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How can I find out what % of the health insurance premium my employer pays?

14

Let's say I pay $600/month (deducted from my paycheck) for the premiums in my PPO plan. Is there a public place to check how much of the premium my employer pay (without needing to ask them of course)?

2 Answers

4

My employer made that information available as part of the plan selection information, though we might have to dig a bit to find it.

I honestly don't see any downside to simply asking. It's no different from asking about any other employee benefit. Would you be reluctant to ask about the vacation plan, or the education reimbursement offer, or the 401k or charity matching funds?

3

Unless they include that information on your pay stub (like mine does), the only way to know is to ask them. Even if you know the specific plan you have I don't know of a way to find the total cost for your exact employer. Total cost can vary based on location and the number of employees even for the same plan.


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How can I find out what % of the health insurance premium my employer pays?

14

Let's say I pay $600/month (deducted from my paycheck) for the premiums in my PPO plan. Is there a public place to check how much of the premium my employer pay (without needing to ask them of course)?


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9

My employer made that information available as part of the plan selection information, though we might have to dig a bit to find it.

I honestly don't see any downside to simply asking. It's no different from asking about any other employee benefit. Would you be reluctant to ask about the vacation plan, or the education reimbursement offer, or the 401k or charity matching funds?

edit

Is there a name for this type of documentation? I know there’s the SBC (summary of benefits and coverage). Is there a typical name for this type of info? - Henley Wing Chiu Sep 20, 2023 at 22:22

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