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Questions tagged [travel]

For personal finance questions related to travel. General travel questions with little direct relation to personal finance should be asked on travel.stackexchange.com.

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Common practice for reibursement of business travel expenses done in foreign currency

I am back from a business trip outside my home country, and I have done various expenses in foreign currency using my credit card. This includes conference tickets & accommodation which are far ...
DavGin's user avatar
  • 111
0 votes
2 answers
136 views

Does paying for some travel-related service (e.g., Airbnb) via installment payments (e.g., Klarna) count as travel with Rewards World Mastercard Card?

Assume a Bank of America's Rewards World Mastercard Card is configured so that it has a 3% cash back in the travel category. Does paying for some travel-related service such as Airbnb via installment ...
Franck Dernoncourt's user avatar
-3 votes
3 answers
340 views

How to mitigate risk of having cash with you when abroad, how to move it across countries while minimizing its time physically on your person?

Usually I only travel with payment cards, and I use a debit card in my destination's airport to withdraw cash at an ATM. Me and my significant other will soon return home (the UK) from a third country,...
berdario's user avatar
1 vote
1 answer
255 views

As a US citizen, can I continue to receive my social security benefits while visiting Sweden for an extended period?

I'm planning to visit Sweden for around 80 days as a tourist (I'm a US citizen), and I would like to know what the rules regarding receiving social security benefits are when you are away from the US ...
Newbyte's user avatar
  • 113
-1 votes
1 answer
44 views

Do non-revenue flight tickets incur tax liabilities on the individual who obtained or used the ticket in the United States?

Airline employees often have access to so-called non-revenue flight tickets, for themselves or their surroundings. Do non-revenue flight tickets incur tax liabilities on the individual who obtained or ...
Franck Dernoncourt's user avatar
0 votes
1 answer
113 views

Why have airlines devalued their loyalty programs a lot in recent years? [closed]

I read this answer from Hilmar: Airlines have devalued their loyalty programs a lot in recent years. Why have airlines devalued their loyalty programs a lot in recent years?
Franck Dernoncourt's user avatar
5 votes
2 answers
83 views

Insurance for expensive items in carry-on moving from US -> Canada

I'm repatriating from the U.S. to Canada. My apartment is ending my lease on the day I fly out, then I'll be staying in a hotel for a while before moving to permanent housing. I have some antiques ...
justforplaylists's user avatar
1 vote
1 answer
1k views

Tricount balances change after each reimbursement

My friends and I are using Tricount to keep track of shared expenses during our trips. It is an excellent app but it seems to have an absolutely infuriating problem: whenever someone makes a ...
François Beaune's user avatar
2 votes
1 answer
176 views

Suppose that you have no home address. Which state would you pay income taxes too?

Suppose that Sarah has a job which requires near constant travel on airplanes. Also suppose that Sarah does not own a house, or rent an apartment. Sarah lives out of hotels, motels, air-BnBs, etc... ...
Michael Butler's user avatar
1 vote
1 answer
590 views

Can I bring a large sum of inheritance money into the U.S. through an airport?

I'm an international student in the United States. I inherited around 1 million USD from my father. Can I bring that money into the U.S. through an airport?
jane doe's user avatar
1 vote
1 answer
351 views

Is $15 USD for a hotel/motel room really that "unthinkably low"?

I just watched a video where a guy tried to claim that the hotel or motel room he was going to meet somebody at and pay for costs "$15", in the USA. I assume he means "per night". While money is not ...
Lucchese Sakata's user avatar
3 votes
0 answers
89 views

Publication 523 - "residency" on "Gain Exclusions" selling primary residence

Part of the Publication 523 from the IRS guides on Capitol Gains states the following: "If you were ever away from home, you need to determine whether that time counts towards your residence ...
maplemale's user avatar
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2 votes
1 answer
398 views

When flying to and from the United States, from/until what time does it count as days of presence from an IRS tax residence standpoint?

When flying to and from the United States, from/until what time does it count as days of presence from an IRS tax residence standpoint? For example, if my plane entered the US airspace at 20:00 on ...
Franck Dernoncourt's user avatar
3 votes
0 answers
1k views

Credit and Debit Cards Stopped Working in Spain

I'm currently travelling in Europe with a VISA debit card for a Charles Schwab Checking Account as well as an American Express Bonvoy credit card. Both cards target travellers and don't usually ...
C. Warren Dale's user avatar
-1 votes
3 answers
282 views

How should a receipt of a tax nomad be formatted?

I understand that the concept of a "tax nomad"; i.e, a freelance who works with a laptop and relocating to different countries gradually (say, once a year or once in two years) is becoming more ...
user avatar
40 votes
7 answers
16k views

Is the company asking me to commit fraud by asking me to apply for reimbursement of half of trip expenses paid entirely by my colleague?

Recently, I traveled on company business with a colleague. To save money, we agreed to share a hotel room. My colleague booked and paid for the accommodation in its entirety. I paid nothing for the ...
Acton Bell's user avatar
2 votes
1 answer
67 views

Whether travel expense related to training for a contract employee will be consider as an expense for tax deduction?

Whether travel expense related to training for a contract employee will be consider as an expense for tax deduction? I work for a company on their W-2 as a contract employee. I traveled for a ...
goofyui's user avatar
  • 1,117
-3 votes
1 answer
182 views

How many percent of "Western" adults have never been outside their country or "area"? [closed]

Note: I tried to find a more appropriate StackSite, such as "statistics" or "social patterns" or something, but they don't exist. Eventually, I came to the conclusion that this probably is the best ...
The Hobbit's user avatar
4 votes
2 answers
429 views

Banking Travel Rule and Nomadic living

I'm currently a digital nomad and my bank has frozen my account when I tried to change my mailing address to a PO box due to the "Travel Rule". My bank tells me I must show them a utility bill with ...
Philippe's user avatar
  • 143
3 votes
1 answer
3k views

Is there a way to use an ANZ Visa card overseas without a mobile phone for Verified By Visa?

I'm an Australian travelling in Asia on a budget. I've always travelled without getting local SIM cards so no phone. I rarely make purchases online. About four months ago I bought a flight online ...
hippietrail's user avatar
4 votes
0 answers
69 views

What defines a transportation-related medical expense to be "primarily for, and essential to, medical care"?

I'm trying to understand which transportation-related medical expenses are IRS-Qualified Medical Expenses for health savings accounts (HSA). I understand that Publication 969 defines what HSAs are, ...
Franck Dernoncourt's user avatar
2 votes
2 answers
98 views

How do I prepare for a year long trip as an employee trying to qualify for the FEIE via the physical presence test?

I am going to be traveling to 12 different countries next year. I will be staying for a period of one month in each one. I will be employed by my current employer while traveling. I will not have a ...
Audus's user avatar
  • 275
7 votes
5 answers
3k views

Is this a reasonable financial plan? - Spend all of your money every few years? [closed]

Ok, the title is intentionally a bit facetious. But a bit about my current situation. I live in Europe (a high cost of living country) and save around 10,000 Euros per year. I have been doing this ...
Cloud's user avatar
  • 3,655
7 votes
1 answer
241 views

Can I choose which state to pay income tax to when I am traveling and have no permanent residence in the US?

I am leaving for a year-long trip around the world. I will have an income while traveling. Is it possible for me to choose which state will tax me as I will not have a permanent residence in any state?...
Audus's user avatar
  • 275
2 votes
0 answers
65 views

Claim duty back on phone purchased via contract termination because moving overseas

6 months ago I signed up for a 24 month phone plan which included a phone at no additional cost. Today I am preparing to move from Australia to the UK for a new job and I will have to cancel my ...
Frames Catherine White's user avatar
-1 votes
1 answer
1k views

Is it normal for a travel agency to ask for a photocopy of my credit card?

I'm currently trying to get cheap plane tickets for a complex trip with a lot of stops, the only way to get the flight with one payment is to go to a travel agency. I'm doing this through a third (...
Mauricio's user avatar
  • 101
0 votes
1 answer
97 views

Does it make sense to seek tax deduction for a lecturer with 15K a year

I am a lecturer with salary 15K per year. Does it make sense to seek deductions in my current situation?
180224's user avatar
  • 95
3 votes
3 answers
400 views

What are my investment options as a perpetual traveller?

Background; I am from the UK. For the last 18 months and for the foreseeable future I am not likely to be based anywhere long enough to meet the requirements for tax residency. I think this is ...
Jivings's user avatar
  • 103
3 votes
1 answer
91 views

Best way to manage frequent self-funded travel expenses to a fixed location for an indefinite period

I'm exploring a new job opportunity. The position will require me to be on-site at a location about ~2hrs away from my home and working 12-14 hour days for 3 days per week. As such, a hotel near the ...
Brian R's user avatar
  • 1,866
6 votes
1 answer
821 views

How to get my money back from the Police?

On June last year I have attended a court case as a witness. I had to spend a lot of money on travelling and food because the case was in a different Country. I was asked by the Police officer that I ...
Shady Programmer's user avatar
5 votes
1 answer
255 views

Health insurance for family visiting from overseas

I have an aunt and uncle planning on visiting the US from China for a stay of 5 months (on a tourist visa with Chinese passport) and I'm wondering what insurance to get them. They're about 60 years ...
mboss's user avatar
  • 51
2 votes
1 answer
3k views

Can a business reimburse travel booked with award miles?

We have an employee who booked business travel using a combination of credit card (cash) and his award miles (Chase points). He is now requesting a reimbursement of the full cash value of the tickets (...
Rob E's user avatar
  • 23
5 votes
3 answers
925 views

Are travel cost reimbursements taxable in the United States?

I live in the United States with the green card. I gave a talk at some university, I didn't charge for it but they agreed to reimburse the 50 USD I had paid for renting a car. They asked me to fill a ...
Franck Dernoncourt's user avatar
7 votes
2 answers
1k views

Passing credit cards fee onto the customer in the UK

A recent comment on this site suggests it's “it is illegal to sell goods at different prices depending on the payment method used” in the UK. Yet, all low-cost airlines in Europe seem to do it. In ...
Relaxed's user avatar
  • 1,073
3 votes
1 answer
1k views

Under the Affordable Care Act, do I get penalized if my dependents don't have insurance for the time they are not in the US?

I got health insurance for my wife and son. They are traveling to India for 3 months. If I cancel their insurance coverage, and apply for insurance once they came back in October, will I get a ...
Nilesh's user avatar
  • 143
6 votes
4 answers
480 views

Does this very cheap traveller insurance make any sense?

A local railway company partners with an insurance company and offers insurance policies as paid addition to railway tickets. A random monthly salary in this region is an equivalent of seven hundred ...
sharptooth's user avatar
  • 2,889
1 vote
2 answers
672 views

Worth canceling an old Amex Charge Card Account?

I'm looking for a bit of advice as whether or not it is worth canceling my Amex Charge Card. Currently, I am using an Amex Gold Card as my one and only card. I have had a Charge Card account with Amex ...
Ontic's user avatar
  • 121
1 vote
1 answer
116 views

Can moving overseas invalidate travel insurance?

I'm currently covered by a family travel insurance policy which was taken out 2months before I moved abroad to the Netherlands of which I'm not a registered resident. I'm still a UK & Irish ...
Declan McKenna's user avatar
1 vote
1 answer
47 views

Are there any ways to open new credit while abroad?

background- I do have a mailing address and someone I trust to collect it. I have been outside of the US since 2009 and am unfamiliar with any changes in the banking rules since "The Financial Crisis"....
AlphaTraveler's user avatar
1 vote
1 answer
674 views

A foreigner has $11,000 and they are flying to the US. They claim it on FinCen 105. They show the form to the CBP agent. What happens next?

A foreigner has $11,000 and they are flying to the US. They claim it on FinCen 105 and the CBP Form 6059-B. They show the forms to the CBP agent. What happens next? The purpose is a long family ...
AlphaTraveler's user avatar
2 votes
2 answers
349 views

Healthcare mileage deduction for IRS Tax calculation

Turbo tax prompted me to enter miles traveled to healthcare visits. I traveled to physical therapy over 40 times last year so I have a fair amount of miles I could add. My question is should i ...
ngnewb's user avatar
  • 149
2 votes
0 answers
149 views

Deducting travel costs for summer internship on J-1 visa

I am a full-time PhD student at a university in Germany. To get funding for my PhD studies, I am employed as a research assistant by the university (I have been continuously employed in this position ...
user55190's user avatar
1 vote
2 answers
558 views

What would be better, a debit card or a credit card for ATM withdrawls in Canada?

Few months down the line, I may get an opportunity to go to Canada for a conference as well as doing bit of sight-seeing as well. While I do have debit cards from few banks, I was told credit cards ...
shirish's user avatar
  • 189
2 votes
1 answer
474 views

How do credit card banks detect fraudulent transactions without requiring a travel advisory?

I hold two credit cards in Canada- one from a large financial institution (TD Canada) and one with an online bank (PC Financial). When using these cards for travel, for the TD Mastercard, I am okay ...
karancan's user avatar
  • 1,293
2 votes
2 answers
161 views

How to get money (cash) with minimal fees from Europe (Pounds, Euros, Paypal) to South East asia

I have some investments that will be generating revenue in Pounds (UK banks), Euros (Holland, Lithuania) and PayPal. I am planning on doing a lot of travel in South East Asia (Thailand, Vietnam, Laos,...
Matas Vaitkevicius's user avatar
1 vote
2 answers
6k views

Does AAA really provide Disney World discounts? Was I just ripped off?

Today I bought 2 day (august 20-21) "park hopper" for 3 adults from AAA . So AAA charged me $821. I'm looking at Disney's website and it looks like I might have got ripped off. The same 2 day "...
Emily's user avatar
  • 1,109
1 vote
1 answer
80 views

When abroad, ATM or Bureau?

If I am travelling abroad, what it likely to give me a better exchange rate? Exchange Bureau Pull large sums of cash from an ATM Note; I've been told that using ATMs is actually cheaper if you do it ...
Matthew Layton's user avatar
24 votes
2 answers
7k views

Euros - Can I trust air.money?

Basically, I am travelling soon and require 1500€ which converts to around (£1,183.06) which is fairly good for today's currency exchange rate. The issue is that it's through a company called Air ...
Phorce's user avatar
  • 407
0 votes
1 answer
3k views

Can I cash or deposit a American Express Travelers Cheque if it does not have my signature at the top?

I am in Orange County California, and I went on a trip with my Aunts & Cousins, all of us exchanged our money at once. We can our money to my Aunt, and she gave us checks with her signature on the ...
Lauren's user avatar
  • 1
8 votes
2 answers
6k views

Company is late in paying my corporate credit card statement - will it hurt my credit?

I recently took a business trip for my company and was given a corporate credit card, issued under my name (meaning all else fails, I am responsible for the bill). Our finance people have made a lot ...
James Wierzba's user avatar