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Questions tagged [shopping]

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-1 votes
1 answer
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Why are shop receipts required

I was wondering what some of the reasons may be why shop receipts are required by law. What would happen if they were not required? What could some resulting problems be? What do receipts facilitate, ...
Joselin Jocklingson's user avatar
1 vote
2 answers
886 views

will buying things at online stores with certain currencies be cheaper?

I want to buy somethings from an English brand, and I noticed that the prices varied by currency. By this I mean that the exchange rates aren't what they should be and prices are cheaper in certain ...
sebastian's user avatar
0 votes
3 answers
1k views

Cash back credit cards: what's the catch?

I had a 1% cash back credit card. It gave me $1 back for every $100 I spent. I don't believe in easy free lunch. What's the catch? What do I lose from these cash back programs? I can't think of any ...
Flux's user avatar
  • 17k
4 votes
4 answers
2k views

Does a physical POS terminal expose my full bank card number to the merchant?

In theory, POS terminal communicates directly with the acquiring bank and has no need to tell the merchant my bank card number, cardholder name or any other details. The paper receipt I get contains ...
sigil's user avatar
  • 195
10 votes
10 answers
3k views

What is the optimal number of months to base my "average spending" on?

My goal is to determine how much money I spend on groceries per month, "on average". I have a list of all my food shopping orders (timestamp + amount in USD). Currently, I do the sum() of ...
O. Popple's user avatar
  • 101
4 votes
1 answer
354 views

How are 3rd party services able to determine if a card is a prepaid or a credit card?

Prepaid cards typically advertise being usable anywhere that (Visa|Mastercard) is accepted, and yet I've noticed an increasing number of places online and physical which accept (Visa|Mastercard), but ...
guest's user avatar
  • 43
3 votes
2 answers
1k views

Are software license keys from 3rd party sellers (like on ebay) legit or a scam or ...?

On eBay and probably other sites you can easily find listings for very inexpensive software license keys for all sorts of programs. Here's a screenshot of an example for Windows 10: And you can find ...
StayOnTarget's user avatar
3 votes
2 answers
7k views

Lowe's won't accept their store credit - any recourse?

At one point in the past I returned some items to Lowe's (big hardware & home goods box store in the US) without a receipt. So they gave me a card in place of cash which I can redeem there - and ...
StayOnTarget's user avatar
0 votes
5 answers
6k views

I’m getting a refund for a product that I did not return

I recently bought an item during Black Friday from Best Buy and I just received an email stating that the item I bought was returned and they’re going to give me a full refund. This must be a mistake ...
user92538's user avatar
2 votes
2 answers
187 views

What are things to look for when buying home insurance?

Rolling around to another insurance renewal period on my homeowner's policy. Aside from the premium and deductible (lower is better) and the coverage level (higher is better), what are the ...
Derek_6424246's user avatar
1 vote
1 answer
306 views

Why would somebody return a shoe they already bought and then put it on layaway?

I heard about someone doing this, and I don't fully understand the reasoning behind it; does it mean that they need the money in their bank account for some other pressing bill, and if they offset ...
leeand00's user avatar
  • 1,110
1 vote
0 answers
51 views

Tax/VAT when buying from USA in Argentina?

I am going to Argentina for a month, and are therefore wondering if I can buy things (wooden puzzles) from the US and receive them in Argentina without having to pay tax/VAT? Or is there perhaps a ...
Jasmine Lognnes's user avatar
4 votes
1 answer
1k views

Why do some stores have card-only self-checkouts?

In the UK self-checkouts in big stores (such as LIDL or ASDA) are very popular. Many of them are card-only. What is the benefit of providing such checkouts over cash-or-card checkouts? Paying with a ...
Paula's user avatar
  • 143
1 vote
1 answer
106 views

Online Return Policies

I purchased merchandise online from a retailer that has a 365-day return policy. I followed the steps to return the merchandise, filled out the forms to do so, and sent the merchandise back to the ...
MinneMonkey's user avatar
80 votes
10 answers
20k views

Buying from an aggressive salesperson

I am shopping for a new, high-end musical instrument. In the US anyways, pricing is opaque and must be negotiated, and dealers sometimes adopt aggressive sales tactics. I am considering buying a ...
Anonymous's user avatar
  • 1,885
1 vote
0 answers
96 views

Delaware tax free shopping

I heard that Delaware is tax-free state. If I'm not from US, do I have to pay some taxes when I buy some stuff (like iPad) in Delaware and come back to Europe?
ami's user avatar
  • 131
1 vote
4 answers
162 views

Do retailers ever stock goods just to make other goods sell better? [closed]

Perhaps this is too vague or off-topic... I hope not... Are there any examples where retailers stock certain goods that they know won't sell very well, but will make other goods sell better, and so ...
John Wickerson's user avatar
7 votes
4 answers
48k views

Visitor Shopping in the US: Would I get tax refund? Would I have to pay anything upon departure?

I plan to do some shopping when I'm in the US. I wanna know two things: What items will I get tax refund on? and in which states/cities? Will I have to pay anything at customs when I am leaving the ...
HappyBee's user avatar
  • 173
4 votes
0 answers
663 views

What do codes "O", "T", "X", and "N" mean on Wal-Mart receipts? [duplicate]

What do the four individual Walmart receipt codes of "O", "T", "X", and "N" denote?
Caryl Karel's user avatar
23 votes
5 answers
10k views

The price dropped on an item I purchased 8 days ago. What can I do?

I bought a PC for € 2199 (about $2500 USD) 8 days ago. Today I saw that the same store where I purchased it sells the same product for € 130 less. Unfortunately, I can't just bring it back* and re-buy ...
kidded's user avatar
  • 341
5 votes
2 answers
114 views

How do I track my spending on specific small-ticket purchases?

I'm spinning around about the topic of making some usage of receipts from shops to improve some aspect of my health and shopping habits. For example - from the perspective of the month or the year I ...
Holy Sync's user avatar
-6 votes
1 answer
697 views

Can I use a costco gift card without being a costco member [closed]

If I have a Costco gift card, do I need to still register as a Costco member to be able to use it?
Victor123's user avatar
  • 16k
2 votes
3 answers
318 views

Can people make a profit (in gift cards) when shopping with enough coupons?

According to the following story, someone paid $132.73 for $1,760 worth of goods and also received $245 in gift cards. Cashier: “All right, so from $1,760, you’re down to $132.73, and you’ve earned ...
Stoz's user avatar
  • 141
1 vote
3 answers
165 views

What's the best time to start holiday shopping this year?

I am planning and making a list of things I need to buy this Christmas. Can you please tell me the best time to start holiday shopping so I can benefit from best deals online for electronics and etc. ...
liza liza's user avatar
1 vote
5 answers
811 views

How can I take advantage of credit card cash back programs?

I have a credit card that offers cash back (1%) on every purchase. Now there are some stores in Canada that have their own cash back (a.k.a...if you buy something for 5$ and charge 100$ to the card, ...
Victor123's user avatar
  • 16k
0 votes
1 answer
1k views

Can shop in EU refuse to accept a banknote if there is no change?

Is it legal for large retail store to refuse e.g. 200 Euro banknote if there is no change? If this differs among EU countries, Estonia is of primary interest. Thanks!
Pavel Grafov's user avatar
10 votes
2 answers
173k views

What happens if I have to return something that I purchased with a credit card that is now canceled?

I bought a few things on Amazon.com that I need to return. However, the card I used was just canceled because of fraud/unauthorized use of the account (apparently a copy of it was made). What will ...
Jer's user avatar
  • 2,974
1 vote
2 answers
972 views

Comparing keeping old car vs. a new car lease

I'm considering replacing my current car with a new leased car. I'd like to compare the total cost of ownership of keeping my car for three years vs. leasing a new one. I'd also like a sensible ...
glenviewjeff's user avatar
3 votes
2 answers
2k views

Does Amazon.com offer price protection on purchases? If so, how do I request a refund?

I bought an XBox One from Amazon.com 2 weeks ago. Since then both Walmart and Best Buy have dropped the price by $50.00. Does Amazon.com offer any sort of price protection? If they do, how do I go ...
braveterry's user avatar
1 vote
1 answer
3k views

What information is sent to merchant with online/POS credit card and "no name" gift card purchases?

With credit card and online: your full name, full billing address and maybe some numbers from the card? Is there a difference in this regard between a "normal" merchant account or Paypal's credit card ...
investor's user avatar
  • 203
2 votes
1 answer
97 views

Paying import taxes in different EU country than my home

I have ordered goods from U.S. to France. I know I will have to pay the VAT and I'm ok with this. My concern is the following: I'm a long-term visitor of France, I'm a citizen of Czech Republic. Does ...
yo''s user avatar
  • 215
6 votes
6 answers
10k views

Is it better to buy a computer on my credit card, or on credit from the computer store?

I am interested on buying a computer (approximate cost USD 600). I can pay for it either with my credit card, or apply for credit in the computer store. What are the advantages of using one form ...
Enrique's user avatar
  • 61
4 votes
2 answers
204 views

Online Grocery Store sites and privacy

My household has been doing some belt-tightening, so we recently stopped subscribing to the Sunday newspaper. My wife wants to try using online coupon sites (Coupons.com, Couponmom.com, Couponcabin....
braveterry's user avatar
11 votes
1 answer
2k views

How do credit card companies track your purchase categories?

I've seen a few responses scattered on the internet that attempt to answer this but they seem to disagree on the matter. When dealing with cash-back credit cards, they offer different percentages for ...
Yetti's user avatar
  • 365
9 votes
2 answers
53k views

Can I get US sales taxes refunded for electronics purchased while on vacation?

I'm visiting the US for vacations (specifically Manhattan) and wanted to buy a digital camera. The guy at the shop told me that I can get back what I pay in NYC taxes for that camera if I present the ...
Luciano's user avatar
  • 193
5 votes
4 answers
300 views

How to plan in a budget for those less frequent but mid-range expensive buys?

Like bicycle or new laptop or something like that. Not very expensive but quite expensive in comparison with day-to-day goods.
user avatar
6 votes
7 answers
424 views

How can I stop wasting food?

I live a pretty busy lifestyle. I'm in my late 20s and go out often and I work a lot as well. I find that I'm always throwing out food. It's mainly becuase I do grocery shopping but I don't know when ...
Joe.E's user avatar
  • 6,070
2 votes
4 answers
248 views

For which kinds of products does a generic brand tend to be just as good as a name brand?

Sometimes I buy the generic brand at the super market and it turns out it's just as good as the name brand. Other times, I totally regret buying the generic brand. For which kinds of products do you ...
Joe.E's user avatar
  • 6,070
15 votes
8 answers
640 views

Buying insurance (extended warranty or guarantee) on everyday goods / appliances?

I have a practice of never buying insurance except when the law demands, such as car insurance, or when the loss would be too great to bear, such as house insurance, and this policy has saved me a lot ...
Derek Jennings's user avatar
7 votes
6 answers
4k views

How do you find reasonably priced, quality, long lasting clothing?

As noted in the products you shouldn't buy cheap question, you should buy quality, long lasting clothes. Where can you find quality clothing and how can you recognize quality clothing in discount and ...
SpecKK's user avatar
  • 2,281
5 votes
7 answers
593 views

Wardrobe: To Update or Not? How-to without breaking the bank

Since reading this and this about the essentials a guy needs in his closet, I've come to realize that mine is...perhaps somewhat lacking. My wardrobe was seriously overhauled about 2.5 to 3 years ago,...
awshepard's user avatar
  • 779
5 votes
3 answers
1k views

Are factory outlet stores really cheaper these days?

I am not much of a comparison shopper without being on the Internet, and recently the family was near one of those new outlet malls. The stuff they bought didn't seem (to me) to be any cheaper than ...
MrChrister's user avatar
  • 25.2k
8 votes
5 answers
2k views

How to avoid friends' peer pressure to spend money on shopping & at restaurants?

How to avoid peer pressure from friends to spend money on shopping and at restaurants?
user avatar
6 votes
1 answer
5k views

Do companies that get taken-over have to honour the old gift card/certificate?

With reference to this question, can companies that get taken over set limitations on honouring gift cards issued prior to the take-over? Also if a company just changes it's name, can it set limits ...
Zephyr's user avatar
  • 6,230
4 votes
1 answer
6k views

Do gift cards expire? Does a gift certificate's value depreciate? How long can I keep them for?

I recently found several gift certificates (yes, way back when) from stores like Restoration Hardware, Omer DeSerres (now Loomis) and Jacob. I live in Canada. Can I use these certificates today, ...
Nat_Rea's user avatar
  • 8,683
27 votes
8 answers
11k views

Why do stores and manufacturers use mail in rebates? A scam, or is there a way to use them effectively?

Why do companies use mail in rebates? Are they a scam or is there a way to use them without getting shafted? I've used mail in rebates before but it seems like a gamble – half the time I end ...
Chris W. Rea's user avatar
  • 31.7k
16 votes
13 answers
989 views

What are some good ways to control costs for groceries?

I find groceries to be one area where I have a hard time controlling costs. We want to eat well, buy healthy foods, good cuts of meat, etc. and limit eating out. I find it hard to know what is a ...
Little Miss Mocha's user avatar
3 votes
2 answers
3k views

Does there exist a website that lists manufacturer of generic, store-brand items? Are private label brands worth it?

For instance, I'm certain that Shopper's Drugmart in Ontario, Canada does not manufacture its own shampoo, conditioner, diapers, tissue, kitchen spray, room deodorizer, etc. for its "Life Brand" ...
Nat_Rea's user avatar
  • 8,683
7 votes
4 answers
589 views

How do you save money on clothes and shoes for your family?

I feel like I'm constantly buying clothes, shoes, boots, jackets, hats, etc. for my kids, because they grow so fast! I try to re-use via hand-me-downs, but are there other ways I could be saving ...
Nat_Rea's user avatar
  • 8,683
10 votes
9 answers
677 views

How can I avoid going deep into debt during the holiday season?

The holiday season is just around the corner. The shopping malls are especially eager – Christmas trees, lights, and decorations have been up for weeks, all to get us in the mood to spend, ...
Chris W. Rea's user avatar
  • 31.7k