All Questions
38,067
questions
0
votes
0
answers
18
views
Bookkeeping for Monthly Shareholder Contribution (Singapore Private Limited Company)
I'm keying in transaction into an accounting module on my CRM and I am unsure of how to entry for share capital.
There are 4x share holders of a PTE LTD company (Singapore),
Each month they each ...
- 103
0
votes
1
answer
30
views
Is filing taxes necesssary for a non-resident alien working remotely from abroad
This question is for a cousin of mine, who is a citizen of the UAE. In January 2019, she went to the US (Washington State) for her master's studies. She has a US SSN which she got for some on-campus ...
- 163
0
votes
0
answers
17
views
Merge 5 tags? shares, stocks, stock-analysis, stock-exchanges, stock-markets [migrated]
Which these 5 tags can be merged? Which differ, and how?
shares
stocks
stock-analysis
stock-exchanges
stock-markets
- 1
-2
votes
0
answers
101
views
Is it possible to create a money transfer agency without using a bank? [closed]
In the USA is it possible to create a service that transfers money internationally without using a bank?
If so, what are the requirements and what is the name of this type of service? "...
- 95
0
votes
2
answers
52
views
Are seller financing monthly fees cumulative?
The promissory note states:
“Any payment not made by the 15 day of each month shall be subject to a 4% late payment penalty”
I was wondering if the mortgage late fees apply to the total amount past ...
- 1
1
vote
1
answer
59
views
Double Taxation - New York and New Jersey
I have a tax situation for year 2022. Amounts given below are examples.
1/1/2022 to 8/8/2022: living and working in Indiana (income $55,000)
8/9/2022 to 12/31/2022: living in New Jersey, working in ...
- 141
0
votes
1
answer
53
views
brokered CD interest calculations
When I look at the fixed income overview page for etrade (although they are all pretty much the same as far as I can tell) there is a 5.75% rate for CDs at one year. When you click through, this is ...
- 1,117
-2
votes
0
answers
70
views
Should I go with a brand new construction in prime location or buy 20 yrs house nearby [closed]
I am looking from 15-20 years house appreciation and equity building standpoint.
Should I buy a brand new construction home in prime location or buy 20-25 yrs home in a comparable neighborhood at ~...
- 1
1
vote
2
answers
47
views
How to resolve an error with my PAYE income tax reporting
My employer seems to have made a mistake when totalling the income tax on my 22-23 payslips and ultimately my P60 - I have found the month where this occurred, where the year to date tax column was ...
- 111
2
votes
1
answer
434
views
All up front rental payments impacting taxes?
Prospective tenant in Philadelphia, PA wants to pay for year long lease all up front. How does this impact net income and therefore taxes? Typically when paid on a monthly basis I am able to deduct ...
- 2,864
0
votes
0
answers
16
views
[India-US]Taxability of qualified dividends on US mutual funds by Income Tax department of India
AFAIK, dividends paid out by mutual funds are of two categories, ordinary and qualified. The ordinary dividends are taxed as ordinary income while the qualified dividends receive the favourable LTCG (...
0
votes
0
answers
21
views
How do I calculate the NPV(of DCF) of a mutual fund investment?
How do I measure the yearly cash-flow of a lumpsum mutual fund investment (or an equity investment) (provided I am not cashing out each year), also what do I take as the discount factor?
-1
votes
0
answers
55
views
What websites to get information about institutions and banks' news prediction for USD? [closed]
I would like to know the data prediction from institutions and banks for upcoming news. For example, I found it, but I'm sure from which source this is.
Are there any specific websites or pages to ...
11
votes
2
answers
4k
views
Can a homeowners insurance demand that I perform specific maintenance at my home?
Our insurance company sent someone out to take photos of our home. They then sent us a letter stating we must fix cracked windows and remove any foliage that is near or hangs over house and out-...
- 111
-1
votes
0
answers
58
views
When should I register an entity like LLC if my goal is running an online store and sell my products all over the US (Maybe the world)?
What happens if I start my online store in California( the place I live) and sell products on platforms like Shopify, Amazon, and Etsy without registering an LLC? Will I end up paying more in taxes, ...
- 138
1
vote
0
answers
57
views
Can a French plan épargne logement (PEL) be used to purchase a property located outside France?
I wonder the following: can a French plan épargne logement (PEL) be used to purchase a property located outside France?
https://www.service-public.fr/particuliers/vosdroits/F16140 does not indicate ...
- 11.2k
1
vote
0
answers
85
views
What is "IB Symbol" in Interactive Brokers?
What is "IB Symbol" in Interactive Brokers? Why is it sometimes different from the "Symbol"?
For example, in Xetra exchange, the iShares Core MSCI EM IMI UCITS ETF has Symbol IS3N, ...
- 151
3
votes
3
answers
331
views
If I receive goods as a form of compensation, can I sell those goods without being double taxed on them?
I recently got invited to participate in a program which sends people consumer products free-of-charge in exchange for a detailed, unbiased review of the products in question.
When enrolling in the ...
- 133
0
votes
1
answer
127
views
Deceased credit report. Any recommendations?
One day, my wife decided to check her credit report out of curiosity. To her shock, she discovered that one of the major credit bureaus had mistakenly marked her as "deceased." It was a ...
2
votes
2
answers
49
views
Money-Weighted Returns calculation clarification
I found out this is the calculation for the Money-Weighted Returns.
From what I understand, PVO can also be seen as "Present Value of the portfolio".
If this is the case, doesn't the right-...
- 123
16
votes
1
answer
6k
views
Does a company have to have your login information to verify your identity?
A loan company said they needed my logins to my account and got a couple closed and also logged into my id.me and got it locked. Do they need my username and password? He said that he needed another ...
- 161
0
votes
3
answers
156
views
Is it legal for a credit union to debit an account based on the ACH Label, when a different account number was given?
My main credit union (Credit Union A) recently upgraded their ACH software. I have a car loan with Credit Union B.
Every month for over a year, the car loan payment has debited from my savings ...
- 359
1
vote
1
answer
38
views
Tbill Rollover Interest
I am buying 52 week t-bills with one rollover through Treasury Direct. Being OID interest based, when I reinvest, will I be investing the full maturity t-bill value in my reinvested t-bill or will I ...
-2
votes
1
answer
41
views
Tax character proportions in US partnership distributions
Bob and Alice form a partnership in the US. Bob is a US citizen. Alice is an Italian citizen residing in Algeria; in the US she pays no capital gains tax, but is taxed higher than Bob on dividends.
...
- 107
0
votes
0
answers
37
views
Is IBIS2 the same exchange as AEB in Interactive Brokers?
I am trying to buy some SPDR MSCI World UCITS ETF in Interactive Brokers. Its ISIN is IE00BFY0GT14.
When I search this ISIN in Interactive Brokers, I see in the search results that I can buy it from ...
- 151
-1
votes
0
answers
75
views
How is it possible in some payment applications to pay without logging in (via internet or sms)? [closed]
https://business.paytm.com/support/can-my-customer-pay-without-login-into-paytm-app-if-not-using-indian-mobile-no
There are some indian apps and nepali apps that allow to pay without loggin in:
via ...
- 93
5
votes
1
answer
70
views
I inherited a Roth IRA less than 5 years after a conversion, can I wait then take qualified distributions?
I inherited a Roth IRA from a parent. I am a designated beneficiary but not an eligible designated beneficiary.
IRS Publication 590-B for 2022, Distributions that aren't qualified distributions, ...
- 181
-3
votes
0
answers
151
views
How to make sure your algorithmic trade bot is reliable? [closed]
I've prepared an AI-based trade bot. I measure its performance using historical stock data from Yahoo Finance. However, I see return rates that I cannot rely on (e.g. on average 82% annual return in ...
- 1
1
vote
2
answers
173
views
For this I-bond calculation there's a tiny adjustment to the rate (fixed rate x semiannual inflation rate) it barely changes the rate.Why is it there?
From https://www.treasurydirect.gov/savings-bonds/i-bonds/i-bonds-interest-rates/#cerates
Composite rate formula: [Fixed rate + (2 x semiannual inflation rate) + (fixed rate x semiannual inflation ...
- 111
-4
votes
2
answers
102
views
Why is there a need of thirdparty gateway while transferring money from one bank to another?
As per this, there is always a middleman for transferring fund between two banks.
Why can't there be a direct communication between two banks? What problems would be arouse if there was direct ...
- 93
-1
votes
1
answer
250
views
If my company is going to be acquired for $50m, how can I avoid high taxes? [closed]
Let’s say for example I have a company that is going to be acquired for $50m and I own half it as a cofounder.
How can I avoid a large tax hit?
I know someone who received $25m from an acquisition and ...
0
votes
0
answers
64
views
Foreign student with unpaid taxes returning to the US - What are the risks?
In 2001 I was a foreign student from Haiti, I Studied in the States and my tuition was paid for by my grandfather, so I didn't apply for financial aid and no student loans.
After graduation I worked ...
- 1
0
votes
0
answers
65
views
Is there a formal distinction / definition of a “credit” vs a “refund”?
I’m working with an event organizer where they collect payments in advance for the event. The policies for the event host state that “any refunds due to attendees must be issued within 30 days”.
...
- 224
0
votes
0
answers
54
views
ETF Authorized Participants and the taxes they pay when they sell low cost basis securities on the market
It is known that:
When the price of an ETF is lower than its NAV (i.e. Net Asset Value, the value of underlying securities, per ETF share), the Authorized Participants essentially buy ETF shares from ...
- 59
0
votes
1
answer
42
views
401k Contributions Guidance for Two-Member LLC in a Community Property State
We established an LLC at the beginning of this year, with just two members – my spouse and myself. We reside in a community property state and file our taxes jointly as a married couple.
Throughout ...
- 111
0
votes
1
answer
230
views
Is Bitcoin taxable?
A few months age the SEC has regulated bitcoin as a commodity. Quick googling tells me than commodity wages are exempt from taxes and it looks like if a company can fully operate in bitcoin ...
- 109
17
votes
4
answers
6k
views
Somebody sent me a check to deposit into my account, but I now think that it's a scam. will I get in trouble?
I am homeless and have been for the last 8 months. Finding work has been difficult as I am physically and mentally handicapped.
This girl on Facebook who was friends with somebody I know hit me up and ...
0
votes
0
answers
51
views
GnuCash: How to assign a checking account from which a bill will be payed
Description
I'd like to properly account for purchases (e.g. on Amazon).
In most cases, when I purchase an item the merchant sends me the package and only after a couple of days credits my bank ...
1
vote
0
answers
11
views
Canada GST/HST credit eligibility depends on last year's or current year's income?
The GST/HST credit is a non-taxable amount paid four times a year to individuals and families with low and modest incomes to help offset the goods and services tax/harmonized sales tax (GST/HST) that ...
- 1,360
2
votes
1
answer
69
views
Determining eligibility for Social Security, without my own records
Thanks in part to this site, I have a pretty good idea of what calculations the Social Security Administration will make (quarters of coverage and all that) when determining whether I'm eligible for ...
- 125
0
votes
1
answer
22
views
Does Selling RSUs Instead Of ESPP Shares Have a Material Effect On The 25K Contribution Limit For ESPP Shares?
I am at a company with an ESPP program that allows you to purchase up to 25K in shares at a 15% discount every calendar year. The 15% discount applies to the lowest share price within the past 6 ...
- 635
0
votes
3
answers
133
views
Dollar cost averaging buy and sell can be chaotic when reporting tax?
I was thinking that with dollar cost averaging buy, we actually can do the same thing when we sell: just sell $100 per day, just like we were buying $100 per day.
However, won't that cause a total ...
- 859
1
vote
1
answer
71
views
If APY factors compounding (while APR doesn't), shouldn't APY always be higher than APR?
So, from what I understand:
APR: rate advertised to borrowers (without compounding)
APY: rate advertised to lenders (with compounding)
So, for a loan with APR of 6%, that compounds monthly:
APY = (...
-5
votes
3
answers
116
views
Why aren’t amortized loans outlawed and replaced with a more equitable model to the borrower?
I completely understand that banks are in the business of making money and capitalism prioritizes profit above all other values. However why aren’t laws enacted that would ban amortized loans and ...
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1
vote
1
answer
66
views
Recently my mother died - how to handle her living trust account - Does the date of trust formation change?
A few months ago, my mother died. She had a living revocable trust which reported its income to the IRS under her social security number. When she died the trust became irrevocable and I went to the ...
- 1,420
0
votes
1
answer
209
views
Why is anyone buying Japanese bonds given that yield less than 1%?
As per the best data I can find online, Japanese 10yo bonds have a yield of less than 1%, which is lower than yields for US and German bonds. Additionally the yen is experiencing rapid inflation at ...
- 5,814
7
votes
4
answers
2k
views
Online shopping: order date vs shipping date vs charge date
I’m not sure how long this pattern has been going on but I just noticed certain charges on my credit card statement do not match the order date for my online purchases, particularly with Amazon.com. ...
- 1,383
0
votes
1
answer
50
views
How to plot bollinger bands on a candle chart?
I'm studying some indicators and I'm struggling with how these tools plot the bollinger bands upper and lower bands. Every source that I've found says the bollinger bands are calculated as follows:
...
- 103
0
votes
0
answers
66
views
What does Ben Graham mean with this
In the Intelligent Investor graham says :
” investor should be able to count on the current 3.5% dividend return on his stocks and also an average annual appreciation of 4%. As we shall later explain ...
- 1
5
votes
6
answers
2k
views
How can I find out what % of the health insurance premium my employer pays?
Let's say I pay $600/month (deducted from my paycheck) for the premiums in my PPO plan. Is there a public place to check how much of the premium my employer pay (without needing to ask them of course)?...
- 301