0
votes
0answers
2 views

Mobile Deposits

There have been several checks deposited into my checking account over the course of the year. The checks are not payable to me and the checking account is in my name. The back of the checks are not ...
1
vote
2answers
16 views

Are founders typically completely on-hook for business loans, when a business fails?

Let's say an individual takes out a business loan, incorporates (or whatever), hires a team and works awhile. Eventually the venture fails. Is this individual completely on-hook for the millions he ...
0
votes
0answers
19 views

Are ETF creation units required to be similar to the existing holdings?

An authorized participant offers an actively managed ETF manager a basket of securities which are eligible to be held by the fund, but are not currently held. The manager thinks the price is ...
0
votes
1answer
8 views

How is the end-of-day NAV of a global mutual fund calculated, and is it consistent?

As I understand it, most US-based funds would calculate their end-of-day NAV after New York has closed. For a fund containing only US-traded holdings, that calculation seems fairly straight-forward. ...
0
votes
1answer
22 views

What is going on with my stock price?

There are several similar questions on this site but I believe that this one might have a different source than just a reporting glitch. For some reason, several sources are reporting a drop in the ...
-2
votes
0answers
19 views

International money wiring

So when I go to my bank and ask them to make me a wire transfer to another bank outside my country they will have me sign an agreement for my first wire transfer, does anyone know what the agreement ...
0
votes
1answer
28 views

How to account for transactions which may have multiple causes?

Say I have a transaction from my bank in a foreign currency (say a taxi) which causes me to incur a "foreign currency transaction fee" (e.g. 2% of the transaction). One way to look at this cost is ...
0
votes
2answers
27 views

Why would a lender raise interest rates if you are in danger of not being able to pay your loan?

This is a follow-up to this question. It is established that lenders charge higher interest rates to customers less likely to be able to repay their loan in full, but this increased rate shouldn't ...
0
votes
2answers
53 views

A scammer has my full name, address, age, occupation and s photo of my ID. What do I do

A scammer has my full name, address, age, occupation and s photo of my ID. What do I do This is the email I received “Dear Friend Thanks for your mail, sorry for my late response. I have read ...
-4
votes
1answer
34 views

Understanding the terms that define stock exchange [on hold]

So, I am using an API from Equity Market Data to pull in stock exchanges. They do not have a data dictionary. I am trying to understand the meaning behind the column names. Not all the column names ...
2
votes
2answers
68 views

What limits the number of authorized participants for an ETF?

It is my understanding that authorized participants are typically market makers. Is there a legal reason that prevents an ETF operator from allowing anyone to submit a basket? Or is it driven by ...
1
vote
4answers
140 views

Are there people who make a living of sports betting?

I know that the overall expected value of sports bet is negative, however this is not as straight forward a system as scratchcard for instance. I am not asking whether it is a good investment to put ...
1
vote
1answer
31 views

How do you calculate a monthly loan payment when using Actual/365 or Act/Act day count convention?

It is pretty easy to figure out a monthly loan payment based on the standard formula, when using a 30/360 method, because the monthly interest rate is always the same since each month has 30 days. ...
0
votes
2answers
49 views

How To Categorize Lending Money On Mint

Say, for example, I am ordering pizza with some friends and I pay for the whole meal and then later receive payments from my friends to cover their portions. What is the correct way to categorize this ...
-4
votes
1answer
113 views

What is the main factor for knowing a stock will rise overtime like Facebook, Apple and Android beforehand?

What is the main criterion for knowing a stock will rise like Facebook, Apple or Android beforehand? What's the main factor that people like Warren Buffet see but we commoners don't?
4
votes
2answers
117 views

How do reporters know what caused the market to move that day?

I listen to "Marketplace" on public radio every day, and when they report the day's movement of the DJIA, NASDAQ, and S&P 500 they usually give a reason why it went up or down that day. They might ...
4
votes
1answer
71 views

How can a retailer automatically get details of my new payment cards

I recently found out I got tangled into some sort of scam which I wrote about it this question. The other mysterious bit of it is that the scammers were able to hold on to my new card details even ...
1
vote
0answers
30 views

Types of Investment Funds : Mutual Funds, ETF, SICAV, FCP, UCITS

I know this could be a very basic topic but I would just want to understand the different types of funds. From my understanding the ones listed in the title : mutual funds, FCP, ETF, SICAV, etc.. are ...
2
votes
1answer
82 views

20 American dollar to Indian rupee

My grandma have gifted me 20 American dollar. how can I convert to Indian rupees? I don’t have passport and pancard I have tried in few forex sites and they asked for passport but I don’t have any ...
1
vote
2answers
59 views

Why is there a difference in currency conversion rates?

When looking at the USD/BRL conversion rate I see a rate more or less 1 USD = ~ 3.90BRL. Then when I want to transfer my funds from my contractor (in USD) to my local account (in BRL), I wait for a ...
1
vote
1answer
32 views

How to know FMV of ISOs?

I'm researching when is best to purchase ISOs I've been vesting at a private venture-backed startup. My understanding is that when I exercise, AMT will trigger and I will have to pay those taxes based ...
0
votes
0answers
38 views

What to do with extra money [duplicate]

I am 25 and in a pretty solid financial position with the following: 100k a year income Personal loan balance 8k @3.25% Auto loan balance 13k @2.79% Home loan balance 105k @ 3.25% 6 Months expenses ...
0
votes
0answers
24 views

open an estate account without going into a branch

I'd like to know if this is possible. Presently, the administrator is located in another country from the deceased. She has all of the necessary documentation, but will be unable to go to a US branch ...
5
votes
2answers
103 views

How many budget categories are too many?

I have a budget with all the essential categories (rent, utilities, groceries, etc.) and I wonder if it is worth having a few (many?) non-essential categories even if my monthly contribution to them ...
5
votes
2answers
217 views

How to deal with a scam? (UK)

Not sure if this is the best place to ask the question. It's kind of related to finances. I somehow got tangled into a scam (in my opinion) called completesavings.co.uk I found out that somehow 3 ...
-2
votes
0answers
39 views

credit line increases [on hold]

Increases in credit lines don't seem to be good have large amount of open credit and only one card that has a bal. over 30 days 0 % when I started to call and decrease these they lowered my score from ...
2
votes
2answers
34 views

Does AMT affect cost basis of future capital gains?

Suppose I exercise 10k stock options for $1/share, and fair-market value is $2/share. Normally, taxes are deferred until when I sell them. And when I sell, the basis for capital gains is $1/share. ...
0
votes
1answer
61 views

How to sell unregistered car to out-of-state buyer?

Apologies if this is the wrong place for this question, but I came here based on this meta post. I have a car that has been sitting in a friend's garage in NJ for about a year, unregistered. It was ...
0
votes
0answers
104 views

Mom passes away 2015, Sister living in her house rent free [migrated]

My mom passed 2015. My nieces and nephew [from 2nd sister] lived there and then they moved out in 2016 My older sister started living in my mom's house 2016. She sold her house in 7 days and moved ...
2
votes
3answers
125 views

Is is good/bad to invest in too many mutual funds at a time?

I am currently investing in 12 mutual funds. 10 out of them are through SIP. Just to make it clear, SIP (Systematic Investment Plan) means buying units of mutual fund each month (or quarterly/yearly) ...
0
votes
0answers
15 views

Withholding Agents in Canada

Hello everyone I had a quick question about Canadian banks. I have my investment accounts with my bank (big 5 bank). Legally when I buy the stocks they hold them for me, until I decide to sell them. ...
2
votes
2answers
106 views

TRUE OR FALSE: As the number of assets in a portfolio increases,the variance tends towards the average s.d of the assets

TRUE OR FALSE: As the number of assets in a portfolio increases, the variance of the portfolio returns will tend towards the average standard deviation of the assets of the portfolio. And why? I said ...
0
votes
1answer
90 views

What tax code is used for tax refunds?

For example, the W-2 Form for salary has a tax code of 460. I can't seem to find the tax code for money returned from federal or state. Does anyone know what code this is? Is it different code for ...
9
votes
4answers
4k views

S&P 500 Prediction

What technical tools can I use to help predict whether the S&P 500 will rise or fall tomorrow? (Assuming no major events occur)
2
votes
2answers
48 views

Can a single expense be split between my and my spouses flexible spending account?

One of us got hearing aids this year which cost $4500. Can I submit this to my FSA and get the total amount I have for that account ($2600), and then let my spouse submit a claim on the spouses ...
1
vote
1answer
147 views

How to grow wealth? [on hold]

I just recently reached a financial goal of $20,000 in my savings and I'm looking for tips, advice, suggestions on how to make this money work for me and start growing , I'm open to everything and ...
0
votes
2answers
87 views

Why hold calls until expiration?

I am reading a book on options basics. I am in a chapter on selling covered calls. The author says that buyers of calls almost always hold the calls until expiration. Why is this? Here's how I ...
0
votes
2answers
102 views

Why buy options instead of convertibles?

If call options allow purchasers to buy at a predetermined price and convertibles serve the same function with interest and also less risk(only bankruptcy), why buy them instead of convertibles?
1
vote
2answers
96 views

Options when go private

What happens to options when a company goes private. For example, if I have a call option on Tesla right now and it goes private at 420/share, what will happen to my options?
2
votes
1answer
80 views

Wealth Transfer Tax in UK

I am citizen of Turkey. If I transfer my savings to UK, do I need to pay taxes to UK over this wealth transfer? I am not a resident of UK and will not live there. Just want to transfer it to a safer ...
1
vote
4answers
148 views

Which stock has split more than once in the past five years?

For testing reasons I am looking for a stock that has been split more than once in the past five years.
0
votes
0answers
62 views

What has been the largest private purchase of a publicly traded company? [on hold]

I read that Tesla could undergo the largest private purchase of a publicly traded company in history. What is the current record holder? This list suggests that it may have been Blackstone's purchase ...
0
votes
1answer
97 views

Does the maximum amount ever owed affect credit score?

I have heard some people say that one of the factors lenders consider is the maximum amount that you have ever owed at one time. This appears on your credit report as the "highest balance" (1,2) or "...
1
vote
3answers
150 views

Savings Account vs. CDs of less than 1 year. Which gives the better return?

I am thinking about purchasing some (short term) CDs once I have some extra savings. However, I'm not sure whether it is actually more profitable to purchase CDs or keep the money in my high-yield ...
-1
votes
2answers
78 views

Day to day price movements

Are day to day price movements for a stock driven mainly by the market movement or stock specific resistance, support etc.?
15
votes
3answers
3k views

How to compute worth of my equity?

I am a newly appointed consultant to a startup. I work in another organization which forbids me to receive any salary for being a consultant. However, I am allowed to have an equity. The startup ...
1
vote
1answer
32 views

Wash Sale Treatment Using Different Tax Advantaged Accounts [duplicate]

As a follow-up to this question: Wash sale rule impact on different scenarios between different types of accounts Do HSAs and 401k's fall under the same treatment as IRAs when computing tax losses? ...
0
votes
0answers
18 views

Connors RSI calculation, UpDown streak length?

I'm trying to implement tradingview's connors RSI in my own language. I have the RSI calculation working, and from what I see in the link below, this is the formula for ConnorsRSI: CRSI(3,2,100) = [ ...
1
vote
0answers
18 views

US Tax non-resident aliens - ECI

I'm generally confused about what is considered to be ECI for non-resident aliens living in the US (under specific visa that allow this). Examples of situations in which I cannot figure out whether ...
4
votes
1answer
190 views

Better to pay debt collectors or original provider?

I was having a conversation with a colleague about repairing credit. He believes if you have a debt that went to collection, that it's best to pay the original provider of the goods or services. ...

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