Questions tagged [visa]
For questions related to the card settlement company Visa. If the questions are not specific, then the tag credit-card should be used.
91
questions
0
votes
1
answer
3k
views
How can i find my vanilla gift card's cvv if it has been scratched off
I paid for a gift card, but the cvv was scratched off. Can I find out my card code number, or get a replacement card? How?
5
votes
4
answers
4k
views
When a customer buys a product with a credit card, does the seller receive the money in installments or completely in one transaction?
Assuming a customer buys a $2,000 computer with a credit card and will pay in 12 months, will the seller receive those payments in 12 installments? or will he receive them all in one payment?
- 99
52
votes
4
answers
12k
views
Scam caller asked for last 4 digits of card. Fake number doesn't fool him, does he have my full number?
I just got off a very obvious scam call where the scammer was offering to "lower" my interest rate. I played along to try to waste some of their time. I gave a fake expiration date and a ...
- 493
1
vote
1
answer
58
views
Early lease cancelation in New Jersey
I rented an apartment in New Jersey before starting my job, right after I had my H1-B interview and I was told my visa was approved. Now I just found out that my visa was sent for administrative ...
- 11
0
votes
4
answers
917
views
How do I physically remove the tap-to-pay functionality from my Visa credit card?
How can I physically modify my credit card such that it is no longer possible to communicate wirelessly?
My bank sent me a new credit card with tap-to-pay functionality. I told them I don't want it; ...
0
votes
2
answers
68
views
How to make sure that online/ATM/POS card payments always use one currency?
Anonymous payments through Paypal, ATMs, POS machines constantly offer me alternative currencies for my MasterCard or VISA. For example, Paypal will just bill me in the alternative currency even if I ...
- 101
1
vote
1
answer
162
views
VISA Debit card refund on another currency
What happens when a VISA Debit refund is issued with a currency that's different than the account tied to that card? In detail:
Merchant charges PLN.
Charge gets converted to EUR and gets deducted ...
- 113
0
votes
1
answer
1k
views
Don't KYC - is it legal/legit to have a crypto card without KYC checks?
I recently found out about this service, called "Don't KYC" that has its own cryptocurrency promises to provide customers with cryptocurrency Visa/Mastercard debit cards (i.e. charge your ...
- 136
3
votes
0
answers
185
views
Internationally issued Visa Credit Card fraudulently used in the US, possibly because merchant bypassed card security features. What are my options?
My internationally issued credit card was stolen, along with a lot of my personal items in the US. There was also a Apple credit card issued in the US that were stolen, but the fraudulent charges were ...
- 39
41
votes
4
answers
8k
views
Why do VISA "Electron" and Master Card "Maestro" cards have special limitations in when they technically work?
Translated by me to English from Swedish, from VikingLine.se:
We welcome payments onboard with the following cards:
American Express, Diners Club, Eurocard, Finnish bank cards, Master Card, VISA.
...
- 411
0
votes
1
answer
79
views
US Citizen Living & Working PT with UK Company on Student Visa, Looking to Freelance for US Company
I'm a US citizen currently in the UK (Northern Ireland to be exact) on a student visa, which allows me to work up to 20 hours per week while I am here. I currently work 20 hours/week for a UK-based ...
3
votes
1
answer
182
views
Current state of 3-D Secure / Verified by Visa acceptance in USA / Canada?
In the EU, 3-D Secure is more or less a must have and all credit card payments done online are secured by that what reduces fraud to nearly zero.
I know that in the past 3-D Secure (or Verified by ...
- 31
2
votes
0
answers
72
views
Past employer should have withheld FICA taxes—but did not do so. What do I do now? (J-1 Visa)
I am an Indian citizen who moved to the United States on a J-1 visa. I worked for one employer for just over two years before moving to another employer for whom I worked for one year. I am now ...
- 21
1
vote
0
answers
47
views
Is it possible to get a mortgage in the UK with a Tier2 ICT Visa
I currently live in the UK under a Tier 2 ICT visa and have been contemplating the idea of buying a house. Would I be able to get a mortgage with this kind of visa?
- 31
2
votes
1
answer
137
views
What is a 'management and investment' structure in this Luxembourg visa?
I was curious about some of the investment Visa programmes in Europe. I came across this page on the Luxembourgish government site: https://guichet.public.lu/en/entreprises/creation-developpement/...
- 161
2
votes
1
answer
829
views
Is it possible to chargeback a "legitimate" transaction which occurred due to a scam?
A family member was recently duped into topping up a foreign pre-paid Visa card, and our domestic bank said they can't help due to them having verified the transaction with a One Time Password (OTP).
...
- 327
-2
votes
2
answers
204
views
How do automated payment machines work?
There are lots of different self-service machines — vending machines, parking payments, etc. My question is: how do they transfer money?
There are different brands of such systems. For example, I ...
- 1
1
vote
2
answers
1k
views
Where can I get the current and past curreny exchange rate for Mastercard/VISA? [closed]
I'm looking for the current exchange rate for two currencies using Mastercard and VISA. Neglecting any currency exchange top-up which might be charged by the bank.
In the best case a public API or a ...
- 13
1
vote
0
answers
32
views
Tax implication for a Temporary Resident in Australia while in another country?
I am a student in Australia (making me a Temporary Resident for Tax Purposes), and an Indian citizen. I work as a sole trader / self-employed individual (web development freelancing), and according to ...
- 111
3
votes
1
answer
2k
views
Is there a way to use an ANZ Visa card overseas without a mobile phone for Verified By Visa?
I'm an Australian travelling in Asia on a budget. I've always travelled without getting local SIM cards so no phone. I rarely make purchases online.
About four months ago I bought a flight online ...
- 350
2
votes
2
answers
167
views
Am I allowed to accept payment to my US bank account, after leaving the US? (I was on F1 visa, I have no SSN)
Am I allowed to accept payment to my US bank account, after leaving the US? (I was on F1 visa, I have no SSN, I never worked in the US)
I don't even know if I'm allowed to have a bank account after ...
- 21
5
votes
1
answer
9k
views
Is it legal to keep my US bank account after leaving the US, and receive money on it?
I currently live in the united states on an L1 visa. There is a chance that I'll quit my job and travel around central/Latin america for quite some time. With L1 visa, If I leave my job, I have to ...
- 153
1
vote
2
answers
84
views
Visa balance transfer from one loan company to another
I have a Visa loan with company A that has an interest rate of 10%.
Company B is offering to let me transfer my balance with A to them for a 12-month 0% interest rate.
I know that company A also ...
- 135
3
votes
2
answers
1k
views
Got a work offer but asked for my first visa digits
I live in Lebanon and I made an account on Linkedin. I got a work offer from a company from Canada. They asked me questions about my education, marital status and if I have 12,000$ in my account to ...
0
votes
1
answer
249
views
Verify card number without buying something?
I forgot my wallet and must pay for a repair. I think I recall the Visa number but would like to verify somehow prior to having it declined at the shop. (So I can make the drive to get it before ...
- 997
0
votes
1
answer
177
views
A website failed to charge my visa gift card AFTER I was already given services-- What happens next?
I bought a virtual currency with a visa gift card, and then spent said currency.
However, they failed to charge the visa gift card for the necessary amount, and terminated the account until an ...
0
votes
1
answer
167
views
How can I provide proof to a Visa Officer that I transferred funds one account of mine to another?
I have two accounts in my name in two different banks. My primary bank was not cooperating with me to send money overseas to a school for my masters degree. Instead of arguing with them, I transferred ...
- 101
0
votes
1
answer
1k
views
Is Visa Debit more widely supported than Visa Electron?
With Visa Electron bank account balance is checked before allowing a transaction to complete, but some (offline) payment systems may not be supported because verifying the availability of funds is not ...
- 101
1
vote
0
answers
48
views
Working in the USA moving back to Canada
I am a Canadian currently working in the US for a company that offers a 401K. If I move back to Canada let's say half way through the year, is my 401K contribution limit prorated from $18500 to $9250? ...
- 111
1
vote
1
answer
194
views
J1 visa and holding equity in a non-US startup
I hold equity in a start-up based in Singapore as one of its technical advisers on its board. I am not a co-founder, investor or an employee of the company. I do not receive any salary. I am an Indian ...
- 193
8
votes
1
answer
17k
views
Can I get cashback for buying gift cards on Amazon?
I have an Amazon Prime Rewards Visa Signature Card that gets me 5% cashback on purchases made through Amazon.
Is it possible to reap that reward on gift card purchases?
- 315
6
votes
1
answer
289
views
Friend is leaving US without ending the lease? What the apartment manager can do?
Friend is leaving US due to visa problem. She has very good credit history. She is planning to pay all the credit card and utility bills. The only thing she is not willing to pay is lease breaking ...
- 61
4
votes
4
answers
675
views
Fees for using mastercard/Visa card at a place which accepts payment in other currency
I want to know what are the fees involved when we pay online using Visa/MasterCard to a service which accepts payment in some other currency. I have very little knowledge related to this.
I am from ...
- 43
1
vote
3
answers
133
views
Visa card transaction please help? [closed]
2 weeks ago, I had to pay 5 thousand USD from my visa card which was almost the total balance existing on it. The transaction was declined twice and then it got accepted after trying the 3rd time in a ...
- 11
30
votes
6
answers
26k
views
Transferring balances left over prepaid credit cards
How can one transfer small balances, leftovers, on prepaid credit cards?
I actually have 6 or 7 prepaid Visa or Mastercard cards left with balances between $1 and $4. I would like to get rid of them. ...
- 1,000
4
votes
1
answer
327
views
Visa transaction happened only after 16 days after I made purchase
Visa transaction (money reduced from account) happened only after 16 days after I made purchase.
2017-10-01
Paid flight tickets. Money was deducted or reserved (haven't paid attention). When paid, I ...
28
votes
1
answer
11k
views
What are the limitations of use of "Electronic use only " debit card
I have a visa electron debit card and there is "electronic use only" marked on it, so I don't know where or when I can't use my debit card ?
- 383
2
votes
1
answer
177
views
How long can a company wait before withdrawing the money of a purchase?
In November, 2015 I purchased something from an online shop located in the UK.
Total price was 143£ (including shipping to Denmark) and I paid with my Visa credit card.
The item was shipped to me ...
- 125
0
votes
1
answer
762
views
Moving from India to US on Immigrant Visa - Money Repatriation
Apologies if this is a repetitive question. I am moving to US on immigrant Visa. I do not have a NRE/NRO account, I have FD's which are maturing and I would like to en cash and take the money to US ...
3
votes
0
answers
73
views
Taxes and Visa Implication: Canadian citizen, Canadian payroll, working M-F in US
Tried to skim through all existing questions, but couldn't find a match to my situation - so any help or input appreciated.
I'm looking at a possible scenario where I'm on the Canadian payroll (with ...
- 31
2
votes
1
answer
694
views
California tax residency for TN visa
I am a Canadian citizen working in California on a TN visa. I worked 4.5 months in 2016 and plan to continue working here indefinitely. Am I considered a tax resident for 2016?
- 121
0
votes
4
answers
10k
views
How do I figure out who issued a credit card from just the first 4 digits?
I had a big refund issued to an old cancelled Visa card. The merchant gave me the first and last four digits. How can I find out more about this old card? Merchant said the refund had been accepted ...
- 17
1
vote
1
answer
60
views
Nonimmigrant alien - US taxes
I moved to the US last summer, August 2016, however I didn't get my L1 Visa until the end of the year, and I just got the SSN, so I will start getting paid in my US bank account this month for the ...
- 13
2
votes
2
answers
3k
views
Money deducted without Verified By Visa authentication
I am an Indian who has a MNC Bank Visa debit card. I always use Verified By Visa service to pay using my debit card. Last day as usual i entered the details of card in an International Site(I have ...
- 139
0
votes
1
answer
2k
views
How can I link my HSBC account to PayPal in Egypt?
I have a HSBC VISA Debit card in Egypt. But I don't know how to link it with PayPal and what I need to do for that. I read that debit cards are not acceptable, but I don't know if this is true or not.
...
- 101
4
votes
3
answers
1k
views
How does Apple Pay work? Why is Apple's intercession necessary? [closed]
(Long post warning);
(In this posting, I use "NFC" as shorthand for the established (pre-Apple Pay) system used by extant credit-cards and banks for short-range (under 10cm) wireless payments, I ...
- 1,807
1
vote
1
answer
133
views
Is it possible to retrieve Visa currency conversion rates in bulk? MasterCard?
I'm doing a study aimed to figure out if transactions with conversion are good or bad for me. Basic information I'd like to calculate for further analysis is spread and mid-price values. However, Visa'...
- 137
1
vote
1
answer
467
views
What steps I should take if I'm failing to purchase anything outside of US and bank does not help me at all?
I have a very strange problem which drives me crazy for almost about a year and I just don't know what I can try to do next.
So here's the situation so far:
All my Wells Fargo debit cards seems to ...
- 293
0
votes
1
answer
2k
views
Which US-based financial institutions offer Visa Direct? [closed]
Visa Direct (also see here) seems to be a means of transferring money (almost instantly) to another Visa card.
Which banks support this service? I use several major and popular banks, and none of ...
- 213
1
vote
1
answer
330
views
Nationwide FlexOne internationally
I am planning a trip to Berlin, and I have seen that my debit card has no transaction fees or cash fees for foreign currency, so it is charged at VISA's exchange rate. Are there any costs I'm missing, ...
- 111