues the government bonds for the Republic of Latvia and in the ...
TomR's user avatar
  • 111
2 votes
1 answer
213 views

How to deposit cash for almost free to your bank account when there s no branch nearby or when you only have online banking?

I bank at a regional bank which doesn't cover the whole territory. The nearest branch is 1600 km away. My car is damaged and I can't use public transport because of the strikes. Recently I unlocked $...
user2284570's user avatar
0 votes
1 answer
155 views

How frequent is the euro? [closed]

I want to know how many 1 euro coins are there on the world. Actually, I want to know how many 0.01, 0.02, 0.05, 0.10, 0.20, 0.50, 1, 2 coins and 5, 10, 20, 50, 100, 200, 500 banknotes are there on ...
User123's user avatar
  • 113
1 vote
2 answers
148 views

A way to keep earned currency from working overseas (Europe)?

I'm a Brazilian citizen and have been working in Europe (Austria) for a few months. My contract is wrapping up, and I'm returning back home soon. I've been getting paid in EUR all this time and it is ...
lucasgcb's user avatar
  • 111
3 votes
2 answers
285 views

How can one maximize the value of their money when their country is adopting the Euro?

Countries joining the EU at some point decide to adopt the Euro as their own currency. How does this process unfold for the common citizen? More importantly though, how can one maximize the value of ...
Pips's user avatar
  • 1,395
2 votes
2 answers
63 views

Offsetting currency fluctuations with investments abroad

Say you you invest x euros at t0 in a mutual fund through a European exchange. After ten years, at t1, the investment doubles to 2x euros. Would you end up with the same amount of euros at t1 if you ...
Dennis Hackethal's user avatar
2 votes
2 answers
246 views

Why is British Pound months before Brexit is going up against both U.S Dollar and the Euro?

The way I understand economics is that price of the currency represents the strength of one economy against the other, especially in the long term. Concensus being that Brexit is not going to help ...
Matas Vaitkevicius's user avatar
42 votes
6 answers
13k views

What do I need to watch out for when receiving a large sum of money as a gift in Germany?

I live in Germany. If my father would want to give me a large sum of money - let's say 10,000€ - what would be the safest, least bureaucratic way to do this? I'm an apprentice and I still receive ...
Flying Thunder's user avatar
0 votes
1 answer
87 views

It's paying Russian bills in Europe becoming less economic? [closed]

I pay some bills in rubles. My currency is euros. Over the past year I have noticed that I pay more euros for the same bill. Do rubles have a tendency to increase in value regarding Euros? Why?
bcloney's user avatar
  • 103
4 votes
1 answer
323 views

How to offset currency exchange losses?

Situation forces me to repatriate foreign revenue valued in Euro to USA, which is not ideal at this moment because the Euro is at a low. To counter this, would it make sense to buy Euro in USA at the ...
brt's user avatar
  • 1,256
0 votes
1 answer
76 views

What to change into GBP? [closed]

I'll be in Scotland for one day and I will need to buy ticket for the bus. I have American Visa travel credit card, american debit card, euro, and dollars. Which one is better to use to change ...
Enza Zezé's user avatar
1 vote
2 answers
136 views

I am trying to figure out what a weaker dollar in the future would mean for a foreign investor

If the USD becomes weaker compared to EUR in the future, would it be wise for a European investor to buy US stocks? I imagine the following scenario: I buy 100 Shares of a company at 1$ each. Let's ...
user1721135's user avatar
0 votes
1 answer
137 views

How to sell some euros and buy rubles?

I would like to sell some euros in an online exchange and buy rubles. My question is, once I buy rubles how do I withdraw them in my Russian account? Also, how to deposit euros? I know about some ...
gurghet's user avatar
  • 121
4 votes
2 answers
901 views

GBP savings, what to do with them if leaving the U.K. in about 2 years time?

I am EU citizen living in U.K. and with some savings into a U.K. bank account. I am planning to leave UK in about 2 years time, I don't need the savings right now, the savings give me on average a 3% ...
2801001's user avatar
  • 141
0 votes
1 answer
285 views

Are Euro coins copyrighted? [closed]

So I want to make a game, where you can find Euro coins, and I want them to be exactly the same as the real ones. Is this ok, or am I violating some copyrights?
DaniFoldi's user avatar
  • 103
4 votes
1 answer
581 views

Google Finance gain value incorrect because of currency fluctuation

I'm french, and I bought some stocks in Paris and New York Stock Exchanges. I'm trying to use an online portfolio tracking tool like Google Finance, but the final gain value is incorrect because of ...
victorleduc's user avatar
4 votes
1 answer
1k views

What is the difference between buying USDEUR compared to selling EURUSD?

To me, buying USDEUR looks the same as selling EURUSD. For those who have experience trading forex, are there circumstances when it makes more financial sense to buy USDEUR instead of sell EURUSD? Are ...
curious's user avatar
  • 2,175
-1 votes
2 answers
503 views

Trading on forex news, Interactive Brokers / IDEALPRO, and slippage

When trading during major forex-related news releases (like NFP and friends), a significant increase of spread may occur, some tutorials say. As I understand it, even if I've got a stop-loss order in ...
badbishop's user avatar
  • 111
3 votes
1 answer
824 views

How can there be a quote for EUR/USD from 1980s?

As far as I know, the euro currency was introduced some time in the late 1990s, many countries adopting it at the beginning of the 21st century. However, I've run into charts depicting EUR vs. USD ...
lopta88's user avatar
  • 653
1 vote
2 answers
420 views

Interest Rate Arbitrage - Pay off loan

I am planning for interest rate arbitrage to pay off my education loan in India at 11.25% interest rate using a personal loan at 3.9% interest rate from an European country where I work drawing ...
Dinesh K's user avatar
2 votes
2 answers
235 views

Dealing with savings in British Pounds

I've been living in the UK for the last 3 years and have just moved back to my home country of Germany. During my time in the UK I accumulated some money in a savings account. With the Brexit ...
AndreasWeller's user avatar
4 votes
2 answers
4k views

Withdraw USD from PayPal without conversion to my home currency of EUR?

Is there a possibility to withdraw USD from Paypal to my EU country (our currency is EUR) without converting from USD to EUR on Paypal's side (because of Paypal's high conversion fee)? I have USD ...
Martin Dusek's user avatar
3 votes
1 answer
3k views

Difference between Vanguard sp500 UCITS and Vanguard sp500

I cannot understand the difference between these two: Ticker: VOO, name: Vanguard 500 Index Fund ETF Class (USD) and Ticker: VUSD, name: Vanguard S&P 500 UCITS ETF (USD) Buying them from ...
giò's user avatar
  • 133
1 vote
1 answer
1k views

Converting Euro to Rupees in India

I saved 1000 Euros during my internship in France, and brought them back to India in cash. It has been a year since then, and I want to deposit it in my bank account now. I was told by the bank that I ...
Miheer's user avatar
  • 123
1 vote
3 answers
965 views

Exchanging GBP to EUR [closed]

I am 21, live in UK, and have an unwanted property in Spain which I am paying a mortgage on. Sadly I cannot sell the property. Roughly every year I exchange into Euros over £10,000 for the mortgage, ...
k1308517's user avatar
  • 209
2 votes
0 answers
189 views

Sending Euro using USD paypal account that is funded via EUR CC/bank account

The title says it all. I want to send money to a seller in Europe, naturally he billed me in EUR, and I have a EUR credit card connected to Paypal account. However my Paypal itself is in USD. What ...
Andrei Sch.'s user avatar
-1 votes
1 answer
98 views

US bank offering Euro-based card? [closed]

I'm looking to open an EUR account within the US that offers a Maestro card (in Holland it's called "Betaalpas" which is the only type of card that you can use in all Dutch shops, and with which you ...
Gabor's user avatar
  • 119
3 votes
1 answer
649 views

How do I calculate the modern-day value of pre-euro currencies (inflation correction)

I'm trying to calculate the modern value of 1950's Dutch guldens (guilders). Usually I'd use Wolfram Alpha for such a task, but it doesn't seem to understand pre-euro currencies. This works fine: ...
Martijn van de Donk's user avatar