Questions tagged [cash-flow]

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2
votes
3answers
229 views

Best way to cash-out for passive income

First, my investing knowledge is very limited (still new to this, still learning). Second, my question is somewhat unfocused, sorry about that but I hope that there is a somewhat concrete answer, ...
3
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1answer
180 views

Investments that provides cash flow

We have just sold our house and moved into an apartment. This means that we a large sum of cash on hand that it just sitting in our savings account. Roughly 150k. We are therefore looking for ...
7
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2answers
1k views

Why are goodwill impairments on the statement of cash-flows of GE?

Consider the General Electrics 10-K report for 2018. In the statement of cash flows they report 22,136 million of cash gains attributed to (apparently positive) goodwill impairment in the value of ...
0
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0answers
29 views

Explanation of Macaulay duration for bonds?

I understand how to calculate duration but I'm a bit confused about what it actually tells me and how it is useful and I can't seem to find anything that tells me. If a bond has a maturity of 5 years ...
0
votes
1answer
38 views

What to consider Cash Flows in DCF analysis [closed]

When evaluating a project using discounted cash flow analysis, are cost savings (such as lower utility bills) as a result of taking on a project considered cash flows? Also, should the increase in ...
2
votes
4answers
236 views

Time value of money confusion [duplicate]

I am new to the stock market and currently trying to just get a basic understanding of the stock markets using online sources (investopedia). I came across this sentence when I was reading on a ...
1
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3answers
270 views

Take money out of paycheck into income producing asset(s)

My company has a 401k plan where they would take out money from my paycheck and match whatever I put into it. The concept of taking money out of my paycheck every two weeks and put it into a ...
-4
votes
3answers
129 views

Perpetual Cash flow evaluation

If some cash flow paid $100, 100, 100, 100, 400, 100, 100,... perpetually (the pattern is 400,100,100) the first year is skipped. The discount rate is 10%. How do you find the PV of this?
1
vote
1answer
114 views

A question about CAPEX when Calculating Free Cash Flow (FCF)

When performing the following to determine free cash flow: Free Cash Flow = Operating Cash Flow - Capital Expenditures Do I include only Capital Expenditures (13,732 in the example below), or do I ...
1
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1answer
173 views

Bi-weekly payments with dividends or other investments

I am aware that dividends pay out 4 times a year. I would like to start earning passive income using dividends. My question is Is there any way to buy different stocks that payout at different times ...
1
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2answers
86 views

How to get Loan for more then 1 CashFlow Apartament?

I see that experienced people buy MANY flats using loan and then provide them for rent and that rental payments cover loan payments. But when I asked the bank to do it, the bank is glad to provide ...
0
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1answer
116 views

Confusion between revenue, earnings, investment and cash flow

I'm reading text book that introduces some financial concepts, all of which are really new to me. I'm reading a passage on Return on Investment Capital. In this passage, they try to demonstrate ROIC ...
0
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1answer
324 views

GnuCash Cashflow Report Account Display Depth

In a GnuCash Cashflow report how can i change the "Account Display Depth" of the sections? Money into selected accounts comes from Money out of selected accounts goes to Detail: In GnuCash's ...
-1
votes
1answer
44 views

Calaculating Quartely cash collections [closed]

Sorry if this is the wrong place for this financial concept question, it's about the cash budget. Accounts receivables at the beginning of the year are $345. The company has a 60 day collection ...
0
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1answer
196 views

Bank - bad loan provision & bad debt written off [closed]

I am doing financial health analysis for banks. The health checks involved are: Bad Loan provisions > actual Bad Debts written off ? I check across financial statements, there are 3 related fields: ...
0
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3answers
288 views

What are the pros and cons of buying in cash and remortgaging vs taking a mortgage right from the start?

I was wondering what are the best options. Of course if depends so I would like to know what are the pros and cons of each solution. One obvious that came to mind - buying in cash allows to act at a ...
1
vote
1answer
118 views

What are the must know topics for personal accounting? [closed]

I'm 18 years old; last year I finished high school. I attended a school oriented in accounting, and even though I didn't care much about it at the time, now I realize how important is to know how to ...
1
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2answers
163 views

Does capex affect the Income Statement of a company in any form?

I know capital expenditures show up in a company's cash-flow statement, but do they have any effect on its income statement? That is, does the income statement show only revenue-generating activities?...
1
vote
1answer
534 views

How to read a balance sheet to determine if a company has enough money to keep paying their employees?

I heard today while listening to an accounting podcast that a balance sheet (or maybe it was a cash-flow document) can be used to determine if a company has enough money to pay its employees. Since ...
1
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1answer
702 views

Change In Cash and Cash Equivalents (cash flow) vs Cash And Cash Equivalents (balance sheet)

Goal: Figure out why Change In Cash and Cash Equivalents on the cash flow statement does not equal change in Cash And Cash Equivalents on the balance sheet. Example: Stock: DEO Period Ending: 6/...
27
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11answers
14k views

Is there any financial benefit to being paid bi-weekly over monthly?

I have read in many sources that it's generally better for an employee to be paid bi-weekly than monthly. I have been performing some calculations and can't see the benefit to this. Say I was on a $...
5
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3answers
258 views

How to manage paying expenses when moving to a weekly pay schedule and with a pay increase?

I'm terrible at managing my money. This is likely the cause for this entire issue. I'm being moved from a bi-weekly (1st and 15th of the month) pay schedule, to a weekly pay schedule. At the same ...
1
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0answers
2k views

How to include loan repayments in income statement?

I realize I'm kind of lumping an income statement and statement of cash flows together, but this is still the easier way of doing things for my particular use case. I'm trying to do an income ...
0
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1answer
393 views

Restated financial statements versus the original

Is there any reason you would want to look into the original statements if you have the restated available?
0
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1answer
693 views

Google Finance Cash Flow Statement

I currently use Google Finance to do most of my stock screening and analysis. However I have recently started learning about cash flow statements and how to analyze them. The screenshot below shows a ...
5
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3answers
508 views

Have plenty of cash flow but bad credit

I had financial issues back in 06-08 (when the nation in general also did). I had debt I couldn't pay, and I had to sell our house short. I since then have not purchased anything I couldn't pay cash ...
2
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2answers
432 views

difference in cagr and irr

I am trying to understand the IRR, XIRR and CAGR functions better. See the link below for my examples. I am looking at a very simple example of 20K invested and 50K returned at the end of an ...
1
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1answer
1k views

Calculating the Free Cash Flow (FCF)

I'm working on fundamental analysis on a public company, and am trying to calculate the Free Cash Flow for Facebook (FB) for the latest quarter - ending Sep 30, 2015, as shown below and would like to ...
0
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5answers
602 views

Most effective Fundamental Analysis indicators for market entry

I am new to Fundamental Analysis. I purchased a few books on the subject which has proven valuable but time consuming. I was wondering if anyone with more experience than myself can recommend the ...
0
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1answer
50 views

How to do a direct cash flow statement given a stock ticker

Does anyone know of a good step by step process on how to generate a direct cash flow statement for a publicly traded company? I was able to look up their financial info (given their stock ticker) on ...
1
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2answers
177 views

Real Estate: Please review my recent investment (with numbers from recent purchase)

I recently bought a brand new home as a rental property in Syracuse, NY: Price: $200,000 Down payment: $40,000 (20%) Monthly payment: $1,500-1,600 a month (~$800 mortgage + ~$700 for taxes) Price ...
3
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3answers
2k views

Tax deductions on empty property

Some one that works with me told me about a wealthy person that owns a lot of large buildings in our city. He said the guy would rather keep the buildings empty and is using the empty buildings as ...
4
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4answers
7k views

Why doesn't change in accounts receivable on balance sheet match cash flow statement?

If we take a look at the balance sheet for Microsoft, I see Net Receivables as 21,485,000 [2014] and 19,118,000 [2013] On the cash flow statement, I see Changes In Accounts Receivables as (1,120,000)...
5
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2answers
289 views

What do I do with my extra money in grad school?

I am privileged to have started grad school debt-free and am now earning money as part of the program. I have saved enough money to cover my expenses for a month and a half in a fairly high-cost-of-...
3
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3answers
142 views

What purchases, not counting real estate, will help me increase my cash flow?

I've read several books that recommend making purchases that increase your cash flow. Most point to real estate as the way to go, however this requires a big commitment and some working capital. Is ...
2
votes
1answer
699 views

Is interest expense a cash flow transaction?

I keep my personal finances on ledger (http://www.ledger-cli.org/) and I am working to create a cash flow report. For this report, I'm listing all the income and expenses of the month and all the ...
9
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4answers
2k views

Is paying your bills and loans one day before it's due a good practice?

I am a full time working professional. I have the habit of paying my bills and loans a day before it's due. That way I've got more cash on hand. However, I've also read that it is better to pay off ...
6
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2answers
496 views

If I'm cash-flow negative, should I dollar-cost-average the money from my bonus over the entire year?

I asked a similar question last year, and got great advice. This year, there's a new wrinkle. I previously had automatic investments set up to move a small amount of money each day from cash to a ...
0
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2answers
359 views

Can someone recommend a book that discusses the differences between types of financial statements?

I'm interested in learning the differences between profit and cash, but also about cash flows and financial statements. What book do you recommend I read? I want to read a practical book that ...
5
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2answers
2k views

Does money made by a company on selling its shares show up in Balance sheet

When we purchase shares of a company for a certain sum of money (e.g: 1000 dollars), is this money immediately available to the company as a cash flow? In the balance sheet, will this money show up ...
5
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3answers
87k views

Calculating the total capital of a company?

I was wondering how do we calculate the total capital of a company? Which items should I look for in the financial statements? And how do I calculate notes payable? Is the same as accounts payable?
1
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2answers
732 views

Are there Cashflow Positive Investment Properties in the USA?

I know someone in Australia who tells me they just settled on a property in Cleveland, Ohio last week. These are the details of the purchase: 3 bedroom, 1 bath brick home 2 car garage; Price: $46,...
1
vote
2answers
221 views

Appropriate asset allocation for an entrepeneur's portfolio?

I'm a recent college grad (computer science). I was lucky enough to get into some good investments in college and now have $450K in liquid assets. I've decided I'm definitely moving to San Francisco. ...
5
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6answers
746 views

Website for managing personal cash inflow and outflow, applicable to India? [closed]

Is there any website that helps me to manage my Daily Cash Inflow and Cash Outflow. I would like to have the following feature. Periodically I should be able to enter my Cash Inflow (salary, gift, ...
6
votes
1answer
145 views

How do I interpret these income tax numbers for Chinese public company Dangdang Inc. (DANG)?

I'd like some help with understanding the financial statements of E Commerce China Dangdang Inc (ADR). You can see the Income Statement/Balance Sheet/Cash Flow statements on Google Finance. If you ...
11
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3answers
2k views

Personal budget forecast/tracking solution [closed]

I am using mint.com for tracking my money, and it works quite well, with one exception: mint.com is mostly backward-looking, i.e. it captures only stuff that already happened. So I am looking for a ...
5
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4answers
192 views

I'd like to sell my interest in a money judgment/garnishment - not sure of market for that

I am a landlord and just filed with the county sheriff for garnishment of a bad debt - a prior tenant. The tenant has a job and is being garnished - I just don't want to wait fo so long to get the ...
4
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2answers
97 views

Applying for and receiving business credit

I have a friend who has started up his own business. Right now it's a one man operation. The problem is, as most businesses, he needs access to capital in order to purchase equipment for ...
96
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14answers
9k views

Should I finance a new home theater at 0% even though I have the cash for it?

My wife and I are considering buying a home theater - plasma TV & new stereo - on Black Friday this year. We do have the cash for it, but Best Buy is offering 0% financing for up to 3 years on ...