Questions tagged [bank-of-america]

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0
votes
2answers
134 views

Bill pay sent multiple unauthorized house payments and caused an account overdraw. What should we do?

We have bill pay with Bank of America. We set up house payment for 12/02/19 which they paid. They also paid it again on 12/03/19 causing insufficient funds and an overdraft fee to our account as we ...
10
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0answers
262 views

Are banks discontinuing single-use virtual credit card numbers (like BofA's ShopSafe)?

I found this old question / answer that refer to the same problem: I used to generate a new virtual credit card number with BofA's ShopSafe service, set the credit limit / expiration date and I could ...
1
vote
1answer
146 views

Bank of America - 5.4% charge for an international wire transfer fees?

I work in US and I needed to send some money home to Europe. I set up a dollar account in my European bank and sent the money via wire transfer from Bank of America. BoA charged me $45 and the ...
0
votes
4answers
204 views

Should I open a new checking account at another bank?

I don't know too much about banks and banking. But to start off, I have a Chase checking account my parents opened for me since 7-8 years ago. Now that I'm working, I'm helping my parents buy a house....
0
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0answers
113 views

Why is the “cash credit line” lower than the “total credit line”? [duplicate]

In the United States, Bank of America credit cards have both a "total credit line" and a "cash credit line". Why is the "cash credit line" lower than the "total credit line"? (I don't know if that's ...
3
votes
1answer
807 views

What Happens if dont pay the creditcard or Personal Loan amount and leave the country

Hi My Friend went India without paying his credit card balances around $150K. Now he is unable to pay due to losses in business and what kind of actions can happen from credit card companies and/or ...
0
votes
1answer
74 views

Does closing BOA Savings account hurt my credit score?

I have following accounts at BOA. a Savings Account a Checking Account (where my salary is crediting every 15 days) a Visa Credit Card a MasterCard Credit Card Lately I found that I am not using my ...
4
votes
1answer
80 views

Is there any downside in opting in for Bank of America Preferred Rewards?

Is there any downside in opting in for Bank of America Preferred Rewards? I haven't seen any but opting in is voluntary and one can opt out, which makes me wonder whether there exists any downside.
-1
votes
1answer
187 views

How to transfer credit history to another bank?

I am planing to make first credit card (BOA secured credit card). Also, I want get UA explorer card later (I understand it is need high credit score). I am trying to build credit history by this BOA ...
1
vote
2answers
502 views

How safe is my money with Bank of America?

I have some money in BOA savings/checking, and I am afraid of someone stealing the money, through credit card or of someone getting access to my online account credentials, and transferring all the ...
1
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1answer
74 views

Credit card accounts and credit score [duplicate]

I m relatively a new resident in the US. I opened an account with BofA (oct/2016) and after struggles they approved me for their student secured credit card account (700$). After 4 months I applied ...
-1
votes
1answer
90 views

Where can I find out details about the actual network on which SWIFT banking works?

What I'm primarily interested in: Finding out whether Bank A in Country X has a direct SWIFT connection to Bank B in Country Y, or does it compulsorily have to go through Bank C in some country? ...
3
votes
1answer
163 views

What's different about a “money market” account here?

For Bank of America's eBills feature, you can select a "pay-from" account that is from another bank. However, they require it to be a checking or a money-market account, not a savings account: I was ...
0
votes
1answer
7k views

Providing bank's information, do I use local or corporate address?

I am filling out a form for authorizing automatic withdrawals from a Bank of America account. It asks for the information I would expect like routing number/account number, but it also asks for the ...
2
votes
2answers
475 views

0 Percent Intro APR, is it a misnomer?

(Read the normal print for an amusing story, skip to the bolded text for more important info) To begin, I'm a scallywag. I saw that card offer in the mail and did some digging because I'm not used ...
2
votes
1answer
4k views

Does Bank Of America Credit Card Report to All Credit Agencies?

I was added on my fathers Bank of America visa credit card about a year ago. Recently getting my credit reports I saw that only one had the card listed (Transunion). The other two (Equifax and ...
3
votes
1answer
416 views

Eliminate fee on Bank of America personal checking with ACH to self?

A couple of years back I opened a Bank of America business checking and savings account to go along with the Bank of America personal checking account I already had. The reason I did this was to keep ...
5
votes
1answer
38k views

How can I link my Social Security Number to my online account in Bank of America?

It is about a year I am in the U.S. and have an account at Bank of America. I also have a travel reward credit card, but when I wanted to get my credit report from Credit Karma, I was told they could ...
9
votes
2answers
18k views

Bank of America's ATM 'ate' my rent money, and I'm kinda screwed. What steps should I be taking?

It’s a bit past midnight coming home from a friends house, when I decided to use a BoA drive-thru ATM that I frequently visit. I attempted to deposit $420 in $20’s. Machine returned one twenty, ...
8
votes
3answers
8k views

Someone deposit money in my account for business but Bank of America says it's unauthorized

I found a job online. They told me a customer has sent money in my account and I should send their managers out of USA. They deposited twice. Bank called me and said it's unauthorized transaction and ...
6
votes
4answers
26k views

Is it still possible to “sign over” a check at Bank of America? How else can I cash a US Dollar check?

I'm a PhD student and am due to go to a conference in Boston, MA next month (I'm based in Edinburgh, in Scotland). I've been awarded a travel bursary to attend the conference: nothing major, but it ...
8
votes
3answers
153k views

Transfer money between Wells Fargo and BofA accounts for free

Is there a free way to transfer money from a Wells Fargo account to a Bank of America account? I looked into wire transfers, and it turns out that they have a fee associated with them. The only other ...
1
vote
1answer
3k views

Should I link my Social Security Number to my bank account?

I opened a checking account at Bank of America in California (a Bank of America Core Checking Account to be precise). I have the option to link my Social Security Number to my bank account: what are ...
0
votes
1answer
43k views

Need to add someone to Bank of America savings account [closed]

I want to add my partner to my BoA savings account. How do I go about doing this? Do I need to open a new account or what?
2
votes
2answers
38k views

How long are checks issued by Bank of America valid?

I am writing a check using my account at Bank of America. How long will it be valid? In other words, how much time does the recipient have to cash it?
15
votes
3answers
15k views

How does Wells Fargo use my phone number to find my Bank of America account?

I'm extremely confused about how Wells Fargo's SurePay transfers money to Bank of America. I've set up my Bank of America account to use my mobile phone number to receive payments. Now someone sent ...
1
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3answers
1k views

Getting payment from a moving sale via PayPal or by Bank of America account?

I am doing moving sale. A person who bought some of my stuff asked me if I have account with PayPal or Bank of America? I told him no, because I really don't. Later I tried to understand how PayPal ...
9
votes
1answer
14k views

Why doesn't Bank of America or Wells Fargo have free ACH push or pull funds transfer?

Using my credit union's account I can do free ACH push or pull from both of my Bank of America or Wells Fargo checking accounts. However, I was wondering why doesn't Bank of America or Wells Fargo ...
10
votes
2answers
3k views

Am I liable for ATM skimming? (Bank of America claims $0 fraud liability)

I've been reading that ATM skimming is a fast-growing and lucrative crime and consumers should be very careful. Normally I think the customer is limited to $50 liability if they report in 2 days, and ...