Questions tagged [bank-account]
A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked
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Will Bank of Ireland clients who exploited the technical glitch have to pay overdraft charges?
I saw many articles reporting that due to a technical glitch a lot of clients of the Bank of Ireland could withdraw big sums at the ATM machines. The spokesperson of the Bank of Ireland declared that ...
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3
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Are high yield savings accounts as secure as money market checking accounts?
I do asset allocation: 10% in cash. 40% in equity mutual funds. 60% in bond mut funds.
I've had the cash in Vanguard money market funds.
Wondering about keeping some of the cash in HYS account to ...
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AML Check & Refundable Deposit for releasing the payment
As a freelancer, I have recently accepted a project and the employer agreed to make an upfront of nearly $3000. I asked him to send the money to my uncle's account in the UK. He agreed. I provided him ...
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1
answer
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Check a bank legitimate [duplicate]
I would like to know if Habib Union offshore bank is legit. They had ask me to pay income tax ($5250) and IMF registering ($25500) to unlock my account.
And now they asking to pay for IRA Clearance ...
1
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1
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Why is my debit card still paying bills after the bank account has closed?
This is a weird situation:
I used to have an account at Bank A. Then my balance at Bank A was very low (like a few hundred dollars) and I was not using it to receive paychecks. At some point Bank A ...
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0
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Easiest way to open a bank account in Canada as a US citizen
I need to open a checking account in Canada to transfer money between another Canadian bank account and I am wondering what is the easiest way to open a bank account in Canada as a US citizen without ...
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1
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Is withdrawing all one's deposits a good tactic on pressing on the state? [closed]
In recent news, I see calls for people to withdraw all their cash deposits, supposedly to pressure against the state on a certain decision.
(redacted the names since the question is not about the ...
23
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9
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Where to put an inheritance of $1.4 million upon first receiving it
Sometime in the next year, I will receive an inheritance of 1.2 to $1.4 million. I am concerned about the safety of money in a bank with threats to USD thanks to fiat vulnerability. I live in the ...
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2
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What is the closest you can get to managing your own DIY bank account without using any third-party or banking company?
I am just curious if there is anything close to running a bank account yourself. That means not signing up for a bank account from a bank or company, and it does not mean starting your own fintech app ...
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0
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Consequences of small bank debt in EU as citizen of another country
I have a bank account in France that I created when I lived there about 10-8 years ago. A year ago this account started charging a monthly fee that didn't exist before, and then I started trying to ...
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Karate Club Membership that Requires a Bank Account
My kid is joining Karate Club and they want payment in the form of auto withdrawal from a bank account. I asked if they accept check or cash and they said no. They use some third party service to ...
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How is the IBAN created worldwide?
I have a big list of Account Numbers, corresponding currencies and BIC-Codes.
For every Bank I know BIC-Code and location.
Now, I am interested in calculating the IBAN for every Bank-Account, if ...
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2
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1
answer
155
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How to hold US dollars as a citizen but non resident
Say if I were to remotely work for an American company, I'd be paid in dollars. To have a place to keep those dollars I'd need a American bank account, but for that I have to have a permanent address ...
- 713
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2
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What does Wealthfront Cash account do with your money?
Currently Wealthfront Cash account pays 3.8%, way higher than the deposit rates of their 10 partner banks. So I wonder what they do with customer money. I suspect that they use the money to buy term ...
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How do I know If a bank is legit or not [duplicate]
How do I know if an online bank website is legit or not? Is there Syntax Metropolis bank?
- 185
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1
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214
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Can a green card holder continue to legally maintain and use an existing NRE account?
I am an Indian citizen in US and used to have non immigrant visa and recently got green card. I already have a NRE account. Can a green card holder continue to legally maintain and use an existing NRE ...
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7
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Does it hurt anything to have an unused checking account?
I have an old checking account, at a bank I no longer use (it's my only account there), with just a few cents in it. There are no account fees. Are there any reasons why I should or should not close ...
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3
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Is it possible to have your stock dividends sent directly to your house or personal bank account instead of your brokerage account?
Is it possible to have your stock dividends sent directly to your house or personal bank account instead of your brokerage account?
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Left panel of Account Register lacks Account Tree
How can I make the Account Register's left panel show an Account Tree, like the one in Quicken Check Register? Despite having plenty of space, GnuCash's Account tree is on a separate tab from the ...
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2
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388
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How do people live in 0% or negative interest rate countries?
I am from Sri Lanka and our banks give high interest rate for fixed terms (About 10% to 15%) and saving accounts. Therefore most of the people are invest money to bank and get interest for living.
I ...
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0
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371
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Can foreigners buy Singapore government treasury bills without a bank account in Singapore?
Can a foreigner buy Singapore government T-bills if they do not have a bank account in Singapore? By "foreigner", I mean a person that is a non-citizen and non-resident of Singapore, and who ...
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1
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Social implications of using a prepaid card only instead of a bank card?
Many times one is asked to give an account transaction list in pdf (what are they called??) Perhaps when buying a house or starting a new job. I'd like to use a prepaid card account that accepts wire ...
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1
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118
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Is it legit or scam [closed]
Can I be paid easily through giving somebody else my login details and access to it while I have moved all what I got in to another account
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Which state to open estate account of decedent
My father passed away in New York without a Will and i live in Texas, only son and heir. Should i open up estate account in New York or Texas?
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1
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Is it possible to make a transfer without the bank knowing? [closed]
I don't know if they approve every transfer, so if not, is it possible?
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4
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How safe is money in the bank?
I live in the UK and through inheritance I have acquired a large amount of money (over 200K).
I will be soon investing this money in property. But while all the conveyancing process is going on it ...
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1
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103
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How do Arab sheikhs cope with new FACTA requirements?
I have noticed that FACTA, especially in Commonwealth countries, like the UK, has began to require elaborate and extensive information disclosures to open or maintain any bank account. For example, ...
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0
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53.com US bank account blocked withdrawl
I have opened this account on F1 visa(expired now) and was using it to receive consulting income for work done being in India for US clients. My money is stuck there.
They have not given me any ...
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0
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Is it possible for a non US resident to have a bank account in the US? [closed]
Even though I am not an US citizen and I don't live in the US, I was able (a few years ago) to open a bank account in Wells Fargo without having any proof of US residency.
They recently started ...
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1
answer
432
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How can I provide proof of ownership of a bank account?
I set up a gambling account ended up making a large amount of money. I have verified my ID and proof of address and I want to withdraw, but I need a proof of ownership of the bank account that funded ...
- 157
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0
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Didn't receive tax refund due to incorrect account number
I requested the IRS to send my 2021 refund to two different accounts, in one of them it came through just fine. In the other, I wrote the wrong account # so it never came to me. (it's a vanguard ...
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4
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Possible scam for security deposit - bank operation
I am looking for apartments to rent in Switzerland and I came across a bank operation that is rather new to me. In order to put down the security deposit, I would have to do the following:
Fill in a ...
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2
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1
answer
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How to calculate monthly savers interest profit
I am intrigued to understand how the monthly saver accounts work. For instance, I have seen one where you have to put maximum 400 pounds a month for a period of 12 months and there is an interest of 1....
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0
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What could possibly explain this minor data difference from my bank? [closed]
Half a year ago, I logged into my bank's website and fetched all transaction records for my account as far back as it allowed me, which meant down to the first day of 2009. Saved as CSV file.
For ...
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2
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Do I need to declare any interest on my foreign account?
I live in the US and am a US resident for tax purposes. However I am originally from the UK and I have an account there. This is an account with very little money in it. At most there has been $5000 ...
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Are programmers in the USA still able to automate fetching their bank transactions, like was possible in the 1980s and 1990s?
I have a pretty simple question for primarily programmers in the USA, but it also goes for those elsewhere.
I'm in Sweden. A couple of years ago, just when I had finally set up an automated system to ...
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1
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How should I deal with how the bank/VISA/companies deal with "flexible" charges?
After my bank made it impossible to auto-fetch any data, requiring an extremely tedious and manual process each time I need to log in to their website, I was forced to give up my "automated ...
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1
answer
150
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Controlling money I send a parent for everyday expenses without power of attorney [closed]
I send my parent, who lives far away, all the money they need each month for subsistence and probably more, but I'm certain they are not making the best use of it and they are not able to explain what ...
0
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2
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Do I have to submit any IRS forms every year if I own a US bank account while not being a US citizen?
I want to start a US bank account, even though I'm not a US citizen and live in the EU.
Are there any IRS forms I would have to file every year just for having this bank account?
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Can I have someone else cash the stimulus check in my account?
I have received my stimulus , but I'm living abroad. So it's been very hard to cash the check.
A friend of mine is visiting, would it be possible for that person to take the check and deposit at a ...
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1
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What US Agencies can help with unfair treatment by US Ba
Bank is in the United States.
My Aunt (in mid-70s) found a check for a huge sum that was issued one part of her Bank (part A of Bank) about 10 years ago. She put it in a box while going through lot of ...
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2
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chase has locked my account can i do?
I have a tenant that been waiting for months to get her unemployment she finally got it and she didn't have her own account and was getting ready to go out of state to take care of her mom who is ...
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Bank account limits: How do I pay for a house?
I am planning to buy a house next year, which is likely to cost $500k+. To fund the purchase, I’ve been selling stocks that I’ve acquired or been given by my employer over the course of many years. ...
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While transitioning to a new (online) bank is it OK to have my money split between two banks?
I used to keep all my money with one bank. I recently opened an account with another bank and have slowly been transitioning towards them. I have multiple jobs and sources of income. Now when someone ...
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1
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Can bank accounts be locked down to prevent remote withdrawals? [closed]
IS it possible to secure a personal bank account so that deposits can be made remotely by somebody with the account number and sort code, but that withdrawals can only be made by somebody with direct ...
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2
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Can somebody explain this thing about "US tax collectors" getting reports from banks about all accounts over $600?
I was reading on Slashdot about US tax collectors getting reports on accounts over $600. This quotes an Arizona Republic newspaper article discussing the proposal and a US treasury web page ...
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4
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How can someone hack our bank account?
Can someone hack and withdraw money from my bank account if they have my full name, bank name, last four digit bank account number and my phone number. Yes or No, Please explain why?
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In layman's terms, what happens to the average Joe, in a "bank bail-in"?
I've come across some scare stories that a "bail-in", being the opposite of a bail-out, is where a bank uses deposits to restructure their capital, and that the average Joe with savings ...
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Can I get my outstanding IRS balance paid to my bank account?
I am owed money from the IRS and live in Sweden.
They sent me a check but I live in Sweden and it is very expensive to cash a foreign check here (or any check for that matter).
On my tax return I ...
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2
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What really is a recurring deposit?
What I do not understand is what is really meant by the term "recurring"? Also why is the minimum time limit between recurring and fixed deposit so different (min :6 months and min :7days) ...
