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A security (also known as a financial instrument) is a tradable asset of any kind. For questions related to a specific asset class, use a specific tag, e.g. "stock" or "bond".

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ISIN - First 2 Letters : Issuing Country vs Domicile Country

I have a question regarding how the logic in the ISIN structure work for the first 2 letters. It is mentioned the following : The first two characters are the alpha-2 country code, in accordance with ...
2
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1answer
358 views

We don't want to see your bank card, just tell me your name

My credit union recently did what it calls a major upgrade of its systems; as a typical apathetic consumer I haven't looked into what that means. Here is the most conspicuous change (other than the ...
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1answer
160 views

Entered incorrect 3 digit when making online transaction

When purchasing a product online, at the checkout I entered the wrong 3 digit security code for my card. Does anyone know what will happen? Will the transaction still be successful? Will I be charged? ...
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1answer
94 views

Verify card number without buying something?

I forgot my wallet and must pay for a repair. I think I recall the Visa number but would like to verify somehow prior to having it declined at the shop. (So I can make the drive to get it before ...
2
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0answers
41 views

Morningstar secId computation or ISIN mapping?

Morningstar seem to have a particular identifier for stocks and funds, which is called a SecId. The Morningstar® SecId is a 10 character alpha numeric code. Each individual investment is ...
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1answer
72 views

Is Coinbase safest exchange? [closed]

Because Coinbase is regulated more heavily in the US than other non-US or peer-to-peer exchanges, is it considered the safest exchange? Also, is it ok to leave USD and BTC in Coinbase rather than ...
5
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2answers
1k views

What is the Meaning of the Black-Scholes Value?

We are currently learning about the Black-Scholes Merton Model. I understand the process of finding the call option. However, I'm wondering what the answer actually means. For example: Stock Price ...
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3answers
365 views

Should I invest everything in bonds?

I will be finished with my master's degree in 4 years and I have 75K to invest. I want as much security as possible, at least till I have the degree. Then I would use the money and take an investment ...
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1answer
185 views

How to know which bank will keep my data safer? (Europe, single country)

I was looking at four banks in one country, which are based in France, Belgium and 2 in Austria, and I was looking for something that would make me choose one over the other... So I thought what's ...
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1answer
94 views

Security deposit received back

Do security deposit grow interest and and what if u paid all the repairs they cannot keep your deposit they can’t keep your deposit for nothing if u paid for all the repairs. And u have texts message ...
3
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1answer
354 views

What is a Dividend Right? How do they work?

My understanding is that when a company is not able to issue dividends to the shareholders, the company issues a dividend right certificate and in the future when the company can pay dividends, before ...
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3answers
2k views

Is it really risky to make your IBAN public?

It seems that people are reluctant to give their IBAN to strangers. I saw someone downvoting an app only because it shows the IBAN in clear on the main screen. Is this rational? What could someone ...
5
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1answer
456 views

In the USA, is it illegal for a group of people to agree to purchase or sell a particular stock?

I am researching this as a part of a story plot involving hundreds to thousands of people who are members of a religious organization and who have agreed to buy and sell a particular company's shares ...
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12answers
20k views

Can the stock price go up even if no one is buying?

Let's assume there's this random company (XYZ)--that few are aware of--is selling stocks and they're doing really well. If their stock price is at $50 and no one is buying, will it still go up? Do ...
3
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1answer
127 views

Securities sold without either your or your financial advisor's permission

In the United States, if one of your securities gets sold off that you didn't want sold off, and your financial advisor says he's not the one who did it, but it was in fact one of his underlings, is ...
2
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1answer
24 views

FINRA Rule for "Adjustment of Open Orders

FINRA members holding open orders for customers or other broker-dealers must adjust those orders on any ex-dividend date for that security, in a manner similar to the adjustments made by exchange ...
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1answer
1k views

How is double-spending prevented in traditional banking?

I have been getting familiar with crypto currencies and, in particular, with the double spending problem. This has brought up the question of how double-spending is prevented and controlled in ...
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1answer
86 views

What is the meaning of “Discretion Not Exercised”

http://finra.complinet.com/en/display/display_main.html?rbid=2403&element_id=6934&print=1 All orders entered for such accounts will be considered "identified as discretionary" by the account ...
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2answers
4k views

Why use a stop-limit order instead of a limit order?

"A limit order is an order to buy or sell a stock at a specific price or better. A buy limit order can only be executed at the limit price or lower, and a sell limit order can only be executed at the ...
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1answer
66 views

Best place to live for news (spikes) trading?

What's the best place to live for news trading? Is it US because of the best news providers and most regulated brokers? Can I still trade 'spikes' even though I live somewhere else i.e. Australia - ...
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1answer
95 views

Give to the accountant bank statements that show IBAN, SWIFT, sort code, acct #, etc?

I've just registered as self-employed and my accountant obviously needs my bank statements, so I can print them out no problem but on top of the first page of each monthly statement are included my ...
10
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3answers
801 views

What protection do credit card holders have against orders mistakenly placed by merchants?

I just discovered I was billed an order for a few hundreds USD from a merchant that I purchased from a few months ago. It is unauthorised and is obviously a mistake from the merchant. I called up the ...
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1answer
54 views

“Originate and distribute” banking model

I am reading an article and became confused with this part: "The traditional banking model, in which the issuing banks hold loans until they are repaid, was replaced by the 'originate and distribute' ...
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1answer
232 views

Is a large credit limit on a credit card dangerous if credit card details are hacked and leaked?

Suppose the bank got hacked and credit card details are leaked to hackers. Is it dangerous to have a large credit limit because hackers may use the credit card to go on a spending spree? Would it be ...
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2answers
258 views

How safe is my money with Bank

I have some money in BOA savings/checking, and I am afraid if someone steals that money, through credit card or if someone gets access to my online account credentials, and transfers all the money out....
0
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1answer
68 views

Who exactly owns the assets in asset-backed securities?

I'm reading about asset-backed securities and am confused about what actually an "asset" is in that context, and who owns the pool of assets. On one hand, I've read (ref. book Asset Securitization- ...
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1answer
133 views

What could someone malicious do with these three piece of information regarding my bank account?

The three pieces of information are: bank account number, my mobile phone number used for online banking and my address associated with my bank account. I am in Germany.
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2answers
60 views

Banking security as a preference? [closed]

I'm coming from an IT background and perhaps one puzzling question about the current state of banking (at least, in my country) is this: Why can we not adjust our own banking security preferences? ...
0
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2answers
563 views

Can I use FOREX markets to exchange cash?

I'm sure I'm missing something fundamental, so please enlighten me! It seems like just about everything I can trade through my broker I can take physical possession of if I really wanted to, although ...
2
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2answers
397 views

Why Indian credit cards don't ask for 3D Secure when transacting internationally?

I am from India and hold a credit card. While transacting in India, it always takes me to 3D Secure authentication page. But while paying in AliExpress, it never takes me to 3D Secure page, yet ...
0
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1answer
59 views

Security Identifer

I have very basic knowledge about ISINs, Tickers, SEDOLs etc. But I am still unable to understand if there is a unique combination of ISIN_Ticker that exists for each security. For example, if I want ...
5
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2answers
1k views

Hedging against Exchange Rate Risk

I am an European, earning my salary in Euro and trading in US-securities. My strategies are a combination of momentum investments and monthly saving plans, where I invest a fixed percentage of my ...
2
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2answers
246 views

Can I dispute charges where I did not enter CVV?

I recently was looking for hotels online out of the country in a pretty famous and legit online reservation system. Basically the reservation was like reserve now and pay later. The website asked for ...
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0answers
40 views

Is it safe to pay bills in public through debit/credit cards? [duplicate]

When paying bills at public places like restaurants, Supermarkets, etc.. what they only want to process the payment are 16 digit card number, validity period of the card, 3 digit PIN number at the ...
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1answer
90 views

What is base price of a security? [closed]

What is the difference between the Base Price of Security and the Face Value of Security?
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1answer
149 views

What to do when losing a receipt with credit card information

A good friend of mine went to a store to buy some stuff, and he paid for it with his card. For some reason the ticket contained my friend's name, credit card number and signature. My friend is ...
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1answer
157 views

Why are debit cards PIN limited to 4/5 digits and why not alphanumeric?

I see my debit card and it is limited to 9999 +999 +99 combinations depending on how I use the card. But if the code was alphanumeric as well as had access to special characters the security barrier ...
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1answer
121 views

marking a card with 'check id'

I read this question . It was interesting to see this "Before: If I lose the card, the finder needs to fake my signature (not too difficult, but not a freebie); if I mark the card with 'Check ID', ...
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1answer
92 views

Can I make my online transactions secure in the USA, when paying using bank account details or debit card details?

I recently moved to the USA, and was shocked to see the lack of security in terms of financial transactions? Anyone who has my bank account and routing number can easily drain all the money from my ...
0
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1answer
46 views

Is there a way to be credited for work performed where employment taxes were returned to the worker after their employment ended?

My wife worked for almost 4 years when we were first married. After she quit her job to stay home, she was advised that she could request her employment expenses be 'refunded' to her, including her ...
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2answers
89 views

Are stock purchases on NASDAQ trackable to personal information?

Before iPhone7 launch, Apple CEO Tim Cook sold large amounts of his assets, (probably without telling the news). Are these transactions tied to personal information? What about private traders?
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2answers
202 views

Question about MBS and how it pays

I do not know if this is the right place to ask this question and if it is not, you may delete this post, if this is the right place then I would like to understand MBS better I buy a home for 200,...
0
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0answers
28 views

Are there Treasury Inflation-Protected Securities that offer an additional interest rate?

My understanding of tips is that if I purchase one at a price P and it matures in Y years then in Y years I will be given a payout of P*(1+r)Y where r is the inflation rate. Do there exist any ...
12
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6answers
13k views

Company asking for card details to refund over email

Call me paranoid, but should I give me 16 digit card number and expiry date by email to a (well known) company, or push for a cheque? They really messed up and I have had to push to get this far, but ...
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10answers
8k views

Is CFD trading a good idea?

I am planning on speculating in forex and possibly indices, however due to my lack of experience I don't want to invest too much. With £100, you can't really get very far with indices, and profit ...
20
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7answers
5k views

How can I prevent future card fraud?

I got a text from my bank yesterday informing me that my wife's debit card had been used for a fraudulent charge - we've confirmed that this text message was valid, and informed the credit union about ...
0
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2answers
574 views

What's the point of signing “SEE ID” on the back of my credit card? [duplicate]

I remember in college that we were told to not sign the signature strip on the back of the card, but instead to write "SEE ID", meaning see the signature on our driver's license. Is this a valid ...
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2answers
2k views

Is it a good idea to scrape away my credit card's cvv code?

When I obtain a new credit card, I take care to remember the three-digit CVV number stamped into the back of the card, and then remove the number from the card (very thoroughly, because it's usually ...
24
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4answers
9k views

Isn't the security of credit cards with chip worse than with signature?

(I'd expect this question to be duplicate, but couldn't find any that matches the point) It seems to me that the security of credit card transactions got worse by the switch from signing to chip ...
6
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2answers
210 views

What does basis point mean?

S&P's schedule of costs mention that getting a rating from them currently costs "6.25 basis points" of the offering. Does this literally mean 6.25%? As in if the bond produced was 100 million in ...