Questions tagged [bank-of-america]
The bank-of-america tag has no usage guidance.
37
questions
7
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5
answers
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How to wire for free
My paycheck goes direct deposit into Wells Fargo Bank. I have a bank account at Bank of America that I need to feed. However, it costs $25 to wire money from WFB to BofA.
How can I get money from my ...
- 171
2
votes
1
answer
237
views
"Check" created from multiple overlapping checks
I use Bank of America and wrote a check for rent in September this year for an amount of $2850. I turned in the check physically to the landlord and the amount was drawn from my account normally, but ...
- 23
-3
votes
1
answer
115
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Why wouldn't credit card reward auto-redemption offer statement credit? [closed]
I see that with Bank of America, credit card reward redemption can be a statement credit:
unless it's auto-redemption:
Why wouldn't credit card reward auto-redemption offer statement credit?
- 11.2k
1
vote
2
answers
280
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Sending Large Wire Transfers [duplicate]
I plan to make large amounts of wire transfers daily (which might be more than 10k) because I am a retail seller. Is there anything that I should keep in mind? For example, I heard transactions over ...
- 186
1
vote
0
answers
754
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Can a Bank Of America Cashier's check be cashed in another country?
I need to pay for a service in another country, can i create a bank of america cashier's check in the USA (in USD), send it to them and they can cash it like any normal check over there and it would ...
- 11
12
votes
3
answers
10k
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Is it ok throw away my unused checks for one of my bank accounts?
When I opened my Bank of America account years ago, I was given >50 checks. So far I've only made 2 checks. Therefore, I'd like to dispose of all my checks except for a few ones, to reduce the ...
- 11.2k
49
votes
5
answers
11k
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Why do banks seem to be indifferent about identity theft?
Several years ago, I was in a terrible relationship in which my girlfriend fraudulently opened a credit card in my name. I forget the specifics, but she ended up transferring the full cash advance on ...
- 607
7
votes
2
answers
4k
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Revealing personal information on a bank statement
I am an international doctoral student at a US university. My school asks me for a proof of funds to cover the expenses of my spouse. I therefore requested a bank statement. However, my statement ...
- 71
6
votes
3
answers
5k
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Depositing a check with both wife's and my name into my sole account
Not thinking, I deposited a check written out to both my wife and me into my sole account. The check seems to have cleared and it has been a few days since then. The check said "and" between ...
- 169
-1
votes
1
answer
69
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Why do Outbound Wire Transfers made in non-USD have no fee while Outbound Wire Transfers made in USD have a fee at Bank of America? [closed]
Why do Outbound Wire Transfers made in non-USD have no fee while Outbound Wire Transfers made in USD have a fee (45 USD this example) at Bank of America? Does that mean that Bank of America uses a bad ...
- 11.2k
0
votes
2
answers
158
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Bill pay sent multiple unauthorized house payments and caused an account overdraw. What should we do?
We have bill pay with Bank of America. We set up house payment for 12/02/19 which they paid. They also paid it again on 12/03/19 causing insufficient funds and an overdraft fee to our account as we ...
14
votes
2
answers
558
views
Are banks discontinuing single-use virtual credit card numbers (like BofA's ShopSafe)?
I found this old question / answer that refer to the same problem: I used to generate a new virtual credit card number with BofA's ShopSafe service, set the credit limit / expiration date and I could ...
- 241
1
vote
1
answer
330
views
Bank of America - 5.4% charge for an international wire transfer fees?
I work in US and I needed to send some money home to Europe. I set up a dollar account in my European bank and sent the money via wire transfer from Bank of America. BoA charged me $45 and the ...
- 11
0
votes
4
answers
399
views
Should I open a new checking account at another bank?
I don't know too much about banks and banking. But to start off, I have a Chase checking account my parents opened for me since 7-8 years ago.
Now that I'm working, I'm helping my parents buy a house....
0
votes
0
answers
1k
views
Why is the "cash credit line" lower than the "total credit line"? [duplicate]
In the United States, Bank of America credit cards have both a "total credit line" and a "cash credit line". Why is the "cash credit line" lower than the "total credit line"? (I don't know if that's ...
- 11.2k
0
votes
1
answer
156
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Does closing BOA Savings account hurt my credit score?
I have following accounts at BOA.
a Savings Account
a Checking Account (where my salary is crediting every 15 days)
a Visa Credit Card
a MasterCard Credit Card
Lately I found that I am not using my ...
- 103
4
votes
1
answer
132
views
Is there any downside in opting in for Bank of America Preferred Rewards?
Is there any downside in opting in for Bank of America Preferred Rewards?
I haven't seen any but opting in is voluntary and one can opt out, which makes me wonder whether there exists any downside.
- 11.2k
-1
votes
1
answer
689
views
How to transfer credit history to another bank?
I am planing to make first credit card (BOA secured credit card).
Also, I want get UA explorer card later (I understand it is need high credit score).
I am trying to build credit history by this BOA ...
- 1
1
vote
5
answers
3k
views
How safe is my money with Bank of America?
I have some money in BOA savings/checking, and I am afraid of someone stealing the money, through credit card or of someone getting access to my online account credentials, and transferring all the ...
- 11
1
vote
1
answer
81
views
Credit card accounts and credit score [duplicate]
I m relatively a new resident in the US. I opened an account with BofA (oct/2016) and after struggles they approved me for their student secured credit card account (700$). After 4 months I applied ...
- 145
3
votes
1
answer
187
views
What's different about a "money market" account here?
For Bank of America's eBills feature, you can select a "pay-from" account that is from another bank.
However, they require it to be a checking or a money-market account, not a savings account:
I was ...
- 3,369
0
votes
1
answer
15k
views
Providing bank's information, do I use local or corporate address?
I am filling out a form for authorizing automatic withdrawals from a Bank of America account. It asks for the information I would expect like routing number/account number, but it also asks for the ...
- 131
2
votes
3
answers
630
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0 Percent Intro APR, is it a misnomer?
(Read the normal print for an amusing story, skip to the bolded text for more important info)
To begin, I'm a scallywag.
I saw that card offer in the mail and did some digging because I'm not used ...
- 31
2
votes
1
answer
4k
views
Does Bank Of America Credit Card Report to All Credit Agencies?
I was added on my fathers Bank of America visa credit card about a year ago. Recently getting my credit reports I saw that only one had the card listed (Transunion). The other two (Equifax and ...
- 187
3
votes
1
answer
574
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Eliminate fee on Bank of America personal checking with ACH to self?
A couple of years back I opened a Bank of America business checking and savings account to go along with the Bank of America personal checking account I already had. The reason I did this was to keep ...
- 171
7
votes
1
answer
68k
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How can I link my Social Security Number to my online account in Bank of America?
It is about a year I am in the U.S. and have an account at Bank of America. I also have a travel reward credit card, but when I wanted to get my credit report from Credit Karma, I was told they could ...
- 173
9
votes
2
answers
30k
views
Bank of America's ATM 'ate' my rent money, and I'm kinda screwed. What steps should I be taking?
It’s a bit past midnight coming home from a friends house, when I decided to use a BoA drive-thru ATM that I frequently visit.
I attempted to deposit $420 in $20’s.
Machine returned one twenty, ...
- 101
8
votes
3
answers
9k
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Someone deposited money in my account for business but Bank of America says it's unauthorized
I found a job online. They told me a customer has sent money to my account and I should send it to their managers who are outside the USA. They deposited twice. The bank called me and said it's an ...
- 89
6
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4
answers
30k
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Is it still possible to "sign over" a check at Bank of America? How else can I cash a US Dollar check?
I'm a PhD student and am due to go to a conference in Boston, MA next month (I'm based in Edinburgh, in Scotland). I've been awarded a travel bursary to attend the conference: nothing major, but it ...
- 163
8
votes
3
answers
193k
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Transfer money between Wells Fargo and BofA accounts for free
Is there a free way to transfer money from a Wells Fargo account to a Bank of America account?
I looked into wire transfers, and it turns out that they have a fee associated with them. The only other ...
- 183
1
vote
1
answer
4k
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Should I link my Social Security Number to my bank account?
I opened a checking account at Bank of America in California (a Bank of America Core Checking Account to be precise).
I have the option to link my Social Security Number to my bank account: what are ...
- 11.2k
0
votes
1
answer
48k
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Need to add someone to Bank of America savings account [closed]
I want to add my partner to my BoA savings account. How do I go about doing this? Do I need to open a new account or what?
- 1
2
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4
answers
49k
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How long are checks issued by Bank of America valid?
I am writing a check using my account at Bank of America. How long will it be valid? In other words, how much time does the recipient have to cash it?
- 11.2k
17
votes
3
answers
16k
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How does Wells Fargo use my phone number to find my Bank of America account?
I'm extremely confused about how Wells Fargo's SurePay transfers money to Bank of America.
I've set up my Bank of America account to use my mobile phone number to receive payments.
Now someone sent ...
- 3,369
1
vote
3
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2k
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Getting payment from a moving sale via PayPal or by Bank of America account?
I am doing moving sale. A person who bought some of my stuff asked me if I have account with PayPal or Bank of America? I told him no, because I really don't.
Later I tried to understand how PayPal ...
- 5,883
9
votes
1
answer
16k
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Why doesn't Bank of America or Wells Fargo have free ACH push or pull funds transfer?
Using my credit union's account I can do free ACH push or pull from both of my Bank of America or Wells Fargo checking accounts.
However, I was wondering why doesn't Bank of America or Wells Fargo ...
- 2,756
10
votes
2
answers
4k
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Am I liable for ATM skimming? (Bank of America claims $0 fraud liability)
I've been reading that ATM skimming is a fast-growing and lucrative crime and consumers should be very careful. Normally I think the customer is limited to $50 liability if they report in 2 days, and ...
- 467