Questions tagged [purchase]

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Equipment purchase for client

I have a small business. In FY2023, I (my small business) purchased an equipment on behalf of a client for which the client reimbursed me, therefore, the payment appears as income. The equipment is ...
tamasp's user avatar
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0 votes
3 answers
131 views

Do sellers need lots of capital to accept purchase orders?

I have a product that I could sell to school districts. As I understand, school districts typically use purchase orders. I have heard of vendors banning school districts because they didn't get paid. ...
Village's user avatar
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-4 votes
1 answer
112 views

Why don't Federal Reserve Notes pay for purchases? [closed]

What constitutes true payment if a Federal Reserve Note is NOT payment? Ounces of gold? Anything I deem value in agreement with another party?
user121884's user avatar
2 votes
6 answers
3k views

What are examples of honest reasons for carrying and using large quantities of cash? [closed]

This question: How Can I Make Consistent Large Cash Withdrawals From U.S. Banks? recently appeared on the HNQ list. The question concerns the logistics of withdrawing large amounts of cash from their ...
Eric's user avatar
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1 answer
57 views

Can we get guidance/rules how to decide between 3 options of renting/buying/mortgaging a residence to live in

I hope my title of this question won't get me into trouble on this list. My landlord sold the apartment we live in. Due to our circumstance, we can Rent somewhere else and invest the cash in an index ...
user1422331's user avatar
2 votes
1 answer
403 views

Should I wait until after my LLC's effective date to purchase equipment?

I'm starting an LLC with an effective date of January 1, 2022. I would like to purchase some computer equipment ASAP so I can hit the ground running in January, but I won't have my LLC's bank account ...
Divey's user avatar
  • 121
2 votes
3 answers
477 views

How does the process of buying a customized new car on the brand's website work?

Interested in buying a brand new car (in the US) for the first time, I went browsing through the websites of car companies to check prices and customization features. In that process, I noticed that ...
AndraSol's user avatar
1 vote
1 answer
46 views

Depreciation Basis on Purchased Commercial Foreclosure

I've hit a roadblock in my research on the use/abuse of TIFs. I've asked some professionals the below question, however, none were willing to answer or gave me conflicting answers. The question: What ...
JayJay123's user avatar
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-4 votes
1 answer
117 views

How to reach Amazon's customer care service? [closed]

As some of you like me would have experienced, if you encounter any exceptional issues with purchases on Amazon, for which you need to contact the customer care service of Amazon, you seem to hit a ...
user345394's user avatar
-1 votes
1 answer
51 views

Vendor for PO when using a Credit Card

When creating a Purchase Order and paying with a credit card, who should the vendor be?
Marie's user avatar
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-2 votes
1 answer
303 views

What is the point of indicating one's RUC (Registro Único de Contribuyentes) when making purchases in Paraguay?

What is the point of indicating one's RUC (Registro Único de Contribuyentes) when making purchases in Paraguay?
Franck Dernoncourt's user avatar
28 votes
2 answers
9k views

How should I handle money returned for a product that I did not return?

I purchased a laptop online through the official website, my card was charged immediately after I made payment. The item arrived around two weeks after that. I checked my banking app and discovered ...
kroent's user avatar
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0 answers
59 views

I live in the UK and want to buy some shares on the unlisted New Zealand Stock Exchange

I live in the UK and want to buy some shares that are Unlisted within the New Zealand stock exchange and I should also like to buy shares on the NZX. which is the best way to do this from the UK? ...
Jonathan Simon's user avatar
4 votes
2 answers
430 views

Chances of 23 y/o getting approved for a £10k credit card to buy a car?

So my old car has had its time and I'm looking to buy a 3-4 year old car for around £9-10k. I have personal savings exceeding this amount so buying in cash is an option, however I have recently ...
James's user avatar
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0 votes
0 answers
84 views

UK First house purchase - Amount solicitor has requested is greater than the amount I am expecting

I am currently in the process of buying my first house (UK), and am nearing the point of exchange of contracts. I have started transferring funds to my solicitor ahead of the exchange, but have ...
Noble-Surfer's user avatar
5 votes
2 answers
426 views

What does it mean to pay by purchase order?

Not sure if this is the right place to ask, but I'll give it a try anyway. I sell some software online that customers pay for using a payment processing service which allows you to pay using a debit/...
Juan's user avatar
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2 votes
2 answers
12k views

Can items bought second hand be a tax write off? How does buying from an individual instead of a business work?

I am planning on buying a second hand computer monitor off Craigslist. I would use it for my work as a contractor. What steps should I take to be able to write it off as a business expense? I can take ...
Latchar3's user avatar
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3 votes
2 answers
1k views

Are software license keys from 3rd party sellers (like on ebay) legit or a scam or ...?

On eBay and probably other sites you can easily find listings for very inexpensive software license keys for all sorts of programs. Here's a screenshot of an example for Windows 10: And you can find ...
StayOnTarget's user avatar
1 vote
2 answers
424 views

Shouid I throw away my inkjet printer when its ink runs out & buy another?

This is not the usual question that I see here, but What topics can I ask about here? says: Personal Finance and Money Stack Exchange is for people who want to be financially literate, find ways to ...
Mawg's user avatar
  • 405
1 vote
1 answer
1k views

Charged twice for online purchase

I ordered some parts online on Saturday. My Debit card was immediately charged $200 for the purchase. The merchant began processing the order on Monday and charged my card again for the same amount, ...
Joe's user avatar
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0 votes
0 answers
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Is it wise to purchase a new car when faced with big repairs? [duplicate]

So you are frugal, and understand that driving to work is not an exercise in style. Therefore you hope for your car to get to 250,000 miles. However, parts start to break down at 150,000 miles and you ...
Antoni Parellada's user avatar
15 votes
4 answers
5k views

How to understand payment due date for a credit card

I just recently got my very first credit card, the Discover It Card. I knew it was crucial to have one, as a great credit score is needed for important things. The question I have is in regards to the ...
Santi514's user avatar
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1 vote
0 answers
62 views

Purchased business can i keep EIN

I purchased a small business, it is inc. I kept the name etc., do I have to obtain a new EIN or can I change the ss information and keep the current number
Judy Swalley Caputo's user avatar
0 votes
2 answers
203 views

Buying a used vehicle from dealer

I have about 12,000 in cash saved up for purchasing a toyota 4runner. I have a vehicle in mind for 22,450 that is as good of a deal as I can possibly find after looking for months off and on. AS far ...
phillip marshall's user avatar
3 votes
3 answers
1k views

How can I win at haggling when buying a significant household item?

My mom's pain specialist M.D. diagnosed her with severe Low Back Pain and Arthralgia. He recommended buying a soft high-quality mattress. She lives in Toronto Canada. Last month at a Sleep Country ( "...
user avatar
2 votes
1 answer
142 views

Is it better to draw down offset or finance a vehicle purchase (or neither)?

Suppose you have something like: House 1 - ~$550k value. You live here. House 2 - ~$575k value. Investment property. Tenanted at $570/week. Loan 1 - $250k, 3.9% variable P&I, $1500 monthly ...
aroth's user avatar
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3 votes
1 answer
148 views

Interest-free loan: how is "utilisation" calculated re credit score?

I have, historically, always had an excellent credit score. I never spend beyond my means, and always pay off my credit card in full every month. I really only have the credit card in order to accrue ...
Chris Melville's user avatar
0 votes
3 answers
306 views

Is it feasible Buying a Bike when I already own a car

I am already financing a car (Honda Accord- $18k) paying $309/month and insurance $113/month. I am single, my office is near by and I feel that this car is little big for me for now. I wish to buy a ...
username hidden's user avatar
3 votes
4 answers
740 views

Made an offer to buy an apartment, but the actual size is smaller than the one that was promised

Some time ago I decided to buy an apartment, so I started looking for one. I found one, sold through an agency, that I liked. The description on their website reported (and still reports even now as I'...
Fabio says Reinstate Monica's user avatar
0 votes
1 answer
132 views

Is it a legal requirement for a shop owner in India to give me a receipt if I purchased something in their shop?

Is it a legal requirement for a shop owner in India to give me a receipt if I purchased something in their shop? I'm asking as I purchased a SIM card in a shop of one of the main phone operators in ...
Franck Dernoncourt's user avatar
1 vote
2 answers
907 views

Using HELOC for vehicle purchase: can this be done wisely?

I have a chevy suburban lined up to purchase for 10k. By my research, it has a market value of 13k. My goal is to keep monthly payments as low as possible while also being financially responsible. My ...
loady toad's user avatar
3 votes
3 answers
473 views

How much am I saving by waiting a few years to buy a car?

Let's say I'm considering buying a new (used) car for $15k, and could pay in cash. My current car is in working condition, so I could wait a few years before buying a replacement. My question is: how ...
edan's user avatar
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3 votes
1 answer
264 views

Should I purchase a new car or payoff my current car first?

Background My family is growing and I find my current car (a two-door GTI) inconvenient. I am in the market for a small, used SUV such as a Tiguan, CRV, or Equinox. I will be financing and plan to ...
dlz21's user avatar
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2 votes
4 answers
89k views

Is it ok to buy something on your credit card due date?

This is my first credit card so I'm a little confused. I'm with Capital One and my due date every month is the 6th and my minimum payment is $25, and anything less than $25 (example if I have $16 on ...
tamermist's user avatar
15 votes
3 answers
3k views

Too-Good-To-Be-True Vehicle/RV Sale?

I've stumbled across a Craigslist listing for a 22-foot RV, being sold for about $2000. It's not ridiculously old, and appears to be in great shape. Supposedly it runs well, and the current owner ...
schizoid04's user avatar
  • 2,735
22 votes
3 answers
28k views

Is it a bad idea to buy a motorcycle with a lien on it?

I was curious why is it considered a "bad idea" to purchase a motorcycle/vehicle with a lien on it? It started when I came across an ad on Craigslist where I'm interested in buying a used vehicle. ...
robjob27's user avatar
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1 vote
1 answer
76 views

what if the appraisal value is lower than the contractual price

I have a question regarding purchasing a house. Assume the bank appraisal value is lower than the contractual price, and the seller and I cannot make agreement for a new price, will I lose all of the ...
user288609's user avatar
1 vote
3 answers
823 views

Do I lose the grace period on new purchases after a promotional balance transfer on some cards but not others?

I just used my credit card from Barclay Bank to make a balance transfer at 0% APR for 18 months for a 2% fee. I already paid the 2% fee, so I'm not planning on paying anything more than the minimum ...
user avatar
34 votes
6 answers
8k views

Electric car lease or buy?

I know the conventional wisdom for leasing vs. buying, but are the economics of an electric car significantly different than other vehicles?
NL - Apologize to Monica's user avatar
19 votes
7 answers
6k views

Should I buy or lease a car given that its not a super luxury car and I only drive 15 miles/d on avg?

For my first car, I bought a Toyota Camry. 3 years later I sold that car and I am leasing a BMW series 3. My lease will expire early next yr and I am thinking getting the X3/X5, do you recommend ...
livedonkey's user avatar
0 votes
1 answer
511 views

What is the purpose of a letter stock

What is the purpose of a letter stock more than protect a resale of the stock? Is it related to mutual funds in any way? How can an investor have access to these stocks if are not traded publicly? ...
Maximus Decimus's user avatar
1 vote
3 answers
932 views

Leased Vehicle Return and Re-purchase

My lease term is coming up in a few months. The car has around 20k miles, whereas the lease was for 36k miles. I like the car, and I intend to buy it, however the lease end purchase price is a bit ...
NRJ's user avatar
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4 votes
3 answers
8k views

Lease vs buy car with cash?

I was planning to buy a new car for about $18000. I rarely drive and probably drive less than 5000 miles every year, but for various reasons I need a car. I am replacing my current car because it is ...
mushroom's user avatar
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1 vote
2 answers
273 views

Any creative options for purchasing a used vehicle with cash

Ok so we are planning on purchasing a used vehicle for no more then 16k. We have the cash in hand and so it got me thinking. What options are there to fully take advantage of this situation? My ...
treeNinja's user avatar
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10 votes
3 answers
479 views

Is there a term for the situation where we will over-think small purchases, but not large ones?

I was recently at the record store thinking "I dunno, $10 is a bit much for this. $7...I'd probably buy it. But not for $10." That would be contrasted with a recent house we purchase where I'm sure I ...
DA.'s user avatar
  • 539
2 votes
4 answers
623 views

Should I pay off my house

I purchased my house (3 bedrooms, 2 full baths) in 1997 for $84,500. I have already made $166,500 of mortgage payments on a 9% interest rate loan. I have $53,000 left in payments. It recently ...
user3042631's user avatar
0 votes
2 answers
367 views

How can I just pay for my order when dining with friends at a restaurant?

I was eating with friends at a diner today (Thanksgiving), and I told the waiter I wanted to just pay for my own food. But we just got a single bill for all four of us. I paid for my food (plus tip) ...
user24353's user avatar
  • 101
0 votes
1 answer
72 views

Paying all at once or paying in installments on new purchase?

I just wonder what would be best way of paying when we make new purchase. Is it paying money at once or in installments?
soccer7's user avatar
  • 141
8 votes
1 answer
9k views

Should I use my credit or debit card when purchasing groceries?

When I go grocery shopping, I almost always purchase enough to warrant using a card rather than cash. I used to use my debit card for these transactions, but twice in the past (each incident about ...
Zibbobz's user avatar
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5 votes
2 answers
358 views

Is there a way to claim a car purchase in the tax return?

I purchased a car for $19K; $6K was paid upfront, and the rest is financed over 3 years. Is there a way I can deduct the car purchase in certain circumstances? This vehicle is primarily used for work. ...
Kint Kant's user avatar
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