Welcome to Personal Finance & Money Stack Exchange

site icon

Money Stack Exchange is a question and answer site for people who want to be financially literate. It's built and run by you as part of the Stack Exchange network of Q&A sites. With your help, we're working together to build a library of detailed answers to every question about money or personal finance.

We're a little bit different from other sites. Here's how:


Ask questions, get answers, no distractions

This site is all about getting answers. It's not a discussion forum. There's no chit-chat.

Just questions...

...and answers.

Good answers are voted up and rise to the top.

The best answers show up first so that they are always easy to find.

The person who asked can mark one answer as "accepted".

Accepting doesn't mean it's the best answer, it just means that it worked for the person who asked.

How can I find out what % of the health insurance premium my employer pays?

14

Let's say I pay $600/month (deducted from my paycheck) for the premiums in my PPO plan. Is there a public place to check how much of the premium my employer pay (without needing to ask them of course)?

2 Answers

4

My employer made that information available as part of the plan selection information, though we might have to dig a bit to find it.

I honestly don't see any downside to simply asking. It's no different from asking about any other employee benefit. Would you be reluctant to ask about the vacation plan, or the education reimbursement offer, or the 401k or charity matching funds?

3

Unless they include that information on your pay stub (like mine does), the only way to know is to ask them. Even if you know the specific plan you have I don't know of a way to find the total cost for your exact employer. Total cost can vary based on location and the number of employees even for the same plan.


Get answers to practical, detailed questions

Focus on questions about an actual problem you have faced. Include details about what you have tried and exactly what you are trying to do.

Ask about...

  • Personal investing and asset allocation
  • The financial aspects of homebuying
  • Best practices for saving for retirement, education, and other goals
  • Strategies for creating and sticking to a budget
  • Strategies for earning and saving more money

Not all questions work well in our format. Avoid questions that are primarily opinion-based, or that are likely to generate discussion rather than answers.

Questions that need improvement may be closed until someone fixes them.

Don't ask about...

  • Anything not directly related to Personal Finance and Money
  • Questions that are primarily opinion-based
  • Questions with too many possible answers or that would require an extremely long answer
  • Product or service recommendations or comparisons

Tags make it easy to find interesting questions

All questions are tagged with their subject areas. Each can have up to 5 tags, since a question might be related to several subjects.

Click any tag to see a list of questions with that tag, or go to the tag list to browse for topics that interest you.

How can I find out what % of the health insurance premium my employer pays?

14

Let's say I pay $600/month (deducted from my paycheck) for the premiums in my PPO plan. Is there a public place to check how much of the premium my employer pay (without needing to ask them of course)?


You earn reputation when people vote on your posts

Your reputation score goes up when others vote up your questions, answers and edits.

+10 question voted up
+10 answer voted up
+15 answer is accepted
+2 edit approved

As you earn reputation, you'll unlock new privileges like the ability to vote, comment, and even edit other people's posts.

Reputation Privilege
15 Vote up
50 Leave comments
125 Vote down (costs 1 rep on answers)

At the highest levels, you'll have access to special moderation tools. You'll be able to work alongside our community moderators to keep the site focused and helpful.

Reputation Privilege
2000 Edit other people's posts
3000 Vote to close, reopen, or migrate questions
10000 Access to moderation tools
see all privileges

Improve posts by editing or commenting

Our goal is to have the best answers to every question, so if you see questions or answers that can be improved, you can edit them.

Use edits to fix mistakes, improve formatting, or clarify the meaning of a post.

Use comments to ask for more information or clarify a question or answer.

You can always comment on your own questions and answers. Once you earn 50 reputation, you can comment on anybody's post.

Remember: we're all here to learn, so be friendly and helpful!

9

My employer made that information available as part of the plan selection information, though we might have to dig a bit to find it.

I honestly don't see any downside to simply asking. It's no different from asking about any other employee benefit. Would you be reluctant to ask about the vacation plan, or the education reimbursement offer, or the 401k or charity matching funds?

edit

Is there a name for this type of documentation? I know there’s the SBC (summary of benefits and coverage). Is there a typical name for this type of info? - Henley Wing Chiu Sep 20 at 22:22

add a comment


Unlock badges for special achievements

Badges are special achievements you earn for participating on the site. They come in three levels: bronze, silver, and gold.

In fact, you can earn a badge just for reading this page:

 Informed Read the entire tour page
 Student First question with score of 1 or more
 Editor First edit
 Good Answer Answer score of 25 or more
 Civic Duty Vote 300 or more times
 Famous Question Question with 10,000 views

see all badges


Sign up to get started

Signing up allows you to:

  • Earn reputation when you help others with questions, answers and edits.
  • Select favorite tags to customize your home page.
  • Claim your first badge:  Informed
Looking for more in-depth information on the site? Visit the Help Center

Personal Finance & Money Stack Exchange is part of the Stack Exchange network

Like this site? Stack Exchange is a network of 182 Q&A sites just like it. Check out the full list of sites.

Stack Exchange