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Questions tagged [visa]

For questions related to the card settlement company Visa. If the questions are not specific, then the tag credit-card should be used.

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NRA/RA Test and FICA exemption

I was on F-1 from 2018-08 to 2020-05 in the US, but I stayed in my home country from 2020-05 to 2022-09 and I came back to the US from 2022-09 till now. I am on F-1 all the time, and technically 2024 ...
Kiyoshi's user avatar
0 votes
1 answer
169 views

Visa Reward card "use or lose" fee -- where is that forbidden?

Just got a non-reloadable $5 Visa RewardCard. While it is imprinted "funds do not expire" on the front, the back says: "Except where prohibited by law, a Monthly Fee of $2.50 per month ...
keshlam's user avatar
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0 votes
1 answer
13k views

How can i find my vanilla gift card's cvv if it has been scratched off

I paid for a gift card, but the cvv was scratched off. Can I find out my card code number, or get a replacement card? How?
Mally Gil's user avatar
5 votes
4 answers
5k views

When a customer buys a product with a credit card, does the seller receive the money in installments or completely in one transaction?

Assuming a customer buys a $2,000 computer with a credit card and will pay in 12 months, will the seller receive those payments in 12 installments? or will he receive them all in one payment?
Willy's user avatar
  • 99
52 votes
4 answers
14k views

Scam caller asked for last 4 digits of card. Fake number doesn't fool him, does he have my full number?

I just got off a very obvious scam call where the scammer was offering to "lower" my interest rate. I played along to try to waste some of their time. I gave a fake expiration date and a ...
stormdrain's user avatar
1 vote
1 answer
86 views

Early lease cancelation in New Jersey

I rented an apartment in New Jersey before starting my job, right after I had my H1-B interview and I was told my visa was approved. Now I just found out that my visa was sent for administrative ...
user120320's user avatar
0 votes
4 answers
2k views

How do I physically remove the tap-to-pay functionality from my Visa credit card?

How can I physically modify my credit card such that it is no longer possible to communicate wirelessly? My bank sent me a new credit card with tap-to-pay functionality. I told them I don't want it; ...
qualityfreckle's user avatar
0 votes
2 answers
72 views

How to make sure that online/ATM/POS card payments always use one currency?

Anonymous payments through Paypal, ATMs, POS machines constantly offer me alternative currencies for my MasterCard or VISA. For example, Paypal will just bill me in the alternative currency even if I ...
Looft's user avatar
  • 101
1 vote
1 answer
222 views

VISA Debit card refund on another currency

What happens when a VISA Debit refund is issued with a currency that's different than the account tied to that card? In detail: Merchant charges PLN. Charge gets converted to EUR and gets deducted ...
Eren Güven's user avatar
-1 votes
1 answer
2k views

Don't KYC - is it legal/legit to have a crypto card without KYC checks?

I recently found out about this service, called "Don't KYC" that has its own cryptocurrency promises to provide customers with cryptocurrency Visa/Mastercard debit cards (i.e. charge your ...
user7088941's user avatar
3 votes
0 answers
188 views

Internationally issued Visa Credit Card fraudulently used in the US, possibly because merchant bypassed card security features. What are my options?

My internationally issued credit card was stolen, along with a lot of my personal items in the US. There was also a Apple credit card issued in the US that were stolen, but the fraudulent charges were ...
Gotham's user avatar
  • 39
42 votes
4 answers
8k views

Why do VISA "Electron" and Master Card "Maestro" cards have special limitations in when they technically work?

Translated by me to English from Swedish, from VikingLine.se: We welcome payments onboard with the following cards: American Express, Diners Club, Eurocard, Finnish bank cards, Master Card, VISA. ...
Reecie's user avatar
  • 421
0 votes
1 answer
80 views

US Citizen Living & Working PT with UK Company on Student Visa, Looking to Freelance for US Company

I'm a US citizen currently in the UK (Northern Ireland to be exact) on a student visa, which allows me to work up to 20 hours per week while I am here. I currently work 20 hours/week for a UK-based ...
user109266's user avatar
3 votes
1 answer
217 views

Current state of 3-D Secure / Verified by Visa acceptance in USA / Canada?

In the EU, 3-D Secure is more or less a must have and all credit card payments done online are secured by that what reduces fraud to nearly zero. I know that in the past 3-D Secure (or Verified by ...
Florian's user avatar
  • 31
2 votes
0 answers
110 views

Past employer should have withheld FICA taxes—but did not do so. What do I do now? (J-1 Visa)

I am an Indian citizen who moved to the United States on a J-1 visa. I worked for one employer for just over two years before moving to another employer for whom I worked for one year. I am now ...
Lakshmi Rao's user avatar
1 vote
0 answers
50 views

Is it possible to get a mortgage in the UK with a Tier2 ICT Visa

I currently live in the UK under a Tier 2 ICT visa and have been contemplating the idea of buying a house. Would I be able to get a mortgage with this kind of visa?
Bojan's user avatar
  • 31
2 votes
1 answer
138 views

What is a 'management and investment' structure in this Luxembourg visa?

I was curious about some of the investment Visa programmes in Europe. I came across this page on the Luxembourgish government site: https://guichet.public.lu/en/entreprises/creation-developpement/...
Chirag Arora's user avatar
2 votes
1 answer
895 views

Is it possible to chargeback a "legitimate" transaction which occurred due to a scam?

A family member was recently duped into topping up a foreign pre-paid Visa card, and our domestic bank said they can't help due to them having verified the transaction with a One Time Password (OTP). ...
TomSelleck's user avatar
-2 votes
2 answers
214 views

How do automated payment machines work?

There are lots of different self-service machines — vending machines, parking payments, etc. My question is: how do they transfer money? There are different brands of such systems. For example, I ...
Name's user avatar
  • 1
1 vote
2 answers
2k views

Where can I get the current and past curreny exchange rate for Mastercard/VISA? [closed]

I'm looking for the current exchange rate for two currencies using Mastercard and VISA. Neglecting any currency exchange top-up which might be charged by the bank. In the best case a public API or a ...
lennart's user avatar
  • 13
1 vote
0 answers
34 views

Tax implication for a Temporary Resident in Australia while in another country?

I am a student in Australia (making me a Temporary Resident for Tax Purposes), and an Indian citizen. I work as a sole trader / self-employed individual (web development freelancing), and according to ...
Shitiz Garg's user avatar
3 votes
1 answer
3k views

Is there a way to use an ANZ Visa card overseas without a mobile phone for Verified By Visa?

I'm an Australian travelling in Asia on a budget. I've always travelled without getting local SIM cards so no phone. I rarely make purchases online. About four months ago I bought a flight online ...
hippietrail's user avatar
2 votes
2 answers
215 views

Am I allowed to accept payment to my US bank account, after leaving the US? (I was on F1 visa, I have no SSN)

Am I allowed to accept payment to my US bank account, after leaving the US? (I was on F1 visa, I have no SSN, I never worked in the US) I don't even know if I'm allowed to have a bank account after ...
bankquestion's user avatar
7 votes
1 answer
11k views

Is it legal to keep my US bank account after leaving the US, and receive money on it?

I currently live in the united states on an L1 visa. There is a chance that I'll quit my job and travel around central/Latin america for quite some time. With L1 visa, If I leave my job, I have to ...
Amine Hajyoussef's user avatar
1 vote
2 answers
101 views

Visa balance transfer from one loan company to another

I have a Visa loan with company A that has an interest rate of 10%. Company B is offering to let me transfer my balance with A to them for a 12-month 0% interest rate. I know that company A also ...
Ethan The Brave's user avatar
3 votes
2 answers
1k views

Got a work offer but asked for my first visa digits

I live in Lebanon and I made an account on Linkedin. I got a work offer from a company from Canada. They asked me questions about my education, marital status and if I have 12,000$ in my account to ...
mohamad rheimy's user avatar
0 votes
1 answer
311 views

Verify card number without buying something?

I forgot my wallet and must pay for a repair. I think I recall the Visa number but would like to verify somehow prior to having it declined at the shop. (So I can make the drive to get it before ...
WGroleau's user avatar
  • 1,031
0 votes
1 answer
181 views

A website failed to charge my visa gift card AFTER I was already given services-- What happens next?

I bought a virtual currency with a visa gift card, and then spent said currency. However, they failed to charge the visa gift card for the necessary amount, and terminated the account until an ...
Xammed Kain's user avatar
0 votes
1 answer
186 views

How can I provide proof to a Visa Officer that I transferred funds one account of mine to another?

I have two accounts in my name in two different banks. My primary bank was not cooperating with me to send money overseas to a school for my masters degree. Instead of arguing with them, I transferred ...
saad's user avatar
  • 101
0 votes
1 answer
1k views

Is Visa Debit more widely supported than Visa Electron?

With Visa Electron bank account balance is checked before allowing a transaction to complete, but some (offline) payment systems may not be supported because verifying the availability of funds is not ...
user598527's user avatar
1 vote
0 answers
48 views

Working in the USA moving back to Canada

I am a Canadian currently working in the US for a company that offers a 401K. If I move back to Canada let's say half way through the year, is my 401K contribution limit prorated from $18500 to $9250? ...
user141998's user avatar
1 vote
1 answer
214 views

J1 visa and holding equity in a non-US startup

I hold equity in a start-up based in Singapore as one of its technical advisers on its board. I am not a co-founder, investor or an employee of the company. I do not receive any salary. I am an Indian ...
r2d2's user avatar
  • 193
8 votes
1 answer
18k views

Can I get cashback for buying gift cards on Amazon?

I have an Amazon Prime Rewards Visa Signature Card that gets me 5% cashback on purchases made through Amazon. Is it possible to reap that reward on gift card purchases?
Kellen's user avatar
  • 315
6 votes
1 answer
291 views

Friend is leaving US without ending the lease? What the apartment manager can do?

Friend is leaving US due to visa problem. She has very good credit history. She is planning to pay all the credit card and utility bills. The only thing she is not willing to pay is lease breaking ...
user3073256's user avatar
4 votes
4 answers
689 views

Fees for using mastercard/Visa card at a place which accepts payment in other currency

I want to know what are the fees involved when we pay online using Visa/MasterCard to a service which accepts payment in some other currency. I have very little knowledge related to this. I am from ...
Baapu Ji's user avatar
1 vote
3 answers
134 views

Visa card transaction please help? [closed]

2 weeks ago, I had to pay 5 thousand USD from my visa card which was almost the total balance existing on it. The transaction was declined twice and then it got accepted after trying the 3rd time in a ...
nour's user avatar
  • 11
32 votes
6 answers
27k views

Transferring balances left over prepaid credit cards

How can one transfer small balances, leftovers, on prepaid credit cards? I actually have 6 or 7 prepaid Visa or Mastercard cards left with balances between $1 and $4. I would like to get rid of them. ...
Armando's user avatar
  • 1,020
4 votes
1 answer
348 views

Visa transaction happened only after 16 days after I made purchase

Visa transaction (money reduced from account) happened only after 16 days after I made purchase. 2017-10-01 Paid flight tickets. Money was deducted or reserved (haven't paid attention). When paid, I ...
Konstantin Petrukhnov's user avatar
28 votes
1 answer
12k views

What are the limitations of use of "Electronic use only " debit card

I have a visa electron debit card and there is "electronic use only" marked on it, so I don't know where or when I can't use my debit card ?
AyoubM's user avatar
  • 383
2 votes
1 answer
290 views

How long can a company wait before withdrawing the money of a purchase?

In November, 2015 I purchased something from an online shop located in the UK. Total price was 143£ (including shipping to Denmark) and I paid with my Visa credit card. The item was shipped to me ...
Daniel's user avatar
  • 125
0 votes
1 answer
776 views

Moving from India to US on Immigrant Visa - Money Repatriation

Apologies if this is a repetitive question. I am moving to US on immigrant Visa. I do not have a NRE/NRO account, I have FD's which are maturing and I would like to en cash and take the money to US ...
Sealbeach's user avatar
3 votes
0 answers
73 views

Taxes and Visa Implication: Canadian citizen, Canadian payroll, working M-F in US

Tried to skim through all existing questions, but couldn't find a match to my situation - so any help or input appreciated. I'm looking at a possible scenario where I'm on the Canadian payroll (with ...
user56411's user avatar
2 votes
1 answer
763 views

California tax residency for TN visa

I am a Canadian citizen working in California on a TN visa. I worked 4.5 months in 2016 and plan to continue working here indefinitely. Am I considered a tax resident for 2016?
fumoboy007's user avatar
0 votes
4 answers
11k views

How do I figure out who issued a credit card from just the first 4 digits?

I had a big refund issued to an old cancelled Visa card. The merchant gave me the first and last four digits. How can I find out more about this old card? Merchant said the refund had been accepted ...
Ky Judy's user avatar
  • 17
1 vote
1 answer
63 views

Nonimmigrant alien - US taxes

I moved to the US last summer, August 2016, however I didn't get my L1 Visa until the end of the year, and I just got the SSN, so I will start getting paid in my US bank account this month for the ...
adonis28850's user avatar
2 votes
2 answers
3k views

Money deducted without Verified By Visa authentication

I am an Indian who has a MNC Bank Visa debit card. I always use Verified By Visa service to pay using my debit card. Last day as usual i entered the details of card in an International Site(I have ...
Jithin Sebastian's user avatar
0 votes
1 answer
2k views

How can I link my HSBC account to PayPal in Egypt?

I have a HSBC VISA Debit card in Egypt. But I don't know how to link it with PayPal and what I need to do for that. I read that debit cards are not acceptable, but I don't know if this is true or not. ...
mibrahim.iti's user avatar
4 votes
3 answers
1k views

How does Apple Pay work? Why is Apple's intercession necessary? [closed]

(Long post warning); (In this posting, I use "NFC" as shorthand for the established (pre-Apple Pay) system used by extant credit-cards and banks for short-range (under 10cm) wireless payments, I ...
Dai's user avatar
  • 1,837
1 vote
1 answer
141 views

Is it possible to retrieve Visa currency conversion rates in bulk? MasterCard?

I'm doing a study aimed to figure out if transactions with conversion are good or bad for me. Basic information I'd like to calculate for further analysis is spread and mid-price values. However, Visa'...
user44641's user avatar
  • 137
1 vote
1 answer
481 views

What steps I should take if I'm failing to purchase anything outside of US and bank does not help me at all?

I have a very strange problem which drives me crazy for almost about a year and I just don't know what I can try to do next. So here's the situation so far: All my Wells Fargo debit cards seems to ...
shabunc's user avatar
  • 293