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Questions tagged [visa]

For questions related to Card settlement "Visa" company. If the questions are not specific then the tags Credit-card should be used.

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3
votes
1answer
140 views

Is there a way to use an ANZ Visa card overseas without a mobile phone for Verified By Visa?

I'm an Australian travelling in Asia on a budget. I've always travelled without getting local SIM cards so no phone. I rarely make purchases online. About four months ago I bought a flight online ...
2
votes
2answers
84 views

Am I allowed to accept payment to my US bank account, after leaving the US? (I was on F1 visa, I have no SSN)

Am I allowed to accept payment to my US bank account, after leaving the US? (I was on F1 visa, I have no SSN, I never worked in the US) I don't even know if I'm allowed to have a bank account after ...
4
votes
1answer
360 views

Is it legal to keep my US bank account after leaving the US, and receive money on it?

I currently live in the united states on an L1 visa. There is a chance that I'll quit my job and travel around central/Latin america for quite some time. With L1 visa, If I leave my job, I have to ...
1
vote
2answers
71 views

Visa balance transfer from one loan company to another

I have a Visa loan with company A that has an interest rate of 10%. Company B is offering to let me transfer my balance with A to them for a 12-month 0% interest rate. I know that company A also ...
2
votes
1answer
519 views

Got a work offer but asked for my first visa digits

I live in Lebanon and I made an account on Linkedin. I got a work offer from a company from Canada. They asked me questions about my education, marital status and if I have 12,000$ in my account to ...
0
votes
1answer
112 views

Verify card number without buying something?

I forgot my wallet and must pay for a repair. I think I recall the Visa number but would like to verify somehow prior to having it declined at the shop. (So I can make the drive to get it before ...
0
votes
1answer
141 views

A website failed to charge my visa gift card AFTER I was already given services— What happens next?

I bought a virtual currency with a visa gift card, and then spent said currency. However, they failed to charge the visa gift card for the necessary amount, and terminated the account until an ...
0
votes
1answer
88 views

How can I provide proof to a Visa Officer that I transferred funds one account of mine to another?

I have two accounts in my name in two different banks. My primary bank was not cooperating with me to send money overseas to a school for my masters degree. Instead of arguing with them, I transferred ...
0
votes
1answer
744 views

Is Visa Debit more widely supported than Visa Electron?

With Visa Electron bank account balance is checked before allowing a transaction to complete, but some (offline) payment systems may not be supported because verifying the availability of funds is not ...
1
vote
0answers
37 views

Working in the USA moving back to Canada

I am a Canadian currently working in the US for a company that offers a 401K. If I move back to Canada let's say half way through the year, is my 401K contribution limit prorated from $18500 to $9250? ...
1
vote
1answer
122 views

J1 visa and holding equity in a non-US startup

I hold equity in a start-up based in Singapore as one of its technical advisers on its board. I am not a co-founder, investor or an employee of the company. I do not receive any salary. I am an Indian ...
6
votes
1answer
6k views

Can I get cashback for buying gift cards on Amazon?

I have an Amazon Prime Rewards Visa Signature Card that gets me 5% cashback on purchases made through Amazon. Is it possible to reap that reward on gift card purchases?
6
votes
1answer
205 views

Friend is leaving US without ending the lease? What the apartment manager can do?

Friend is leaving US due to visa problem. She has very good credit history. She is planning to pay all the credit card and utility bills. The only thing she is not willing to pay is lease breaking ...
3
votes
4answers
314 views

Fees for using mastercard/Visa card at a place which accepts payment in other currency

I want to know what are the fees involved when we pay online using Visa/MasterCard to a service which accepts payment in some other currency. I have very little knowledge related to this. I am from ...
1
vote
3answers
121 views

Visa card transaction please help? [closed]

2 weeks ago, I had to pay 5 thousand USD from my visa card which was almost the total balance existing on it. The transaction was declined twice and then it got accepted after trying the 3rd time in a ...
26
votes
6answers
16k views

Transferring balances left over prepaid credit cards

How can one transfer small balances, leftovers, on prepaid credit cards? I actually have 6 or 7 prepaid Visa or Mastercard cards left with balances between $1 and $4. I would like to get rid of them. ...
4
votes
1answer
213 views

Visa transaction happened only after 16 days after I made purchase

Visa transaction (money reduced from account) happened only after 16 days after I made purchase. 2017-10-01 Paid flight tickets. Money was deducted or reserved (haven't paid attention). When paid, I ...
28
votes
1answer
9k views

What are the limitations of use of “Electronic use only ” debit card

I have a visa electron debit card and there is "electronic use only" marked on it, so I don't know where or when I can't use my debit card ?
2
votes
1answer
154 views

How long can a company wait before withdrawing the money of a purchase?

In November, 2015 I purchased something from an online shop located in the UK. Total price was 143£ (including shipping to Denmark) and I paid with my Visa credit card. The item was shipped to me ...
0
votes
1answer
559 views

Moving from India to US on Immigrant Visa - Money Repatriation

Apologies if this is a repetitive question. I am moving to US on immigrant Visa. I do not have a NRE/NRO account, I have FD's which are maturing and I would like to en cash and take the money to US ...
3
votes
0answers
66 views

Taxes and Visa Implication: Canadian citizen, Canadian payroll, working M-F in US

Tried to skim through all existing questions, but couldn't find a match to my situation - so any help or input appreciated. I'm looking at a possible scenario where I'm on the Canadian payroll (with ...
1
vote
1answer
446 views

California tax residency for TN visa

I am a Canadian citizen working in California on a TN visa. I worked 4.5 months in 2016 and plan to continue working here indefinitely. Am I considered a tax resident for 2016?
0
votes
4answers
4k views

How do I figure out who issued a credit card from just the first 4 digits?

I had a big refund issued to an old cancelled Visa card. The merchant gave me the first and last four digits. How can I find out more about this old card? Merchant said the refund had been accepted ...
1
vote
1answer
50 views

Nonimmigrant alien - US taxes

I moved to the US last summer, August 2016, however I didn't get my L1 Visa until the end of the year, and I just got the SSN, so I will start getting paid in my US bank account this month for the ...
2
votes
2answers
2k views

Money deducted without Verified By Visa authentication

I am an Indian who has a MNC Bank Visa debit card. I always use Verified By Visa service to pay using my debit card. Last day as usual i entered the details of card in an International Site(I have ...
0
votes
1answer
823 views

How can I link my HSBC account to PayPal in Egypt?

I have a HSBC VISA Debit card in Egypt. But I don't know how to link it with PayPal and what I need to do for that. I read that debit cards are not acceptable, but I don't know if this is true or not. ...
4
votes
3answers
1k views

How does Apple Pay work? Why is Apple's intercession necessary? [closed]

(Long post warning); (In this posting, I use "NFC" as shorthand for the established (pre-Apple Pay) system used by extant credit-cards and banks for short-range (under 10cm) wireless payments, I ...
1
vote
1answer
105 views

Is it possible to retrieve Visa currency conversion rates in bulk? MasterCard?

I'm doing a study aimed to figure out if transactions with conversion are good or bad for me. Basic information I'd like to calculate for further analysis is spread and mid-price values. However, Visa'...
1
vote
1answer
383 views

What steps I should take if I'm failing to purchase anything outside of US and bank does not help me at all?

I have a very strange problem which drives me crazy for almost about a year and I just don't know what I can try to do next. So here's the situation so far: All my Wells Fargo debit cards seems to ...
0
votes
1answer
1k views

Which US-based financial institutions offer Visa Direct? [closed]

Visa Direct (also see here) seems to be a means of transferring money (almost instantly) to another Visa card. Which banks support this service? I use several major and popular banks, and none of ...
1
vote
1answer
118 views

Nationwide FlexOne internationally

I am planning a trip to Berlin, and I have seen that my debit card has no transaction fees or cash fees for foreign currency, so it is charged at VISA's exchange rate. Are there any costs I'm missing, ...
0
votes
1answer
918 views

Money transfer from Paypal to my blocked VISA card? Will I get the money?

I made a withdrawal from my Paypal account to my VISA card. This VISA card is linked to my bank account and it usually takes about 7 days for money to arrive. This time my bank blocked my VISA next ...
3
votes
1answer
288 views

Why do retailers in Peru have different POS terminals for Mastercard and Visa?

A recent visit to Lima showed me that virtually all retailers who accepted both cards had to use two different terminals instead of a unified one. Is there a specific infrastructure, culture or market ...
4
votes
2answers
468 views

Will my India based Visa debit card work in the USA or do I need a chip based EMV card?

I have an international debit card by VISA issued in India. The card has magnetic stripe. Will the ATM card be valid in the USA or do i need a chip based EMV card?
3
votes
2answers
222 views

Does Visa Electron preauth success necessarily mean the transaction will succeed?

I have placed an order with an online store which preauthorises charges at 100% the price of the item. Now on my Visa Electron debit card I have a daily purchase limit of say x dollars. The purchase ...
1
vote
1answer
2k views

Prepaid VISA Debit Card declined on Amazon.com

So I tried to make a purchase on Amazon.com using my Prepaid Visa Debit Card but it was declined, they said: We have canceled your recent Amazon.com order(s) because we are unable to charge your ...
4
votes
5answers
11k views

Can I preemptively pay my credit card bill before a charge is posted?

Today, I paid a $1000 bill with a credit card that has a $1500 credit limit. (Note, I have changed the numbers slightly here, but the ratios are roughly correct.) The bill has not yet been posted to ...
2
votes
1answer
4k views

Question about using a VISA card to withdraw money from PayPal balance

According to the following PayPal policy, https://cms.paypal.com/mz/cgi-bin/?cmd=_render-content&content_ID=ua/RecPymt_print The only way for me to withdraw money from PayPal in my country is ...
2
votes
1answer
2k views

Who is a “Business Apprentice” in the context of India-USA tax treaty?

I am an Indian citizen who plans to go to US on a J1 visa to teach and do research in a US university. I expect to be in USA for about five months. I will be filing taxes as a Nonresident Alien. ...
6
votes
2answers
189 views

Why are contactless cards so heavily advertised?

In UK Visa advertises contactless payments heavily, so do banks. They offer cashbacks on contactless payments or enter you in some kind of tombola. What benefit do VISA and the banks have when you pay ...
8
votes
1answer
636 views

Claiming against visa rental car insurance

I'm planning on claiming against my visa cards rental car insurance benefit. For an incident using a zip-car. Will this claim affect my credit score or car insurance rates?
1
vote
1answer
459 views

Make Visa, hybrid debit/credit card default to credit mode?

I have a Visa, "hybrid" debit/credit card. Is there a way to make it act as a credit card by default so I don't have to hit "cancel" or "ok" when checking out, just to get it to use credit mode?
0
votes
1answer
408 views

Working from India in a US company

I'm a new grad, working on a contract position in US for some time now and my contract has almost ended. I got an offer from another company (X), which is quite small (an LLC) but with better ...
4
votes
1answer
1k views

Does mechanically disabling payWave/PayPass by punching a hole formally invalidate the card?

There's a bit of paranoia about whether payWave/PayPass contactless payments technology is fully secure and some people are willing to disable those in their cards. This post and this post explain how ...
6
votes
1answer
142 views

Transfering balance between VISA cards in different continents

Is it possible to transfer credit card balance from a VISA card issued in Europe to a VISA card issued in the US? I've never done balance transfers before, and I (US card holder) need to help my ...
5
votes
3answers
534 views

Is there a Canadian credit card which shows holds?

It is really frustrating not being able to run a tight ship with my money. Neither CIBC nor TD shows them immediately. It is certainly possible because I ran across a Visa gift card which showed them. ...
4
votes
2answers
832 views

Is there any reason to prefer Visa or Mastercard?

My Italian bank, Fineco, offers me Visa or MasterCard credit cards at (apparently) the exact same conditions. IIRC when I first requested it a few years ago, it was just a checkbox in the contract ...
5
votes
2answers
13k views

Are all VISA cards connected with bank accounts?

I know that this is a question about fundamentals, but I couldn't find any explanation out there. I'm a bit lost in the world of credit cards. I got used to cards that are issued by a bank for getting ...
0
votes
3answers
336 views

When to use visa debit /MC debit

When I open up a regular checking account, I get an ATM/DEBIT card? So what exactly are the pros/cons of using a Visa/MC Debit card over the debit card provided by my bank?
3
votes
2answers
271 views

Using services from both mastercard and visa

Could be a silly question. I do know many software companies that prevent / have a write up on how the clients cannot use a competitor product for a specific time/ duration after they stop using their ...