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Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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48 views

Deciding to pay off loans vs. invest [duplicate]

I have $23k in student loans and pay $400/mo on them. I have about $2500 left over after my bills each month. I have a 401k and am already contributing the maximum on it. Does it make sense to spend ...
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2answers
26 views

Currency Future Contract's future fixed price?

Future and options are basically the same with the other using premium and w/o obligation. When trading FX options, you set/buy a strike price. Hence an agreement/was made on a fixed price. In the ...
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3answers
129 views

Why Present Value and not Future Value?

This is a question in an online finance lesson, and I know what they want for the answer. But I'm not at all a novice at financial matters, so in my mind, I would do this differently. The question ...
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1answer
63 views

Which investment in the world provides the highest return [closed]

There are several investment options available that include gold, real estate, T-bills, stocks, bonds etc. I have heard that the most return that you can get is stocks of small enterprises. Can anyone ...
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0answers
21 views

How to calculate the expected standard deviation of a weighted composite portfolio?

So my questions asks me to determine the expected standard deviation for a weighted composite portfolio, but I have no idea what equation to begin with. I have answered A, but B I am lost. Here is ...
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0answers
9 views

How do I choose between a sponsored or unsponsored ADR?

I understand the difference between the two, but in which cases would I choose sponsored over unsponsored, and vice versa? I guess a pros/cons analysis is what I'm looking for here. For example, ...
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0answers
78 views

Is it legal to open account and invest in my born country if I am currently working in Japan?

I have my identity and I am able to open investment account (for ETF, stocks and FX) in Hong Kong. I now hold a working visa and work in Japan. The tax rate is high in Japan and my Japanese is ...
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1answer
58 views

Investing platform options without fixed residency

Background: My wife and I are in our high-twenties currently living in UK. We don't have a mortgage, we're renting our flat. The only debt we have is the standard UK student loans, which is deducted ...
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2answers
205 views

Investing in early 20's suggestions?

Thanks in advance for any advice. My questions: How much should I have in the bank as back up? Savings? What percentage do people usually save? What’s a good investment strategy in my early 20's ...
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1answer
20 views

Considerations re: LLC on SSDI

I am disabled and receive SSDI. I will have some money from inheritance and insurance settlement from an injury. I'd like to put the money into an LLC (for shelter, exclusion and self directed ...
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0answers
16 views

possible to partial investment in SDRS in the US? [closed]

I keep reading more and more about the SDRs currency which will effect us slowly in the future or has begun already. Is there any possible way to invest in SDRs ---I would be very happy with a wee bit....
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0answers
43 views

Is a bank account or branch manager able to give higher interest rates on CDs to preferred clients? [duplicate]

Can an account manager or branch manager of your bank give you higher interest rates on savings or CDs (Certificates of Deposit) if you are a preferred client? For instance, if a long time client who ...
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1answer
72 views

Why do I have to pay cash to my broker to pay estimated taxes on vesting employer-granted stock?

I'm about to receive some restricted stock through my employer. These are stock units, not stock options, so I can't defer their vesting. When they vest, my broker is requiring that I wire them cash ...
2
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1answer
29 views

Understanding the FTSE Actuaries Share Indices on the Financial Times Paper UK

I am trying to understand how to read the Financial Times FTSE Actuaries Share Indices UK. In two of the columns it says Cover and Exadj. Cover is between Dividend Yield % and P/E ratio. Exadj is ...
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2answers
1k views

Need help with the concept of yield in a fund

There is a high possibility that I misunderstand the concept of yield, but from what I've gathered, are the following discoveries correct? A fund with a share price of $10 that pays a dividend of $0....
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2answers
48 views

Hedging investment contributions against short term fluctuations

When contributing to investments, short term fluctuations can hurt my contributions by a few percent or more. By short term, I mean on the scale of days to several weeks. I have found that a proper ...
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2answers
68 views

What is the ROI effect of switching mutual funds in a taxable account?

Assuming I'm paying long term capital gains tax, what is the break even point where it is more worthwhile to switch from one fund to another? For (a hypothetical) example, if I have a fund with an ...
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1answer
77 views

Can debt increase ROE?

I have the following statement which can be true or false. A company with operational rentability (EBIT/Assets) of 11% (after income tax of 30%) analyses taking debt. If the credit consists of 16% ...
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0answers
52 views

What advice do you have for a non-US resident with savings in the US?

I don't live in the US anymore and I'm not a US citizen, but have formerly worked in US and thus have savings in the US. I wanted to invest in a simple index fund, but can't find an option for non-US ...
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0answers
76 views

Does investing global mutual funds with 15.4% foreign income tax worth it?

I'm living in Korea and already investing in global mutual funds with foreign income tax reduction benefits. But there is no investment with such benefit anymore. So I'm considering normal global ...
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1answer
32 views

AIG Single Premium Deferred Fixed Annuity

I would very much appreciate if someone could explain the "investment" benefits of a Single Premium Deferred Fixed Annuity. I know NOTHING about this type of investment plan, which my financial ...
0
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1answer
77 views

Is it a good idea to invest in buy-to-let if rent does not cover mortgage payment?

Background: To benefit from current favourable interest rates in my region (France: ca. 1.5%pa fixed over 20 years), I am considering investing in a buy-to-let property. I consider that interest ...
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1answer
20 views

Calculating approximate returns based on IRR

Given an investment opportunity, which quotes an IRR of 10% (for example), is it possible to calculate an approximate return on investment? Let's say the project life is 5 years and money invested is $...
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1answer
21 views

Is it likely for large buy to open orders to be filled on thinly traded options?

Suppose you are very bullish or bearish on a stock but its options are thinly traded. Some stocks have an options market that doesn't exceed $200,000 even around earnings time. Say you want to ...
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1answer
60 views

Please help me to calculate IRR in Excel using following numbers? [closed]

9/15/18 -1,000 investment 10/1/18 -2,000 investment 11/1/18 -1,500 investment 12/15/18 -1,200 investment 1/1/19 -1,000 investment 2/3/19 10,000 payoff
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1answer
77 views

Best Roth IRA stock brokerage account? [closed]

I'm planning on mainly trading stocks and a few mutual funds in my Roth IRA. I hate paying commission on trades, but I also realize the brokerage has to be reputable/reliable before I invest in it. ...
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0answers
22 views

FV of ordinary annuity [duplicate]

If I invest R7500 at the end of each quarter, for 5 years at a rate of 6.75%pa, interest capitalised monthly, how much will i have after 5 years? Please assist with a formula?
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0answers
44 views

P/E & P/B of stocks purchased by Warren Buffett

I am looking for data about Warren Buffett's famous purchases. For e.g. when Warren Buffett purchased stock of Coke, American Express, Moody's & other of his long term purchases what was the P/...
6
votes
1answer
200 views

Why is investment income generated in a corporation taxed at a higher rate than when it is generated for an individual?

I often have a hard time understanding my accountant so I ask others to interpret what he said. I welcome insight from experience gained in any country with similar tax laws (doesn't have to exactly ...
3
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2answers
146 views

Pros and Cons investing in domestic currency

As a Swedish citizen and investor, what would be the pros and cons of investing in instruments in "kronor" instead of say dollars or euros, in the long and short run? One pro would be the fee to ...
5
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2answers
107 views

Tax optimization when moving to the US

I am moving to California from New Zealand. Most likely in December this year. I have some US ETFs in my brokerage account, so the questions is if it's better to sell them before I move and then re-...
2
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2answers
196 views

What is the difference between “trading in stock” and "investing?

I have no finance background and most people are saying trading in stock is not investing. I would like to know what actual investing is and if trading in stock is not investing. Then what are ...
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1answer
35 views

Canopy Growth Corporation (CGC) Valuation

I was looking at the financials of a Pot company and saw that over the past years, their total assets as well as their equity increased while at the same time, they were losing money and their net ...
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3answers
180 views

Why do the balance sheets of some large firms not balance?

I'm working my way through some accounting textbook and struggling to understand why some balance sheets on Yahoo Finance don't balance, as in: total assets - total liabilities != total shareholders ...
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2answers
38 views

How do I equally disburse appreciating assets over a fixed timeframe?

First, I apologize if the title is confusing or if there is a better wording. I am unfamiliar with many finance terms, so there may be something accurately describes my problem. I am trying to ...
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2answers
180 views

As a teenager, what's the best way to learn about investing? [closed]

I'm a 16 year old from India who wants to learn the basic principles of investing in order to secure a better future for myself. I've been reading quite a bit on various websites but those that I ...
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1answer
39 views

Short duration corp bond ETF

I am considering a short duration corp bond ETF to get some interest on my money which is starting pile on on my zero interest account. I am however concerned about the fact that we have had low ...
0
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1answer
23 views

Vanguard CRSP total index versus a value and growth combination of the same index?

I am currently researching Vanguard Mid-Cap and Vanguard Small-Cap indexes. The methodology for inclusion in these indexes is outlined in the CRSP Methodology Guide. According to the guide, inclusion ...
2
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1answer
69 views

Where do Master Limited Partnerships (MLP) lie on the risk/yield spectrum?

MLPs are required to pay profits to their limited partners. Dividend stocks can choose to stop paying dividends. Corporate bonds payments are fixed interest (a set number) but MLP payments are usually ...
2
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1answer
46 views

How to estimate the profitability and risk of investing in rental properties?

There was a recent question, Is it a good idea, to buy a flat with a loan, whilst using the rent to pay it off?, which was closed due to asking opinion-based advice. However, the question can be ...
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1answer
32 views

Characterising risks of an corporate/goverment bond ETF's

I have been looking at different conservative investment strategies such as 50/50 "interest fund", "global stock fund" and "the permanent portfolio". As an alternative, I was looking for corporate ...
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1answer
31 views

Effect of FED/ECB interest rate on EUR/USD exchange ratio

In 2016, the ECB has lowered interest rate to 0%. Some people assume that within the next few years, the ECB will increase the interest rate. How would that most probably affect the EUR/USD exchange ...
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3answers
149 views

How can a UK resident make small investments in non-pound assets?

I'm a UK resident and citizen, who, to provide a little security in terms of potential future currency fluctuations, would like to hold some assets that are not valued and traded in GBP. Ideally they ...
1
vote
1answer
54 views

Formula for calculating future value of my investments

I'm new to investing and want to know, how to calculate a future value of my investments. Let's see an example: I can buy every year SPY ETFs for 10k for 10 years from now What will be the FV of my ...
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2answers
68 views

Are there situations where asset appreciation is not desirable?

I'm trying to think of situations where an investor would not want an asset to appreciate significantly. Instead, the investor would want the asset to retain its original value without significant ...
2
votes
2answers
135 views

How to calculate how long my money would last

I want to calculate how much money I'll need in retirement. For that I want to calculate how long my money will last. I'm not sure if there is a formula for that. Lets say we have this simple ...
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1answer
65 views

What is the difference between SWK, SWJ, and SWP (Stanley Black & Decker)

Stanley Black & Decker seems to have three symbols on the NYSE. SWK: Stanley Black & Decker, Inc. SWP: Stanley Black & Decker, Inc. CORP UNIT 2017 SWJ: Stanley Black & Decker, Inc. JR ...
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1answer
26 views

Implied volatility for options

To predict where a stock might trade at a year from now, you use a formula based on HV, stock price x IV, and that provides an assumption of where the stock might trade at a year from now. When ...
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8answers
225 views

Does ROE project future returns?

Let's say I have $10,000 to invest and I want to invest all of that money in Apple Inc. (AAPL). Just for the sake of argument, looking at Apple's ROE for as far as 2008, I realize it almost never ...
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1answer
123 views

Stock market investment books written by scientists, mathematicians, or statisticians?

People from these backgrounds are more likely to have valid ideas rather than the speculative humbug of many other writers. Books I have found so far: Burton P. Fabricand, The Science Of Winning, ...