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Questions tagged [check]

for questions related to a Check [spelled as Cheque in Asia, UK, and Canada] as a bank instrument to withdraw money.

1
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0answers
66 views

How can I convince my bank to accept deposits without my signature?

My credit union doesn't accept any check deposits without signature endorsement from the recipient. I have a joint savings account with my spouse. They do not accept checks made out to both me and my ...
-1
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0answers
26 views

Does anyone have issues with Wells Fargo not capturing check #s via ATM or Counter Deposits? [closed]

We have ongoing issues with employees depositing checks with Wells Fargo. Either their ATMs or at counter deposit scanners do not capture the check numbers and as a result we have to look up each ...
1
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2answers
130 views

Mistakenly wrote “dollars” in dollars section of check

When filling a check, I wrote the alphabetic value correctly. However, I wrote "dollars" at its end (while it itself has this word). Should I cross it out? Ignore it? Or rewrite the check?
4
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4answers
347 views

Why, in case of a check scam, am I the responsible one and not the bank?

I simply do not understand why in a check scam it is the individual who deposits the check in a bank who is the one responsible, rather than the bank that accepted the check. Isn't a bank in better ...
0
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1answer
99 views

I am missing one cent [duplicate]

What if I wrote 2 cheques for 151.53, therefore a total of 303.06$ will be due. and I have 303.05$ in the bank? Will one cheque bounce? Can I just change the decimal of one cheque to be 151.52 and ...
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0answers
84 views

Can I cash a personal check against my business account?

Can I cash a check made payable to me personally through my business checking account? I'm a sole proprietor in Washington state (U.S.).
7
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4answers
215 views

Do I have to sign a check with “For Deposit Only” and Account number?

My business processes a lot of checks and I was thinking about ordering one of those For Deposit Only stamps. If I get it to say with account number: "FOR DEPOSIT ONLY 00000000" Is that enough? ...
3
votes
3answers
236 views

Canada cheque cashing fiasco

Landlord had me mail checks to his business in business name. They were cashed. He now tells me he gave me wrong address and I need to give him the money. I already had the money taken from.account. ...
5
votes
3answers
276 views

Why do banks have daily deposit limits for check deposits with app?

I have a bunch of accounts at Fidelity and use their app to deposit checks on my phone. Each account has a daily deposit limit that is based on a number of factors, but the most important appears to ...
3
votes
1answer
129 views

How can I make the cheque for my bank account closing balance usable by someone else?

When closing my UK bank account and moving abroad, I got a cheque from my building society that states Pay MR F M ANAPHORY *********** The Sum of (Not exceeding ten thousand pounds unless ...
2
votes
2answers
130 views

Is it more difficult to reverse a fraudulent check if it is cashed at a check-cashing service rather than deposited at a bank?

Say that someone gets ahold of my checking information and writes a fraudulent check from my account. Then they cash it at a check cashing store. I notice a week or so later, call my bank, and report ...
3
votes
1answer
80 views

If/how check security features really prevent against fraud

So I buy "blank check stock", or security-enhanced thick paper for printing checks. I then print a check with the appropriate MICR font at the bottom space, and put all the other relevant info on the ...
0
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1answer
38 views

Is E13B MICR font necessary for printing custom designed checks?

Wikipedia states: Although compliance with MICR standards is voluntary in the United States, their use with cheques is almost universal. So it's voluntary. I'm wondering if this means you could ...
2
votes
3answers
113 views

The alternatives to checks, credit cards, and cash, for transactions

So personally I pretty much just use a credit/debit card for most purchases, but cash is not uncommon, and checks are often used for paying rent to landlords or some small businesses. Then there are ...
2
votes
1answer
56 views

The design requirements for the back of a check

I was just wondering about the paper and printer to use for secure custom designed checks, and realized that I have never seen the back of a check that doesn't look like the image in the above link. I ...
1
vote
1answer
190 views

The paper and printer to use to custom print secure checks [closed]

I saw this which describes generally how to print checks. And this which basically says there's no standard for the layout of the graphics/text on the checks, but you need the checking/routing number ...
1
vote
0answers
82 views

How can a check duplication scam like this work? [duplicate]

So, I saw this report titled “The Remington Rip-Off? Company Denies Its Promises to Inspire Youth Cost Unsuspecting Older People Thousands of Dollars” on NY1—a local, reputable news organization in ...
0
votes
1answer
66 views

Where to get completely custom designed checks [closed]

Wondering if you can get custom designed (the "look") checks from Bank of America, or if not, which Banks (a few of them) offer this feature. Maybe it's possible to design your own checks independent ...
36
votes
5answers
9k views

Are purchase orders obsolete, or do they have some benefit over credit cards?

I just learned of Purchase Orders, which sound like they are used for purchasing expensive things in B2B. For example, if you wanted to purchase a large factory machine for several $k: I have only ...
7
votes
4answers
502 views

Disposing of unused and current check book

My bank has sent me a check book. Apparently it is a standard feature of my account, included at no extra charge. Odds are I am never going to write a check in my life. Due to dysgraphia, I have ...
1
vote
3answers
236 views

Checks stolen and rewritten, how?

This situation happened with my grandmother a few days ago. Even though older people are forgetful I do not believe my grandmother has misremembered this situation or confused herself. She wrote a $...
3
votes
1answer
351 views

Someone gave my sister a bad cheque, what should she do?

My sister's ex-boyfriend convinced her to lend money to him so that he can lend it to some unidentified person. She lent him $25 000, and her ex probably lent $63 000 of his own money to this ...
2
votes
1answer
72 views

My checking account used to be joint- can I still use the checks with both names?

I have a checking account for bills that I mostly use a debit card for, but I need to pay something by check now. This account used to be a joint one with my mom when I was a kid, but we took her off ...
4
votes
2answers
2k views

What do I do if an IRS check doesn't arrive?

We got a letter from the IRS stating that we get a substantial refund for a tax withholding. However, the check never arrived even after waiting for a couple of months. (On top of that: We live ...
5
votes
2answers
1k views

What’s the cheapest way to cash a US dollar cheque in the UK

I have received a US dollar cheque but I live and bank in the UK. I asked my bank (LloydsTSB) and while they will cash it, it’s very expensive. What is the best way to cash a US dollar cheque in the ...
6
votes
2answers
2k views

How can a foreigner cash an American cheque in the US?

What is the best way to cash a cheque I have received as compensation? We are from Britain.
1
vote
2answers
71 views

Does regulation limit on number of savings account transactions include transfers to accounts of same depositor at different bank?

The text of the restriction on withdrawals from savings accounts, found in 204.2(d)(2): The term “savings deposit” also means: A deposit or account, such as an account commonly known as a passbook ...
2
votes
1answer
106 views

Why are cancelled cheques only temporarily invalid?

In this answer to a question regarding stolen/cancelled cheques, it is stated: A little known fact about stopped checks is that the stop is often only good for a short period of time (only six ...
1
vote
1answer
201 views

Check that has void

Working for walmart I was payed on the 4th and on the 6th the company took the money out of my account and wrote me a paper check. A few days later I try to mobile upload to netspend, the first step ...
1
vote
2answers
1k views

Direct deposit personal check into business account

I'm in the process of trying to launch a new start up company but also still working full time for another company. Is it ok to start having my personal paychecks directly deposited into my new ...
2
votes
0answers
193 views

Can I cash a check with my name listed as Attn:?

I am currently the treasurer for a student organization at my university in the United States. The organization has recently received a check made out as shown: Name of University Attn: My Name ...
0
votes
1answer
52 views

How to send check from US Bank to US location when I am abroad without checks

I am in Europe and I am being asked to send a check via mail to a location in the US. I do have a PNC Bank Account I do not have any checks with me Is there a way that I could achieve this quickly?
2
votes
1answer
233 views

Can I correct the name on a check if I'm not committing fraud

A large international car company owes me (person) ~$10-15k and mailed me a check to settle the amount, but they put the wrong name on it and now my bank won't take it. After a month of trying to get ...
5
votes
1answer
565 views

Cashing a U.S. government check as a foreigner

I worked in the US for 4 month as an exchange student in 2017 and just received my State Tax Return as a check. Since I live in Romania, cashing a US check is complicated, taking up to 45 days because ...
7
votes
6answers
2k views

Why do people still write checks as payments in stores?

Why do we still see (edit: in the US) some people (especially the elderly) still pay with checks in stores, even when the amount isn't too large for a debit card? Here are the disadvantages I can ...
2
votes
2answers
201 views

What rules govern what a bank must accept for deposit in the US?

I have specific scenario to tee up a general question. I was issued a check from a mail-in rebate program. This check was self-printed. I got a link via email and printed a check on A4 paper at home. ...
0
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0answers
53 views

What is Check Reconcilitation to a Bank Paid File?

I'm learning product description of a website which works in finance & digital banking sphere and it claims that users of the product can perform Check Reconcilitation to a Bank Paid File. What ...
91
votes
16answers
25k views

How do people know if there are sufficient funds available when accepting payment by check?

I don't know a lot about paper checks because I have never seen one, and I don't live in America. Suppose person A gives person B a check for $100,000 in payment for something in a shop. How can B be ...
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0answers
46 views

What is Check Payment Origination?

I'm learning product description of a website which works in finance & digital banking sphere and it claims that users of the product can perform Check Payment Origination. What does it mean?
1
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3answers
525 views

My mortgage company cashed a voided check I had sent them

I sent in a check to replenish my Escrow account and my mortgage company returned the check with instructions to write the check out to the company another way. (I originally called to ask who to ...
0
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1answer
132 views

Endorsed cheque [closed]

I am trying to understand the underlying contract of an endorsed cheque a bit better, and would love to know how the liabilities are determined in the following situation: Alice writes a cheque to ...
67
votes
11answers
37k views

Rent cheque was stolen from landlord - am I obligated to pay again?

I live in Quebec, and my rent cheque was stolen from my landlord as they travelled to the bank to deposit it. They've asked me to stop payment on the cheque, and provide them with a new one. The ...
2
votes
1answer
204 views

Cheque & bank account: why have cheques [closed]

Recently, I had some troubles, mostly caused by my ignorance on the topic of cheques, with cheques in Australia. I am from central Europe, and for most people of my age, cheques are a thing known from ...
11
votes
1answer
6k views

Made a mistake on check need help to fix [duplicate]

I wrote a check and put the amount in the pay to order spot. Can I just mark it out, put the name in the spot and finish writing the check?
0
votes
2answers
91 views

how can i transfer money from another bank account into my credit card? [closed]

Hello Please how can i transfer money from another bank account into my credit card
1
vote
1answer
82 views

Would a personal check be rejected solely on the basis of an inaccurate bank address?

I wonder if there is any chance for a personal check to be denied solely due to an inaccurate bank address. I ordered a book of personal checks from Amazon. However, the company seems to mix my bank's ...
0
votes
1answer
346 views

How can my sister in Europe cash her American tax refund?

I live in the United States. My sister spent 3 months working here last summer, and is due a tax refund which she has requested by check. To reduce the risk of the check going missing in the mail, she ...
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vote
0answers
37 views

Cashing-in overseas cheques

I am currently in Australia, but I will be leaving soon. I expect some insurance reimbursements, which will be in form of a cheque, as I have no Australian bank account. There might be the case, that ...
0
votes
1answer
159 views

Lost check made out to a school organization

Today I lost a sizeable check made out to a school club. What should I do? Can anyone who finds this check use my acct number to withdraw funds? Currently, the check has not gone through or been ...
-1
votes
1answer
156 views

How to cash ACH vouchers to my French account without paying more banking fees than sending a postal package containing cash?

I worked for a company based in the United States as part of a non-commercial activity (I mean the income is not taxable to the IRS and thus I can’t get an itin or ssn in order to open a bank account)....