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Questions tagged [dave-ramsey]

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5 votes
3 answers
1k views

Should I pay on student loans in deferment or continue to snowball other debts?

My wife and I both have steady full-time jobs that pay pretty well while also having a good amount in student loan debt. We have other debts too, like a mortgage, credit cards and a car loan. We ...
arjabbar's user avatar
  • 153
1 vote
5 answers
601 views

Should I use 3k on my vehicle loan to get out of debt?

I currently am in debt with a vehicle loan about 18,900$ and with 12k student loan debt. I currently have 3300$ that I have in my savings account not being used at all. I currently have a 1k emergency ...
MountaindewKing's user avatar
17 votes
3 answers
1k views

Should I get out of debt fast using Dave Ramsey's Tactics?

I currently am $31,000 in debt from school and a personal loan and I am looking to pay it off. I just started a new job; I am 21 years old, fresh out of college. I am making around 50K USD. I have ...
MountaindewKing's user avatar
9 votes
6 answers
3k views

Possibilities of Mortgage with incalculable Credit Score

I am 23, and I'm following Dave Ramsey's TMM plan. I am concerned, however, about completely closing credit accounts etc. due to the fact that I am not yet a homeowner. I do not want to dig myself ...
Jaken's user avatar
  • 193
1 vote
1 answer
11k views

Which mutual funds is Dave Ramsey talking about in The Total Money Makeover? [duplicate]

In the 2007 edition of Dave Ramsey's book The Total Money Makeover: A Proven Plan for Financial Fitness (ISBN 978-0-7852-8908-1), on pages xv & xvi, he states the following: Many intelligent ...
Josh's user avatar
  • 289
27 votes
3 answers
97k views

What Mutual Funds does Dave Ramsey Invest in?

Heard Dave Ramsey speaking the other night on his growth mutual fund strategy and he mentioned reading one of his fund's prospectus and said this fund had a 78 year history and 11.94% average return ...
Valien's user avatar
  • 1,034
13 votes
6 answers
5k views

Do I need ID theft Insurance?

Identity theft insurance? Dave Ramsey says yes. Consumer reports (CR) says no. The complication is that Dave recommends an identity theft insurance from Zander Insurance, where as CR says to say no ...
Andrew Redd's user avatar
11 votes
7 answers
9k views

How does Clark Howard's advice compare to Dave Ramsey's advice?

I'm unfamiliar with Clark Howard's teaching but I am familiar with Dave Ramsey's teaching. How do Clark Howard and Dave Ramsey compare? Do they cover the same material? Any striking differences ...
Alex B's user avatar
  • 17.4k
8 votes
5 answers
4k views

Hearing much about Dave Ramsey. Which of his works is best in describing his "philosophy" about money?

An admission: There's a reasonably well-known money personality/expert that wasn't on my radar screen until I started running this site. I'm referring to Dave Ramsey. I've become curious about ...
Chris W. Rea's user avatar
  • 31.7k