Questions tagged [cashier-check]

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How can I cash a US cashier check in Sweden?

I have a cashier check from the US. I live in Sweden, and the Swedish bank will not accept it. What can I do?
Caroline Trysdal's user avatar
4 votes
2 answers
2k views

Is it safer to deposit the cashier's check or money order in person at my bank or using my bank app on the iPhone scanning the said instrument?

I am selling a car and am considering receiving payment either in cashier's check or money order. I would like to receive the payment right at the moment of transaction. Would either of these two ...
Hans's user avatar
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5 votes
1 answer
561 views

How to deposit $9,900 in $100 bills when I only have accounts like Schwab and CapitalOne

I sold a car and have a bunch of cash that I'd like to put into my CapitalOne savings account. I live in the Atlanta suburbs, where CapitalOne has no branches and no ATMs that accept deposits. Their ...
Ryan's user avatar
  • 430
1 vote
0 answers
93 views

Potential Craigslist Scam with Cashiers Check [duplicate]

I am selling a hobby robot on Craigslist and received an email claiming interest but asked me to email them directly. I have some throwaway emails so decided to see how it would play out. After ...
FreakyDan's user avatar
  • 119
16 votes
1 answer
6k views

Recipient claims cashier's check won't clear

I bought a car from a private seller in the US. To guarantee the availability of funds I issued a cashier's check to him. My banks account shows a withdrawal of the correct amount on the date that I ...
AdamO's user avatar
  • 263
1 vote
1 answer
211 views

Trying to get Cashier's Check rewritten

We are trying to set up a Special Needs Trust Fund for my disabled brother. My father (who died in Dec. 2021) had a CD account with my brother named as beneficiary. We were issued a cashier's check ...
John's user avatar
  • 11
0 votes
0 answers
414 views

If I wrote "for deposit only:" on the back of a check, then crossed it out can I cash it at WalMart?

I received my state refund I tried mobile deposit with my bank but it wont take it because it is to me and my wife. I already wrote "for deposit only on the back". If I were to take it to ...
Samuel Hern's user avatar
1 vote
2 answers
336 views

How to cash a check made out to myself but without my name on it?

I was the executor of a family member's estate starting starting 7 years ago. The estate was closed on the order of 3-4 years ago, and so the estate bank account has also been closed for that many ...
SethMMorton's user avatar
1 vote
0 answers
987 views

Can a Bank Of America Cashier's check be cashed in another country?

I need to pay for a service in another country, can i create a bank of america cashier's check in the USA (in USD), send it to them and they can cash it like any normal check over there and it would ...
PHV's user avatar
  • 11
1 vote
2 answers
304 views

cashier check and interest rate

I see news that in Germany banks are asking people to take the money to other banks and need to pay bank negative interest to keep money. A co-worker pointed a strategy that we can possible use in USA,...
puzzled's user avatar
  • 1,016
1 vote
0 answers
154 views

Received cashiers check

I received a cashiers check in the Mail and there is no letter nothing. I called to authenticate with the bank of was written from and customer service told me to take it to my bank. How can I ...
Meleelee's user avatar
2 votes
1 answer
10k views

Can my spouse/friend purchase a cashier's check for me?

I roughly understand that cashieir's checks lifts the money from your account at the time of issue and can be cashed by the named recipient. Can I use a Cashier's check issued to my spouse/friend ? (...
Yugal Jindle's user avatar
6 votes
1 answer
680 views

Is this a cashier check scam?

I'm a personal trainer and I've received an email stating that someone wants me to train their kids while they are in the US for vacation. The request was for many sessions and would total well over $...
Leo's user avatar
  • 61
0 votes
3 answers
473 views

cashier check deposited and available on my account [duplicate]

Somebody payed me with a cashier check from WELL FARGO BANK and it got deposited on my account at BANK OF AMERICA. The total amount is already available since 5 days. As I do not trust the person ...
sabine cielo's user avatar
4 votes
1 answer
6k views

Are cashier's checks anonymous?

I'm seeking a way to make payments without placing my name and mailing address on file. For example when donating money. In person, cash would work. Online / distant institutions often encourage ...
Vincent Scheib's user avatar
2 votes
3 answers
372 views

Any other way safer and financially more sensible way than cashier's check to take out a large sum of money in the US

I intend to take out a large sum of money (~$30,000) from the bank account in the US for a major expense. It seems that cashier's check is the safest and financially most sensible but I wonder if ...
B Chen's user avatar
  • 1,029
1 vote
0 answers
371 views

Obtaining a cashier's check from an international airport

I will be looking to buy a cashier's check from Seaway Bank located at Chicago's O' Hare International Airport. What information would I need to provide about the payee to obtain the cashier's check. ...
user82261's user avatar
  • 113
0 votes
3 answers
19k views

Refund on Cashiers Check?

If I get a cashiers check from my bank but decide not to use it, would my bank give me a refund for it?
Rich's user avatar
  • 1,749
9 votes
1 answer
4k views

Is an uncashed cashiers check of deceased mother part of her estate wrt probate

My mother recently died. At her home we found an uncashed cashiers check that is 11 months old. The check was given to her by her sister (my aunt). It was a disbursement from my mother’s own ...
mrjrdnthms's user avatar
1 vote
1 answer
2k views

I have two cashier's checks and no account

I have two pretty big cashier's checks. Can I go to Wal-Mart or any bank to cash them? Or start an account of wanted. One of the checks is from last month. Can I still use it? Would Wal-Mart even be ...
Casey Jones's user avatar
18 votes
3 answers
9k views

Need to change cash to cashier's check without bank account (Just arrived to the US)

I arrived in the US 10 days ago. I got my SSN. The DMV told me I will get my ID in about 10 days. I have to pay the rent plus some months prepaid which is USD 11,000. My question is: I have my money ...
Zoya Amin's user avatar
  • 183
4 votes
3 answers
31k views

Who profits from uncashed cashier's checks?

It's my cousin's birthday. I can't think of a suitable gift. I go to the bank and get a draft (cashier's) check for $100 payable to my cousin. (It's an example scenario. No need to compare it with ...
Calaf's user avatar
  • 333
3 votes
2 answers
10k views

For how long is a draft check valid, and where do the funds sit?

There is a fundamental difference between a personal check and a draft check. (I believe the distinction holds equally well in North America as in Europe, and possibly everywhere else). If Tom writes ...
Calaf's user avatar
  • 333
3 votes
1 answer
616 views

Can a validated cashier's check deposit be reverted?

I am thinking of selling my car, and reading the advice here, it seems that going with the buyer to my bank office, getting my bank to validate the buyer cashier's check and then completing the sale ...
Mindwin Remember Monica's user avatar
3 votes
1 answer
433 views

Ensuring a cashier's check is legitimate

I'm looking to sell a vehicle for the first time. I've purchased a few vehicles using cashier's checks, but I've never had to receive one. Assuming I am willing to accept the risk of a cashier's ...
Cort Ammon's user avatar
  • 1,009
14 votes
3 answers
17k views

How do cashier's checks work and why are they good for scams?

I read these two things while trying to understand cashier's checks, and they seem to conflict: 1: Cashier’s checks are checks issued by banks, and they're used when somebody wants to be sure that ...
temporary_user_name's user avatar
5 votes
1 answer
1k views

Payee lost bank draft (cashier's cheque)

Right so I'll try to keep most of my frustration out of this question ;) I purchased a bank draft to pay for a vacation rental - the agreement was cash on arrival, but as I didn't have access to EUR ...
Kyle's user avatar
  • 159
1 vote
1 answer
15k views

Is there an expiration date on Bank of America's Cashiers checks?

Upon my advice, my daughter requested a cashiers check in a BOA office in NJ today rather than carry a sum of cash out of the bank. She asked how long the check was valid. The Bank Manager told her ...
user0600's user avatar
4 votes
1 answer
35k views

BoA Closed my Accounts and Froze my Funds. How can I get money back besides cashier's check?

Earlier this week I had tried to buy food with my debit card but the transaction was declined. I immediately contacted my bank (BoA) and was told there was a note left with a number to call. I called ...
Evan Johnson's user avatar
70 votes
4 answers
29k views

Received an unexpected cashiers check for over $2K from another state - is this some scam?

This is actually about my sister-in-law who lives in Georgia. She just received a "cashiers check" for $2395 from a company in Indiana. It looks like this: She said that she has been doing "mystery ...
user avatar
6 votes
4 answers
156k views

Can I cash a cashier's check at any bank?

I will be receiving a cashier's check, from a bank, a little over $12,000. It was a portion of money from the sale of my deceased parents home. I would like to know if I will be able to go to any bank ...
TJJ's user avatar
  • 61
12 votes
1 answer
16k views

What happens to the original funds when a certified bank check is not cashed?

When a bank issues a certified check that was funded from my account, where will the funds end up if the recipient never cashes the check before it expires?
John Zahner's user avatar
2 votes
2 answers
300 views

Guaranteed way to accept payment?

If I want to guarantee that I get the funds, how should I accept payment? Obviously cash is king, but is a Cashier's check pretty much guaranteed also?
brm's user avatar
  • 135
2 votes
2 answers
3k views

Is there any way to verify a cashier cheque?

There are plenty of warnings around about forged cashier's cheques, and that if you deposit a forged one your bank will "hold you responsible". What does it mean that the bank will "hold you ...
DJClayworth's user avatar
  • 33.4k