Questions tagged [online-banking]
To be used for any questions related to banking transactions that can be carried out online [web based]. There is another broader tag online-tools if the questions is not specific to Banking
233
questions
7
votes
4
answers
5k
views
Do I have rights to money that was intentionally deposited in my bank acct
I've been talking to this gentleman online who wanted me to open a bank account. So I did. He deposited money into my account and then transferred some out and deposited again. I tried to transfer ...
- 87
1
vote
3
answers
322
views
Is this eRupee email from my bank a scam?
I received an email like this, supposedly from my bank.
It is unclear to me if this email is just some kind of scam. On the one hand, GMail seems to have put a blue checkmark, indicating that the ...
24
votes
3
answers
6k
views
Getting paid to like Instagram's posts? Scam?
My dad just told me that he had accepted a passive income job offer on WhatsApp where the task is to like the linked Instagram post every 20 minutes to earn money. The amount is too good for such job ...
- 241
-4
votes
2
answers
112
views
Why is there a need of thirdparty gateway while transferring money from one bank to another?
As per this, there is always a middleman for transferring fund between two banks.
Why can't there be a direct communication between two banks? What problems would be arouse if there was direct ...
- 95
1
vote
1
answer
178
views
Are there any banks that don't require mobile phones for 2FA in the UK? [closed]
I have a current account with Santander, and when I make card payments over the internet they send me a one-time-passcode (OTP) in a text message, as a form of two-factor authentication (2FA). My ...
- 121
0
votes
0
answers
128
views
Offshore Bank Account [duplicate]
I lent someone some money which they promised to pay back, now I have been asked to open an offshore bank account with a bank called Pub Capital Bank in Mexico which I opened, instead of the money he ...
1
vote
1
answer
280
views
I have opened an account with a Neobank Yuh. I'm totally confused why I don't have a username and password, there is also no 2FA [closed]
In less than 1 hour I was able to open an account with Yuh. The process worked very well, only small bugs.
I could not find a web UI for Yuh. On the iPhone Yuh app, I log in with FaceID. Am totally ...
- 688
3
votes
1
answer
2k
views
Is the Interac e-Transfer email-to-bank-account mapping unique?
A mechanism (Interac) in the Canadian banking system permits people to send amounts less than $3,000 over email.
This also works for transferring funds between two accounts held by the same person at ...
- 133
3
votes
2
answers
133
views
What is the catch in Money Market Funds ( core account)?
I see some of the money market Funds are yielding higher than the online-banks
Schwab Value Advantage Money Fund® Investor Shares (SWVXX) is yielding 4.47%
FIDELITY GOVERNMENT MONEY MARKET ( SPAXX ) ...
- 960
-1
votes
2
answers
292
views
What is the closest you can get to managing your own DIY bank account without using any third-party or banking company?
I am just curious if there is anything close to running a bank account yourself. That means not signing up for a bank account from a bank or company, and it does not mean starting your own fintech app ...
- 141
0
votes
1
answer
121
views
Why would I (with good credit and financial history) be denied while applying for a business checking account?
I've applied for several accounts, and all of them were denied, most instantly. I have an 800+ credit score, a clean checking history, and so on. I do not have any business financial history - but ...
2
votes
1
answer
236
views
"Check" created from multiple overlapping checks
I use Bank of America and wrote a check for rent in September this year for an amount of $2850. I turned in the check physically to the landlord and the amount was drawn from my account normally, but ...
- 23
13
votes
3
answers
6k
views
My online boyfriend ask me to do the bank transfer using his bank account because he can't access it from another country [duplicate]
My online boyfriend asked me to do bank transfer because he is in another country and he can't access it.So I log in to his account and I did the transaction, there was an international pin ,cot pin, ...
- 185
2
votes
0
answers
87
views
Which banks in Europe have online banking via smartcard and plan to keep it? [closed]
In the European Union there are a lot of banks that have online banking platforms that allow to login via E.Identifier also called PIN Sentry in the UK, but they are moving their platform towards ...
- 245
3
votes
5
answers
5k
views
Why don't unbanked people use cryptocurrency?
I hear a lot about Western Union and associated costs in the context of remittances. Also there are exchange rates anyway, between one currency and another. Also there is inflation and bank fees.
Why ...
- 294
1
vote
2
answers
97
views
How do I check when my 403(b) balance will be 100% vested in Transamerica?
I have a 403(b) plan in Transamerica with a balance that hasn't 100% vested yet. How do I check how long it will take for my balance to be fully vested in a Transamerica 403(b) account?
- 290
1
vote
1
answer
277
views
How to tell if a bank is legitimate? [duplicate]
I’ve got a deposit on a bank named First Unify Bank, but I can’t really find alot about them online.
Can someone help me find out if the bank is legitimate or not?
Their site is firstunifybk.com
- 11
0
votes
1
answer
133
views
Where do independent digital wallets keep money?
When you cash in to your independent digital wallet, where does the money go?
When I say "independent", I mean those digital wallets that are not backed by banks.
- 101
-3
votes
1
answer
159
views
Is it possible to make a transfer without the bank knowing? [closed]
I don't know if they approve every transfer, so if not, is it possible?
- 1
-1
votes
1
answer
419
views
How do I check if I've met my maximum Roth IRA contribution on Vanguard?
How do I check if I've reached the maximum yearly contribution amount for my Roth IRA Brokerage Account on Vanguard? I know that the limit for 2022 is $6,000, but I can't remember if I've contributed ...
- 290
1
vote
1
answer
356
views
online bank bank transfer [duplicate]
I have meet a boyfriend online and ask me to make an online bank account because theres a so-called bank manager will transfer the huge amount. He helps me make a personal online bank account and ...
- 21
2
votes
0
answers
62
views
What could possibly explain this minor data difference from my bank? [closed]
Half a year ago, I logged into my bank's website and fetched all transaction records for my account as far back as it allowed me, which meant down to the first day of 2009. Saved as CSV file.
For ...
- 21
2
votes
0
answers
122
views
Identity theft issue: Fidelity showing another person’s profile on my 401k, Fidelity closed the request
My employer provides 401k and I opened a 401k with Fidelity in September. I have been contributing to the 401k since. Recently, I logged into my account and my user profile on Fidelity is showing a ...
40
votes
14
answers
11k
views
Are programmers in the USA still able to automate fetching their bank transactions, like was possible in the 1980s and 1990s?
I have a pretty simple question for primarily programmers in the USA, but it also goes for those elsewhere.
I'm in Sweden. A couple of years ago, just when I had finally set up an automated system to ...
- 409
1
vote
3
answers
245
views
How should people trust an online store?
As I understood and experienced in the US, when we want to buy something online, the online store website asks for complete name, card number, expiration date and even the security code(CVV) on the ...
- 140
-2
votes
2
answers
1k
views
Someone asked me to log in into their bank account
For almost two months, I have been talking online to a guy who allegedly owns a mining company in Australia but works in NYC for his current job, gem dealer! Allegedly, currently, he is on a cruise ...
- 17
1
vote
1
answer
253
views
Can bank accounts be locked down to prevent remote withdrawals? [closed]
IS it possible to secure a personal bank account so that deposits can be made remotely by somebody with the account number and sort code, but that withdrawals can only be made by somebody with direct ...
- 111
3
votes
2
answers
592
views
Does Plaid provide snapshot or ongoing access to your financial data?
When a user connects their financial institution (e.g. bank) with Plaid for a fintech app or service, what type of authorization to one's transactions does that connection provide? Is it a one-time ...
- 1,422
1
vote
4
answers
3k
views
How can someone hack our bank account?
Can someone hack and withdraw money from my bank account if they have my full name, bank name, last four digit bank account number and my phone number. Yes or No, Please explain why?
- 13
0
votes
1
answer
493
views
Error opening Sofi Money Account
When trying to open a SoFi money account (or SoFi investment account), I'm told that there was an error and they couldn't verify my identity... i have checked this information 10 times and know its ...
- 3
2
votes
3
answers
331
views
I was asked to provide my Full Name and Email to send me a mobile check, for writing a song. Amount is $300. Is it possible to be paid in this manner?
I'm a songwriter and I post all of my content on Instagram. I recently got offered to be paid $300 to write a song for his son's 6th birthday, coming up next week. I agreed and he's asked for my Full ...
0
votes
1
answer
172
views
What are the pros and cons of using a personal bank for investing vs something like e-Toro?
I want to invest a small amount of money (about 1k to 5k) at the moment.
My personal bank (AIB) offers some investment products. I suppose my main goal is to avoid inflation and big fees. At the ...
- 155
2
votes
2
answers
212
views
Is it money laundering if they want to deposit in your account?
I would like to know if somebody asks for your banking account number and routing number but they are just depositing money into your account but is that money laundering?
0
votes
1
answer
64
views
Open bank account in the US or Canada
I don't know this is the right place to place this type of question or not. I am an indian citizen and I have an Indian passport. But i want to open a bank account in the US or Canada. Is there any ...
- 1
49
votes
5
answers
11k
views
Why do banks seem to be indifferent about identity theft?
Several years ago, I was in a terrible relationship in which my girlfriend fraudulently opened a credit card in my name. I forget the specifics, but she ended up transferring the full cash advance on ...
- 607
0
votes
1
answer
56
views
What does same scheme account mean in banking purpose?
I'm planning to open an online savings account in a bank where i already have normal savings account. In the form though it asks me to declare that i don't have same scheme account in their bank. I'm ...
- 25
34
votes
8
answers
60k
views
Under what circumstances can a bank transfer be reversed?
Under what circumstances can a UK high street bank reverse, refund or cancel a bank transfer and do they need to contact the account holder beforehand?
I had been under the impression that if I log ...
- 441
2
votes
0
answers
41
views
What does "Monthly on %1$s" mean when setting a recurring payment with Revolut app? [closed]
When I try scheduling a recurring payment with my Revolut account,I can select a start date and then a "repeat" option, whose alternatives are:
Never
Daily
Weekly on %1$s
Monthly on %1$s
...
- 171
1
vote
0
answers
140
views
Can I convert a cheque to money in any bank? Is there a fee?
After a Ryanair flight cancellation and several e-mails, they've sent a cheque.
Well, I have no physical bank account in UK and have no idea how to claim money from a cheque. Plus, I suspect I will ...
- 171
0
votes
0
answers
2k
views
Download many check images from Wells Fargo?
How can one download a year's worth of check images for a Wells Fargo checking account?
https://www.wellsfargo.com/biz/help/faqs/check-images/ describes a poor option of "go to Account Activity. ...
- 141
0
votes
0
answers
58
views
Is COT (cost of transfer) exsists in bank from a certain country to another? (Eg. Uk to philippines or othe country to philippines) [duplicate]
Heres the scenario: I have invested through bitcoin to a certain company but the thing is endless payments were being asked and i have complied with them. A few days i received from a certain bank ...
0
votes
0
answers
38
views
Query - Receipt of Online payment from USA customer to Account in United Kingdoms
I received payments from a USA customer in UK Account. All is doing well till start of 2019.
In 2019 the customer from USA intimated that he has submitted an online check to our account in UK but the ...
3
votes
1
answer
4k
views
Why isn't money in a Wise (previously Transferwise) account insured?
I'm thinking of moving my money to an online banking/transfer services.
After an online search, I selected Transferwise for some reasons.
While I was reading their docs, I found this:
If something ...
- 151
-4
votes
1
answer
853
views
What to do now that "my" bank has finally removed the last bit of access to its alleged customers? [duplicate]
For a long time now, "my" bank (Nordea, in Sweden) has announced that it's removing what they used to call "simplified login". This "simplified login" actually meant &...
- 25
1
vote
2
answers
2k
views
Brokerage wants my bank login info for verification
I recently created a Brokerage account at ETRADE(https://us.etrade.com/). I transferred some money over from my bank, now they want me to login using my bank info on their website to verify my bank ...
- 121
3
votes
1
answer
561
views
Is there a limit to how large a bill I can pay from a bank account?
If I have a checking account, can I use it pay large bills using online banking without encountering any difficulties? I intend to pay a bill of $20k+ to an educational institution. It will be a bill ...
- 16.9k
-2
votes
1
answer
122
views
Account deactivated and unable to login to online banking after moving out of the USA some years ago — how do I reactivate it?
I left the USA about 6 years ago. Until some time ago, I used to be able to login to my online banking to check my balance, but I am unable to do so now. Unfortunately, they also have my US phone ...
1
vote
0
answers
295
views
GnuCash with (optical) PhotoTAN?
With Ubuntu 20.04.1 I now installed GnuCash - both as Flatpak (version 4.1) and from the official repos (version 3.8) and am nothing less than flabbergasted that online banking still won't just work ...
- 691
-1
votes
3
answers
221
views
Paying for a house in cash and am concerned about FDIC insurance for funds used to make the purchase
Suppose you are expecting (for example) to buy a 1M house in cash. Before you find the house, you keep the 1M in four different bank accounts with 250K each in order for them to be FDIC insured (this ...
1
vote
1
answer
145
views
Why do banks withhold old statements and transactions in online banking? [duplicate]
I noticed that none of my banks I have accounts with in the US (i.e. my local CU, Bank of America, Chase, and Citi) offer any way to view or download bank statements (e.g. as PDFs), account activity ...
- 1,807