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Questions tagged [online-banking]

To be used for any questions related to banking transactions that can be carried out online [web based]. There is another broader tag online-tools if the questions is not specific to Banking

2
votes
2answers
95 views

Why are banks sharing connection/synchronisation mechanisms?

I noticed that my banks (at least in France) start to offer the ability to consolidate accounts from other banks (in order to have a unified view of all belongings). This is not done though a public, ...
0
votes
1answer
24 views

ICICI: Redeem Mutual Fund SIPs through net banking

I invested in mutual fund through ICICI net banking. After 7 SIPs, I stopped transaction for that fund, but did not get any money back in my bank account. Can someone please guide how to redeem the ...
3
votes
2answers
171 views

UK Issuing Bank blocked Debit Card. Said card was used fraudulently on ecommerce website. How can this happen?

I was using my UK bank account debit card in India, to buy few flight tickets for my inter city travel. Using my own laptop, in a co-working space. Website used : www.makemytrip.com -- is one of ...
3
votes
2answers
143 views

Does my bank's use of Voice ID put my assets at risk?

This week, I learned that Chase has introduced voice ID for my account, meaning when I call them, they will match my voice with their stored information, and allow phone access to my account based on ...
1
vote
2answers
41 views

Information about fee via 3ds secure protocol [closed]

I've made a transaction between my 2 cards issued by different Financial institutions (Banks). I've confirmed the transaction amount in 3DS window. But the total amount was decreased on a fee volume. ...
0
votes
1answer
503 views

Username/password change, can I be scammed later?

I gave my bank account log in and username along with security answers to someone. If I changed my username and password as well as my security questions, could I still be scammed later on?
78
votes
7answers
24k views

Is this work legal? Someone promises payment for converting money transfers to Bitcoin

An online company hired my friend as an account assistant. They told him they are a business consulting firm, and that they need an account assistant in every area. His job is the following: Some ...
0
votes
1answer
50 views

linking external bank accounts to other banks

A well known bank in my area mentions you can link external bank accounts and superannuation funds to your one bank account so you can conveniently see all your funds and net worth in one place, but ...
41
votes
11answers
11k views

Why is a transfer from an account to another not done instantly when it's not the same bank?

I own accounts at two different Romanian banks. When I transfer money to another account at the same bank, the money is transferred immediately. However, when I transfer money to an account at a ...
0
votes
1answer
45 views

External fund transfer Internet banking

Recently I got the internet banking service and I want to make an external fund transfer to a bank in USA am in Jordan. and I have to fill the following fields to complete the transaction ...
69
votes
6answers
69k views

Sugar daddy wants my online banking login info to make deposits — is it a scam?

Someone is offering to pay me in a sort of sugar daddy/sugar baby arrangement. They want to make online deposits to me, and they're asking me for my online banking username and password. Is that ...
0
votes
1answer
269 views

Preventing inactive Chase bank accounts

I had recently opened a Chase savings account and a checking account. I planned on using my checking account as a direct deposit. Would automating transfers from checking to savings prevent my savings ...
-3
votes
2answers
186 views

If you give someone your accountant and name on the account do they get access to your account?

If you give someone the name of your accountant and name on the account do they get access to your account? Accountant like the person helping you manage your money. I have someone offering to make a ...
1
vote
1answer
111 views

What personal data can a US bank legitimately request when I want to open a checking account?

I am trying to open a bank checking account online in the US. I have provided my US driver's license number and Social Security number. I have provided evidence that I have access to another bank ...
1
vote
1answer
121 views

What can I do to get credit issuers to tell me exactly why I was not approved?

Whenever I apply for a credit card or credit line on the internet, I am often given the message that I was not approved, and that I would get a letter via snail mail as to why I was denied. But, when ...
2
votes
1answer
96 views

Will an only-online checking account work for a new worker? (18 years old)

I am completely new to opening banking accounts and using checks and all of that. I just got a job at McDonald's and I can get paid with a money card (not sure what that is yet) until I open a ...
0
votes
0answers
24 views

ANZ to QUOINEX (Japan) International Transfer wrong number of digits allowed

Does anyone know which number to drop so the International Transfer to Quoinex from ANZ can fit on the Account No.? ANZ states you have 10 digits only, 3 for the BSB type code and 7 for the account ...
2
votes
4answers
569 views

Does transferring $10 to various bank accounts count as money laundering?

I am making an app that rewards users with real money for using the app. The money comes from the profit I get from ads the user views. Basically, I am sharing my ads profit with my users. However, ...
3
votes
1answer
108 views

KMyMoney: Extract payee from memo field using regular expressions

short version: How does the "Extract payee from memo field" feature in KMyMoney work? You can find it here: KMyMoney > Accounts > Choose account > "Edit Account" > "Online Settings" > "Extract payee ...
1
vote
1answer
6k views

How long does it take for a Tangerine no-fee money-transfer email to be delivered?

I live in Canada. I use Tangerine (formerly ING Direct). Tangerine is the "direct banking" division of Scotiabank; it has no monthly fees but also no tellers. They let me send "Interac email money ...
2
votes
2answers
349 views

How to prove that I did not receive a payment

I'm working with an online company that sends payments through a bank. I sent them a payment request a while ago with my IBAN + the bank SWIFT and other details provided, so they could transfer the ...
0
votes
1answer
86 views

Strategies to guarantee arrival time for transfers between banks

I would like to set up a recurring transfer that is guaranteed to arrive at its destination by a certain date. Example A recurring transfer is delivered from Online Savings Account 123 to Checking ...
1
vote
1answer
435 views

Large Amount of cash withdrawals from bank

I borrowed money from friends to make a cash purchase of 14k on a house. I deposited the funds in small increments. I was unable to purchase the house because it was sold to the highest bidder. So ...
3
votes
2answers
255 views

Minor child scammed into thinking he could make money using his bank account [closed]

If a minor child with a bank account falls for a scam in which he is told he can make money and must give his personal bank information to the person telling him this, what can happen? Has anyone ...
0
votes
1answer
145 views

ACH File Transmission [closed]

Is there any desktop software, either web based or desktop based, to transmit ACH File request to the financial institution? I saw some ACH File creation applications but cannot find any transmission/...
7
votes
7answers
3k views

Is threatening to close the account a good way to negotiate with the bank?

I have an account with Bank of America who removed some features of the account without my consent and I want to get back those features for the same price it cost when I opened it. I guess that ...
2
votes
2answers
255 views

Different card for each budget category

My wife and I are having trouble with the daily task of entering payments into our budget tracking system. Furthermore, we are never able to verify how well we're going against our actual bank ...
3
votes
1answer
112 views

Withdrawing or depositing more than ATM limit when dealing with online banks?

Say I want to withdraw/deposit cash above my ATM limit (say, $7,000) from my bank account instantly. In a brick-and-mortar bank, it's no problem: you walk in and the bank teller does that for you. If ...
24
votes
2answers
5k views

Why does it take 3 days to do electronic transfers between banks? [duplicate]

It seems like electronic transfers can take 2 - 3 days to complete. For example, when I ask my online broker to transfer money from my checking account, the money won't actually be available to trade ...
0
votes
0answers
88 views

Why isn't *all* debit card activity immediately shown on my online statement? [duplicate]

I've noticed that my bank (Wells Fargo) can see some "approval requests" on my debit card that I cannot see online. For example, if I make a T-Mobile payment, that day and the next I cannot see any ...
1
vote
0answers
68 views

How can a non resident of US open a US Bank Account? [duplicate]

Please is there anybody with useful hints or information on how to open a US Bank account as a foreigner in the USA?
4
votes
2answers
2k views

Potential phishing scam?

Made a large purchase order on a site with a safe Norton rating and A+ BBB rating. Noticed I put the wrong shipping address, called the number on the site, and I got the order canceled and received an ...
2
votes
2answers
354 views

Pay via Debit Card or Bank's portal

Most online businesses I access have multiple payment modes, two of which (them being the ones I can use) are debit cards and online banking. Choosing the latter takes you to your bank's online portal,...
1
vote
2answers
2k views

Why was I charged twice?

I've got two line items in my "In Process Transactions" table via my online banking interface like this: DEC 22 POS PUR **** [ITEM1] $500.67 DEC 22 POS PUR **** [ITEM2] $1000.29 Then above it (...
3
votes
2answers
288 views

It is usual practice for the most relevant part of online banking services (making payments) to only be available during working hours of a bank?

Where I live (Central Europe) it doesn't seem to be possible to make a transaction between two bank accounts of two different banks that is outside their office hours. This also applies to online ...
3
votes
1answer
233 views

Is it possible as a non-Indian citizen to create an Indian bank account (denominated in rupees) that can exchange & repatriate its funds?

I'm not of Indian origin or nationality and I do not live/work in India, but I would like to open an account in India into which I can deposit funds and repatriate them if need be. Looking into it, I'...
0
votes
1answer
178 views

Debit card without address [closed]

I am wondering if there is a way to get a bank account/debit card without an address to send it to. I am wanting to give the cards to people in need and be able to send money to the bank/card when ...
1
vote
1answer
205 views

app for realtime account balances [closed]

I want to make accessing my bank account balances as painless as possible, I'm looking for a product or app that would show me my checking and credit account balances in real time without having to ...
2
votes
1answer
6k views

Chase QuickPay money sent to the wrong account [closed]

If money is sent by Chase QuickPay to the wrong account, how I can I get it back? The money was sent to the wrong telephone number; it went to someone I don't know. Chase refuses to help. They ...
2
votes
1answer
112 views

Opening offshore account from UK [closed]

I have a question about how to open an offshore account (preferably Switzerland) from within UK. I am British, a resident of UK, British passport, no duel citizenship. I have no intention of living ...
1
vote
1answer
79 views

Which countries allow eChecks?

I assume all banks everywhere allow eChecks. But I am learning that ACH only works in the US. Other countries have their own similar networks, but I don't know if they can work smoothly with each ...
2
votes
1answer
124 views

Is there any kind/type of bank accounts that does not show me the transaction history of my account? [closed]

I need to have a bank account for my NGO that can be accessible by anyone. In order to do that I will share my credentials. My problem is, I need no one to be able to see the transaction history of ...
0
votes
4answers
168 views

How does a online only bank protect itself against fraud? [closed]

I'm sure this is a very broad question. I wanted to know your thoughts and possibly reading sources on What are the top 2-3 ways that criminals conduct online fraud? IS there any data that I can ...
0
votes
1answer
139 views

What is “SEPA-Direct Debit Bulk Core”?

I just noticed that on my German bank account, I received around 15€. Under the transaction description, it only says SEPA-Direct Debit Bulk Core. Normally, the transaction descriptions for interest ...
2
votes
1answer
700 views

ACH Transfer limits

I belong to a Credit Union and they tell me that the maximum amount I can transfer via ACH is $500. That seems very low to me. Is that normal?
3
votes
1answer
5k views

Money transfer from a French bank to an Indian Bank

I am a student in India. Recently, I attended a conference in Paris and the organizers will be reimbursing my travel through online bank transfer. However, they are insisting on IBAN/RIB no. Indian ...
16
votes
7answers
5k views

Why don't banks allow more control over credit/debit card charges?

Why don't most banks have a system where, when you charge something on your credit or debit card, you then have to log into the bank and approve the transfer of funds? Alternatively, why don't they ...
4
votes
1answer
276 views

Is it OK that my bank's routing number is nowhere near me?

I have an HSBC account. The checks on said account have a routing number of 021001088. From what I found, this number has a location of Buffalo, Ny. That is a little weird since I live in NYC and the ...
-7
votes
3answers
2k views

Physical CHECK Front Side - Question

Would anyone please be so kind to tell me which address is under the name of financial institution which is located on the top of front side of check? Is this address the address where the letter ...
-1
votes
1answer
227 views

Where to request ACH Direct DEBIT of funds from MY OWN personal bank account?

Could anyone please explain where and how to request ACH Direct DEBIT of funds from MY OWN personal bank account? The ACH Processors such as nationalach.com are out of the question because they only ...