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Many of the closing costs aren't really under your control, but looking at my last settlement statement, there are a few things a buyer can control. The items below are the things that are under a bu …

Here is a list of the buyer's closing costs taken from a settlement statement for a sale earlier this year. It's hard to estimate the amounts of these because each transaction is different, but where …

Whether you should withdraw from the IRA or not depends on how long it will take you to pay off the cards without the IRA money. Since you are over age 59-1/2, you will only have to pay ordinary inco …

Unfortunately, the thieves don't have to be all that sophisticated to make the money unrecoverable. What they typically do is open a phony bank account in the name of the victim. They receive the re …

The return being quoted should be net of expenses, so 0.24% would be what you would be getting once the expenses are taken out. See this answer for more information about the different kinds of retur …

Some cards offer bonuses for redeeming your cash back balance as gift cards for certain partner vendors. For example, Discover offers a 5% bonus for Apple gift cards, 20% for Chipotle gift cards, and …

I like the way you framed this question. There is no single right answer for what to do with your savings, but there are some choices that are wrong in the sense that they are dominated by other choi …

If your business is structured as a partnership or sole proprietorship you call this investment "partner equity". If instead it is structured as a corporation, then the initial investment is called " …

Your broker, Ameritrade, offers a variety of Exchange Traded Funds (ETFs) that you can buy and sell with zero commission. An ETF is like a mutual fund, but you buy and sell shares the same way you bu …

If the interest on your debts is only 4%, then you should at minimum contribute enough to get your company's 401(k) match. Let's do the math here. A common company match scheme is something like " …

Inflation protected securities (IPS) protect against inflation, not against interest rate increases. Since rising inflation is often accompanied by interest rate increases, IPS can mitigate the losse …

If the government defaults on its bonds, it still owes you the money. Therefore, the bonds will not automatically be worthless; rather, they will trade at some reduced value. Just how much the value …