Skip to main content

Questions tagged [personal-check]

The tag has no usage guidance.

Filter by
Sorted by
Tagged with
1 vote
1 answer
129 views

Is it an issue if I slightly alter a check just so that it will scan for Mobile Deposit?

Got a check from someone who lives in another state. I am trying to deposit it through my mobile app, but it won't go through. My bank is online only and the bank that the check is written from is a ...
Kevin's user avatar
  • 2,602
0 votes
1 answer
211 views

Does anyone know where the rules for printing/writing checks are defined?

I know this is somewhat offtopic, but I'm really not sure where else to ask: I've got an idea for (mildly) improving check security. Something similar has been done in the past, but that was decades ...
keshlam's user avatar
  • 47.5k
27 votes
5 answers
7k views

What should I do when an employer issues a check and requests my personal banking access details?

If an employer provides a check to be mobile deposited and subsequently the check is insufficiently funded, and creating an overdraft of my account. The employer "claims" in order to resolve ...
user122592's user avatar
2 votes
1 answer
322 views

"Check" created from multiple overlapping checks

I use Bank of America and wrote a check for rent in September this year for an amount of $2850. I turned in the check physically to the landlord and the amount was drawn from my account normally, but ...
tim87's user avatar
  • 23
1 vote
4 answers
259 views

Overloading checks

I recently went to the bank to deposit several thousand checks I saved up. They refused, told me to contact corporate. Is this normal? Do banks have some limit on accepting huge amounts of checks for ...
D J Sims's user avatar
1 vote
0 answers
177 views

How do I get a 'copy of a cheque'?

Sorry if this is a stupid question, but how do I get a copy of a cheque? I'm going through the process of encashment of some bonds which I received as inheritance, to do this I need to send over a ...
Charlie Tizzard Ó Kevlahan's user avatar
3 votes
2 answers
9k views

Is it valid to write check without numeric amount but with words amount?

I sent out a personal check with only words spelling out the check amount but I forgot to fill in the numeric amount in the box. Will my check get cashed in this way ?
exteral's user avatar
  • 133
0 votes
0 answers
404 views

Mistake on back of check

If I signed over a check mailed to me to my daughter but made a mistake can I cross her name out and initial it so I can cash like I was going to
Lachelle Maultsby's user avatar
3 votes
1 answer
1k views

Print out check from personal computer

For the first time in my life, I have a personal checking account but no paper checks. I have been burned multiple times due to ACH fraud and want to avoid having any thing to do with this 20th ...
David Tay's user avatar
  • 139
0 votes
2 answers
68 views

Remittance from Europe to India EUR - INR

Alright the problem is not as simple as it sounds. Let me explain. I closed my German bank account after moving to India. The bank said they wouldn't do the international transfer to my Indian account ...
user30850's user avatar
  • 111
18 votes
1 answer
7k views

Address on a Personal Check

Is it necessary to have my address on personal checks? I've moved since having my last set of checks printed and every time I write a check I've been crossing out the old address and writing the new ...
Rich's user avatar
  • 1,749
1 vote
2 answers
390 views

Can I consider check from LLC company as a personal check?

I have a friend wanting to send me $10K like as a gift. But he owns an LLC business so he said his LLC bank account and personal bank account is one. It's the same. My question is can I get it like a ...
Trang Lee's user avatar
1 vote
1 answer
332 views

How do Money Service Businesses (cheque cashing places, Money Tree, etc) actually cash cheques?

I understand a paper cheque ("check" en-US) is essentially a type of legally enforceable contract. The writing on the cheque essentially says: "I, Mr. Moneybags will pay £500 to Mr. John Smith. I ...
Dai's user avatar
  • 1,837
2 votes
3 answers
3k views

How to write a non-transferable check for sending in the mail?

I want to write a check in the US, to be sent to the recipient via standard mail (USPS). What (and where) do I need to write on the check (in addition to the standard recipient name, $ amount, date ...
ysap's user avatar
  • 307
1 vote
2 answers
285 views

Personal checks containing entire account number [duplicate]

I noticed that when I login to my bank account online I have to type my password twice in order to see my full checking account number. Then I was writing a check and noticed the entire account number ...
Rich's user avatar
  • 1,749
1 vote
2 answers
1k views

Are checks safe to use given mobile deposit?

Inspired by this question Also, not a duplicate of this question as it's focused on image only deposit. Since checks can be deposited via an image (mobile deposit), it seems like it would be ...
sevensevens's user avatar
  • 4,099
37 votes
20 answers
29k views

How to safely destroy (a large quantity of) valid checks?

A while ago I had my bank issue me new checks due to a change of name (I got married). However I still have many hundreds of checks with the out of date info (they're an online bank and issue about ...
Vality's user avatar
  • 1,886
1 vote
2 answers
4k views

Mistakenly wrote "dollars" in dollars section of check

When filling a check, I wrote the alphabetic value correctly. However, I wrote "dollars" at its end (while it itself has this word). Should I cross it out? Ignore it? Or rewrite the check?
Shannon's user avatar
  • 119
1 vote
1 answer
324 views

Is this a real check?

I was recently given a personal check that had only the routing number on the bottom but no account number. There appears to be a number in the top left corner that could be it. Can i cash this check?
George's user avatar
  • 11
0 votes
1 answer
184 views

Paying first month's rent using a personal check/money order (international graduate student)

I will be moving from Lahore, Pakistan to Manhattan, Kansas in August to start attending graduate school. The leasing manager at my apartment complex informed me the following: "The first payment ...
user82261's user avatar
  • 113
1 vote
1 answer
145 views

Would a personal check be rejected solely on the basis of an inaccurate bank address?

I wonder if there is any chance for a personal check to be denied solely due to an inaccurate bank address. I ordered a book of personal checks from Amazon. However, the company seems to mix my bank's ...
Yes's user avatar
  • 113
5 votes
1 answer
1k views

Why did my bank reject this check?

I have a personal check from an acquaintance, but she didn't make the check out to my full name "Geoffrey ____." She just wrote "Geoff." I tried to cash this check at my bank (a Chase branch near ...
Geoffrey's user avatar
  • 193
3 votes
1 answer
241 views

NSF Check and Cash Advance

Here is the situation. I wrote a check and at the time thought it would clear. Two days after, I realized a new payment posted making my check NSF. I have checked my online banking account and ...
user143497's user avatar
0 votes
1 answer
169 views

Is it advisable to cross a check sent to the state department of revenue for taxes owed? [duplicate]

When preparing a personal check to be mailed to the department of revenue of a U.S. state to pay taxes owed, is it advisable/permissible to cross the check, or mark the check as "account payee only"? ...
tvk's user avatar
  • 147
1 vote
1 answer
941 views

Chase closed my account

My dad was in hospital sick, he wrote me a check to pay his bills for him. I deposited the day of his death, I talked with his credit union and they approved it and released it to my bank. Chase ...
sheila jackson's user avatar
8 votes
1 answer
38k views

(How) can I print my own checks on my printer on regular paper?

If I want to write a check from one of my accounts, I can obviously order a checkbook. The thing is, I don't want or need a whole checkbook. I might just need, like, 1 check. Maybe 2. Now, banks ...
user541686's user avatar
  • 3,369
3 votes
2 answers
10k views

For how long is a draft check valid, and where do the funds sit?

There is a fundamental difference between a personal check and a draft check. (I believe the distinction holds equally well in North America as in Europe, and possibly everywhere else). If Tom writes ...
Calaf's user avatar
  • 333
0 votes
1 answer
4k views

What happens if there are insufficient funds in my checking account when a cheque is deposited?

In my question, there are two accounts involved. I will call the account where funds are being taken from (debited) Account A and the account where the cheque deposit happens Account B. Question: At ...
Bastian's user avatar
  • 11
-2 votes
3 answers
1k views

Physical Checks - Mailing

I am about to mail a check directly to a financial institution in the USA where the receiver holds an account, so that the money from the check can be deposited into the receiver's account. However, ...
Juan's user avatar
  • 1
14 votes
3 answers
5k views

Why are the banks and their customers in the United States still using checks? [duplicate]

Some years ago, a friend of mine visited a US city, and went to a supermarket. Upon trying to pay with his credit card, the transaction failed, and the cashier asked if he could write out a check ...
jumps4fun's user avatar
  • 258
4 votes
1 answer
5k views

Found a check in a parking lot, what should I do?

I think it got discarded because it's only worth $7. But still at least for future reference what should I do when I find someone else's check? What is the proper way to 6 it to someone? Should I try ...
user avatar
5 votes
2 answers
20k views

What information is required in the top left (payor) part of a check?

I occasionally do consulting for people, using a business name rather than my personal name. I don't do enough work to justify setting up a separate business bank account, so all the checks I write ...
Nikgod's user avatar
  • 51
4 votes
1 answer
6k views

If a check was made out to my name instead of my business name, is there some way I can still deposit it into my business account?

I am working as an independent contractor, and my first check was made out to my personal name instead of my business/corporate name, can I sign the check over and consider it as income for the ...
Doug_2's user avatar
  • 41
4 votes
1 answer
6k views

How do you write a check with cents?

The other day I wrote a check and on the line that you write the amount in words I put how many dollars and wrote right next to that 50/100 without any line or the word "and". Will this work, because ...
user26509's user avatar
2 votes
1 answer
3k views

Endorsed check - does everyone have to be present to cash it?

Myself and some old roommates have a security deposit check made out to all five of us. Do all five of us have to actually be present to cash the check, or can one or more people in the party simply ...
fernando pessoa 's user avatar
1 vote
1 answer
76k views

How do banks handle post-dated checks deposited via the ATM?

As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted ...
Luke Shaheen's user avatar
4 votes
2 answers
74k views

What to enter on the check ordering form?

I want to order checks for my Bank of America checking account from a third party, but I don't know how to complete the checkout form: Suppose my numbers were: Account number: 1234 5678 9012 ...
Wuschelbeutel Kartoffelhuhn's user avatar
3 votes
1 answer
252 views

How to teach personal reconciliation and book balancing?

How do I go about finding good resources to teach my children about good money management. Something that will be able to show them how to run a personal bank account, how to reconcile and balance it. ...
Ourjamie's user avatar
  • 133
6 votes
2 answers
6k views

For which alterations on a personal check in the US does one need to initial?

For which alterations on a personal check in the US does one need to initial? Crossing out one's old address on a personal check is possible. Crossing out an outdated address is not necessary in the ...
Lover of Structure's user avatar
2 votes
2 answers
908 views

How can one fill in the cent portion of the numeric amount on a personal check in the US?

On personal checks in the US, one fills in the numeric version of the dollar amount towards the left of the respective rectangular field. Say the check is for $36.25. I have seen different ways of ...
Lover of Structure's user avatar
8 votes
1 answer
48k views

Which colors can one use to fill out a check in the US?

With which colors can one fill out and sign and personal check in the US? Black is of course okay; I have heard that blue is also allowed. An ideal answer will give references. Is there anything ...
Lover of Structure's user avatar
10 votes
3 answers
48k views

How can I get free or discounted checks for my bank account?

I bank with chase and my account type does not qualify me for free check books. I have to pay a fee to get a check book. Is there a way I can: Get a free check book for my account? Print my own free ...
Ankur Agarwal's user avatar
10 votes
7 answers
10k views

Can I really not close a checking account if I have a year old outstanding check?

Over a year ago, I wrote a small check ($35) to an organization at my university. They never cashed it and finally just told us that they were "lost" in the changing of the offices of the national ...
scientifics's user avatar
5 votes
2 answers
3k views

Cashing Checks Via Photograph

Recently I discover a great time saver. Rather than Fedexing my check to my bank in US, I simply photograph the check with IPhone and tada the check is deposited. However I still have to have the ...
user4951's user avatar
  • 1,063
3 votes
4 answers
5k views

Are there any restrictions on cashing a high-value (large amount) personal check?

Are there any restrictions on cashing a high-value personal check (say just less than $100,000) from a bank where I don't hold an account. My friend will give me a check for the amount from BofA, but ...
rest_day's user avatar
  • 437
14 votes
4 answers
3k views

Someone has my check: any risks?

Some time ago I found a room to rent in another city (via Craigslist). I talked with the lady renting out the room on the phone and after we made a deal I sent her a half of the month rent ($375). Not ...
Leo's user avatar
  • 285
13 votes
7 answers
291k views

How can I have someone deposit a check for me?

I'm currently out of US territory, someone needs to pay me, so he made a check to me, with my name and CHASE account number on it, of course. Can I ask some other friend to go and deposit that check ...
andres's user avatar
  • 133
5 votes
3 answers
6k views

What laws govern check clearing in the US?

When I deposit a check in my bank, the bank credits the first $100 of the sum immediately and the rest of the sum is credited the next day, usually. I know that it's not a real clearing - i.e. if the ...
StasM's user avatar
  • 3,306
38 votes
5 answers
105k views

Is it valid to write checks without spelling out the amount?

I've been writing checks this way for the last ~15 years or so: Namely, the amount field is written using numbers like 1,500 and 00/100 rather than the tedious, painful spelling out of One ...
Jeff Atwood's user avatar
  • 1,727
30 votes
5 answers
230k views

Is there a limit on the dollar amount of a personal check?

Is there a limit on the dollar amount of a personal check?
user avatar