The Stack Overflow podcast is back! Listen to an interview with our new CEO.

Questions tagged [mutual-funds]

To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

Filter by
Sorted by
Tagged with
1
vote
1answer
39 views

Is the Fidelity ZERO Large Cap Index Fund (FNILX) a better alternative to the Vanguard S&P 500 ETF (VOO)?

Goal I'm looking for a long term investment vehicle outside of a tax-advantaged account. It's possible I'll be making regular contributions using a dollar-dost averaging strategy. I'd also like to ...
1
vote
1answer
46 views

What happened to Calvert Equity Fund in December 2015?

Below is a graph of Calvert Equity Fund Class 1 (CEYIX) compared to the S&P 500 (.INX) in Google finance with "Max" clicked (so it starts Jan 14, 2000). Calvert is kicking ass until Dec 2015, ...
1
vote
3answers
169 views

Should I invest in the US or India markets?

If I had $1000 to invest, am I better off investing it in the US, in India, or a mix of the two? I am an Indian citizen working in the US, with the option of investing in US index funds or sending ...
0
votes
0answers
26 views

Yahoo Finance NAV Value

The iShares EIMI stock is traded at both London and Milan. London's is priced in $, while Milan's is in Euro, and so the stocks have different prices. However, it seems like the NAV value is the same. ...
0
votes
3answers
112 views

Diversification in mutual funds and ETFs

I'm trying to undertand deversification in mutual funds, specially in contrast with having your own stocks. Mutual funds and ETFs that track some index (S&P, DJIA...) are diversified by ...
1
vote
1answer
53 views

Why do some mutual funds or indexes have an average effective maturity that is way larger (2-4 times larger) than the average effective duration?

I would like to know if this difference occurs when the coupon payments are very large and/or if there are other reasons.
1
vote
1answer
120 views

Mutual fund wants to get 1% upfront fee (US). Is that within acceptable ranges for a managed bonds fund?

Mutual fund wants to get 1% upfront fee (US) plus an annual fixed fee. Is that within acceptable ranges for a managed bonds fund?
2
votes
3answers
68 views

In-kind transfer for a traditional 401(k) to IRA rollover

I'm rolling over a 401(k) that is holding only VIVLX, a Vanguard target date fund, to a brokerage. It's not proprietary but it is the institutional class of the fund, so my brokerage minimum for ...
0
votes
1answer
181 views

Do low cost ETFs or mutual funds really do well for an investor?

There are many ETFs, Mutual Funds and Unit Trusts in the market. Some ETFs advertise a low Expense Ratio and Total Expense Ratio. There are many examples: IVV, VOO and SPY for S&P 500 VNQ, RWR ...
2
votes
1answer
103 views

Stock promotion laws/regulations

Does the SEC have any guidelines regarding companies promoting the purchase of their shares to hedge funds, pension funds or ETF issuers? Is it legal for companies to compensate ETF issuers or mutual ...
0
votes
1answer
58 views

Why is 1 yr. return of FXAIX is being calculated as 10.41% as on today's date?

According to Fidelity website, $10,000 invested in FXAIX on 9/5/2018 becomes $10,515 on 9/5/2019. However, in Quarter-End Average Annual Total Returns section, it says the 1 yr. return from the fund ...
24
votes
11answers
9k views

What should I do with the stock I own if I anticipate there will be a recession?

I want to preface this with saying I am not asking if there will be a recession because I recognize that this is impossible to answer. I am asking if I feel there will be a recession, what should I ...
0
votes
0answers
18 views

Tax treatment of PFIC when investment is done monthly

I work in the US. Towards the end of 2016 I started investing in Indian Mutual Funds through an investment management acquaintance of mine. This has been with my income that is already taxed in the US....
2
votes
1answer
44 views

In case of making a SIP (Systematic Investment Plan) , why is IRR / XIRR considered to be a better return metrics than CAGR?

I searched about IRR / XIRR (when the installment period is irregular). I have two questions: 1) Why is IRR(or XIRR) considered to be a better return metrics than CAGR when it comes to making SIP ? ...
2
votes
2answers
225 views

What's the point of Fidelity's core position (similar to Vanguard's Settlement Fund)?

I recently opened an account with Fidelity to invest in stocks, ETF, mutual funds. Initially, they offer investment options but basically that means they put my deposit in a Money Market Fund (called ...
6
votes
3answers
631 views

How should I save/invest for my son

I had a son 8 months ago and we opened a savings account for him that already has a few thousand in it from various family members, and I have set up an auto transfer of $50/month into it from my ...
2
votes
1answer
86 views

Risks involved in debt funds and recessions?

I have following questions related to various risks in debt funds: Are gilt funds safe during recession? I feel yes as they invest in government bonds, even though though they involve some inherent ...
2
votes
2answers
71 views

Chart which shows performance by entry date

I wonder if what I have in mind exists under some name. Everyone knows the "performance history" charts that are supplied with virtually any mutual fund. All of them start with "100 imaginary money ...
1
vote
0answers
54 views

What does unit value represent in a mutual fund?

I've been utilizing an app that allows me to manually track all of my portfolios and see how investments are performing individually, per portfolio, and/or as an entire financial asset. I've pulled in ...
3
votes
1answer
77 views

How to diversify long term retirement investment schemes in India so have sustainable passive income?

Public Provident Fund (PPF) - an Exempt-Exempt-Exempt (EEE) investment tool, I invest max possible in 80c i.e. 1.5 Lakh at the rate of 7.6% per year with a lock in of 15 years. (I would like to extend ...
1
vote
3answers
367 views

Best strategy to invest in mutual funds with this scenario?

Edit: This question is about investing in mutual funds in India by a resident of India. I have been working for the past 7 years. I have most of my savings in fixed deposits (60%) and stocks (40%). ...
2
votes
2answers
52 views

Offsetting currency fluctuations with investments abroad

Say you you invest x euros at t0 in a mutual fund through a European exchange. After ten years, at t1, the investment doubles to 2x euros. Would you end up with the same amount of euros at t1 if you ...
2
votes
3answers
208 views

Bond fund vs High interest savings account

If you have some money - lets say 20k USD. Banks such as Ally provide 2.2% interest rate on Fixed deposits. Is investing in bond funds such as VBTLX safe and better than fixed deposit? Understand ...
1
vote
1answer
105 views

Does reinvesting dividends after selling for a loss cause a wash sale? [duplicate]

I sold some fund shares with high turnover on my personal investment account with the intent of buying something similar later on my IRA account. However, after I sold (and within 30 days), I ...
3
votes
1answer
680 views

Why is VFINX more expensive than VFIAX?

Vanguard core funds are a very popular set of mutual funds. Two of them, VFINX and VFIAX, are extremely similar. They both hold the 500 largest stocks in the US equity market. They both have the same ...
0
votes
0answers
27 views

Relevant fields for mutual funds in Bloomberg Spreadsheet Builder

I need to do an analysis of the performance of Western-European mutual funds over the past 10 years. Therefore, I use Bloomberg to retrieve relevant data. In the Bloomberg Excel spreadsheet builder I ...
0
votes
1answer
146 views

What is the difference between a dividend and share distribution?

For example for one of Vanguard's funds it stated: FTSE Developed World ex-U.K. Equity Index Fund - Accumulation (FPC9.GB) has declared a GBP 6.167605000 per share final distribution. Group 2 ...
0
votes
0answers
34 views

Mutual fund classes and NAV

The explanations of NAV I see are that it is the value of the fund, less liabilities, divided by the number of shares. The fund's expenses come out of the fund's net assets. Most funds have ...
0
votes
1answer
48 views

How to read Morningstar's fund holdings?

I am trying to understand the numbers in the holdings for VEXPX (I'm not specifically interested in this fund, this is just an example) compared to SEC filings (which I guess limits the question to US ...
0
votes
0answers
41 views

Why is the 1-year return of Mirae Asset India Equity Fund - Direct - Growth is being calculated as 10.6%?

According to Groww, 1-year return of Mirae Asset India Equity Fund - Direct - Growth is being calculated as 10.6% according to the data pulled on 15-Mar-2019. However, I am not being able to verify ...
2
votes
1answer
158 views

How should I calculate how much my money is _grown_?

I invest in multiple streams - equities, mutual funds, bank deposits etc. Depending on the asset class, my rate of return is different, naturally. Some asset classes generate higher ROI (with higher ...
0
votes
2answers
65 views

Mutual Fund or Municipal Bond

I am new to this Bond's so, I am not sure which one is a good investment like state or federal bonds? Is it worth to Invest now?
2
votes
2answers
186 views

How to calculate the return from a mutual fund?

How do I calculate the return from a mutual fund invested as a monthly SIP of Rs. 5000 over a period of 3 years at a return rate of 20.4% per annum? The projected amount for the same is calculated by ...
0
votes
1answer
75 views

Is the objective of this mutual fund only dividend return? (WILCX) [duplicate]

Why does the share value decrease significantly every year but the growth of hypothetical 10k skyrocket? The value of a share went from 14.12 Feb 2012 to 7.78 as of today. I am unsure when to sell ...
0
votes
0answers
46 views

What is an Average Net Asset Value(NAV) for a Hedge Fund, and how do we calculate said Average NAV?

For Hedge Funds, I understand that Net Asset Value(NAV) is calculated as follows: NAV = (Assets - Liability)/(Total number of outstanding shares) However, I've heard the term Average Net Asset Value(...
2
votes
1answer
322 views

How is a mutual fund and ETF priced?

Is a mutual fund and ETF priced the same way? regardsless of what it contains and if it pays didivends? Is it basically the price of all the assets? or is the demand in the market(as with a stock) ...
0
votes
1answer
65 views

Should I continue with ULIP

I am from India. I have a ULIP (Unit Linked Insurance Plan) worth Rs 75000 per year which I started in June 2018. The plan is for 10 years and I have already paid for 1 year. I bought this to get a ...
0
votes
0answers
50 views

Is it really a good idea to allocate part of a portfolio to international stock funds?

I've heard this advice and held an international fund and a developing markets fund (vtiax, veiex) through most of last year. These investments were down most of the time that I owned them, and are ...
1
vote
0answers
34 views

why are there (slightly) different statistics among different websites for the same fund?

I generally assume the statistics (especially expenses-related statistics) for any given fund should be the same across different websites as they collect the information from the same resource/origin....
0
votes
3answers
137 views

How much tax can we save by investing in ELSS Mutual Funds?

If Mr. ABC's taxable income is 3Lakh, then his auditor tells him he needs to pay 22,000Rs tax in FY 2018-19. So if he invests 50k or 1 Lakh in ELSS Mutual funds, than how much tax he will save?
1
vote
1answer
104 views

Are there any mutual funds tracking equity index put option writing?

Put option writing on equity indices (like the S&P 500) can be a strategy to pick up some small premiums in a rising market while buying some slightly discounted positions in the index during ...
0
votes
1answer
66 views

CAT & ILS Bonds/funds [closed]

I'm constructing an portfolio with the objective to diversify as much as possible. I would like to include securities that are uncorrelated with the financial markets. The last few days I've been ...
1
vote
1answer
68 views

Calculating the basis for shares of international stock mutual fund

I'm calculating the basis in connection with redeeming shares of an international stock mutual fund. The fund has paid dividends quarterly, which I reinvested. I'm reviewing the Federal 1099-DIV ...
1
vote
1answer
102 views

Both an ETF and a mutual fund?

I’m a brand new investor. So far I have a small amount of money in the SWPPX fund but I am also learning that ETFs also have their own benefits and drawbacks, so I wondering is it beneficial to have ...
7
votes
2answers
1k views

Need help with the concept of yield in a fund

There is a high possibility that I misunderstand the concept of yield, but from what I've gathered, are the following discoveries correct? A fund with a share price of $10 that pays a dividend of $0....
3
votes
2answers
175 views

why would I pay for front-end or back-end fees?

These days, many mutual funds from large asset managers such as etrade, Schwab or Vanguard offer no fee for mutual fund buy/sell. So why would I pay for front-end or back-end fees to purchase/sell a ...
2
votes
2answers
81 views

What is the ROI effect of switching mutual funds in a taxable account?

Assuming I'm paying long term capital gains tax, what is the break even point where it is more worthwhile to switch from one fund to another? For (a hypothetical) example, if I have a fund with an ...
0
votes
0answers
139 views

Does investing global mutual funds with 15.4% foreign income tax worth it?

I'm living in Korea and already investing in global mutual funds with foreign income tax reduction benefits. But there is no investment with such benefit anymore. So I'm considering normal global ...
0
votes
1answer
56 views

ICICI: Redeem Mutual Fund SIPs through net banking

I invested in mutual fund through ICICI net banking. After 7 SIPs, I stopped transaction for that fund, but did not get any money back in my bank account. Can someone please guide how to redeem the ...
3
votes
2answers
143 views

Why is it so expensive to trade mutual funds?

My brokerage charges about $9 for stock and ETF trades. They charge $45 for mutual funds. What's so special about buying and selling mutual funds?