Stack Exchange Network

Stack Exchange network consists of 174 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers.

Visit Stack Exchange

Questions tagged [travel]

For personal finance questions related to travel. General travel questions with little direct relation to personal finance should be asked on travel.stackexchange.com.

3
votes
0answers
36 views

What defines a transportation-related medical expense to be “primarily for, and essential to, medical care”?

I'm trying to understand which transportation-related medical expenses are IRS-Qualified Medical Expenses for health savings accounts (HSA). I understand that Publication 969 defines what HSAs are, ...
1
vote
2answers
78 views

How do I prepare for a year long trip as an employee trying to qualify for the FEIE via the physical presence test?

I am going to be traveling to 12 different countries next year. I will be staying for a period of one month in each one. I will be employed by my current employer while traveling. I will not have a ...
7
votes
5answers
2k views

Is this a reasonable financial plan? - Spend all of your money every few years? [closed]

Ok, the title is intentionally a bit facetious. But a bit about my current situation. I live in Europe (a high cost of living country) and save around 10,000 Euros per year. I have been doing this ...
7
votes
1answer
171 views

Can I choose which state to pay income tax to when I am traveling and have no permanent residence in the US?

I am leaving for a year-long trip around the world. I will have an income while traveling. Is it possible for me to choose which state will tax me as I will not have a permanent residence in any state?...
2
votes
0answers
59 views

Claim duty back on phone purchased via contract termination because moving overseas

6 months ago I signed up for a 24 month phone plan which included a phone at no additional cost. Today I am preparing to move from Australia to the UK for a new job and I will have to cancel my ...
-1
votes
1answer
134 views

Is it normal for a travel agency to ask for a photocopy of my credit card?

I'm currently trying to get cheap plane tickets for a complex trip with a lot of stops, the only way to get the flight with one payment is to go to a travel agency. I'm doing this through a third (...
0
votes
1answer
86 views

Does it make sense to seek tax deduction for a lecturer with 15K a year

I am a lecturer with salary 15K per year. Does it make sense to seek deductions in my current situation?
1
vote
0answers
81 views

What are my investment options as a perpetual traveller?

Background; I am from the UK. For the last 18 months and for the foreseeable future I am not likely to be based anywhere long enough to meet the requirements for tax residency. I think this is ...
3
votes
1answer
64 views

Best way to manage frequent self-funded travel expenses to a fixed location for an indefinite period

I'm exploring a new job opportunity. The position will require me to be on-site at a location about ~2hrs away from my home and working 12-14 hour days for 3 days per week. As such, a hotel near the ...
3
votes
1answer
392 views

How to get my money back from the Police?

On June last year I have attended a court case as a witness. I had to spend a lot of money on travelling and food because the case was in a different Country. I was asked by the Police officer that I ...
2
votes
0answers
56 views

Health insurance for family visiting from overseas

I have an aunt and uncle planning on visiting the US from China for a stay of 5 months (on a tourist visa with Chinese passport) and I'm wondering what insurance to get them. They're about 60 years ...
2
votes
1answer
142 views

Can a business reimburse travel booked with award miles?

We have an employee who booked business travel using a combination of credit card (cash) and his award miles (Chase points). He is now requesting a reimbursement of the full cash value of the tickets (...
4
votes
3answers
197 views

Are travel cost reimbursements taxable in the United States?

I live in the United States with the green card. I gave a talk at some university, I didn't charge for it but they agreed to reimburse the 50 USD I had paid for renting a car. They asked me to fill a ...
7
votes
2answers
1k views

Passing credit cards fee onto the customer in the UK

A recent comment on this site suggests it's “it is illegal to sell goods at different prices depending on the payment method used” in the UK. Yet, all low-cost airlines in Europe seem to do it. In ...
3
votes
1answer
532 views

Under the Affordable Care Act, do I get penalized if my dependents don't have insurance for the time they are not in the US?

I got health insurance for my wife and son. They are traveling to India for 3 months. If I cancel their insurance coverage, and apply for insurance once they came back in October, will I get a ...
6
votes
4answers
283 views

Does this very cheap traveller insurance make any sense?

A local railway company partners with an insurance company and offers insurance policies as paid addition to railway tickets. A random monthly salary in this region is an equivalent of seven hundred ...
1
vote
2answers
286 views

Worth canceling an old Amex Charge Card Account?

I'm looking for a bit of advice as whether or not it is worth canceling my Amex Charge Card. Currently, I am using an Amex Gold Card as my one and only card. I have had a Charge Card account with Amex ...
1
vote
1answer
75 views

Can moving overseas invalidate travel insurance?

I'm currently covered by a family travel insurance policy which was taken out 2months before I moved abroad to the Netherlands of which I'm not a registered resident. I'm still a UK & Irish ...
1
vote
1answer
43 views

Are there any ways to open new credit while abroad?

background- I do have a mailing address and someone I trust to collect it. I have been outside of the US since 2009 and am unfamiliar with any changes in the banking rules since "The Financial Crisis"....
1
vote
1answer
209 views

A foreigner has $11,000 and they are flying to the US. They claim it on FinCen 105. They show the form to the CBP agent. What happens next?

A foreigner has $11,000 and they are flying to the US. They claim it on FinCen 105 and the CBP Form 6059-B. They show the forms to the CBP agent. What happens next? The purpose is a long family ...
3
votes
2answers
271 views

Healthcare mileage deduction for IRS Tax calculation

Turbo tax prompted me to enter miles traveled to healthcare visits. I traveled to physical therapy over 40 times last year so I have a fair amount of miles I could add. My question is should i ...
3
votes
0answers
130 views

Deducting travel costs for summer internship on J-1 visa

I am a full-time PhD student at a university in Germany. To get funding for my PhD studies, I am employed as a research assistant by the university (I have been continuously employed in this position ...
1
vote
2answers
344 views

What would be better, a debit card or a credit card for ATM withdrawls in Canada?

Few months down the line, I may get an opportunity to go to Canada for a conference as well as doing bit of sight-seeing as well. While I do have debit cards from few banks, I was told credit cards ...
3
votes
1answer
373 views

How do credit card banks detect fraudulent transactions without requiring a travel advisory?

I hold two credit cards in Canada- one from a large financial institution (TD Canada) and one with an online bank (PC Financial). When using these cards for travel, for the TD Mastercard, I am okay ...
-1
votes
1answer
83 views

Paying for travel with points or with a credit card that provides points? [closed]

Just had to go through an exercise where I was deciding between booking a flight through the Chase Sapphire reserve program using existing points (which are worth 50% more when used towards travel) or ...
1
vote
0answers
78 views

How to get money (cash) with minimal fees from Europe (Pounds, Euros, Paypal) to South East asia

I have some investments that will be generating revenue in Pounds (UK banks), Euros (Holland, Lithuania) and PayPal. I am planning on doing a lot of travel in South East Asia (Thailand, Vietnam, Laos,...
1
vote
1answer
2k views

Does AAA really provide Disney World discounts? Was I just ripped off?

Today I bought 2 day (august 20-21) "park hopper" for 3 adults from AAA . So AAA charged me $821. I'm looking at Disney's website and it looks like I might have got ripped off. The same 2 day "...
1
vote
1answer
55 views

When abroad, ATM or Bureau?

If I am travelling abroad, what it likely to give me a better exchange rate? Exchange Bureau Pull large sums of cash from an ATM Note; I've been told that using ATMs is actually cheaper if you do it ...
24
votes
2answers
7k views

Euros - Can I trust air.money?

Basically, I am travelling soon and require 1500€ which converts to around (£1,183.06) which is fairly good for today's currency exchange rate. The issue is that it's through a company called Air ...
0
votes
1answer
1k views

Can I cash or deposit a American Express Travelers Cheque if it does not have my signature at the top?

I am in Orange County California, and I went on a trip with my Aunts & Cousins, all of us exchanged our money at once. We can our money to my Aunt, and she gave us checks with her signature on the ...
7
votes
2answers
2k views

Company is late in paying my corporate credit card statement - will it hurt my credit?

I recently took a business trip for my company and was given a corporate credit card, issued under my name (meaning all else fails, I am responsible for the bill). Our finance people have made a lot ...
5
votes
2answers
437 views

Form 1040 - where to place my stipend?

I'm hoping for a second opinion because this is the first year that I will be filing a Form 1040 with my new travel job. I am a traveling occupational therapist with an income of $70,000 per year. Of ...
3
votes
1answer
142 views

Is there a credit card that won't get incorrectly tagged for fraud with international travel

I travel quite a bit. I had a Chase card. About once a month they'd mark it for fraud because of my travel. Not once was it actually fraud. All charges were legit. On top of that I have flawless ...
1
vote
0answers
607 views

Deduct travel expenses for summer internship

I will be participating in a temporary (3-month) summer internship in a city that is quite far (over 300 miles) from where I study as a full-time student in graduate school. During the internship I ...
11
votes
2answers
1k views

Ok to use U.S. Visa gift card internationally?

My daughter received a Visa gift card for Christmas that does not contain a chip. She wants to use it when she travels to the U.K. in April. Will it be accepted?
0
votes
2answers
110 views

How do booking agencies avoid credit card fees [closed]

I am curios about the following situation. Let’s say I have a website where people can book flights. They pay us with their credit card, and we are buying a flight ticket for them a few days later. ...
8
votes
5answers
2k views

How much of my spendable income should I set aside for travel and tourism?

Some indications about my income and expenditure patterns may be in order. I save more than 50% of my salary and I earn about 5 times the minimum wage in my country. I am in my early forties. I am ...
2
votes
2answers
149 views

How do I bring money overseas?

I am Australian and am going to Malaysia in a few weeks. Now obviously I would like to bring some money with me so I can buy things like food and the such. What would be the best way to go about ...
2
votes
1answer
114 views

As a student, should I get a credit card from India to the US, or apply for a credit card in the US?

I am planning to travel to the US as a student. I'm currently employed at an IB in India and I could get a credit card with a very good credit limit. However, if I get a credit card after going to the ...
4
votes
1answer
251 views

Opening a bank account in France [closed]

I just moved in France, and it seems to be vital to have a bank account here. Even to buy a sim card you need one, and of course if you are going to work legally. I would like to ask you if it is ...
2
votes
1answer
1k views

Debit card has stopped working while traveling, and my bank says there's no problem

I'm in Portugal at the moment, and my debit card (from a US bank) stopped working. Every ATM I have tried in the city (at least 8) says "Try another location" since Sunday, and purchases all result in ...
5
votes
2answers
157 views

Choosing currencies when using credit card on vacation

I use a Canadian Mastercard to pay at restaurants, etc. while on vacation. As a example, I recently made a transaction in Dubai, where after inserting my card and entering my PIN, I was asked about ...
4
votes
2answers
508 views

Should I convert all my money to local currency when I study abroad?

I'm just turning 21 so I really have no experience with currencies and banking systems. This is the first time I travel outside my mother country. I'm accepted in a postgraduate study program and I ...
3
votes
1answer
412 views

Can I file taxes in the state where I own a home even if I don't live there?

I've owned a home in New Jersey for 20 years. I work remotely, from wherever I am. Last year, my family and I traveled around the country for 7 months, and I worked throughout this time. Then we ...
3
votes
1answer
4k views

Prepaid credit/debit card for a foreigner visiting the US

I live in the US. A friend from Australia will be visiting the US and she does not have a credit card. She would like to have a prepaid credit/debit card in the US, for obvious reasons. You cannot ...
4
votes
1answer
129 views

How can I observe exchange rates?

I need a lot of Euros because I frequently travel to European countries. Therefore, I always have an amount of Euros at home and from time to time I exchange a large amount of Euro. To save some money,...
2
votes
1answer
1k views

Credit card chargeback for a travel booking site?

I booked a hotel on Booking.com but the room was not as described on the website. It's for Caesar's Palace in Las Vegas. The resort has different towers with different names and the booking ...
1
vote
3answers
4k views

Merchant dispute with airline over missed flight, and which credit cards offer protection?

Weather issues recently caused a flight issue (8 - 12 inches of snow were expected, even though no one knew when it would happen), where the reps at the major flight company didn't know if the flight ...
2
votes
0answers
70 views

Nonresident Travel Money (Card or Bank Account) Solution with Emergency Cash Feature in Euros?

I'm from the new EU so my country's banks are not that advanced that they can offer me this feature. So this will be a nonresident account for travel money. The solution I am looking for is like AMEX'...
0
votes
2answers
4k views

I'm living abroad, can I choose to not pay state taxes for that time?

I have a single US employer. I believe they are already withholding my state taxes at this point as I submitted a w-9 with my address being in the US. I would prefer that not to be the case because my ...