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Questions tagged [online-banking]

To be used for any questions related to banking transactions that can be carried out online [web based]. There is another broader tag online-tools if the questions is not specific to Banking

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QuickBooks iif File Format for GST Taxable Transactions

How can a transaction be created with an iif file so it contains the auto-calculated Tax Amt and Tax Total? The following iif file does not create the required Tax Amt as shown in the image below: !...
flywire's user avatar
  • 171
0 votes
2 answers
137 views

Age Rest Bank IMF code

What is the International Monetary Fund Code for Age Rest Bank? I require it in order to complete a transaction
owen's user avatar
  • 1
12 votes
2 answers
5k views

Do US banks cover the loss of money in checking accounts due to identity theft or hacking through the FDIC or some other ways?

This question is NOT about credit card accounts. It is about checking accounts with US banks. Suppose some US citizens have checking accounts with US banks, and the customers lose money due to either ...
Job_September_2020's user avatar
0 votes
2 answers
243 views

Is it safe to give this info out if I didn't receive an ACH transfer to my account

I won on an online casino and it's been longer than normal. When I contacted the casino they said they had processed it 7 days ago and if it hasn't hit my account they need the following information ...
Connie Lynn Rolnicki's user avatar
0 votes
1 answer
58 views

HB Silver ebank online

I have an account with HB Silver ebank online which another person set up for me. My questions are these: 1) Is this a legitmate bank system?, 2)My account shows funds in it, are these funds actually ...
Susan Welsh's user avatar
14 votes
2 answers
8k views

Is this a fake bank?

Is www.firstcapital.com a legit bank? Someone transferred money to an account they told me to set up with this company. Now I realize this may be some type of scam.
Jim Strain's user avatar
0 votes
0 answers
108 views

Is Dafexcounty bank legit or scam? [duplicate]

I received the payment for my task on Dafexcounty. However, in order to transfer money to another bank. I need to avail VAT Code or they say Virtual Account Token Coin worth 150$. They said that I can'...
cheesssseee's user avatar
1 vote
1 answer
273 views

LMS Code for making international transfer

I have been asked to make advance payment of 85 usd for LMS code inorder to make international wire transfer. Why are they not deducting. Could this be a scam attempt by the bank. The bank is ...
Laldinliana 's user avatar
8 votes
4 answers
6k views

Do I have rights to money that was intentionally deposited in my bank acct

I've been talking to this gentleman online who wanted me to open a bank account. So I did. He deposited money into my account and then transferred some out and deposited again. I tried to transfer ...
Lisa Simms's user avatar
1 vote
3 answers
410 views

Is this eRupee email from my bank a scam?

I received an email like this, supposedly from my bank. It is unclear to me if this email is just some kind of scam. On the one hand, GMail seems to have put a blue checkmark, indicating that the ...
Agnishom Chattopadhyay's user avatar
24 votes
5 answers
13k views

Getting paid to like Instagram's posts? Scam?

My dad just told me that he had accepted a passive income job offer on WhatsApp where the task is to like the linked Instagram post every 20 minutes to earn money. The amount is too good for such job ...
Ugly Duck's user avatar
  • 241
-4 votes
2 answers
119 views

Why is there a need of thirdparty gateway while transferring money from one bank to another?

As per this, there is always a middleman for transferring fund between two banks. Why can't there be a direct communication between two banks? What problems would be arouse if there was direct ...
achhainsan's user avatar
2 votes
1 answer
296 views

Are there any banks that don't require mobile phones for 2FA in the UK? [closed]

I have a current account with Santander, and when I make card payments over the internet they send me a one-time-passcode (OTP) in a text message, as a form of two-factor authentication (2FA). My ...
preferred_anon's user avatar
0 votes
0 answers
134 views

Offshore Bank Account [duplicate]

I lent someone some money which they promised to pay back, now I have been asked to open an offshore bank account with a bank called Pub Capital Bank in Mexico which I opened, instead of the money he ...
Robyn Wilson's user avatar
1 vote
1 answer
328 views

I have opened an account with a Neobank Yuh. I'm totally confused why I don't have a username and password, there is also no 2FA [closed]

In less than 1 hour I was able to open an account with Yuh. The process worked very well, only small bugs. I could not find a web UI for Yuh. On the iPhone Yuh app, I log in with FaceID. Am totally ...
Sybil's user avatar
  • 692
3 votes
1 answer
3k views

Is the Interac e-Transfer email-to-bank-account mapping unique?

A mechanism (Interac) in the Canadian banking system permits people to send amounts less than $3,000 over email. This also works for transferring funds between two accounts held by the same person at ...
Sam7919's user avatar
  • 133
3 votes
2 answers
150 views

What is the catch in Money Market Funds ( core account)?

I see some of the money market Funds are yielding higher than the online-banks Schwab Value Advantage Money Fund® Investor Shares (SWVXX) is yielding 4.47% FIDELITY GOVERNMENT MONEY MARKET ( SPAXX ) ...
puzzled's user avatar
  • 1,016
-1 votes
2 answers
303 views

What is the closest you can get to managing your own DIY bank account without using any third-party or banking company?

I am just curious if there is anything close to running a bank account yourself. That means not signing up for a bank account from a bank or company, and it does not mean starting your own fintech app ...
Julius Hamilton's user avatar
0 votes
1 answer
140 views

Why would I (with good credit and financial history) be denied while applying for a business checking account?

I've applied for several accounts, and all of them were denied, most instantly. I have an 800+ credit score, a clean checking history, and so on. I do not have any business financial history - but ...
Ken - Enough about Monica's user avatar
2 votes
1 answer
324 views

"Check" created from multiple overlapping checks

I use Bank of America and wrote a check for rent in September this year for an amount of $2850. I turned in the check physically to the landlord and the amount was drawn from my account normally, but ...
tim87's user avatar
  • 23
13 votes
3 answers
7k views

My online boyfriend ask me to do the bank transfer using his bank account because he can't access it from another country [duplicate]

My online boyfriend asked me to do bank transfer because he is in another country and he can't access it.So I log in to his account and I did the transaction, there was an international pin ,cot pin, ...
barbie swift's user avatar
2 votes
0 answers
90 views

Which banks in Europe have online banking via smartcard and plan to keep it? [closed]

In the European Union there are a lot of banks that have online banking platforms that allow to login via E.Identifier also called PIN Sentry in the UK, but they are moving their platform towards ...
FluidCode's user avatar
  • 245
3 votes
5 answers
5k views

Why don't unbanked people use cryptocurrency?

I hear a lot about Western Union and associated costs in the context of remittances. Also there are exchange rates anyway, between one currency and another. Also there is inflation and bank fees. Why ...
very big cat's user avatar
1 vote
2 answers
237 views

How do I check when my 403(b) balance will be 100% vested in Transamerica?

I have a 403(b) plan in Transamerica with a balance that hasn't 100% vested yet. How do I check how long it will take for my balance to be fully vested in a Transamerica 403(b) account?
Stevoisiak's user avatar
1 vote
1 answer
297 views

How to tell if a bank is legitimate? [duplicate]

I’ve got a deposit on a bank named First Unify Bank, but I can’t really find alot about them online. Can someone help me find out if the bank is legitimate or not? Their site is firstunifybk.com
user118609's user avatar
0 votes
1 answer
144 views

Where do independent digital wallets keep money?

When you cash in to your independent digital wallet, where does the money go? When I say "independent", I mean those digital wallets that are not backed by banks.
Noob_Guy's user avatar
  • 101
-3 votes
1 answer
163 views

Is it possible to make a transfer without the bank knowing? [closed]

I don't know if they approve every transfer, so if not, is it possible?
Melon's user avatar
  • 1
0 votes
1 answer
3k views

How do I check if I've met my maximum Roth IRA contribution on Vanguard?

How do I check if I've reached the maximum yearly contribution amount for my Roth IRA Brokerage Account on Vanguard? I know that the limit for 2022 is $6,000, but I can't remember if I've contributed ...
Stevoisiak's user avatar
1 vote
1 answer
425 views

online bank bank transfer [duplicate]

I have meet a boyfriend online and ask me to make an online bank account because theres a so-called bank manager will transfer the huge amount. He helps me make a personal online bank account and ...
Grace's user avatar
  • 21
2 votes
0 answers
62 views

What could possibly explain this minor data difference from my bank? [closed]

Half a year ago, I logged into my bank's website and fetched all transaction records for my account as far back as it allowed me, which meant down to the first day of 2009. Saved as CSV file. For ...
Charlies's user avatar
2 votes
0 answers
139 views

Identity theft issue: Fidelity showing another person’s profile on my 401k, Fidelity closed the request

My employer provides 401k and I opened a 401k with Fidelity in September. I have been contributing to the 401k since. Recently, I logged into my account and my user profile on Fidelity is showing a ...
Abdullah Rahman's user avatar
40 votes
14 answers
12k views

Are programmers in the USA still able to automate fetching their bank transactions, like was possible in the 1980s and 1990s?

I have a pretty simple question for primarily programmers in the USA, but it also goes for those elsewhere. I'm in Sweden. A couple of years ago, just when I had finally set up an automated system to ...
Delwin C.'s user avatar
  • 409
1 vote
3 answers
256 views

How should people trust an online store?

As I understood and experienced in the US, when we want to buy something online, the online store website asks for complete name, card number, expiration date and even the security code(CVV) on the ...
GoodMan's user avatar
  • 140
-1 votes
2 answers
2k views

Someone asked me to log in into their bank account

For almost two months, I have been talking online to a guy who allegedly owns a mining company in Australia but works in NYC for his current job, gem dealer! Allegedly, currently, he is on a cruise ...
Lia brown's user avatar
1 vote
1 answer
263 views

Can bank accounts be locked down to prevent remote withdrawals? [closed]

IS it possible to secure a personal bank account so that deposits can be made remotely by somebody with the account number and sort code, but that withdrawals can only be made by somebody with direct ...
Aaargh Zombies's user avatar
3 votes
2 answers
803 views

Does Plaid provide snapshot or ongoing access to your financial data?

When a user connects their financial institution (e.g. bank) with Plaid for a fintech app or service, what type of authorization to one's transactions does that connection provide? Is it a one-time ...
Dan Dascalescu's user avatar
1 vote
4 answers
4k views

How can someone hack our bank account?

Can someone hack and withdraw money from my bank account if they have my full name, bank name, last four digit bank account number and my phone number. Yes or No, Please explain why?
Cecilia's user avatar
  • 13
0 votes
1 answer
565 views

Error opening Sofi Money Account

When trying to open a SoFi money account (or SoFi investment account), I'm told that there was an error and they couldn't verify my identity... i have checked this information 10 times and know its ...
TheAdmin's user avatar
2 votes
3 answers
1k views

I was asked to provide my Full Name and Email to send me a mobile check, for writing a song. Amount is $300. Is it possible to be paid in this manner?

I'm a songwriter and I post all of my content on Instagram. I recently got offered to be paid $300 to write a song for his son's 6th birthday, coming up next week. I agreed and he's asked for my Full ...
Joshua Cortez's user avatar
0 votes
1 answer
181 views

What are the pros and cons of using a personal bank for investing vs something like e-Toro?

I want to invest a small amount of money (about 1k to 5k) at the moment. My personal bank (AIB) offers some investment products. I suppose my main goal is to avoid inflation and big fees. At the ...
user1261710's user avatar
2 votes
2 answers
228 views

Is it money laundering if they want to deposit in your account?

I would like to know if somebody asks for your banking account number and routing number but they are just depositing money into your account but is that money laundering?
Diana L Schneider's user avatar
0 votes
1 answer
66 views

Open bank account in the US or Canada

I don't know this is the right place to place this type of question or not. I am an indian citizen and I have an Indian passport. But i want to open a bank account in the US or Canada. Is there any ...
Karan's user avatar
  • 3
49 votes
5 answers
11k views

Why do banks seem to be indifferent about identity theft?

Several years ago, I was in a terrible relationship in which my girlfriend fraudulently opened a credit card in my name. I forget the specifics, but she ended up transferring the full cash advance on ...
Curious Layman's user avatar
0 votes
1 answer
59 views

What does same scheme account mean in banking purpose?

I'm planning to open an online savings account in a bank where i already have normal savings account. In the form though it asks me to declare that i don't have same scheme account in their bank. I'm ...
Anonymous's user avatar
34 votes
8 answers
71k views

Under what circumstances can a bank transfer be reversed?

Under what circumstances can a UK high street bank reverse, refund or cancel a bank transfer and do they need to contact the account holder beforehand? I had been under the impression that if I log ...
Lima's user avatar
  • 441
2 votes
0 answers
43 views

What does "Monthly on %1$s" mean when setting a recurring payment with Revolut app? [closed]

When I try scheduling a recurring payment with my Revolut account,I can select a start date and then a "repeat" option, whose alternatives are: Never Daily Weekly on %1$s Monthly on %1$s ...
Enlico's user avatar
  • 171
1 vote
0 answers
142 views

Can I convert a cheque to money in any bank? Is there a fee?

After a Ryanair flight cancellation and several e-mails, they've sent a cheque. Well, I have no physical bank account in UK and have no idea how to claim money from a cheque. Plus, I suspect I will ...
Enlico's user avatar
  • 171
0 votes
0 answers
3k views

Download many check images from Wells Fargo?

How can one download a year's worth of check images for a Wells Fargo checking account? https://www.wellsfargo.com/biz/help/faqs/check-images/ describes a poor option of "go to Account Activity. ...
Vincent Scheib's user avatar
0 votes
0 answers
67 views

Is COT (cost of transfer) exsists in bank from a certain country to another? (Eg. Uk to philippines or othe country to philippines) [duplicate]

Heres the scenario: I have invested through bitcoin to a certain company but the thing is endless payments were being asked and i have complied with them. A few days i received from a certain bank ...
Jaejulieanne's user avatar
0 votes
0 answers
38 views

Query - Receipt of Online payment from USA customer to Account in United Kingdoms

I received payments from a USA customer in UK Account. All is doing well till start of 2019. In 2019 the customer from USA intimated that he has submitted an online check to our account in UK but the ...
Hussain Ahmed's user avatar

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