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I am 23 and now looking into what to do with some leftover monthly money. My question is whether getting a pension is worth it or not. Are pensions in general just scams? Am I just wasting money on a money manager? (because I am very disciplined and can save myself if there are better options). I live in South Africa so the 401 or whatever doesn't really affect my answers.

What should I be doing with some leftover money per month if getting a pension is not a good answer?

  • You should first buy some real estate (perhaps a small flat?) Everything else should only come after that. – Fattie Jul 17 '18 at 11:59
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    @Fattie why do you say that? – Paul Kruger Jul 17 '18 at 13:05
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    This is a very broad question - you should narrow it down into something more concrete before it can be answered. – Grade 'Eh' Bacon Jul 17 '18 at 13:35
  • hi @PaulKruger money.stackexchange.com/a/97477/41786 – Fattie Jul 17 '18 at 13:38

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