I'm planning to open an online savings account in a bank where i already have normal savings account. In the form though it asks me to declare that i don't have same scheme account in their bank. I'm not sure what this means, and is normal savings supposed to be same schemed account?


From what I could find, it looks as though a "scheme account" is one used for specialized savings and investment. Here's a link to a PDF from the Nepal Stock Exchange that discusses various types of scheme accounts:


Hope this is what you're looking for. Good luck!

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