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For questions that relate to the laws, practices, and products of South Africa.

4
votes
0answers
61 views

Having worked overseas and accrued a pension, can I transfer it to my country of origin?

As a Brit who worked in South Africa for a few years and accrued a pension, now I've returned is it possible to transfer said pension tax-free to a UK pension provider (SIPP or otherwise)?
0
votes
0answers
63 views

Satrix vs Sanlam vs? [on hold]

I am 23 years old, in South Africa. I have no loans or any credit that needs to get paid off. I just started working (in Jan 2018) and I find that I have some extra cash left over each month. I would ...
0
votes
0answers
120 views

Is Private Pension Worth It

I am 23 and now looking into what to do with some leftover monthly money. My question is whether getting a pension is worth it or not. Are pensions in general just scams? Am I just wasting money on a ...
6
votes
0answers
175 views

Falling through the cracks for University funding [closed]

I am 18 years old. I have been accepted to study​ (an undergraduate course)​ at Cambridge University. I have a Dutch Passport and South African Permanent Residence. Unfortunately because I have ...
1
vote
0answers
39 views

How do I calculate my provisional tax so I don't get so much tax back?

I am a South African provisional taxpayer with my own business. I usually calculate my provisional taxes only based on my business incomes and expenses. Then when I file my income tax I have a ton of ...
1
vote
1answer
65 views

How do I determine my local version of the American FDIC or NCUSIF insured savings account?

I'm not an American, but I'd like to take advantage of this good advice and put 6 months of emergency funds into a savings account. However, I don't know what account to use locally because there aren'...
1
vote
0answers
56 views

Is the full monetary amount of sub-contracting tax deductible?

At the moment I effectively work for myself, contracting full-time to a single company. I invoice this company $x every month. In the near future, I would like to either hire or sub-contract other ...
1
vote
1answer
111 views

How to join the U.S stock market? [closed]

I am from South Africa. I want to find out how to join the U.S stock market as a foreigner. I am currently a musician, a piano player, but trying to explore opportunities to join the financial ...
3
votes
2answers
441 views

Do I declare money earned outside Sweden?

I am presently resident in Sweden, but I am not Swedish. However, I do all my work outside the country for a foreign company and leave my money outside, only bringing in what I need. I am tax ...
2
votes
2answers
690 views

YouTube Monetization. Must i still pay tax even if I'm underage in South Africa?

I live in South Africa. I make videos for YouTube and I haven't monetized my videos. I would like to, but I want to know whether I will be subject to taxation even if I'm underage (I'm 15 years old). ...
-2
votes
1answer
89 views

is it possible to request a bank to change a car for me to one of cars they have repossessed? [closed]

I am driving a BMW 320i 2011 model in 2015 October. I want to know if is possible to request a bank to change a car for me on one of cars they have repossessed?I don't get paid enough anymore at my ...
1
vote
1answer
231 views

Is sending money from abroad (p2p) banned in India?

I was looking at Paypal wikipedia entry and came across this https://rbi.org.in/scripts/NotificationUser.aspx?Id=5216&Mode=0 Am I reading/understanding this wrong ? This facility shall be ...
0
votes
0answers
1k views

How do I send money to myself from SA to India without high bank fees.

I would be going to South AFrica in a few days for an IT open-source conference. At the end of the conference, I will be reimbursed my flight tickets as I'm volunteering at the conference. The ...
2
votes
0answers
43 views

How do I switch from payment to invoice basis?

I have done my personal finances using payment basis, because it is the simplest and the books of my small business are not particularly complicated. However, I have recently had to register my ...
3
votes
2answers
106 views

What to do with south african currency free fall

The South African money is losing a lot of its value and media are very pessimistic. What can i do in order to avoid my savings being worthless in a few months ?
5
votes
3answers
14k views

Does credit card declined negatively impact your credit score?

I have been told that trying to make a payment with a credit card that declines due to no funds, negatively impact credit score. Is this true? Edit: This was for a payment online. Note that I don't ...
3
votes
1answer
117 views

Should I avoid month-end for my foreign salary payments?

I get paid from South Africa into the UK and get to choose which day of the month I want to be paid. I was wondering whether avoiding month-end might give me a better chance of getting a better rate (...
0
votes
2answers
2k views

Advice on money transfer from Canada to South Africa

I am trying to figure out what is the best way to transfer money from Canada to South Africa. By best way I mean the cheapest way and of course the safest way for me. I have found a few weeks ago ...