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Questions tagged [assets]

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Transferring assets to child

I am a US citizen. I would like to transfer my financial institution account (with all assets) from my name to my adult child’s name. Can I do this and file 709 to show the value as a gift? What are ...
user65985's user avatar
  • 171
0 votes
2 answers
154 views

Looking in three different states to retire to: Should I be shopping for pre-approved mortgages first? Or wait to find a house?

It's mid-2023. My husband and I are looking to move, possibly to MA, CT or VA. We haven't found property yet (Or even have ours up to sell yet because I'm nervous on listing and not having a place to ...
TuckerDog's user avatar
-1 votes
2 answers
187 views

Resources vs. Assets

I read an excerpt on Quora from the book, "Rich Dad, Poor Dad": If you want to be rich you must know the difference between an asset and a liability and you must buy assets. This may sound ...
Vinay Sharma's user avatar
0 votes
0 answers
59 views

Questions relating to a novel asset pricing model

I'm creating a pricing model for an asset that is similar to a bond, but there are some quirks that I'm unsure how to work out. The asset is a tax lien, in which delinquent tax bills (usually on ...
Felix_Farb's user avatar
0 votes
0 answers
61 views

Is a house really a liability and not an asset? [duplicate]

The time I became more aware about my finances was when I was in college where I have to find a way to get myself though school by myself. I rented a room near my school. Each time the day comes for ...
Christine Tibig Vickers's user avatar
2 votes
0 answers
126 views

Debtor owes me, trying to figure out how to freeze RBC account [closed]

Through the summer, I picked up a client on a contract basis for whom I completed about 3 months of work. I had every reason to believe they would come good in terms of paying me, as the owners of the ...
karancan's user avatar
  • 1,293
0 votes
2 answers
323 views

How to account for depreciation and inflation adjustment on GnuCash?

I've been using GnuCash to track only my money and securities. Now, I wanna use it to track also my fixed assets so that I have a more accurate estimation of my net worth. One fixed asset I have is a ...
Giovanni L's user avatar
22 votes
7 answers
9k views

"Buy assets, not liabilities": How is it possible to buy a liability?

Some personal finance gurus such as Robert Kiyosaki claim that people should "buy assets, not liabilities". This made me wonder: is it even possible to buy a liability? From what I have ...
Flux's user avatar
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0 votes
1 answer
2k views

Understanding Account Balances On E*TRADE

I am brand new to E*TRADE and so far I love it, but the setup is a little different to what I'm used to. Could someone explain what the different balances mean? Here's what I'm seeing: Net Account ...
phantomx777's user avatar
0 votes
1 answer
396 views

GNUcash: How can I add a liability payment to an asset account? (ex: I pay a personal loan of mine and someone reimburses me for it)

I have a personal loan that I pay out of my checking account and my parents reimburse me for this loan. I also share subscription services (netflix, hulu,etc) and phone bill with them and I pay for ...
lockHart's user avatar
0 votes
1 answer
20 views

Calculate the required return using an asset pricing model

The current stock price of HHBA A is 101.00$. The last dividend payed for HHBA A is 3.50$, and dividends are expected to grow at a constant rate of 6%. Now i should calculate the required return using ...
Hrvoje Krizic's user avatar
2 votes
1 answer
523 views

Should I wait until after my LLC's effective date to purchase equipment?

I'm starting an LLC with an effective date of January 1, 2022. I would like to purchase some computer equipment ASAP so I can hit the ground running in January, but I won't have my LLC's bank account ...
Divey's user avatar
  • 121
1 vote
2 answers
123 views

Cash flow statement and depreciation [closed]

Why is the depreciation included in the operating cash flow (OCF) rather than the investing cash flow (ICF) section of a cash flow statement (indirect method)? I haven't found the source from the ...
DunceDancer's user avatar
-2 votes
3 answers
151 views

What would happen to the price of a high-demand, no-supply asset once liquidity reaches 0?

If there was an asset with a fixed supply and ever increasing demand, what would happen to its price once all holders of said asset refused to sell? Obviously this is practically impossible, but just ...
Runeaway3's user avatar
  • 2,898
2 votes
2 answers
202 views

Can long-term assets ruin the balance in the balance-sheet?

I'm coming from non-accounting and non-finance backgrounds. I need help in form of understanding through a question. I want to ask about something related to the balance of a balance-sheet. ...
Plain_Dude_Sleeping_Alone's user avatar
-4 votes
3 answers
235 views

Cash in hand as an asset

Cash in hand, unused land, living home do not generate any stable income when compared to cash deposited in the bank, rented land and rented home. Why are they still considered as an asset?
Deepak Kumar's user avatar
-2 votes
2 answers
117 views

Bank treating loan as asset

I understand bank treat loan as asset but isn't it the cash reserve being transferred from bank to borrower, resulting in reduction of cash reserve of bank and hence reducing its lending power. From ...
Deepak Kumar's user avatar
1 vote
1 answer
87 views

Trading for less the value of cash and cash equivalent

What means when investors says the stock trade for less of cash and cash equivalents. Some times they say trades less than book value or assets. Can you make me an example with real stock? How this is ...
DevLeo's user avatar
  • 75
1 vote
1 answer
115 views

Not understanding the calculations done in the book

I was reading "The Intelligent Investor by Benjamin Graham" and came across a series of calculations that I'm not getting as to how it has been arrived at. I'm quoting the entire text from ...
Jigar Faria's user avatar
1 vote
1 answer
56 views

How does a specific share having intermediate owners during a time period affect volume?

Take any public company on an exchange. On this exchange, Person A sells one share of this company to Person B for $X, then Person B sells the specific share he bought from Person A to Person C for $Y....
Mario Ishac's user avatar
0 votes
1 answer
162 views

How to measure the value of money? [closed]

I am having trouble measuring the total value of my assets. Let me explain; Let's say I have 100€. By doing some foreign currency exchange, I have managed to obtain 110€, so one might say that I have ...
Our's user avatar
  • 373
0 votes
1 answer
57 views

Assets Held-for-Sale

I am trying to learn a bit about company operations and finances. I doing some light reading on BMO's 2019 Annual Report to Shareholders. I just randomly chose a listed company; just start somewhere. ...
Alan's user avatar
  • 3
0 votes
1 answer
152 views

Testing the CAPM using the Fama-MacBeth (1973) Approach

I need to conduct the Fama-MacBeth (FM) procedure for my thesis to test the ability of the Fama-French (2015) and Carhart (1997) six-factor model to predict future expected returns. In univariate ...
Ben's user avatar
  • 3
0 votes
2 answers
168 views

How to find total equity from balance sheet of a company?

I was looking for balance sheet of a company to know about it's total assets, liabilities and equity price. I tried apply basic formula to get equity, which is 'Assets = Liabilities + Equity'. But, ...
abhishek's user avatar
2 votes
1 answer
187 views

Is book value a meaningless metric for American REITs?

Is it true that US REITs do not re-value their real estate net-worth every year? If yes, then how the "total asset value" is calculated?
Caner's user avatar
  • 123
0 votes
0 answers
94 views

Assumptions in Conventional Finance

These are the 3 main assumptions used in Conventional Finance: Price of assets are correct, ie equal to it's intrinsic value Resources are allocated effectively World is fair and so are the market (...
hitesh_a_h's user avatar
0 votes
1 answer
78 views

What are the non current assets in a balance sheet?

In order to know if companies are conservatively financed I query an API that gives me the financial information. Yet when if the information it gives for the current assets, I can't understand what ...
Revolucion for Monica's user avatar
1 vote
3 answers
2k views

Can a software or app you developed be classified as an "Asset"? If its generating revenue or turning into something big or both

I am not a econmics student.I dont understand anything about money ,investement and trying to learn about it I learned financially successful people invest more in building asset than liablity.. I ...
Shivanshu's user avatar
0 votes
1 answer
544 views

Can shareholders’ equity be more than total assets?

I was just learning about DuPont Identity on investopedia with this example: #DuPont Identity Example Calculation Assume a company reports the following financial data for two years: Year one net ...
MattSom's user avatar
  • 103
0 votes
2 answers
2k views

What happens to the physical assets such as laptops and phones after closing a company?

Let's say that I own a small company with 10 employees. The company has provided each one of them with brand new laptops and mobile phones. If the company closed, the employees would return the ...
Dino's user avatar
  • 587
4 votes
3 answers
333 views

is high credit score an asset? [duplicate]

A quick definition of asset is a useful or valuable thing, person, or quality. Can a high credit score be thought as an asset ? I am not asking what can I do with my credit score, I am simply asking,...
Raj's user avatar
  • 3,492
0 votes
1 answer
324 views

What is "the liquidity illusion"

I came across this visual, but it's a bit complicated, I haven't been able to make sense of it. In so many words, the way I read it is: if defaults pile up, the market is spooked, spreads increase ...
Arash Howaida's user avatar
0 votes
1 answer
813 views

Correctly calculating depreciation when transferring an asset? [closed]

I'm building an asset manager that will manage all fixed assets in one single web application for multiple schools. Schools can transfer assets between them; this is where I get confused on the ...
Nick Davies's user avatar
5 votes
3 answers
2k views

Why do banks give loans instead of buying assets themselves?

There was asked a similar question why don't banks invest money in mutual funds or shares instead of giving personal loans It was about buying fonds and shares. Those are derivatives. Here is an ...
Yan Khonski's user avatar
3 votes
3 answers
2k views

Understanding my company's liabilities

I am seeking to close a UK business I own but I am worried about being hit with a huge tax bill. I have been provided a balance sheet which states the following: TOTAL ASSETS LESS CURRENT ...
Paul Ryan's user avatar
1 vote
1 answer
187 views

How to calculate my financial healthiness?

I came across this website that could calculate how healthy my financial standing is by asking ten questions. https://www.nerdwallet.com/blog/financial-literacy/ But I feel those ten questions are ...
Yu Zhang's user avatar
  • 573
1 vote
2 answers
268 views

Receive liability as a present

My parents in law want to give my kids a used car as a present for their 17th birthday (about 8000 dollars). I know that this is going to add about 250 monthly on gas+taxes+maintenance to our expenses....
Andres's user avatar
  • 133
2 votes
1 answer
211 views

What low cost assets can I invest in? [duplicate]

I'm 22 years old and have some money saved up, sitting in the bank. The idea was to buy a house, but in my country (the Netherlands) the costs of properties have raised significantly. If I would buy ...
Daan's user avatar
  • 123
1 vote
1 answer
67 views

What reason do we have to believe ratings agencies will do their jobs on ABS's?

I was reading: http://people.stern.nyu.edu/igiddy/ABS/absasia.pdf for a high level overview of the construction of Asset Backed Securities as I found out recently that securitization has come to an ...
Sidharth Ghoshal's user avatar
35 votes
13 answers
21k views

Is a house an asset?

Intro: I'm 21 and I do not know anything about personal finance. I want to start learning because I strongly believe that this is a very important and necessary attribute to learn. I have read ...
Raül's user avatar
  • 489
0 votes
2 answers
266 views

How do asset managers make money

I understand that asset managers and mutual funds earn income through the fees they charge investors. However, if my understanding is correct that is usually applied at the end of the year. So how do ...
user5246445's user avatar
2 votes
1 answer
76 views

Disposing of hardware item from current assets, is the reduction in assets posted to equity or special loss account?

I'm disposing of an old laptop that is broken and completely unusable. Let's say it was purchased for $1000 before taxes, already been accounted for in Current Assets since the date of purchase, and ...
zbinkz's user avatar
  • 117
2 votes
1 answer
185 views

Do GnuCash Income entries ever stop contributing to the Income Account's total?

I'm building a personal budget in GnuCash and after entering my starting equity, I've added my new paycheck in the Income section of my budget. I've entered it as transferred to my Checking Account ...
CMB's user avatar
  • 606
4 votes
1 answer
107 views

When and how to create a will document Vs. inheritance rules

I few questions related to will: Q1: Is there any particular kind of assets for which you must have a will document or inheritance rules are sufficient? In particular: Real Estate Automobile ...
Connect The Dots's user avatar
1 vote
1 answer
89 views

Trying to understand 'assets' of an electrical energy distribution company in this context [closed]

Extracted from text: Another new potential role for distribution companies is in the deployment of innovative technologies such as distributed storage, EV recharging infrastructure, and ...
Zrakk's user avatar
  • 35
0 votes
1 answer
147 views

Betting against beta

I'm reading this paper by Andrea Frazzini and Lasse Heje Pedersen (http://pages.stern.nyu.edu/~lpederse/papers/BettingAgainstBeta.pdf) - and I have searched on youtube and here aswell but I can't ...
Toni's user avatar
  • 1
39 votes
7 answers
13k views

Why does Warren Buffett consider real estate as productive asset?

In the Berkshire Hathaway 2011 letter, Buffett said: My own preference – and you knew this was coming – is our third category: investment in productive assets, whether businesses, farms, or real ...
PatrixCR's user avatar
  • 501
4 votes
2 answers
2k views

How to calculate return for "negative" investment

I'm tracking a few investments, with a simple formula for total (non-annualised) return, which is (current_value - money_invested) / money_invested. For one of my investments, however, I already ...
Steve Bennett's user avatar
1 vote
0 answers
69 views

Meaning of negative stockholder equity [duplicate]

In McDonald's 2016 annual report Balance Sheet, it shows Total Liabilities is greater than Total Assets. So it's Total Stockholder's Equity appears to be negative, with these fields reported as ...
Shuwn Yuan Tee's user avatar
6 votes
1 answer
248 views

Protecting assets against addictions

How would you pass or gift assets to a person with a gambling addiction? I suppose a drug addiction would be easier to deal with, since in this case the addicted person won't be able to blow it all ...
John Schmitt's user avatar