Questions tagged [bank-account]

A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked

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Wrong swift code, right account number

I have been in a messy situation since last two weeks. The amount in question was for immigration purposes. My sister sent me huge amount from her local UAE bank to my Wise CAD balance ( using CAD ...
Airas Yaqub's user avatar
-1 votes
0 answers
61 views

Can money be held if your cant pay for a vat code? [duplicate]

I opened up a account with first monetary union and I was trying to transfer funds and I was told to pay 2000 for a vat code just to transfer funds to myself I was told to pay the fee to a whole ...
Westbagman Gotit's user avatar
2 votes
0 answers
72 views

German mobile phone numbers for ING-DiBa internet banking log-in

I have opened a girokonto with ING-DiBa when I was living in Germany. I have left Germany but I am still using the girokonto. Some time in 2023, they asked me to enter a German mobile phone number for ...
user97746's user avatar
0 votes
1 answer
269 views

Is it possible to deposit the check with the old business name into the new account?

Chase recently closed my business account without providing any reasons, possibly due to limited activity. They're sending a check with the remaining balance, issued in my old business name, "...
zeratul's user avatar
2 votes
2 answers
129 views

What is the difference for an end user between a US bank account, and a US brokerage account that only stores the money in "cash"?

A common response to my questions is "why exactly do you need to know this". So I'll start by saying that I am a US expat with money in the US. Recently, many banks started requiring 2FA ...
HanMah's user avatar
  • 345
-3 votes
3 answers
338 views

How to mitigate risk of having cash with you when abroad, how to move it across countries while minimizing its time physically on your person?

Usually I only travel with payment cards, and I use a debit card in my destination's airport to withdraw cash at an ATM. Me and my significant other will soon return home (the UK) from a third country,...
berdario's user avatar
11 votes
6 answers
4k views

Will Bank of Ireland clients who exploited the technical glitch have to pay overdraft charges?

I saw many articles reporting that due to a technical glitch a lot of clients of the Bank of Ireland could withdraw big sums at the ATM machines. The spokesperson of the Bank of Ireland declared that ...
FluidCode's user avatar
  • 245
8 votes
3 answers
2k views

Are high yield savings accounts as secure as money market checking accounts?

I do asset allocation: 10% in cash. 40% in equity mutual funds. 60% in bond mut funds. I've had the cash in Vanguard money market funds. Wondering about keeping some of the cash in HYS account to ...
Doug Null's user avatar
  • 676
0 votes
1 answer
130 views

AML Check & Refundable Deposit for releasing the payment

As a freelancer, I have recently accepted a project and the employer agreed to make an upfront of nearly $3000. I asked him to send the money to my uncle's account in the UK. He agreed. I provided him ...
Mohammad Javanshiry's user avatar
-2 votes
1 answer
301 views

Check a bank legitimate [duplicate]

I would like to know if Habib Union offshore bank is legit. They had ask me to pay income tax ($5250) and IMF registering ($25500) to unlock my account. And now they asking to pay for IRA Clearance ...
Ajumma Ajumma's user avatar
1 vote
1 answer
267 views

Why is my debit card still paying bills after the bank account has closed?

This is a weird situation: I used to have an account at Bank A. Then my balance at Bank A was very low (like a few hundred dollars) and I was not using it to receive paychecks. At some point Bank A ...
Kid_Learning_C's user avatar
1 vote
0 answers
97 views

Easiest way to open a bank account in Canada as a US citizen

I need to open a checking account in Canada to transfer money between another Canadian bank account and I am wondering what is the easiest way to open a bank account in Canada as a US citizen without ...
Node.JS's user avatar
  • 657
2 votes
1 answer
362 views

Is withdrawing all one's deposits a good tactic on pressing on the state? [closed]

In recent news, I see calls for people to withdraw all their cash deposits, supposedly to pressure against the state on a certain decision. (redacted the names since the question is not about the ...
Be Brave Be Like Ukraine's user avatar
23 votes
9 answers
7k views

Where to put an inheritance of $1.4 million upon first receiving it

Sometime in the next year, I will receive an inheritance of 1.2 to $1.4 million. I am concerned about the safety of money in a bank with threats to USD thanks to fiat vulnerability. I live in the ...
Cherie's user avatar
  • 279
-1 votes
2 answers
300 views

What is the closest you can get to managing your own DIY bank account without using any third-party or banking company?

I am just curious if there is anything close to running a bank account yourself. That means not signing up for a bank account from a bank or company, and it does not mean starting your own fintech app ...
Julius H.'s user avatar
  • 141
4 votes
0 answers
80 views

Consequences of small bank debt in EU as citizen of another country

I have a bank account in France that I created when I lived there about 10-8 years ago. A year ago this account started charging a monthly fee that didn't exist before, and then I started trying to ...
gsmafra's user avatar
  • 141
1 vote
1 answer
206 views

Karate Club Membership that Requires a Bank Account

My kid is joining Karate Club and they want payment in the form of auto withdrawal from a bank account. I asked if they accept check or cash and they said no. They use some third party service to ...
john doe's user avatar
  • 243
-1 votes
1 answer
105 views

How is the IBAN created worldwide?

I have a big list of Account Numbers, corresponding currencies and BIC-Codes. For every Bank I know BIC-Code and location. Now, I am interested in calculating the IBAN for every Bank-Account, if ...
Julian's user avatar
  • 1
2 votes
1 answer
159 views

How to hold US dollars as a citizen but non resident

Say if I were to remotely work for an American company, I'd be paid in dollars. To have a place to keep those dollars I'd need a American bank account, but for that I have to have a permanent address ...
Linkin's user avatar
  • 713
2 votes
2 answers
545 views

What does Wealthfront Cash account do with your money?

Currently Wealthfront Cash account pays 3.8%, way higher than the deposit rates of their 10 partner banks. So I wonder what they do with customer money. I suspect that they use the money to buy term ...
RandomBear's user avatar
1 vote
1 answer
348 views

How do I know If a bank is legit or not [duplicate]

How do I know if an online bank website is legit or not? Is there Syntax Metropolis bank?
barbie swift's user avatar
0 votes
1 answer
551 views

Can a green card holder continue to legally maintain and use an existing NRE account?

I am an Indian citizen in US and used to have non immigrant visa and recently got green card. I already have a NRE account. Can a green card holder continue to legally maintain and use an existing NRE ...
Hum's user avatar
  • 3
14 votes
7 answers
5k views

Does it hurt anything to have an unused checking account?

I have an old checking account, at a bank I no longer use (it's my only account there), with just a few cents in it. There are no account fees. Are there any reasons why I should or should not close ...
Someone's user avatar
  • 1,399
7 votes
3 answers
3k views

Is it possible to have your stock dividends sent directly to your house or personal bank account instead of your brokerage account?

Is it possible to have your stock dividends sent directly to your house or personal bank account instead of your brokerage account?
Ronald Provenzano's user avatar
0 votes
1 answer
52 views

Left panel of Account Register lacks Account Tree

How can I make the Account Register's left panel show an Account Tree, like the one in Quicken Check Register? Despite having plenty of space, GnuCash's Account tree is on a separate tab from the ...
Shiv Jhawar's user avatar
2 votes
2 answers
401 views

How do people live in 0% or negative interest rate countries?

I am from Sri Lanka and our banks give high interest rate for fixed terms (About 10% to 15%) and saving accounts. Therefore most of the people are invest money to bank and get interest for living. I ...
ind's user avatar
  • 29
0 votes
1 answer
215 views

Social implications of using a prepaid card only instead of a bank card?

Many times one is asked to give an account transaction list in pdf (what are they called??) Perhaps when buying a house or starting a new job. I'd like to use a prepaid card account that accepts wire ...
Opening123's user avatar
-3 votes
1 answer
121 views

Is it legit or scam [closed]

Can I be paid easily through giving somebody else my login details and access to it while I have moved all what I got in to another account
Angela's user avatar
  • 1
1 vote
0 answers
34 views

Which state to open estate account of decedent

My father passed away in New York without a Will and i live in Texas, only son and heir. Should i open up estate account in New York or Texas?
Jonathan Rogers's user avatar
-3 votes
1 answer
161 views

Is it possible to make a transfer without the bank knowing? [closed]

I don't know if they approve every transfer, so if not, is it possible?
Melon's user avatar
  • 1
27 votes
4 answers
7k views

How safe is money in the bank?

I live in the UK and through inheritance I have acquired a large amount of money (over 200K). I will be soon investing this money in property. But while all the conveyancing process is going on it ...
Aditya K's user avatar
  • 379
0 votes
1 answer
105 views

How do Arab sheikhs cope with new FACTA requirements?

I have noticed that FACTA, especially in Commonwealth countries, like the UK, has began to require elaborate and extensive information disclosures to open or maintain any bank account. For example, ...
Five Bagger's user avatar
  • 9,785
1 vote
0 answers
129 views

53.com US bank account blocked withdrawl

I have opened this account on F1 visa(expired now) and was using it to receive consulting income for work done being in India for US clients. My money is stuck there. They have not given me any ...
akash's user avatar
  • 61
1 vote
0 answers
125 views

Is it possible for a non US resident to have a bank account in the US? [closed]

Even though I am not an US citizen and I don't live in the US, I was able (a few years ago) to open a bank account in Wells Fargo without having any proof of US residency. They recently started ...
johnny castaway's user avatar
-1 votes
1 answer
899 views

How can I provide proof of ownership of a bank account?

I set up a gambling account ended up making a large amount of money. I have verified my ID and proof of address and I want to withdraw, but I need a proof of ownership of the bank account that funded ...
Noah Cristino's user avatar
1 vote
0 answers
53 views

Didn't receive tax refund due to incorrect account number

I requested the IRS to send my 2021 refund to two different accounts, in one of them it came through just fine. In the other, I wrote the wrong account # so it never came to me. (it's a vanguard ...
Mr Monee's user avatar
  • 462
40 votes
4 answers
6k views

Possible scam for security deposit - bank operation

I am looking for apartments to rent in Switzerland and I came across a bank operation that is rather new to me. In order to put down the security deposit, I would have to do the following: Fill in a ...
embedded_dev's user avatar
  • 1,171
2 votes
1 answer
77 views

How to calculate monthly savers interest profit

I am intrigued to understand how the monthly saver accounts work. For instance, I have seen one where you have to put maximum 400 pounds a month for a period of 12 months and there is an interest of 1....
Datacrawler's user avatar
2 votes
0 answers
62 views

What could possibly explain this minor data difference from my bank? [closed]

Half a year ago, I logged into my bank's website and fetched all transaction records for my account as far back as it allowed me, which meant down to the first day of 2009. Saved as CSV file. For ...
Charlies's user avatar
0 votes
2 answers
115 views

Do I need to declare any interest on my foreign account?

I live in the US and am a US resident for tax purposes. However I am originally from the UK and I have an account there. This is an account with very little money in it. At most there has been $5000 ...
GeoMonkey's user avatar
  • 113
40 votes
14 answers
12k views

Are programmers in the USA still able to automate fetching their bank transactions, like was possible in the 1980s and 1990s?

I have a pretty simple question for primarily programmers in the USA, but it also goes for those elsewhere. I'm in Sweden. A couple of years ago, just when I had finally set up an automated system to ...
Delwin C.'s user avatar
  • 409
0 votes
1 answer
113 views

How should I deal with how the bank/VISA/companies deal with "flexible" charges?

After my bank made it impossible to auto-fetch any data, requiring an extremely tedious and manual process each time I need to log in to their website, I was forced to give up my "automated ...
R. Schults's user avatar
-2 votes
1 answer
151 views

Controlling money I send a parent for everyday expenses without power of attorney [closed]

I send my parent, who lives far away, all the money they need each month for subsistence and probably more, but I'm certain they are not making the best use of it and they are not able to explain what ...
dsgkwqhtrudfhu's user avatar
0 votes
2 answers
153 views

Do I have to submit any IRS forms every year if I own a US bank account while not being a US citizen?

I want to start a US bank account, even though I'm not a US citizen and live in the EU. Are there any IRS forms I would have to file every year just for having this bank account?
jirian's user avatar
  • 1
0 votes
0 answers
221 views

Can I have someone else cash the stimulus check in my account?

I have received my stimulus , but I'm living abroad. So it's been very hard to cash the check. A friend of mine is visiting, would it be possible for that person to take the check and deposit at a ...
miraunpajaro's user avatar
2 votes
1 answer
93 views

What US Agencies can help with unfair treatment by US Ba

Bank is in the United States. My Aunt (in mid-70s) found a check for a huge sum that was issued one part of her Bank (part A of Bank) about 10 years ago. She put it in a box while going through lot of ...
Marium's user avatar
  • 363
-2 votes
2 answers
262 views

chase has locked my account can i do?

I have a tenant that been waiting for months to get her unemployment she finally got it and she didn't have her own account and was getting ready to go out of state to take care of her mom who is ...
jane doe's user avatar
4 votes
2 answers
747 views

Bank account limits: How do I pay for a house?

I am planning to buy a house next year, which is likely to cost $500k+. To fund the purchase, I’ve been selling stocks that I’ve acquired or been given by my employer over the course of many years. ...
uczrkwon's user avatar
16 votes
6 answers
5k views

While transitioning to a new (online) bank is it OK to have my money split between two banks?

I used to keep all my money with one bank. I recently opened an account with another bank and have slowly been transitioning towards them. I have multiple jobs and sources of income. Now when someone ...
Griftoni's user avatar
  • 487
1 vote
1 answer
259 views

Can bank accounts be locked down to prevent remote withdrawals? [closed]

IS it possible to secure a personal bank account so that deposits can be made remotely by somebody with the account number and sort code, but that withdrawals can only be made by somebody with direct ...
Aaargh Zombies's user avatar

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