Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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1answer
57 views

With the Presidential “Payroll Tax Holiday” being imposed, should I invest the money in ROTH IRA or Regular Brokerage?

We've had a Presidential order creating a "payroll tax holiday", and the best information I can find about this can be read at Forbes and summarized as follows: No/Reduced federal tax from ...
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1answer
35 views

Does increase in one company's outstanding shares decrease the value of my stock?

Following up on this question, say I purchase a stock from apple and own 0.5% of it, when it has 52 million shares. But company shares seem to fluctuate. So, if they fluctuate to for example 60 ...
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1answer
29 views

Is stock exchange order book data useful for retail investors?

I am a small retail investor, and I have a stock brokerage account. The stock brokerage firm is offering free real-time order book data for NASDAQ and BATS. I noticed that, as a standalone product ...
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0answers
60 views

Why is it bad for society if banks do trading, investment banking, and take deposits? [closed]

I'm curious why the elimination of the separation between investment and clearing banks by the Financial Services Modernization Act is a sometimes described as a bad thing for society?
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1answer
44 views

How can we know the capital appreciation of property in an area? [closed]

Let's say I wanted to buy a property in a certain area, I want to know how much of appreciation I am expecting in the next 5 years. What are methods that one can determine the appreciation?
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5answers
8k views

My company is suspending its 401K match; what is the best thing to do with my money?

I am a 25 y/o US citizen working in the US for a US company. Given these days' hard times, my company has elected to suspend its 401k match. I make too much money to contribute to a Roth IRA. What is ...
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1answer
47 views

When does the tax occur when selling ETF in Germany?

For example, I'm living in Germany and want to buy ETFs from Ing bank. If I buy an ETF for 10 Euro, then later I sell it for 15 Euro (but didn't withdraw the money out of the bank). At that time, does ...
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3answers
142 views

401(k) which is better, more traditional or less ROTH

My company matches my 401(k) contributions, 4% to my 5%, so I'm contributing at least 5%. So I ran some numbers. If I switch from traditional contributions of 5% to ROTH contributions of 5%, my take-...
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47 views

Good Stock Investment Advice [closed]

What are some good stock investment advisory services in today's corona virus world?
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2answers
127 views

Is the advice in this video sound?

I know nothing about investing. Was watching this video: [redacted] The man spends the first half of the video ridiculing people who state that you can't beat the market. As an example, he uses ...
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2answers
300 views

Are there ways for me to generate $40k per year in perpetuity from $300k? [closed]

Why or why not? Even if I did get $40k once, how unlikely is it to happen again? Some obvious answer are getting a job paying $40k a year (reasonable, but not what I'm asking) and spending the ...
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4answers
175 views

What am I not considering in my current Financial Plan?

Standard Caveat: I understand the opinions expressed on this forum do not represent financial or legal advice. With that said, I have a long term goal to preserve and build wealth (in that order) and ...
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1answer
20 views

VWAP calulation on investing.com is different than what the formula gives

I have been trying to code a VWAP implementation in my Python code. I used the formula that is suggested on many sites: VWAP = (Typical Price x Interval Volume) / Cumulative Volume However the values ...
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0answers
47 views

Alernative investments to cash with house purchase on the horizon [duplicate]

My wife and I have been expecting to buy a house for the past two years (currently living in a condo worth around 400K with no mortgage). Because of this, we have pretty much all our investments in ...
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2answers
70 views

Is there a concept similar to “continuous compounding” but related to dollar cost averaging when buying (e.g.) shares or bitcoins?

I know that dollar cost averaging (DCA) is "drip feeding" a total amount to be invested over regular intervals like daily, weekly or monthly, so that each share purchase (or whatever the ...
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0answers
46 views

What drives long duration US Treasury Bond ETF prices?

I am looking at TLT, for example, a long duration (with average maturity around 25 years) bond ETF. I noticed that the fed funds rate (or the "interest rate" from federal reserve) has been ...
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41 views

What does a negative stockholder's deficit mean?

I know negative stockholder's equity means that theres more liabilities than assets but what does a negative stockholder's deficit mean?
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1answer
42 views

Finding Debt to Equity ratio

I was looking at Bank of America's 10-Q and I wanted to find the D/E ratio by doing total liabilities over stockholder's equity But this looked super odd because the D/E ratio would be 8.88 which I ...
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1answer
37 views

web sites that list the ticker symbols of high beta stocks? [closed]

I want to invest in some high beta stocks. The only list I've found is Yahoo finance, but it was only 5 stocks.
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1answer
65 views

Not understanding the calculations done in the book

I was reading "The Intelligent Investor by Benjamin Graham" and came across a series of calculations that I'm not getting as to how it has been arrived at. I'm quoting the entire text from ...
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2answers
378 views

Past price data has predictive power, it's not 50/50 [closed]

They say that it's impossible (for ordinary men, with simple statistics and math) to predict future stock price based on the past stock price. But that's not exactly true. As you still can predict ...
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1answer
81 views

IRR calculation with Initial Investment disbursed on two years

In my case, I think: Numbers say more than words. So, I've simplified the financial situation in this image: Here is the Excel file. How to calculate the Internal Rate of Return (IRR) with such a ...
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0answers
27 views

Publicly Held Shares versus Float. Are they the same?

According to Investopedia and finance.zacks.com, Stock Float is defined as number of outstanding shares minus closely-held shares (Company officers, directors may be long-term holders; or restricted ...
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1answer
123 views

Buy real estate without paying tax on earnings

I own an s-Corp doing computer programming. Annual revenue roughly 100k. It’s sitting in a bank account. Can my s-Corp use that money to buy assets(real estate) worth 100k and show 0 income for the ...
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2answers
129 views

Selling winner stocks during year of realized net loss: a good idea?

I am young and in a low income bracket. Due to the current economic climate, I've realized a large amount of losses and also have an atypically large unrealized gain. I could sell (and re-buy) either ...
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1answer
90 views

What do the terms Sell and Buy of a stock mean

What is meaning of SELL and BUY of a stock, commodity, or ETF? When I choose any specific position of SELL or BUY, why do I have an immediate loss/profit? For an instance I am doing paper trading on a ...
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0answers
72 views

Child account investment options (EU)

So, having two little ones, I decided to set up investment accounts for them. The idea is that these would be focused on long term buy&hold (mostly dividend growth stocks). Since I live in Austria/...
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10answers
2k views

How do I know when to quit trading?

I started trading a few months ago, hoping to make even a small profit from the rebound after April. I followed the advice to stick to large, solid companies. I made some profit, but also a lot of ...
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2answers
130 views

Why are public utility enterprises a chief victim of inflation?

In Ben Graham's The Intelligent Investor, I read that "the public-utility enterprises have been a chief victim of inflation, being caught between a great advance in the cost of borrowed money and ...
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2answers
31 views

Relevancy of IRR versus CAGR as a Decision Making Tool

Why is IRR an important metric for comparing investments if CAGR can be determined? I understand CAGR to mean the constant rate of compounded growth over a given number of years. That is, the slope ...
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1answer
129 views

How to use savings to buy security

I am a 28 year old single male and I have about 30k USD in my retirement account and 100k USD in my savings and checking accounts. I'm on track to save another 30-40k through the rest of the year as a ...
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2answers
124 views

Putting all 401k into stable value fund?

The stable value fund option in 401k offers capital preservation with some benefit like fixed income. The market is very volatile. Is it good idea to put all 401k to stable value? My 401k completely ...
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1answer
120 views

If investment banks can invest clients' money, what makes them different from hedge funds?

I am a bit confused right now about what a hedge fund is. If Investment Banks can invest the money entrusted to them by clients, what makes someone want to invest with a hedge fund?
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1answer
133 views

Stocks that match the criteria of the “intelligent investor” [closed]

Warning! Noob investor. I am new to investing and trying to learn how to make effective trades. I recently started listening to the "The intelligent investor" The book offers various starter ...
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3answers
1k views

Are traditional pensions still optimal in the 21st century? [closed]

I have long had an issue with traditional pensions, I searched around and found some people at least seem to share some similar thoughts. In short, my concerns are: Too restrictive (you can't use the ...
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0answers
14 views

Does the ESOP allocation affect the overall shares issued via a SAFE?

For example: If a company has 2,000 shares (no existing options), a $1M SAFE with a post-money cap of $5M [that is converting], a Series A with a premoney valuation of $10M, $2M injected via the ...
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2answers
203 views

S&P 500: What happens to the index when a new stock is listed?

Out of curiosity, I started googling what would happen to the S&P 500 Index when a new stock is listed on it. And I wasn't able to find the answer. From my understanding, when a new stock enters ...
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3answers
133 views

trading in the stock market using your brother's broker account(with his permission), is it illegal? [closed]

I am planning to trade stocks in the stock market but I can't open an account in a broker because I don't have a passport or driver's license. So I plan on letting my older brother make an account on ...
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1answer
275 views

Too good to be true, skill or luck? 25-year old “millionaire”

I came across this article on CNBC: https://www.cnbc.com/2020/02/28/budget-of-millennial-millionaire-who-saves-80percent-of-his-income.html This guy bought his first house at 23 by using his $19k in ...
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0answers
58 views

US domiciled ETFs in the EU - some brokers actually offer them - anyone know how?

I am aware of the 1-Jan-2018 EU regulation prohibiting EU brokers from trading US domiciled ETFs to retail investors. I am also aware that some brokers can help you waive the EU "protections"...
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1answer
49 views

Calculate annual growth when there are multiple deposits

I'm trying to understand how to calculate annual growth for a forex account when there are multiple deposits. For example Jan 1 -> Initial deposit 1000 Jan 15 -> 25 profit, then growth = 2.5%, ...
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1answer
45 views

What is the difference between Paid in Capital and Paid up Capital?

I am struggling to understand the difference between these two. They seem to mean the same thing and are used interchangeably. Investopedia also has two different article on them. Paid-in capital is ...
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4answers
6k views

Are annuities the best way of generating monthly income?

What is the most effective, least costly, way of generating monthly income from an investment of $500,000 or more? Are annuities too costly?
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1answer
29 views

Invest in both PPF and VPF

Is one allowed to invest in both VPF (Voluntary Provident Fund) and PPF (Public Provident Fund) in the same financial year and is there a limit on the same?
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11answers
8k views

Is it an OK strategy to sell whenever an investment gains value above a threshold?

Let's say I bought 10k worth of stock A and it appreciates to $10,500. Is it OK to sell part of it worth $500 and do this whenever stock appreciates that much? Too often it drops back under $10k if ...
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1answer
137 views

Why is the NASDAQ out performing the S&P 500?

I have been checking out the performance of both the NASDAQ and the S&P 500, but was unable to understand / google why. Especially in the 2nd quarter of 2020, NASDAQ is doing way better, although ...
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1answer
100 views

Studies for personal finances [closed]

Over the last couple of days, I started thinking about financial independence for myself. That idea sounds great to me as I'm 33 years old, have a good and stable income, and I could do something to ...
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0answers
63 views

What does it mean if a stock skyrockets VWAP 10x aftermarket?

I just spotted $TSLA's VWAP skyrocket to 10k and go back down to 6k and still hanging there, I started trading like 8 months ago and I have never seen anything like this: That is VWAP, not an actual ...
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2answers
68 views

Why can’t shares of open-end funds be traded during market hours?

I can't really find a straightforward answer to this. I read from Investopedia that NAV of open-end funds is calculated at the end of the day. So I believe that's the reason for why the fund can only ...
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1answer
117 views

What are the pros & cons of investing in multiple funds?

I invest in a large 'ethical' fund, that manages around £1b of investments. Now, I make a small monthly contribution to this fund via a Stocks & Shares ISA. Obviously a fund is already spread ...

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