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Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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I received 1042 -s from Interactive Brokers. What shall I do whit these forms?

I am Alex, a non-Us resident (I am from EU). I have an account in Interactive Brokers. The Broker sent me 1042-s (they obliged to report to IRS my interest and dividend incomes). What shall I do ...
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1answer
3k views

What if somebody invests in my application?

Lately I've been curious on how exactly does investing in a product works, and I've been thinking about this scenario: Let's say I'm creating some mobile application and I manage to get $1m of ...
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5answers
6k views

Should I stop contributing to retirement accounts?

My wife and I are in our later 30s and make about $100,000 per year from salary. We also net about $40,000 from rental properties that we have purchased over the past several years. Our essential ...
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1answer
40 views

Risk management strategies for ETF portfolio

I have an ETF portfolio (MSCI World, Euro Stoxx 600) and I'm following a "buy and hold" strategy. But I would also like to learn more about risk management strategies. More precisely, I'd like to ...
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1answer
42 views

Why are these 2 Morningstar charts apparently different?

I'm trying to compare two ETFs on www.morningstar.com. I'm not able to understand why the ending of two price charts are different, i.e., in 2019. In the 3-year graph, stock 1 is slightly higher in ...
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2answers
123 views

Downside of having multiple brokerage accounts?

I have around 4-5 long term objectives, that I would like to invest towards separately. I was planning on opening a separate brokerage account for each objective. The benefit would be that each ...
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1answer
56 views

Does the price per share matter for otherwise similar ETFs?

For example looking at IE00B5BMR087 and IE0031442068 (both links in German), they seem to be very similar. Both try to track the S&P 500 in the same ways, the main difference seems to be that one ...
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3answers
173 views

Selling options to myself… which law does this violate?

If I sell a covered call from my IRA well above market value and use a separate account to buy the call, I've effectively added money to my IRA beyond the IRA's annual limit. (I can ensure I'm buying ...
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1answer
42 views

How can I calculate the ROI of an investment from its cash flow?

I've my company cash flow and I'd like to understand if my company is more or less profitable than lending money asking back a 6% yearly interest. Where can I start from? Is there any Excel Formula?
37
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1answer
7k views

“Marked down as someone wanting to sell shares.” What does that mean?

A few years ago I and a few friends created a company based on the web. During the raising funds period, we got a plan for $500,000 for 20% and we got investors. The last news about investors that I ...
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0answers
96 views

Ought a 63-year old working hotel employee contribute to his RRSP?

Global News, MoneySense, the Wealthy Barber, and Reddit are too broad. But if we apply them to the facts on my dad beneath, then my dad oughtn't contribute to RRSP, correct? He's 63 years old, and ...
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2answers
326 views

ETF asterisk clause meaning

I'm choosing an ETF, and reading this KII document, I'm not sure what this sentence means. Can anybody expand this language with an example? Is this typical for an ETF? To the extent the Fund ...
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3answers
211 views

I have 25,000 in savings and I want to invest, but I don't know where to start [duplicate]

I've been collecting information about the best investment practices, however I'm have very little financial knowledge and was hoping someone here could point me in the right direction. I feel like I ...
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3answers
283 views

Are there any non-decreasing securities on the stock market?

Are there any securities traded on the stock market (i.e. ETPs) that never decrease in value? As an aside (in case anyone mentions bonds): I'm aware there's ETFs for AAA-rated government bonds, but ...
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1answer
53 views

Which portfolio model will you suggest to a private investor for investing pension asset? [closed]

I am a private investor and I wish to invest my (some of) pension myself in stocks, ETFs and bonds. I want to implement at model myself. Which quantitive portfolio optimization model will you suggest ...
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1answer
68 views

Common diversification strategy for bond investment?

What is the most common diversification strategy for bond investment for a long term investor? long vs. intermediate vs short term inflation protected (TIPS) US vs world government vs corporate etc. ...
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2answers
115 views

Is S&P500 “irrationaly exuberant” or what is the right way to rationally judge the market state at some point in time?

From the book "The Intelligent Investor" by Benjamin Graham: “The pendulum swings from irrational exuberance to unjustifiable pessimism.” Looking at the S&P500 index currently nearing 3,000 ...
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2answers
84 views

Managing investments for multiple goals

I have been investing towards multiple goals, like Retirement, House, Car, Vacation etc. So I make monthly deposits against each of these goals. But I have a single fidelity account for investing, so ...
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11answers
16k views

Should I take out a loan for a friend to invest on my behalf?

A family friend of mine is an accountant and his company allows him to buy discount shares. He is asking me for $7000 to invest, and we will split the profits 50-50. I don't have $7000, but I can ...
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1answer
36 views

How do I find the lost opportunity of not investing an amount considering a certain inflation percent

I am doing a course on Personal Finance & Investment. In the chapter of about impact of not investing, one of the questions in a quiz is to calculate the effect of inflation on a sum of money not ...
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1answer
140 views

How should I calculate how much my money is _grown_?

I invest in multiple streams - equities, mutual funds, bank deposits etc. Depending on the asset class, my rate of return is different, naturally. Some asset classes generate higher ROI (with higher ...
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1answer
49 views

What are some good investment options for a foreigner in France who doesn't have a permanent residence permit or a French citizenship? [closed]

I'm a non EU citizen living in France, with a work permit valid until December 2021. I don't have permanent residence permit yet, but will apply for it soon with a year or two. So I was wondering what ...
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1answer
48 views

Online Investing and Trading Cryptocurrencies, Equities and Options in U.S. Markets [closed]

Would you be so kind and tell me which brokerage services might have fastest website and features (e.g., "limit orders", "stop limit orders", etc.) for trading cryptocurrencies (e.g., from BTC to DOGE)...
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6answers
5k views

ESPP--any reason not to go all in?

I'm just finishing up paying off my student loans (woohoo!) and am starting to look at places I can put my money to make it work for me. I've read Kobliner's Get a Financial Life and am interested in ...
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3answers
187 views

Short term living (3 to 4 years).Am I better off renting, taking a 15yr mortgage or a 30yr mortgage?

I just moved to a new city and I'm currently renting and apartment for $575 a month. I got a full time job so now I can afford more so I was thinking of buying a property. I expect to live in the area ...
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0answers
54 views

The share price: buy vs. sell? [duplicate]

I am new to trading and I would like to ask how to know the price of a stock? For example, in buy it is 7108 and sell it is 7101. How to know the share price or the amount of dollars that I will give ...
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4answers
349 views

Is every active fund bad?

My father (who actually is in banking) recommended me an active fond (https://www.finanzen.net/fonds/deka-globalchampions) in which I invest since some quite some time monthly as long-term investment. ...
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1answer
46 views

Formula to Calculate FIFO VS LIFO for Financial Instruments

Suppose an individual partakes in some mixture of short term trading and long term investing. Is there a multivariate formula that expresses under what conditions (average/variance of time in a ...
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5answers
3k views

What type of investment is best suited for a 1-year investment on a down payment?

I'm looking to buy a house, but lacking in the capital to make an adequate down payment on said house. My lease expires in a year from now, so I am looking to build up my capital through investment ...
3
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2answers
69 views

What is the result of rebalancing if one class zeroes out?

Let's say we have a set of investments, a target allocation to those investments, and commit to rebalancing at some particular frequency. In the worst-case scenario, if one of the classes ...
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3answers
100 views

How can you calculate the optimal return of several investments with varying entry costs and returns?

To make this easier to conceptualize, both for myself and for the reader, let us say that you have 5 machines with varying costs and varying rates expressed as dollars per hour. Let us say that we ...
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0answers
54 views

Bond ETFs slowing down after 2015. - why?

I see a lot of bond ETFs have very low gain, or even stay flat during 2015. - today. For example Eurozone Government Bond or US Treasuries. What is the reason for this?
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2answers
50 views

What is the difference between “unités de compte” and ETFs?

What is the difference between "unités de compte" (often proposed in assurance-vies) and ETFs? I don't see the difference when I read the definition on https://www.journaldunet.fr/patrimoine/guide-...
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0answers
12 views

How do I calculate CAGR of monthly investment sometime after the investment is stopped?

Suppose I invest 1500 dollars per month for 16 years, then I stop investing for 9 years, and then withdraw the maturity amount of 1,025,000 dollars at the end of this 25 years period; how do I ...
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5answers
6k views

Why do stocks necessarily drop during a recession?

Why do stocks drop during a recession? Where does the money go in favor of these assets? Or is the first question not true?
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1answer
57 views

Do I need to do anything when a company I own stocks in is moving from OTC to NYSE?

I own some stocks of a company. I read that they are moving from OTC to NYSE. One article I read said that the OTC stock will "be no more". What happens to my stocks? Will they automatically turn into ...
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1answer
24 views

Maximizing return from safe securities in Canada

This question is an adjunct to this one, which I've asked previously: Asset allocation when retirement is already secure In that question one potential path was recommended where I invest in safe ...
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1answer
99 views

Why is it a good idea to invest only in a Roth IRA or a no-load mutual fund invested in an indexed fund of the Dow or S&P 500?

Basing this question on this answer from a popular Quora writer: This is just a matter of simple math. Saving accounts earn less than 1% per year. CDs usually pay less than 2.75% per year....
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1answer
105 views

Holding shares of company filing for bankruptcy

I own few shares of PG&E and recently got an intimation from my broker regarding the chapter 11 bankruptcy filing by PG&E. However, I also see the stock price going up for some reason. I ...
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1answer
119 views

What are the risks with investing in private real estate funds via Fundrise?

I recently discovered this real estate investment company, Fundrise, and after doing some research, I’m interested in investing with them. But I’m on the fence about the trustworthiness of their ...
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1answer
67 views

Alternatives to VFIAX

I've had some of my HSA invested in VFIAX, an s&p 500 passive fund and also fourth largest fund in the US. My new HSA provider does not offer the fund. On offer are: VSIAX (Small value), VIGIX, ...
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0answers
33 views

Do I need to fill Form 8949 if I do not have any short term transactions?

I do not have any short term losses/gains. In that case, should I just refrain from selecting anything in Part 1 of Form 8949? Thanks
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1answer
115 views

There was a year recently when McDonald’s paid both a dividend and some type of special bonus (total ~7billion?). What was this?

There was a famous news story from the past few years where, in addition to normal dividends, McDonald’s paid some type of large bonus (I think it was over 7 billion)? To shareholders. Though ...
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1answer
30 views

Options being exercised

I know that shorting a call option that ends up in-the-money makes you obligated to buy 100 stock shares for the buyer and that the brokerage firm does it automatically for you. My question is, will ...
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0answers
32 views

Investing in private Forex Fund - what to investigate beforehand?

While talking to a businessman I have no close connections with I discovered that he is invested in a private South African / Mauritian Forex Trading Fund. I currently live in Mauritius so am able to ...
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1answer
316 views

Is SIPC a scam or does it protect investors from fraud?

I was trying to understand if SIPC is going to protect me. Despite the higher limit, even for small investors, it can be a problem if I consider https://www.pbs.org/newshour/nation/why-brokerage-...
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1answer
90 views

Is the issuer of an ETF a risk to consider?

When it comes the price of an ETF, I understand that it reflects the value of the underlying assets. What happens where a company that issues ETF comes into play on the decision of people whether to ...
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3answers
148 views

Why not sell a call option with strike price below stock price?

Learning a bit about options. Can anyone explain to me why this is a bad idea or wouldn't work? Assuming example stock XYX with current price of $5.10, with calls selling for $.50 at a strike price ...
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1answer
55 views

Canada: Borrow to Invest in RRSP?

I've a credit line that charges a 2% fee to borrow money and no interest charges for 8 months. I've used this facility before for high value purchases and have not occurred any hidden fees / payments ...
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4answers
550 views

Real Estate: Why does the maximum compound gain happen somewhere in the middle of the mortgage term?

I construct a spreadsheet to investigate when is the best time to pay off a house loan. In my model, there are two factors at work: The real estate appreciation rate, in this case I set it to 5% The ...