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Questions tagged [bank-of-america]

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0
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0answers
27 views

Why is the “cash credit line” lower than the “total credit line”? [duplicate]

In the United States, Bank of America credit cards have both a "total credit line" and a "cash credit line". Why is the "cash credit line" lower than the "total credit line"? (I don't know if that's ...
2
votes
1answer
209 views

What Happens if dont pay the creditcard or Personal Loan amount and leave the country

Hi My Friend went India without paying his credit card balances around $150K. Now he is unable to pay due to losses in business and what kind of actions can happen from credit card companies and/or ...
0
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1answer
60 views

Does closing BOA Savings account hurt my credit score?

I have following accounts at BOA. a Savings Account a Checking Account (where my salary is crediting every 15 days) a Visa Credit Card a MasterCard Credit Card Lately I found that I am not using my ...
4
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1answer
77 views

Is there any downside in opting in for Bank of America Preferred Rewards?

Is there any downside in opting in for Bank of America Preferred Rewards? I haven't seen any but opting in is voluntary and one can opt out, which makes me wonder whether there exists any downside.
-1
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1answer
163 views

How to transfer credit history to another bank?

I am planing to make first credit card (BOA secured credit card). Also, I want get UA explorer card later (I understand it is need high credit score). I am trying to build credit history by this BOA ...
1
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2answers
266 views

How safe is my money with Bank

I have some money in BOA savings/checking, and I am afraid if someone steals that money, through credit card or if someone gets access to my online account credentials, and transfers all the money out....
1
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1answer
68 views

Credit card accounts and credit score [duplicate]

I m relatively a new resident in the US. I opened an account with BofA (oct/2016) and after struggles they approved me for their student secured credit card account (700$). After 4 months I applied ...
-1
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1answer
83 views

Where can I find out details about the actual network on which SWIFT banking works?

What I'm primarily interested in: Finding out whether Bank A in Country X has a direct SWIFT connection to Bank B in Country Y, or does it compulsorily have to go through Bank C in some country? ...
4
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1answer
152 views

What's different about a “money market” account here?

For Bank of America's eBills feature, you can select a "pay-from" account that is from another bank. However, they require it to be a checking or a money-market account, not a savings account: I was ...
0
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1answer
5k views

Providing bank's information, do I use local or corporate address?

I am filling out a form for authorizing automatic withdrawals from a Bank of America account. It asks for the information I would expect like routing number/account number, but it also asks for the ...
2
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2answers
421 views

0 Percent Intro APR, is it a misnomer?

(Read the normal print for an amusing story, skip to the bolded text for more important info) To begin, I'm a scallywag. I saw that card offer in the mail and did some digging because I'm not used ...
2
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1answer
3k views

Does Bank Of America Credit Card Report to All Credit Agencies?

I was added on my fathers Bank of America visa credit card about a year ago. Recently getting my credit reports I saw that only one had the card listed (Transunion). The other two (Equifax and ...
3
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1answer
393 views

Eliminate fee on Bank of America personal checking with ACH to self?

A couple of years back I opened a Bank of America business checking and savings account to go along with the Bank of America personal checking account I already had. The reason I did this was to keep ...
5
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1answer
30k views

How can I link my Social Security Number to my online account in Bank of America?

It is about a year I am in the U.S. and have an account at Bank of America. I also have a travel reward credit card, but when I wanted to get my credit report from Credit Karma, I was told they could ...
9
votes
2answers
13k views

Bank of America's ATM 'ate' my rent money, and I'm kinda screwed. What steps should I be taking?

It’s a bit past midnight coming home from a friends house, when I decided to use a BoA drive-thru ATM that I frequently visit. I attempted to deposit $420 in $20’s. Machine returned one twenty, ...
7
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3answers
7k views

Someone deposit money in my account for business but Bank of America says it's unauthorized

I found a job online. They told me a customer has sent money in my account and I should send their managers out of USA. They deposited twice. Bank called me and said it's unauthorized transaction and ...
-2
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4answers
1k views

Transfer from credit to debit [closed]

How can someone send money from their Credit card to my Debit?
6
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4answers
25k views

Is it still possible to “sign over” a check at Bank of America? How else can I cash a US Dollar check?

I'm a PhD student and am due to go to a conference in Boston, MA next month (I'm based in Edinburgh, in Scotland). I've been awarded a travel bursary to attend the conference: nothing major, but it ...
0
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0answers
653 views

Can I open a bank account in the U.S as a tourist visa holder and use it for an online business and make money?

Can I open a bank account in the U.S as a tourist visa holder and use it for an online business and make money? I mean I will go to the U.S for 3 months as a tourist and I want to open a bank account....
7
votes
3answers
131k views

Transfer money between Wells Fargo and BofA accounts for free

Is there a free way to transfer money from a Wells Fargo account to a Bank of America account? I looked into wire transfers, and it turns out that they have a fee associated with them. The only other ...
1
vote
1answer
3k views

Should I link my Social Security Number to my bank account?

I opened a checking account at Bank of America in California (a Bank of America Core Checking Account to be precise). I have the option to link my Social Security Number to my bank account: what are ...
0
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1answer
36k views

Need to add someone to Bank of America savings account [closed]

I want to add my partner to my BoA savings account. How do I go about doing this? Do I need to open a new account or what?
2
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2answers
34k views

How long are checks issued by Bank of America valid?

I am writing a check using my account at Bank of America. How long will it be valid? In other words, how much time does the recipient have to cash it?
15
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3answers
15k views

How does Wells Fargo use my phone number to find my Bank of America account?

I'm extremely confused about how Wells Fargo's SurePay transfers money to Bank of America. I've set up my Bank of America account to use my mobile phone number to receive payments. Now someone sent ...
1
vote
3answers
1k views

Getting payment from a moving sale via PayPal or by Bank of America account?

I am doing moving sale. A person who bought some of my stuff asked me if I have account with PayPal or Bank of America? I told him no, because I really don't. Later I tried to understand how PayPal ...
8
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1answer
14k views

Why doesn't Bank of America or Wells Fargo have free ACH push or pull funds transfer?

Using my credit union's account I can do free ACH push or pull from both of my Bank of America or Wells Fargo checking accounts. However, I was wondering why doesn't Bank of America or Wells Fargo ...
10
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2answers
3k views

Am I liable for ATM skimming? (Bank of America claims $0 fraud liability)

I've been reading that ATM skimming is a fast-growing and lucrative crime and consumers should be very careful. Normally I think the customer is limited to $50 liability if they report in 2 days, and ...