Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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2answers
29 views

Buying call options without enough money to exercise

I'm starting to dabble with options and I bought the March 20 AAPL 330 call option for $5. AAPL is currently trading around $324 today. If I sell the call option today I will make a small profit on my ...
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68 views

Can I (a UK national) buy shares in an American firm?

So quite simple, as the title states: as a UK national, can I buy shares in a US based company? A little more than this however, is do I have to sign up to a US brokerage firm, or can I do this from ...
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70 views

Is there a rule of thumb for percentage of liquid holdings to put on a risky investment?

If I, 24 years old living in the US, believe in a risky investment, say identifying a severely undervalued stock or going long on a put option, is there a rule of thumb for how much I should be ...
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1answer
56 views

What means “with the DJIA at 892”?

The question says it all: What means "with the DJIA at 892"? Thank you very much.
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58 views

Who has invested in apartments as a passive investor? [closed]

What returns are standard cash on cash wise? Better to use cash or an IRA ? Why? Do you try out different sponsors? Are you accredited? Do you have to be? Your deals are going the best in what ...
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2answers
392 views

35 years old and I inherited 200k. What should I do?

I’m 35 years old with no children. My grandmother left me $200k and I’m not sure what are the best steps to take. Do I stay with my bank? Should I get an accountant or financial advisor? I want to ...
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1answer
178 views

How much should you put in a 401k plan?

I am making ~$145,000 per year and was wondering if it is wise to contribute 12% pre-tax to my 401k? Is this too much? Is there any disadvantage in contributing nothing? I am already well off (come ...
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1answer
54 views

How can avoid I withholding tax on global REITs

I only have UK REITs in an ISA at the moment. Can I get exposure to other countries REITs directly or indirectly without withholding tax being taken at the source? I want to increase diversification ...
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0answers
28 views

Why aren't ETNs always listed with an inverse ETN? [migrated]

Exchange Traded Notes (ETNs) are often issued to give buyers exposure to an index that cannot be easily constructed from liquid securities. (If an index can be constructed from liquid securities it ...
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2answers
31 views

Which numbers do I include in XIRR?

I would just like some clarification on measuring returns on my portfolio. I have invested in approximately 25 shares over a period of two years. The investments I make are irregular and so I believe ...
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1answer
35 views

Dilution based on newly issued shares

I understand that when a company issues more shares it causes dilution and a potential drop in share prices depending on the circumstances. My question is more about the mechanism in releasing these ...
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1answer
72 views

Contribute to non-deductible IRA or something else?

I already have a traditional IRA (rollover from former employer's 401(k)) and my current employer doesn't offer a retirement plan, so I'd been funding a Roth IRA up to the maximum allowed each year ...
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1answer
157 views

Is the European Union 'common market' actually that 'common'?

I'm interested in investing in the whole EU (mostly because I thought that that would be equivalent to invest in 'all the US states' (S&P 500), so to speak). After reading some information, I have ...
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1answer
58 views

Investing books for the European Union [closed]

I have read 2 books about investing, and they both assume you are US citizen and all the theory and examples they give are about the US market. I have investigated, and I have found that the majority ...
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1answer
140 views

I don't get the following sentence in The Intelligent Investor book

I'm a newcomer in this "Market thing", and I'm learning from books and videos. I'm currently reading "The Intelligent Investor" and I don't understand the following sentence: In 1925, plowing ...
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3answers
78 views

Present value of perpetual GROWING periodic payments

There are multiple sites that post a formula for the present value (PV) of a perpetual EQUAL periodic payment: PV = a / ((1 + i)^t - 1) where a (in $) is the value of the periodic payment, and t (in ...
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1answer
98 views

I do not understand how investing works in conjunction with an IRA

I understand why/how I should put money into an IRA (basically a CD right?); however, what I don't understand is how investing that money works. So let's say for instance I open up an IRA with ...
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3answers
462 views

50k into 24 month 1.15% p.a. term deposit, did I make a mistake?

Context: I'm 23 y/o, live with family for obvious financial reasons. While I do pay for all the pet care/internet and some communal food/fuel I obviously am still mooching a lot from my parents. The ...
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1answer
54 views

Currency risk with a good index, or bad index with no currency risk

I understand that usually is not a good idea to allocate the majority of your assets in international investments due to currency risk. Still, when I look at the Euro Stoxx 50 it seems that it's far ...
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3answers
338 views

What to do with spare cash, in the short term?

I live & work in the UK. Having pretty much exhausted all of the avenues I can find for saving (none of which have great returns anyway at the moment, obviously), I have recently started looking ...
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78 views

Is it sensible to assume that the investment theory developed arround the US market can be applied to the Eurozone?

Are investment strategies and policies that you find in popular investment books, such as "The Intelligent Investor", extrapolable from the US Market to the Eurozone? If the answer to the above is no,...
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1answer
94 views

Is there a general rule on how to most efficiently purchase rental properties? [closed]

The way I see it, there are two general options to acquiring a slew of rental properties. Save up for 20% down, and then buy as a pure rental property. Put <20% down, live in it for a year (while ...
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5answers
340 views

Is there a way to invest money like in lottery, but with a better, maybe even non-negative expected value?

Lotteries and casino games have a very bad expected value, they are always negative (otherwise nobody would offer them). Payouts, on the other hand, can be huge. Is there a investment in the ...
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0answers
31 views

Euro denominated Eurozone biased alternative to Vanguard's LifeStrategy

The Lifestrategy range of blended funds are biased to the UK. What equivalents exist if one wants a Euro-denominated, Eurozone-biased blend of funds?
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1answer
49 views

Indian resident investing in abroad

Indian resident wanting to invest in abroad through a known friend & receive fixed returns in US dollars. Is it legal for resident indian to invest in abroad & recieve fixed returns in dollars....
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1answer
168 views

Metal companies trading below book value

Is there a reason why metal companies, like Tata Steel and SAIL trade at such low prices compared to their book value? Even the industry P/B seems to be low. What am I missing?
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100 views

Investment split

How do you split the profits on an investment property when one person pays the down payment and the other person takes the mortgage? Each party would be paying the same amount. For ex. One person ...
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232 views

How to achieve 100,000 USD return annually [closed]

Assuming I need to achieve a return of 100,000 USD every year, what are my investment options? Passive investment with low risk preferred, but open to other investment's strategies.
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1answer
189 views

Is Apple's depreciation now $12.5 or $11.3 billion?

I was casually reading the 10K for 2019 for Apple where I realized that I don't get the numbers. In the consolidated statement of cash flows (page 36) "Depreciation and amortization" for 2019 is ...
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1answer
93 views

How much can option market makers influence stock prices?

Do option market makers also hold stock for the options they write? Suppose it's a: $10 billion company $20 stock 23 strike calls @ 30 cents Buy 5000 calls 10 days until expiration I think this ...
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9answers
1k views

Why are people still investing in stocks or indexes which are obviously overbought?

I have some life savings I want to invest. My first idea was to buy a flat or home - but the current price levels for houses and flats in my country are beyond insane because of the money policy of ...
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2answers
218 views

Is complete divestment possible?

Some climate activists have called for fossil fuel divestment. But anything that is sold is also bought. Is divestment then even possible? For example, suppose that all businesses, pension funds, ...
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1answer
119 views

Why is Thrift Savings Plan restricted to U.S. civil servants and uniformed service members?

From what I can tell, TSP is pretty close to a 401(k) plan (and similar to an IRA) except the government restricts who can participate. Thrift's funds have much lower fees than many of the 401(k) or ...
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55 views

How does an ETF that tracks a foreign stock index work? - Potential arbitrage opportunities because of time-zone? [duplicate]

Suppose I live in the US and want to buy an ETF share traded in the US. I would already know how Chinese stock market performed by the time the US market is open because of the 12-hour difference. ...
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200 views

S&P 500 only returns 1.26% (after UK inflation)… am I wrong?

I invest in the S&P 500 from the UK. I am trying to calculate what my investment pot will be in 25 years, adjusting for inflation. Unfortunately, my calculations point me towards an abysmal ...
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395 views

Tax efficiency and Roth IRAs

I have a question relating to avoiding investment taxes as compared to maximizing tax free growth in a Roth IRA. Suppose you have: $10000 in a Roth IRA $10000 in a taxable brokerage account and ...
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1answer
203 views

Are there Bond ETF’s that don’t go down? [duplicate]

I would like to put some percentage of my money in an investment that only goes up, even if it goes up only by a small amount. One way to do this would be to put my money in a bank account, but I’d ...
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0answers
45 views

Is Trading 212 fair and legitimate broker for buying ETFs?

I am looking for a way to make an investment into an ETF. Many of the low cost international brokers are unavailable in my country while the local banks have fairly high commissions. I got a ...
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9answers
7k views

Best ways to invest for a planned house purchase in 1 year?

I've just sold my house after relocating and got £45,000. I am now looking for a house to buy. In the area where I live now houses are around £500,000, so I will need at least £50,000 for the deposit, ...
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2answers
122 views

Dilution of investment; how does it happen?

I sometimes hear my investing friends talking about their investments being diluted down, but I've never had the courage to have one of them explain it to me. From my perspective, if you buy 20% of ...
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3answers
228 views

Where or how to invest short term money

For a short time (about a year or so) I will be able to put away about $2000 a month. I have looked into stocks, played to stock market a while ago and lost a lot of money, yes i was playing in the ...
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2answers
149 views

Investment Clubs Net Worth

If a company is asking for investors with a net worth of $1M, can that net worth be collectively, i.e., investment club members?
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8answers
819 views

Why is it ever a good idea to found a company?

I have a side project with a few friends that's gradually getting more serious. We're nearly at the stage where we'll be taking some early clients, which is really exciting after about a year of ...
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2answers
1k views

Roth IRA vs taxable investment account

I'm new to investing, using M1 Finance, and have been doing some overall research. From what I know, Roth IRA is tax-free income and mostly used as a retirement plan so if I invest in a Roth IRA ...
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1answer
92 views

Lack or abundance of shares available to short. What does it mean for share price in short term?

When there are no shares available to short, it seems to me that there is a big demand for shorting and the price should go down. Demand for selling is higher than demand for buying. Buyers can't ...
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1answer
145 views

Is money from a trust account considered a gift?

I have a BNY Mellon Investment Fund account designated to me and set up by my parents. On the statements the Client Name is in my parents name and the Designation is my name. My financial advisor ...
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2answers
66 views

Why does CAD-hedged S&P 500 ETF suddenly not track to actual index

At the time of posting this question, the BlackRock ETF XSP is down approximately 1.3% during the period Dec 24 9:30 am - Dec 31 10:30 am, while the actual index is down approximately 0.3% during the ...
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237 views

What form of investment should I use to wait out fears of a recession?

I have recently pulled my investments out of the stock market and am looking for another way to grow my funds. However, in light of past recession fears I do not want to invest in any way that would ...
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1answer
69 views

How much is a total market dividend yield expected to drop in a bad year?

Let's take a total US market ETF like VTI. Its dividend yield is about 2%. How much will it drop on a bad year, when its composing stocks are mostly down?
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51 views

When do these Amazon warrants expire?

The expiration date is blank according to the source. Here's the original source: https://www.centralcharts.com/en/284-amazoncom/warrants Thanks so much!

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