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Questions tagged [cashier-check]

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6
votes
1answer
481 views

Is this a cashier check scam?

I'm a personal trainer and I've received an email stating that someone wants me to train their kids while they are in the US for vacation. The request was for many sessions and would total well over $...
0
votes
3answers
149 views

cashier check deposited and available on my account [duplicate]

Somebody payed me with a cashier check from WELL FARGO BANK and it got deposited on my account at BANK OF AMERICA. The total amount is already available since 5 days. As I do not trust the person ...
2
votes
1answer
469 views

Are cashier's checks anonymous?

I'm seeking a way to make payments without placing my name and mailing address on file. For example when donating money. In person, cash would work. Online / distant institutions often encourage ...
2
votes
3answers
269 views

Any other way safer and financially more sensible way than cashier's check to take out a large sum of money in the US

I intend to take out a large sum of money (~$30,000) from the bank account in the US for a major expense. It seems that cashier's check is the safest and financially most sensible but I wonder if ...
1
vote
0answers
81 views

Obtaining a cashier's check from an international airport

I will be looking to buy a cashier's check from Seaway Bank located at Chicago's O' Hare International Airport. What information would I need to provide about the payee to obtain the cashier's check. ...
0
votes
3answers
369 views

Refund on Cashiers Check?

If I get a cashiers check from my bank but decide not to use it, would my bank give me a refund for it?
7
votes
1answer
1k views

Is an uncashed cashiers check of deceased mother part of her estate wrt probate

My mother recently died. At her home we found an uncashed cashiers check that is 11 months old. The check was given to her by her sister (my aunt). It was a disbursement from my mother’s own ...
1
vote
1answer
1k views

I have two cashier's checks and no account

I have two pretty big cashier's checks. Can I go to Wal-Mart or any bank to cash them? Or start an account of wanted. One of the checks is from last month. Can I still use it? Would Wal-Mart even be ...
18
votes
3answers
6k views

Need to change cash to cashier's check without bank account (Just arrived to the US)

I arrived in the US 10 days ago. I got my SSN. The DMV told me I will get my ID in about 10 days. I have to pay the rent plus some months prepaid which is USD 11,000. My question is: I have my money ...
5
votes
2answers
2k views

Who profits from uncashed cashier's checks?

It's my cousin's birthday. I can't think of a suitable gift. I go to the bank and get a draft (cashier's) check for $100 payable to my cousin. (It's an example scenario. No need to compare it with ...
3
votes
2answers
5k views

For how long is a draft check valid, and where do the funds sit?

There is a fundamental difference between a personal check and a draft check. (I believe the distinction holds equally well in North America as in Europe, and possibly everywhere else). If Tom writes ...
3
votes
1answer
286 views

Can a validated cashier's check deposit be reverted?

I am thinking of selling my car, and reading the advice here, it seems that going with the buyer to my bank office, getting my bank to validate the buyer cashier's check and then completing the sale ...
4
votes
1answer
324 views

Ensuring a cashier's check is legitimate

I'm looking to sell a vehicle for the first time. I've purchased a few vehicles using cashier's checks, but I've never had to receive one. Assuming I am willing to accept the risk of a cashier's ...
13
votes
3answers
10k views

How do cashier's checks work and why are they good for scams?

I read these two things while trying to understand cashier's checks, and they seem to conflict: 1: Cashier’s checks are checks issued by banks, and they're used when somebody wants to be sure that ...
4
votes
0answers
590 views

Payee lost bank draft (cashier's cheque)

Right so I'll try to keep most of my frustration out of this question ;) I purchased a bank draft to pay for a vacation rental - the agreement was cash on arrival, but as I didn't have access to EUR ...
1
vote
1answer
7k views

Is there an expiration date on Bank of America's Cashiers checks?

Upon my advice, my daughter requested a cashiers check in a BOA office in NJ today rather than carry a sum of cash out of the bank. She asked how long the check was valid. The Bank Manager told her ...
4
votes
1answer
18k views

BoA Closed my Accounts and Froze my Funds. How can I get money back besides cashier's check?

Earlier this week I had tried to buy food with my debit card but the transaction was declined. I immediately contacted my bank (BoA) and was told there was a note left with a number to call. I called ...
70
votes
4answers
23k views

Received an unexpected cashiers check for over $2K from another state - is this some scam?

This is actually about my sister-in-law who lives in Georgia. She just received a "cashiers check" for $2395 from a company in Indiana. It looks like this: She said that she has been doing "mystery ...
4
votes
4answers
134k views

Can I cash a cashier's check at any bank?

I will be receiving a cashier's check, from a bank, a little over $12,000. It was a portion of money from the sale of my deceased parents home. I would like to know if I will be able to go to any bank ...
12
votes
1answer
9k views

What happens to the original funds when a certified bank check is not cashed?

When a bank issues a certified check that was funded from my account, where will the funds end up if the recipient never cashes the check before it expires?
2
votes
2answers
282 views

Guaranteed way to accept payment?

If I want to guarantee that I get the funds, how should I accept payment? Obviously cash is king, but is a Cashier's check pretty much guaranteed also?
2
votes
2answers
3k views

Is there any way to verify a cashier cheque?

There are plenty of warnings around about forged cashier's cheques, and that if you deposit a forged one your bank will "hold you responsible". What does it mean that the bank will "hold you ...