Skip to main content

Questions tagged [check]

for questions related to a Check [spelled as Cheque in Asia, UK, and Canada] as a bank instrument to withdraw money.

Filter by
Sorted by
Tagged with
11 votes
6 answers
5k views

Is there any reason to keep old checks?

I have a bunch of old checks from my job which I've already cashed into my checking account (online). Is there any tax reason (USA) or otherwise that I shouldn't just shred them?
largecoconutballs06's user avatar
4 votes
3 answers
6k views

Is it legal to deposit a check that says pay to the order of cash

Has anyone cashed a check that says pay to the order of cash? That's legal, right? Because I deposited it, and I got a deposit confirmation, and then later on they closed my account and removed the ...
Joe Martinez's user avatar
0 votes
2 answers
111 views

Check printing for multiple accounts

I can find checks to order that allow computer printing, but the account info (account number, routing number, bank name, etc) is all pre printed. Is there a way to order checks that do not have all ...
Kyle's user avatar
  • 685
14 votes
3 answers
8k views

Is it illegal for a company to cross out the "To the order of" line on a check and change companies being paid?

Long title, but I wasn't sure how else to put this. Basically, I paid a contractor to do some work. They have two companies, one with assets, and one with no assets. We'll call them: Company A: No ...
trueCamelType's user avatar
0 votes
0 answers
90 views

Does anyone in Hong Kong issue personal checks, cashier's checks or international money orders that are cashable in the US?

I'm living in Hong Kong and have to pay a debt in an US institution. The debtee would only accept the payment in personal check, cashier's check or international money order, and the payment has to be ...
user141240's user avatar
2 votes
1 answer
188 views

How to cash out Canadian cheque in foreign country

Prerequisites: I live in Ukraine I don't have a bank account in Canada I have a cheque from Canadian bank on my name. Ukrainian banks don't cash out cheques. Question: How can I cash out the cheque?...
Nikolai Kushpela's user avatar
13 votes
4 answers
6k views

Is providing the name of the bank I bank with necessary when creating a check that's sent via email or am I at a risk of being scammed?

I was recently DM'd on TikTok by an artist requesting to use my profile picture for mural art as they were creating art based on human expressions. I didn't mind as my profile is public so anyone can ...
Jordan Nivara Drotskie Jurrast's user avatar
1 vote
1 answer
979 views

Who pays to stop payment on a check lost in the mail?

I was expecting a check for work I performed as an independent contractor several weeks ago. I emailed and was told the check was already mailed. I was given a postage date and the check number. ...
nuggethead's user avatar
  • 2,099
-6 votes
3 answers
459 views

Why haven't government/banks acted to prevent money laundering and other scams?

I read about so many scams where people are given large cheques to deposit, and then asked to repay most of the money and keep a bit for themselves. The cheques then bounce, and the person is out the ...
GentlePurpleRain's user avatar
0 votes
1 answer
181 views

Depositing Cdn$ cheques into a US bank without being charged a commission and facing a substantial hold period

I received 2 cheques drawn on a Canadian bank account in Canadian dollars. I live in the US. I want to convert the Canadian dollars to US dollars, however to do so my US bank wants to charge a 3% ...
Jim Richardson's user avatar
30 votes
6 answers
17k views

How does this scam work where a potential employer emails me the scan of a check to deposit?

Two weeks ago, my husband lost his job. We NEED money and I used to edit and proofread before my son was born. I put my resume on Indeed and was contacted by a law office in California. After my ...
Beth Price Almeida's user avatar
0 votes
1 answer
1k views

Is it possible to deposit the check with the old business name into the new account?

Chase recently closed my business account without providing any reasons, possibly due to limited activity. They're sending a check with the remaining balance, issued in my old business name, "...
zeratul's user avatar
1 vote
2 answers
1k views

Check made out to wife and husband

We received an IRS check made out to my husband and myself. We want to deposit it into my account. How does my husband sign it over? Thanks.
Sharon Mattea's user avatar
2 votes
1 answer
3k views

What can I do if I found an old uncashed check?

I was cleaning out a desk and found an old uncashed paycheck from 2013 ! Here's the thing, the check is for a little over $1600.00 Is there anything I can do to redeem this check?
Betty Slack's user avatar
1 vote
0 answers
325 views

How can I cash a US cashier check in Sweden?

I have a cashier check from the US. I live in Sweden, and the Swedish bank will not accept it. What can I do?
Caroline Trysdal's user avatar
-1 votes
1 answer
605 views

How to wire a check internationally (US to China) without a bank account?

I moved from the US to China. I'm trying to clear out all my accounts and consolidate my assets into my bank accounts in China. I mistakenly closed my bank account before my investment account. Now, ...
user3528438's user avatar
16 votes
2 answers
7k views

Why would the Bank not withdraw all of the money for the check amount I wrote?

I wrote a check for rent in the amount of $825. I watched my account to assure the funds would be gone so my checkbook was balanced. Then I saw WITHDRAWAL NSF #### in the amount of $825 But the weird ...
Emily Migneco's user avatar
2 votes
1 answer
94 views

Gnucash: How do I handle a bounced debit order

This is my first question. I've been pretty terrible with my finances. I've recently started using gnucash to get back on track. So, my issue is, I recently had a bounced debit order in my cheque ...
siz m's user avatar
  • 31
0 votes
2 answers
623 views

How can I see the endorsement information on the back of cancelled checks?

Back in the days when banks provided our cancelled checks, we could see how the check was endorsed and the accounts into which it was deposited by looking at the rear of the cashed check. However, ...
Five Bagger's user avatar
  • 9,785
10 votes
1 answer
2k views

What if the numbers and words I wrote on my check don't match?

I accidentally submitted a check today where I put the wrong cents amount in the written portion, i.e. "Two hundred nine and 00/100", and put the correct amount in the number portion, "...
SquitzGalaxy's user avatar
0 votes
1 answer
217 views

Does anyone know where the rules for printing/writing checks are defined?

I know this is somewhat offtopic, but I'm really not sure where else to ask: I've got an idea for (mildly) improving check security. Something similar has been done in the past, but that was decades ...
keshlam's user avatar
  • 48.9k
0 votes
1 answer
397 views

Advanced bitcoin/check scam?

So someone is offering me bi-weekly $1,500 checks for services. I know the typical scam is: send check, check clears, they request money back, and after a couple weeks the check is found fraudulent ...
Jez's user avatar
  • 11
0 votes
1 answer
409 views

Why would an insurer ask for a voided check instead of account+routing numbers to send an electronic funds transfer (EFT)?

Some insurer in the US has to send me some money. They wrote me the following: If you would like an EFT deposit we would need a copy of a voided check. Why would an insurance ask for a voided check ...
Franck Dernoncourt's user avatar
1 vote
0 answers
259 views

California won't reissue stimulus check

A family member, a resident of California, received a Golden State Stimulus check in 2021. There was a problem and he wrote "Void" on the check. As per the instructions on the state website, ...
Shawn V. Wilson's user avatar
10 votes
5 answers
13k views

When to claim check dated in one year but received the next

A check bears a December 2023 issue date. I receive it in the mail in January 2024 and deposit it in January 2024. I operate this business on a cash accounting basis (not accrual), so what do I do ...
nuggethead's user avatar
  • 2,099
13 votes
3 answers
2k views

Checking system vs. SEPA and the like

My first question here was inspired by the massive load of questions labeled scam here, especially the once involving checks. If this is too broad or off topic in some way please let me know so I can ...
iLuvLogix's user avatar
  • 311
31 votes
3 answers
9k views

How can I deal with a legitimate check received that is made out to my deceased wife's name?

My wife passed away on the 17th of November 2022. I just sold her car to Carvana. When I got home I noticed the check was made out to my wife ($4,000). We did not have a joint bank account. I do my ...
Tony Piotrowski's user avatar
-3 votes
1 answer
262 views

I payed a magazine company for a blog post and photo shoot was done but now they want to send me 3.4k. I payed 160 for pics with mag and 300 to pub

I payed a magazine company for a blog post and photo shoot was done but now they want to send me 3.4k. I payed 160 for pics with mag and 300 to publish idk if its real or fake kinda hesitant
Ggzz's user avatar
  • 17
21 votes
8 answers
10k views

I wrote a check with an unambiguous but casual written amount - why did the recipient's bank reject it for "invalid written amount"?

I wrote a check for 3495.00. For the written amount, I wrote "Thirty four ninety five and 00/100". When the recipient deposited the check, it was rejected due to "invalid written amount&...
mikey555's user avatar
  • 359
0 votes
1 answer
251 views

Custom Check Printing

I just downloaded GnuCash, first time user. I needed to print custom checks, but when I click on the options, all of the custom part is grayed out, non-functioning. If anyone knows what I need to do ...
Todd's user avatar
  • 1
4 votes
2 answers
3k views

What should I do about a check I wrote three months ago that the recipient has not deposited?

I wrote a check three months ago, and the recipient has not deposited it yet. Stopping payment and giving them cash would cost me more than the amount of the check. Is there anything else I can do? I ...
Someone's user avatar
  • 1,417
0 votes
1 answer
1k views

Is a check written in a language other than English valid?

If I wrote a check for $22.44, I would normally write "Twenty-two and 44/100". Would a bank accept the check if I wrote "Veintidós y 44/100" instead?
Someone's user avatar
  • 1,417
1 vote
1 answer
428 views

Are completely handwritten or otherwise nonstandard checks valid?

JTB's answer to my question about big checks says that in the 1980s, they wrote a check to the IRS on a T-shirt, and the IRS did deposit it, but their bank changed them a fee. Can you still do this ...
Someone's user avatar
  • 1,417
1 vote
4 answers
373 views

Are big checks (dimensions, not money) valid?

You've probably seen the really big checks given to winners of monetary prizes. Are these checks valid?
Someone's user avatar
  • 1,417
15 votes
2 answers
4k views

What is the point of the line on a check?

It's typical to draw a long line after the written-out amount on a check: One hundred twenty-three and 45/100 -​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​- What does this accomplish? Without it, ...
Someone's user avatar
  • 1,417
-2 votes
1 answer
1k views

Is this potential sugar daddy trying to scam me? [duplicate]

A potential sugar daddy requested that I send him my email & name, so he can send me a check. He said he wants to use the mobile deposit to send me the money. Once the mobile deposit has been ...
Somebody u use to know's user avatar
1 vote
4 answers
1k views

Can you put "Exactly" on a check?

I live in the United States, and on checks I've always put "Exactly X dollars" and a line all the way to the far right for values without cents. Last time I wrote a check to my landlord, she ...
exactlyX0Dollars's user avatar
2 votes
3 answers
814 views

What would happen if you wrote and deposited a check to yourself at an ATM?

What would happen if you wrote a check to yourself and then deposited it into the same account you had written it from? (I could use an ATM to avoid interacting with a teller who will likely question ...
Someone's user avatar
  • 1,417
2 votes
2 answers
217 views

Is a check for only a few cents valid?

If I write a check for 15¢, can the recipient cash or deposit it?
Someone's user avatar
  • 1,417
2 votes
1 answer
727 views

Found expired check issued by title company to settle balance from 6 years ago

I purchased a home 6 years ago and the title company sent me a large packet of documents related to closing with a small check buried deep inside it. I did not notice the check until now. It's only $...
486DX2-66's user avatar
0 votes
0 answers
34 views

Can you restrict the payee and amount of a blank check? [duplicate]

Suppose I want to allow John Smith to spend up to $30 out of my checking account at McDonald's at any point in the future (but only one time). If I write a check payable to McDonald's and sign it, but ...
Someone's user avatar
  • 1,417
-2 votes
2 answers
572 views

How can I write a check with no exact amount but with an upper bound in the United States?

I live in the United States. I'd like to write a check to someone. I don't know the exact amount yet but I do know the upper bound. How can I write a check with no exact amount but with an upper ...
Franck Dernoncourt's user avatar
-3 votes
2 answers
952 views

What should I write above the Endorsement line on the back of a cheque, to prevent the Payee from Assigning or Endorsing it to someone else?

I need to forestall the payee from assigning or endorsing — are these the correct legal terms? — my cheque to someone else. For example, I shall forfend my real estate agent or car salesman from ...
user avatar
0 votes
0 answers
629 views

If I wrote "for deposit only:" on the back of a check, then crossed it out can I cash it at WalMart?

I received my state refund I tried mobile deposit with my bank but it wont take it because it is to me and my wife. I already wrote "for deposit only on the back". If I were to take it to ...
Samuel Hern's user avatar
17 votes
5 answers
11k views

Mistakenly wrote "$" in the numeric section of check

When filling a check, I wrote the numeric value correctly. However, I wrote "$" before the numeric value (while the check itself has "$" symbol printed at the beginning of the ...
Ashish's user avatar
  • 179
0 votes
0 answers
337 views

Can I have someone else cash the stimulus check in my account?

I have received my stimulus , but I'm living abroad. So it's been very hard to cash the check. A friend of mine is visiting, would it be possible for that person to take the check and deposit at a ...
miraunpajaro's user avatar
1 vote
0 answers
52 views

Tax on cheques that are yet to be encashed

I have a cheque issued with a date 20/01/2021 and validity of 3 months. I forgot to encash it and now the cheque is expired. I want to know if I need to identify this as a source on income for the ...
plas's user avatar
  • 121
2 votes
1 answer
490 views

What is the smallest width a US check can be?

From googling, I understand that checks need to have 8 things in them; Bank Name, Customer Name, Date, Amount in Numbers & Words, Signature Mark, MICR Routing & Account info line. Most of the ...
DavChana's user avatar
  • 218
10 votes
3 answers
4k views

Give third party check to charitable org?

I got a small stipend as a check for a focus group thing, $125. I don't want to deal with the taxes, etc. Can I just endorse the check, hand it to, say, the food bank, and pretend I never saw that ...
Him's user avatar
  • 365
1 vote
2 answers
349 views

How to cash a check made out to myself but without my name on it?

I was the executor of a family member's estate starting starting 7 years ago. The estate was closed on the order of 3-4 years ago, and so the estate bank account has also been closed for that many ...
SethMMorton's user avatar

1
2 3 4 5
9