I am trying to open a bank checking account online in the US. I have provided my US driver's license number and Social Security number. I have provided evidence that I have access to another bank account in the US.
This is a checking account - I do not ask for credit.
The bank asks me to send them scans of both sides of my US driver's license and my US passport.
Why are these required? Why do they need my photo in their constantly-hacked databases?
Is it not enough for them to know that I already have an existing bank account in the US? Do they assume I might have fooled the other bank so they want to do it right this time?
In the end, they may reject my application for unknown reasons, but they will keep all my personal data.