In the US : Can I endorse a payout check from an IRA (from a well known institution) to another person? The check will be large, over $10,000. He would deposit it in his bank.
In my limited experience, bank tellers are very cautious these days because check fraud is so common. They are especially cautious when the dollar amounts get up to multiple thousands. I don’t know the circumstances that lead you to ask this question, but everyone might have a much easier time if you simply go to your own bank first and convert it to a cashiers check in the name of your recipient.