Questions tagged [endorsement]

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0 votes
2 answers
152 views

Can I use a stamp to make mobile deposits for my LLC?

I have an LLC called "MrPeanut LLC." I am currently depositing all checks with a signed endorsement via my bank's mobile app as such: John A. Smith, Managing Member For mobile deposit to ...
  • 101
0 votes
1 answer
14k views

How do I cash my stimulus check if I have lost my ID and have no bank account?

I recently just moved to a new area where I know nobody, and I have no bank account set up over here yet. I have no currently valid ID: I only have a photocopy of my old expired state ID and a ...
  • 1
2 votes
1 answer
1k views

If a check is made payable to my son c/o me but mailed to my son, can he deposit it into his own account without my endorsement?

Not sure why but my son received a refund at his house that is payble to him c/o me. Can he deposit without my endorsement? I am not on his account.
  • 21
7 votes
4 answers
3k views

Do I have to sign a check with "For Deposit Only" and Account number?

My business processes a lot of checks and I was thinking about ordering one of those For Deposit Only stamps. If I get it to say with account number: "FOR DEPOSIT ONLY 00000000" Is that ...
3 votes
1 answer
553 views

How can I make the cheque for my bank account closing balance usable by someone else?

When closing my UK bank account and moving abroad, I got a cheque from my building society that states Pay MR F M ANAPHORY *********** The Sum of (Not exceeding ten thousand pounds unless ...
  • 130
3 votes
1 answer
2k views

Must a c/o party be present in order for payee to cash a check?

I did taxes for friend 90 miles away and she authorized state to talk with me regarding tax prep since I understand filings. Refund check is made payable to her c/o me. She does not have a bank and ...
  • 31
1 vote
1 answer
2k views

Any restrictions on signing a check over to a third party?

In the US : Can I endorse a payout check from an IRA (from a well known institution) to another person? The check will be large, over $10,000. He would deposit it in his bank.
5 votes
1 answer
662 views

Is it possible to deposit or cash this check?

I have a check made out to 3 people, with "and" separating our names. I managed to get all 3 to endorse said check but the bank won't allow me to deposit it without everyone present which just isn't ...
  • 51
7 votes
5 answers
46k views

The proper way a wife should endorse her husband's check?

What is the correct way for a wife, with her husband’s permission, to endorse (sign for deposit) his work check into her bank account?
  • 89
2 votes
1 answer
163 views

Do typical consumer banks accept negotiated instruments

As a matter of risk, would a typical consumer bank in the USA accept a check (or other negotiable instrument) which has been endorsed to a payee not originally listed on the instrument? As I ...
  • 1,221
2 votes
1 answer
10k views

What does "cancel endorsement" mean on the back of a check?

I had some property damage to my house and upon receiving a check from my insurance company it is addressed to both myself and my mortgage company. I signed the check and mailed it to my mortgage ...
  • 21
-4 votes
2 answers
4k views

United States Treasury Not Endorsing Checks

This is something I recently noticed. Maybe it has been going on for a while and I never realized it before. I issue a check to pay quarterly estimated taxes, payable to the "United States Treasury". ...
  • 15
11 votes
6 answers
74k views

Are there special endorsement requirements for US Government checks to two parties?

At a bank where I have a checking account in my name only, I regularly cash a dividend check made out to my wife AND me. My wife endorses the check at home and then I stroll down to the bank and add ...
  • 297
2 votes
3 answers
3k views

Bank won't allow son to deposit a VA check payable to his mother into an account that he is on with her without her endorsement

This is a very unusual situation, but I've encountered it several times with this one particular bank that my husband and his parents have a joint checking account with. We did all his parents' ...
0 votes
0 answers
349 views

Letting someone else pay in a check (made out to me) to their account?

I have a check made out to me (call me John Doe). I'm permanently away from my home country, where I have bank accounts; I'm now in Canada. I'd like to let a friend (call her Jane Doe) pay the check ...
  • 101
4 votes
3 answers
6k views

Checks made out to multiple parties with 'and'. How can I deposit it with one signature?

I am receiving payments from a lawsuit in my favor, with three other plaintiffs. The payments we are receiving are personal checks, made out to all off the plaintiffs with 'and' joining the names. ...
  • 143
2 votes
1 answer
3k views

Endorsed check - does everyone have to be present to cash it?

Myself and some old roommates have a security deposit check made out to all five of us. Do all five of us have to actually be present to cash the check, or can one or more people in the party simply ...
3 votes
3 answers
2k views

Cashing a joint check

My girlfriend (over 18) is estranged from her parents, but recently discovered money in her name in the form of stocks. She sold the stocks, but the company that handled the transaction sent a check ...
  • 141
14 votes
3 answers
27k views

How do I sign over a check made out to two people?

I just received my security deposit refund for last year's apartment, and it's made out to both me and my roommate. Unfortunately we are now living far away from each other. The check is made out to "...
  • 243
13 votes
5 answers
39k views

Can a "For Deposit Only" endorsement on a check be changed (canceled) by initialing?

My wife endorsed a small check "For Deposit Only". Then, she crossed the endorsement out, and initialed it. The grocery store refused the check, saying once it's endorsed for deposit only, the bank ...