Questions tagged [gift-card]

A gift card is a prepaid stored-value money card usually issued by a retailer or bank to be used as an alternative to cash for purchases within a particular store or related businesses.

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Cross-country e-gift cards

I've been looking for ways to get my friend who lives in the USA an electronic gift card for the holidays (non-close loop so the card can be used at any store that accepts Visa or MasterCard). I live ...
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0 votes
2 answers
228 views

Money transferred from Google Play/ iTunes Store to a bank account

If someone transfers money from Google play/ iTunes store to their bank account (which takes 1-3 business days) and the account is deactivated when the transaction is pending (due to e.g. scam report),...
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21 votes
7 answers
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Why do gas stations charge higher price for credit card purchase while customers can purchase their gift cards from a third party?

Many gas stations have different prices in credit card purchases and cash purchases. The customer pays a slightly higher price with credit card purchases. On the other hand, if a customer uses cash or ...
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14 votes
1 answer
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How do websites ban prepaid cards?

A small number of websites prevent customers from checking out using a prepaid card. How do websites manage this when there are so many prepaid cards out there? Are there any prepaid cards known for ...
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2 answers
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What to do with multiple prepaid Visa cards

I have several prepaid visa cards with around $2 on each of them. I want to use them, but I can't find a good way to do that. I have found two answers here and here, but those only apply to physical ...
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8 votes
2 answers
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How should I record a gift card?

I have received a $50 gift card for my birthday, and I've been thinking on how I should record it in my books, using double-entry accounting. I don't think it would make sense to classify as an ...
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2 votes
2 answers
2k views

Mandela coins and iTunes gift cards — is this a scam?

I joined this group on Facebook about Mandela coins and asked how much they would offer me for my 38 coins. One person offered me 2 million South African rands and another person offered me 5 million ...
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1 vote
1 answer
135 views

Can you credit a card (e.g. prepaid gift or debit) that blacklists certain companies?

Various business, social and political groups want to boycott companies, but the list of companies they’re boycotting can become large (hard to remember), and breaking their own boycott can also be ...
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1 answer
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Is This Company Legitimate? Bivavo Store

I recently saw advertised on eBay (UK) a company called Bivavo (bivavo.store), offering gift cards for eBay at roughly 1/3rd off, in both £ and €. They have a fair number of gift cards -- eg eBay, ...
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7 votes
3 answers
2k views

I have an American Express gift card and I need to enter a “Name on Card” to buy something, but it’s a gift card and is unnamed?

I’m on Etsy and I’m asked the name of the card. I can’t pay without inputting it in. I tried just my name and I’m a minor so I’ve never done this before. There is a user guide with the gift card but ...
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2 votes
1 answer
616 views

Scammed $3,000, bank closed my account due to insufficient funds

I was scammed thinking I was working for a Company that they lied about. They said that they were going to send me a $3,000 check to cover Office Supplies so that I could get set up for training the ...
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8 votes
3 answers
4k views

Amazon gift card scam

Recently, I was scammed for several thousand dollars in Amazon gift card scam. I received email from Amazon.com that "several thousand worth of electronic goods will be delivered in next 2 days. If ...
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2 votes
2 answers
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Lowe's won't accept their store credit - any recourse?

At one point in the past I returned some items to Lowe's (big hardware & home goods box store in the US) without a receipt. So they gave me a card in place of cash which I can redeem there - and ...
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2 votes
2 answers
2k views

I accidentally charged more than the amount on a prepaid card on amazon and it didn't get declined

So, I accidentally charged more than the amount on a prepaid visa debit gift card on an online retailer and it didn't get declined. What will happen? Should I take advantage of this?
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27 votes
6 answers
7k views

What is the business model of discounted gift cards?

Context: I have an account on a third-party website that sells discounted (first hand) gift cards — because my employer is part of the scheme. For example, you pay ¤95 for a ¤100 gift-card, in the ...
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3 votes
6 answers
433 views

Why use credit card rewards for vendor credit not cash?

Some credit cards (e.g. Capital One, Chase) have rewards programs for using their cards, which can either be used for cash (credit to the credit card itself) or for 3rd party vendor credit (a gift ...
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1 answer
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Gift cards and possible hidden import taxes

I live in Canada and want to order something from USA. The total in CAD is $45 (including shipping, but I don't think tax is), and I have a $50 prepaid MasterCard gift card. How do I know if there ...
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1 vote
2 answers
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Tell gift card giver money was stolen?

I got a gift card for high school graduation from a family friend we only rarely have conversations with. It was for $50, but when I tried to use it, it had no money on it. I then noticed that the ...
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3 votes
4 answers
16k views

Can a victim of a gift card scam dispute Credit Card transaction?

One of my colleagues got scammed for $14,000 by one of the Apple Gift Card scams. He paid $4,000 in Cash for Gift Cards and bought the other $10,000 worth by maxing out a credit card. He's gone ...
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2 votes
1 answer
236 views

Computer Fraud Related

On 27th of May at around 1:30 P.M. (EST) I tried to order a small toy Online from Walmart. I thought I dialed Walmart Online order 800 number. The person who came to help me, conned me and took over ...
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2 votes
2 answers
22k views

Is it possible and what happens if you go over the limit of a prepaid American Express credit card?

I have a Prepaid American Express credit (gift) card of value $100. I have used it a few times and don't remember the remaining amount. Let's say I can't find out the remaining amount. Is it possible ...
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8 votes
5 answers
27k views

Can you buy gift cards at grocery store to receive a higher reward rate?

Numerous websites such as this Time article or this Nerdwallet page say you can buy gift cards at grocery store to get the higher category rate when applicable. You can purchase gift cards at ...
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2 votes
3 answers
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Can I use Amazon's Visa Card promotion and never use the card?

Amazon has a promotion where they say they will give you 50$ off of your purchase if you sign up for one of their Amazon Visa Cards. Upon approval, your new Amazon.com Rewards Visa Card and $50 ...
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12 votes
2 answers
2k views

Ok to use U.S. Visa gift card internationally?

My daughter received a Visa gift card for Christmas that does not contain a chip. She wants to use it when she travels to the U.K. in April. Will it be accepted?
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2 answers
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Can I buy a Walmart gift card using a Walmart egift card?

I received a $25 walmart egift card, but I needed a physical card for purchase in store (I have no smartphone or printer to bring the egift card to the store). So I used the $25 Walmart egift card to ...
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1 vote
2 answers
2k views

How to keep new gift cards safe?

I bought a new egift card from Amazon.com. I learned that it is better to load the money from Amazon gift card to my Amazon account, otherwise it will risk being stolen soon. Can a new egift card ...
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3 votes
3 answers
1k views

Are debit cards and "open loop" gift cards accepted everywhere that credit cards are?

In U.S., a debit card or an "open loop" gift card will normally have a Visa or MasterCard logo on it, and the card can be used in "credit" mode. Does that mean that such a debit card or gift card can ...
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0 votes
1 answer
193 views

Is it legal for Shutterfly to expire their Prepaid Plan in CA, USA

Sorry if this is off topic, but thought it was the best site for this question: I was just on Shutterfly and noticed that I had an expired prepaid plan. I live in California and remember there are ...
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  • 161
2 votes
3 answers
873 views

Extracting money from American Express card

I have a $150 USD American Express prepaid gift card. Which is the most cost effective way to extract the money to put in to my US bank account or Paypal account? First option is to create two paypal ...
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2 votes
3 answers
306 views

Can people make a profit (in gift cards) when shopping with enough coupons?

According to the following story, someone paid $132.73 for $1,760 worth of goods and also received $245 in gift cards. Cashier: “All right, so from $1,760, you’re down to $132.73, and you’ve earned ...
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1 vote
1 answer
284 views

Use mutiple gift cards towards same purchase online

Let us say I have 2 walmart gift cards , each for 10$. Now if I go to walmart and buy a 20 $ item (before tax), then I can give the 2 gift cards one after another and that will cover the cost. Now ...
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4 votes
1 answer
2k views

Gift credit card with no inactivity fee?

I purchased a $25 Visa gift card a few years ago, and was surprised to find this morning that it had 0 balance. On questioning I learned that 1) they don't track activity older than one year and 2) ...
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7 votes
3 answers
9k views

Gift card fraud: To whom to report? How to recover funds? Is the party which issued me the card liable?

In September 2011, I redeemed credit card points I had with Citibank for a $100 Walmart gift card. I did not try using this card until March 2014, when I discovered there was no balance in it. I ...
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2 votes
2 answers
5k views

How can I buy a MasterCard/Visa gift card in the US using European MasterCard/Visa?

I live in Belgium and my sister lives in the USA. I would like to send her a MasterCard gift card but I tried to pay with my Belgian MasterCard on giftcards.com and it failed because the form that ...
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1 vote
1 answer
2k views

What information is sent to merchant with online/POS credit card and "no name" gift card purchases?

With credit card and online: your full name, full billing address and maybe some numbers from the card? Is there a difference in this regard between a "normal" merchant account or Paypal's credit card ...
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1 vote
2 answers
9k views

U.S. VISA gift cards and usage in Europe; technical and/or legislative insight?

Can you use any U.S. gift card anywhere in the world to pay at a counter with a VISA logo? I read on some web sites that U.S. gift cards don't work in Europe, but no reason was given, others were ...
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6 votes
5 answers
3k views

How can I convert rebate gift cards into cash?

I tend to buy a fair amount of things that have a mfg rebate. More often than not, that rebate comes in the form of a pre-paid card of some kind. The problem that I have is that there is rarely a way ...
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9 votes
6 answers
2k views

Emptying Low Balance Gift Cards

I often get gift cards (sort of like a debit card) and I usually end up using them to make online purchases. However, I often end up with a couple dollars change. Is there a way to deposit the ...
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3 votes
1 answer
3k views

Is it possible to transfer some money from my visa card to my amazon account to buy with them later?

I have few dollars in my visa card and it will expire soon, Is it possible to transfer these dollars to my amazon account and save them there to be able to buy with them later from amazon?
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6 votes
1 answer
4k views

Do companies that get taken-over have to honour the old gift card/certificate?

With reference to this question, can companies that get taken over set limitations on honouring gift cards issued prior to the take-over? Also if a company just changes it's name, can it set limits ...
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4 votes
1 answer
6k views

Do gift cards expire? Does a gift certificate's value depreciate? How long can I keep them for?

I recently found several gift certificates (yes, way back when) from stores like Restoration Hardware, Omer DeSerres (now Loomis) and Jacob. I live in Canada. Can I use these certificates today, ...
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