Questions tagged [online-banking]

To be used for any questions related to banking transactions that can be carried out online [web based]. There is another broader tag online-tools if the questions is not specific to Banking

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Where do independent digital wallets keep money?

When you cash in to your independent digital wallet, where does the money go? When I say "independent", I mean those digital wallets that are not backed by banks.
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1 answer
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Is it possible to make a transfer without the bank knowing? [closed]

I don't know if they approve every transfer, so if not, is it possible?
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1 answer
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How do I check if I've met my maximum Roth IRA contribution on Vanguard?

How do I check if I've reached the maximum yearly contribution amount for my Roth IRA Brokerage Account on Vanguard? I know that the limit for 2022 is $6,000, but I can't remember if I've contributed ...
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1 answer
118 views

online bank bank transfer [duplicate]

I have meet a boyfriend online and ask me to make an online bank account because theres a so-called bank manager will transfer the huge amount. He helps me make a personal online bank account and ...
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Utility bill authorized my payment but money never came out of my account

This has happened to me a couple of times, I submit my payment through their website using my checking account. I got an receipt number and a telecheck authorization number and it says paid on my ...
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2 votes
0 answers
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What could possibly explain this minor data difference from my bank? [closed]

Half a year ago, I logged into my bank's website and fetched all transaction records for my account as far back as it allowed me, which meant down to the first day of 2009. Saved as CSV file. For ...
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53 views

In which countries is AirTm restricted?

Can anyone tell me what countries are restricted by AirTm? I tried to find the list in their terms&counditions, but I haven't found anything.
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2 votes
0 answers
106 views

Identity theft issue: Fidelity showing another person’s profile on my 401k, Fidelity closed the request

My employer provides 401k and I opened a 401k with Fidelity in September. I have been contributing to the 401k since. Recently, I logged into my account and my user profile on Fidelity is showing a ...
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39 votes
14 answers
11k views

Are programmers in the USA still able to automate fetching their bank transactions, like was possible in the 1980s and 1990s?

I have a pretty simple question for primarily programmers in the USA, but it also goes for those elsewhere. I'm in Sweden. A couple of years ago, just when I had finally set up an automated system to ...
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1 vote
3 answers
235 views

How should people trust an online store?

As I understood and experienced in the US, when we want to buy something online, the online store website asks for complete name, card number, expiration date and even the security code(CVV) on the ...
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47 views

Help with MS Money [duplicate]

After upgrading from Windows 10 to Windows 11 I am unable to successfully download bank transactions into MS Money Plus Sunset edition
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-2 votes
2 answers
672 views

Someone asked me to log in into their bank account

For almost two months, I have been talking online to a guy who allegedly owns a mining company in Australia but works in NYC for his current job, gem dealer! Allegedly, currently, he is on a cruise ...
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-2 votes
1 answer
140 views

Can someone explain to me how does the AirTm work?

Can anyone explain to me how does the AirTm work? I understand the basics of it, but the entire process doesn't appear "smooth"..Basically just wanted to check can I get the money the ...
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transaction date showing as 29.10.2021 [duplicate]

I have just made a transfer between my own accounts, and the date is showing as 29/10/2021? very confused, as it is always immediate execution my accounts are with the same bank and have previously ...
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1 vote
1 answer
230 views

Can bank accounts be locked down to prevent remote withdrawals? [closed]

IS it possible to secure a personal bank account so that deposits can be made remotely by somebody with the account number and sort code, but that withdrawals can only be made by somebody with direct ...
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3 votes
2 answers
311 views

Does Plaid provide snapshot or ongoing access to your financial data?

When a user connects their financial institution (e.g. bank) with Plaid for a fintech app or service, what type of authorization to one's transactions does that connection provide? Is it a one-time ...
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1 vote
4 answers
946 views

How can someone hack our bank account?

Can someone hack and withdraw money from my bank account if they have my full name, bank name, last four digit bank account number and my phone number. Yes or No, Please explain why?
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1 answer
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Error opening Sofi Money Account

When trying to open a SoFi money account (or SoFi investment account), I'm told that there was an error and they couldn't verify my identity... i have checked this information 10 times and know its ...
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2 votes
3 answers
266 views

I was asked to provide my Full Name and Email to send me a mobile check, for writing a song. Amount is $300. Is it possible to be paid in this manner?

I'm a songwriter and I post all of my content on Instagram. I recently got offered to be paid $300 to write a song for his son's 6th birthday, coming up next week. I agreed and he's asked for my Full ...
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0 votes
1 answer
163 views

What are the pros and cons of using a personal bank for investing vs something like e-Toro?

I want to invest a small amount of money (about 1k to 5k) at the moment. My personal bank (AIB) offers some investment products. I suppose my main goal is to avoid inflation and big fees. At the ...
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2 votes
2 answers
196 views

Is it money laundering if they want to deposit in your account?

I would like to know if somebody asks for your banking account number and routing number but they are just depositing money into your account but is that money laundering?
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0 votes
1 answer
59 views

Open bank account in the US or Canada

I don't know this is the right place to place this type of question or not. I am an indian citizen and I have an Indian passport. But i want to open a bank account in the US or Canada. Is there any ...
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49 votes
5 answers
11k views

Why do banks seem to be indifferent about identity theft?

Several years ago, I was in a terrible relationship in which my girlfriend fraudulently opened a credit card in my name. I forget the specifics, but she ended up transferring the full cash advance on ...
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1 answer
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What does same scheme account mean in banking purpose?

I'm planning to open an online savings account in a bank where i already have normal savings account. In the form though it asks me to declare that i don't have same scheme account in their bank. I'm ...
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32 votes
8 answers
33k views

Under what circumstances can a bank transfer be reversed?

Under what circumstances can a UK high street bank reverse, refund or cancel a bank transfer and do they need to contact the account holder beforehand? I had been under the impression that if I log ...
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1 vote
0 answers
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What does "Monthly on %1$s" mean when setting a recurring payment with Revolut app? [closed]

When I try scheduling a recurring payment with my Revolut account,I can select a start date and then a "repeat" option, whose alternatives are: Never Daily Weekly on %1$s Monthly on %1$s ...
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1 vote
0 answers
132 views

Can I convert a cheque to money in any bank? Is there a fee?

After a Ryanair flight cancellation and several e-mails, they've sent a cheque. Well, I have no physical bank account in UK and have no idea how to claim money from a cheque. Plus, I suspect I will ...
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0 answers
893 views

Download many check images from Wells Fargo?

How can one download a year's worth of check images for a Wells Fargo checking account? https://www.wellsfargo.com/biz/help/faqs/check-images/ describes a poor option of "go to Account Activity. ...
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0 answers
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Is COT (cost of transfer) exsists in bank from a certain country to another? (Eg. Uk to philippines or othe country to philippines) [duplicate]

Heres the scenario: I have invested through bitcoin to a certain company but the thing is endless payments were being asked and i have complied with them. A few days i received from a certain bank ...
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0 answers
38 views

Query - Receipt of Online payment from USA customer to Account in United Kingdoms

I received payments from a USA customer in UK Account. All is doing well till start of 2019. In 2019 the customer from USA intimated that he has submitted an online check to our account in UK but the ...
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2 votes
1 answer
2k views

Why isn't money in a Wise (previously Transferwise) account insured?

I'm thinking of moving my money to an online banking/transfer services. After an online search, I selected Transferwise for some reasons. While I was reading their docs, I found this: If something ...
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-4 votes
1 answer
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What to do now that "my" bank has finally removed the last bit of access to its alleged customers? [duplicate]

For a long time now, "my" bank (Nordea, in Sweden) has announced that it's removing what they used to call "simplified login". This "simplified login" actually meant &...
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2 answers
2k views

Brokerage wants my bank login info for verification

I recently created a Brokerage account at ETRADE(https://us.etrade.com/). I transferred some money over from my bank, now they want me to login using my bank info on their website to verify my bank ...
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3 votes
1 answer
404 views

Is there a limit to how large a bill I can pay from a bank account?

If I have a checking account, can I use it pay large bills using online banking without encountering any difficulties? I intend to pay a bill of $20k+ to an educational institution. It will be a bill ...
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1 answer
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Account deactivated and unable to login to online banking after moving out of the USA some years ago — how do I reactivate it?

I left the USA about 6 years ago. Until some time ago, I used to be able to login to my online banking to check my balance, but I am unable to do so now. Unfortunately, they also have my US phone ...
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1 vote
0 answers
243 views

GnuCash with (optical) PhotoTAN?

With Ubuntu 20.04.1 I now installed GnuCash - both as Flatpak (version 4.1) and from the official repos (version 3.8) and am nothing less than flabbergasted that online banking still won't just work ...
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-1 votes
3 answers
205 views

Paying for a house in cash and am concerned about FDIC insurance for funds used to make the purchase

Suppose you are expecting (for example) to buy a 1M house in cash. Before you find the house, you keep the 1M in four different bank accounts with 250K each in order for them to be FDIC insured (this ...
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1 vote
1 answer
122 views

Why do banks withhold old statements and transactions in online banking? [duplicate]

I noticed that none of my banks I have accounts with in the US (i.e. my local CU, Bank of America, Chase, and Citi) offer any way to view or download bank statements (e.g. as PDFs), account activity ...
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1 vote
1 answer
136 views

How to reconcile a checking account against bank statements?

My first thought on this matter, is that if the balance is off by a certain amount, one or more missing transaction should add (withdrawl or deposit) to the missing amount. The software I am using for ...
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1 vote
1 answer
278 views

Can i receive money on PayPal account without a linked bank account

I have a PayPal account but I'm about to be paid without a bank account linked can I receive the money and spend it
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1 vote
1 answer
139 views

Wiill banks refuse my application for a current account if I don't pay a salary in?

I want to apply for a second current account to put funds into and also for some perks that they have (I don't want any interest due to religious reasons). But my salary will not be going into this ...
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0 votes
1 answer
262 views

If online company wants to deposits money into my banking account and wants me to send it to back to there vendor is it a scam can i be responsible [duplicate]

Do business do interview on hangout, and then they want to send you money for software but needs all your online banking information? They sent me money through my cash app. They want me send it to ...
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1 vote
1 answer
167 views

How long to wait before spending wire transfer money?

I made a trade online and someone wire transferred me some money. There's a possibility that the person might reverse the transaction. So how long should i wait before it is confirmed that the money ...
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1 answer
61 views

Is there an international authority regulating (or aspiring to regulate) the software development of banking applications? [closed]

Every passing year, many people use more and more Banking applications and less billing cards and cash. In every state, banking applications can vary both one from the other and they can vary between ...
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1 answer
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Is using a firewall debit card (curve) a good solution to protect my main credit card?

I'm using Curve, a physical debit card that connects all your credit and debit cards in one and let you decide which one to use at each transaction by using its own app. I've used it with my lower ...
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0 votes
1 answer
122 views

Double charge while paying online

Lately I've started encountering this double charge procedure on almost every online payment I do. For example, I've ordered some food from UberEats and the bill was 20,00€ (€10,00 x 2). I ...
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0 answers
82 views

Signing up with Zelle with a foreign address

I received $300 from family by Zelle notification in email. I tried to sign up with Zelle, and my bank is a Zelle member, but the online app refused. Could it be because my banking address is foreign? ...
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90 views

Sugar daddy wants to transfer me money for me to buy him gift cards [duplicate]

I’ve been talking to a sugar daddy for a couple days and he wants to mobile transfer me 200$. He wants me to buy 150$ worth of google play gift cards for him and then keep 50$ for myself. Is this a ...
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65 views

endorsing a check for mobile deposits

My bank requires me to write the following on the back of a cheque before I can use their mobile app to send it over to them: For mobile deposit at XYZ bank only I am very worried that once I ...
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-3 votes
1 answer
1k views

Is my sugar mamma scamming me [duplicate]

So I like an idiot wanted to make money and fast so I picked a sugar mamma who I then gave access to my online banking. **After! Agreeing to an amount of 300$ ** she then told me she was going to need ...
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