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Results tagged with reward-program
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user 2998
For questions related to credit card, bank, or merchant reward programs.
11
votes
Accepted
Should I use cash back rewards for rewards, or to pay off the balance?
Either get it as cash or as a balance credit. Unless there's a specific reason to do something else, these would be the most beneficial options.
Using the reward balance towards purchases reduces the …
- 184k
3
votes
Overpaying credit card to simulate a credit line increase?
It really depends on the credit card company, which we know nothing about. Some will just do what you described, others will reject your payment or issue you a check.
You can also call them and ask f …
- 184k
12
votes
Accepted
How do credit card companies track your purchase categories?
Each merchant is assigned a category, and all the purchases through that merchant fall into that category. If a merchant qualifies for more than one category (e.g.: Costco & Costco Gas), then for diff …
- 184k
2
votes
Accepted
Visa Reward card "use or lose" fee -- where is that forbidden?
You should check the terms and conditions sheet. See this example here that states:
States where inactivity fees are not applied: Arizona, Connecticut, Hawaii, New York and Vermont
- 184k
5
votes
Does paying for some travel-related service (e.g., Airbnb) via installment payments (e.g., K...
This all boils down to how the transaction is reported to the bank. They don't really care what you bought or where, what they care is how much they charged the merchant for the transaction, and that …
- 184k