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Car loan pre approved but not finalized

I bought a car on April 11 2024. I was pre approved . Car dealership did not finalize paper work. My loan sitting in pre approval. Car dealership closed
louis garcia's user avatar
0 votes
0 answers
12 views

Why doesnt the ask reflect my asking price when I put in a sell order below the listed ask?

Currently I am trying to sell some options on ThinkorSwim that have a bid x ask spread of $8 x $8.5. When I remove my ask, the spread widens so that the ask is in the $9 range so I am fairly confident ...
BrooksC's user avatar
1 vote
1 answer
33 views

How Much Rehab/Partial Rebuild Can Be Done While Keeping Existing Mortgage?

We currently own a home with a really fantastic mortgage rate. Long term, the current state of the home won't meet our needs. We're looking into several options for making the home work for us long ...
Phil Sandler's user avatar
  • 3,521
0 votes
0 answers
9 views

Is there any chance get out of bad policies plan as I have opted previously from LIC?

I opted a policy from LIC during college days with my part time salary. However, the maturity amount turned out to be less than expected. Currently, I am considering opting for a new policy and want ...
Meyer West IP's user avatar
0 votes
2 answers
13 views

If I sell a put option that expires ITM on the ex-dividend date, do I get the dividend?

Say I sell a put option committing to buy X stock at $50 on Y date. Y date is also the ex-dividend date. The put option expires in the money, so the option buyer will exercise the option and I end up ...
Allure's user avatar
  • 2,716
0 votes
1 answer
80 views

Life Insurance Policy and Insured is Now Deceased

I am the owner of a Life Insurance policy that insures my sister. My Mother transferred the ownership to me as she was getting old, and I dont have a copy of the policy. The insured name listed ...
Rosanne Thorp's user avatar
9 votes
6 answers
2k views

How do companies benefit from an increase in the share price of the company [duplicate]

This was somebody else's question, but since it was unanswered, I am copying it. This is what I understood: if a company is listed on the stock exchange, it issues shares, for example 100 shares at a ...
Swarit Kachroo's user avatar
-1 votes
0 answers
34 views

Do market makers do gamma hedging on option futures ES?

Do market makers do gamma hedging on these too, or is the ES price only impacted by gamma hedging on SPX and SPY according to volumes?
yassir mimouna's user avatar
0 votes
1 answer
92 views

Was this surprise winning of a huge sum of money be legit?

I received a call from someone claiming to be from a well-known Cashback Coupon Co. He congratulated me and told me I had been selected to receive several thousand dollars a week for life. I was then ...
Darren's user avatar
  • 1
1 vote
0 answers
34 views

US medical insurance Blue Shield out of pocket maximum vs benefit maximum

I have this table from my "benefit maximums" page of my American health insurance: There appears to be both a benefit maximum (second row of first table) and an out of pocket maximum (first ...
Kevin Kostlan's user avatar
0 votes
1 answer
15 views

J1 Internship Tax Years

I'll do an internship in the US for PhD students on a J1 visa. The internship starts in October 2024 and ends in mid-January 2025. As I understand, I must file a tax return since I earned income in ...
Manuel Carrasco's user avatar
0 votes
1 answer
99 views

What can I do when the bank has deposited my paycheck into someone else’s account and refuses to pay me?

I signed up for direct deposit with cash app to have my paycheck deposited in the account they gave me on the direct deposit form that I signed and gave to my employer per cash app’s instructions. ...
Kimberly 's user avatar
0 votes
1 answer
83 views

Did Congress ever ban Peter Thiel's IRA maneuver?

Back in 2021 there was a big kerfuffle when it became known that Peter Thiel had put a bunch of his PayPal stock in a Roth IRA, essentially avoiding needing to pay capital gains tax on about $5 ...
Stephen's user avatar
  • 871
0 votes
1 answer
72 views

PNC ATM ate the deposited cash and I didn't count how much I was depositing. What else can possibly be done?

I've found this and this, and a few incidents relating to PNC ATM, but none applies to me because the issue is I don't know accurately how much I was trying to deposit. I always count it, but I was in ...
Lacie's user avatar
  • 169
0 votes
1 answer
16 views

Create a GnuCash Trial Balance Report for one fiscal year

I am trying to create a trial balance report in Gnucash that just covers the last fiscal year. No matter how I change the "start of adjusting period/closing" date it seems to create the ...
NWT Adam's user avatar
  • 101
0 votes
1 answer
40 views

Double Currency Exchange Fee charges after Refund

I made a purchase for an airline ticket and my flight was cancelled. The company refunded me but the problem is that I paid currency exchange fees worth of approximately 100$ both ways. What can I do ...
Mark K's user avatar
  • 103
0 votes
2 answers
90 views

Options to invest after maxing IRA

My company offers a Simple IRA where they match 3% to what I put. I can only put in a max of $16,000 per year. The good problem that I have now, is that I have way much more money still left even ...
Mars Sojourner's user avatar
2 votes
1 answer
178 views

Filing an extension with IRS without an ITIN

I need to file a USA tax return as a non-resident alien. I have never filed a USA tax return before and don't have an ITIN. I need to apply for an extension beyond June 17 as I am awaiting a document ...
user53910's user avatar
1 vote
1 answer
115 views

Is it an issue if I slightly alter a check just so that it will scan for Mobile Deposit?

Got a check from someone who lives in another state. I am trying to deposit it through my mobile app, but it won't go through. My bank is online only and the bank that the check is written from is a ...
Kevin's user avatar
  • 2,602
0 votes
1 answer
77 views

Do Treasury Inflation Protected Securities (TIPS) pay variable interest?

My Securities Industry Essentials License Exam Manual from Kaplan says the following: However, Investopedia says: As a result, investors receive higher interest or coupon payments as inflation rises....
Cotton Headed Ninnymuggins's user avatar
2 votes
1 answer
1k views

Am I more likely to be audited after making 2 mistakes on my state taxes?

Two years ago, when filing non-resident state personal income taxes, I neglected to include an estimated payment I had made in advance. As a result, the state had to "correct" my tax refund ...
nuggethead's user avatar
  • 2,081
6 votes
1 answer
2k views

In the US, does the Social Security benefit calculator assumes you work until the retire age?

I was thinking that, from my ssa.gov webpage, it says if I retire at 62, my benefits will be about US$1800 each month, but if I retire at age 70, the benefits will be US$4000. (and will be adjusted to ...
Stefanie Gauss's user avatar
0 votes
1 answer
155 views

How can banks / apps accept debit cards without a fee?

I have searched on here and haven't found an answer yet. I'm curious why certain apps like CashApp can accept a debit card with no fee to the user. Doesn't the bank need to pay the Discount Rate, or ...
Joe B's user avatar
  • 9
0 votes
0 answers
39 views

Simple YTM calculation

I'm working the following problem, but getting the wrong answer. Any feedback appreciated. Suppose you bought a five-year zero-coupon Treasury bond for $800 per $1000 face value. Assume the yield to ...
Hank's user avatar
  • 1
0 votes
2 answers
89 views

Check printing for multiple accounts

I can find checks to order that allow computer printing, but the account info (account number, routing number, bank name, etc) is all pre printed. Is there a way to order checks that do not have all ...
Kyle's user avatar
  • 685
2 votes
1 answer
1k views

How’s the interest adjusted for additional Principal payment?

I have a 30yr mortgage with a principal balance of $400k at 7% interest rate. The monthly interest is around $2333. On April 19th I made a principal payment of $200k. Starting May 1st, I see the ...
J R's user avatar
  • 23
2 votes
1 answer
120 views

Currency refund from bank

Ordered currency from bank in February but it didn’t turn up and bank refunded me. It’s now arrived what do I do?
Jackie Washington's user avatar
14 votes
3 answers
8k views

Is it illegal for a company to cross out the "To the order of" line on a check and change companies being paid?

Long title, but I wasn't sure how else to put this. Basically, I paid a contractor to do some work. They have two companies, one with assets, and one with no assets. We'll call them: Company A: No ...
trueCamelType's user avatar
0 votes
1 answer
204 views

Can I dispute a late payment caused by a payment Posting Delay?

I fell behind on my car payments with Chase Bank, but I always make sure not to let it go 30 days late. My payment is due on the 21st of every month. I made my payment on the 20th, which was a ...
Kimberly Smith's user avatar
-2 votes
0 answers
53 views

FxPro increases margin requirement (used margin) for already open positions during earnings

Is it possible for a broker like Fxpro to increase the margins used for open positions? I have recently experienced a (horrible) increase in my used margins in Fxpro for my Air France/KLM shares under ...
Kamal's user avatar
  • 1
-1 votes
0 answers
44 views

Filling form 3520 for a foreign gift received

I am looking at form 3520. I am receiving an apartment from non US parent as a gift in my native country, which is where I live now as a naturalized US citizen. I know that if the value is over 100K I ...
upstream's user avatar
  • 271
4 votes
1 answer
2k views

Apartment from non-US parent abroad

If my non-US parent gives an apartment in my native country to me as a gift, vs I inherit this later, and then in the far future I decide to sell that apartment, when doing my US taxes at that time ...
upstream's user avatar
  • 271
0 votes
1 answer
42 views

options for nominating a charity from a donor-advised fund

This question is about the mechanics of a donor-advised fund (DAF). If I set one up, how can I nominate a charity? In particular, can I get a "debit card number" so that I can directly send ...
Stephen's user avatar
  • 871
3 votes
2 answers
427 views

What is the maximum contribution allowed to my HSA if my husband is enrolled in a PPO plan, while both my child and I are enrolled in a CDHP/HSA plan?

What is the maximum contribution allowed to my Health Savings Account (HSA) if my husband is enrolled in a PPO plan, while both my child and I are enrolled in a CDHP/HSA plan?
vivek4348's user avatar
  • 133
-1 votes
1 answer
103 views

What is the effect of WEP and GPO if I worked as a teacher? [closed]

If person A chooses not to work (for pay that is, let's use the term "home maker" for this person "not working"), and is married to a significant wage earner, at retirement this ...
Brian B's user avatar
  • 199
0 votes
1 answer
74 views

transferring money from Philippines to US

I recently inherited real property from my mom's passing in the Philippines along side with my siblings. We are intending to sell the property, pay taxes and split among us. I'm still holding ...
Francis Lumayag's user avatar
1 vote
1 answer
66 views

A company's annual report states that stock-based compensation is bigger than new revenue gained for the year, but revenue per share increased

I'm having trouble making sense of the accounting in this SEC filing for the annual report of Asana. Specifically, they spent much more on stock-based compensation expenses (202m) than they gained in ...
HC_'s user avatar
  • 123
0 votes
1 answer
153 views

How do the fees for shorting stocks work?

Inspired by the comments to a previous question of mine. Waiting for the stock to drop is especially painful to “short sellers,” who pay a fee to borrow shares owned by others. The idea is to quickly ...
Allure's user avatar
  • 2,716
-2 votes
1 answer
108 views

Trade volume significance

Is there a ratio that shows how much shares are outstanding vs how much of them are being traded? I feel that must be very important to look at am I right? if there is such a ratio what is a normal ...
upstream's user avatar
  • 271
1 vote
2 answers
272 views

What (if anything) does one need to do AFTER the final payment on a mortgage in the US?

It's finally time, at the end of this month I'm going to call my mortgage holder and request a payoff quote and pay off the house. I know that my property tax and my insurance are bundled as part of ...
Sidney's user avatar
  • 468
0 votes
2 answers
130 views

Are Dividends part of operating earnings?

Berkshire Hathaway owns shares in many public traded companies and those shares pay a cash dividend. Recently Berkshire Hathaway reported earnings. The earnings report can be found at the following ...
Bob's user avatar
  • 1,673
12 votes
5 answers
6k views

What happens when you don't pay your property taxes?

Do they just straight up foreclose on your house? Or does it just get tacked onto your outstanding IRS balance as just another form of debt? Could anyone provide some insight on how the escalation ...
AlanSTACK's user avatar
  • 1,570
1 vote
1 answer
42 views

GNUCash checking account register not displaying decimals

GNUCash version 5.5 I am unable to consistently display the decimal in the checking account register. The Increase & Decrease columns don't display the decimals when there is no cents. The Balance ...
MikeNH's user avatar
  • 21
2 votes
3 answers
176 views

Can a publicly traded company set limitations on stock ownership?

Such as limiting stock ownership to natural persons, and if so, only up to a certain share/percentage per person? To, for example, prevent that any one person gains a controlling interest?
2080's user avatar
  • 157
-1 votes
1 answer
135 views

Understanding transaction of these bitcoin buyers

I'm almost positive this is a dumb question, but here goes. I want to buy bitcoin with an ebay gift card, so I start looking at buyers and notice these two. From my understanding, the buyer on the ...
fdkgfosfskjdlsjdlkfsf's user avatar
-3 votes
2 answers
155 views

Why is reverse stock split exist on stock market?

What's the purpose of reverse split? It combines several stocks into one, and after that, what if the management decided to issue new shares?
fluter's user avatar
  • 123
0 votes
0 answers
49 views

Interactive Brokers - API for Implied Volatility Comparison chart

Does anybody know a way how to download data from Implied Volatility Comparison chart from Interactive Brokers TWS? Is there any API method (either REST API or TWS API) for that? Or do you know any ...
Jan Jůna's user avatar
  • 111
0 votes
2 answers
43 views

How to reconcile bond duration with yield responses in Long-Term vs Short-Term bonds?

I'm struggling to reconcile two aspects of bond behavior in response to interest rate changes: Longer-term bonds have higher durations, implying greater sensitivity to interest rate changes, which ...
StatsScared's user avatar
-4 votes
0 answers
114 views

How to keep capital deployed, while still being able to pay taxes?

I have some bearish bets on the market crashing within the next two years. If I'm right, I could potentially make up to a $70 million gain from the out of the money puts I've bought. More or less I ...
ZeroPhase's user avatar
0 votes
2 answers
49 views

Investment property turned LLC

I recently turned my investment property into an LLC for liabiliy purposes. Now I want to sell it and my question is if I can deduct all my expenses from the sale like improving the vacant Lot into an ...
Javier Murillo's user avatar

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