Questions tagged [mutual-funds]

To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

Filter by
Sorted by
Tagged with
0
votes
0answers
46 views

What does unit value represent in a mutual fund?

I've been utilizing an app that allows me to manually track all of my portfolios and see how investments are performing individually, per portfolio, and/or as an entire financial asset. I've pulled in ...
3
votes
1answer
73 views

How to diversify long term retirement investment schemes in India so have sustainable passive income?

Public Provident Fund (PPF) - an Exempt-Exempt-Exempt (EEE) investment tool, I invest max possible in 80c i.e. 1.5 Lakh at the rate of 7.6% per year with a lock in of 15 years. (I would like to extend ...
1
vote
3answers
352 views

Best strategy to invest in mutual funds with this scenario?

Edit: This question is about investing in mutual funds in India by a resident of India. I have been working for the past 7 years. I have most of my savings in fixed deposits (60%) and stocks (40%). ...
2
votes
2answers
51 views

Offsetting currency fluctuations with investments abroad

Say you you invest x euros at t0 in a mutual fund through a European exchange. After ten years, at t1, the investment doubles to 2x euros. Would you end up with the same amount of euros at t1 if you ...
2
votes
3answers
92 views

Bond fund vs High interest savings account

If you have some money - lets say 20k USD. Banks such as Ally provide 2.2% interest rate on Fixed deposits. Is investing in bond funds such as VBTLX safe and better than fixed deposit? Understand ...
1
vote
1answer
52 views

Does reinvesting dividends after selling for a loss cause a wash sale? [duplicate]

I sold some fund shares with high turnover on my personal investment account with the intent of buying something similar later on my IRA account. However, after I sold (and within 30 days), I ...
3
votes
1answer
191 views

Why is VFINX more expensive than VFIAX?

Vanguard core funds are a very popular set of mutual funds. Two of them, VFINX and VFIAX, are extremely similar. They both hold the 500 largest stocks in the US equity market. They both have the same ...
0
votes
0answers
24 views

Relevant fields for mutual funds in Bloomberg Spreadsheet Builder

I need to do an analysis of the performance of Western-European mutual funds over the past 10 years. Therefore, I use Bloomberg to retrieve relevant data. In the Bloomberg Excel spreadsheet builder I ...
0
votes
1answer
102 views

What is the difference between a dividend and share distribution?

For example for one of Vanguard's funds it stated: FTSE Developed World ex-U.K. Equity Index Fund - Accumulation (FPC9.GB) has declared a GBP 6.167605000 per share final distribution. Group 2 ...
0
votes
0answers
23 views

Mutual fund classes and NAV

The explanations of NAV I see are that it is the value of the fund, less liabilities, divided by the number of shares. The fund's expenses come out of the fund's net assets. Most funds have ...
0
votes
1answer
41 views

How to read Morningstar's fund holdings?

I am trying to understand the numbers in the holdings for VEXPX (I'm not specifically interested in this fund, this is just an example) compared to SEC filings (which I guess limits the question to US ...
0
votes
0answers
41 views

Why is the 1-year return of Mirae Asset India Equity Fund - Direct - Growth is being calculated as 10.6%?

According to Groww, 1-year return of Mirae Asset India Equity Fund - Direct - Growth is being calculated as 10.6% according to the data pulled on 15-Mar-2019. However, I am not being able to verify ...
2
votes
1answer
152 views

How should I calculate how much my money is _grown_?

I invest in multiple streams - equities, mutual funds, bank deposits etc. Depending on the asset class, my rate of return is different, naturally. Some asset classes generate higher ROI (with higher ...
0
votes
2answers
63 views

Mutual Fund or Municipal Bond

I am new to this Bond's so, I am not sure which one is a good investment like state or federal bonds? Is it worth to Invest now?
2
votes
2answers
162 views

How to calculate the return from a mutual fund?

How do I calculate the return from a mutual fund invested as a monthly SIP of Rs. 5000 over a period of 3 years at a return rate of 20.4% per annum? The projected amount for the same is calculated by ...
0
votes
1answer
75 views

Is the objective of this mutual fund only dividend return? (WILCX) [duplicate]

Why does the share value decrease significantly every year but the growth of hypothetical 10k skyrocket? The value of a share went from 14.12 Feb 2012 to 7.78 as of today. I am unsure when to sell ...
0
votes
0answers
29 views

What is an Average Net Asset Value(NAV) for a Hedge Fund, and how do we calculate said Average NAV?

For Hedge Funds, I understand that Net Asset Value(NAV) is calculated as follows: NAV = (Assets - Liability)/(Total number of outstanding shares) However, I've heard the term Average Net Asset Value(...
2
votes
1answer
318 views

How is a mutual fund and ETF priced?

Is a mutual fund and ETF priced the same way? regardsless of what it contains and if it pays didivends? Is it basically the price of all the assets? or is the demand in the market(as with a stock) ...
0
votes
1answer
63 views

Should I continue with ULIP

I am from India. I have a ULIP (Unit Linked Insurance Plan) worth Rs 75000 per year which I started in June 2018. The plan is for 10 years and I have already paid for 1 year. I bought this to get a ...
0
votes
0answers
50 views

Is it really a good idea to allocate part of a portfolio to international stock funds?

I've heard this advice and held an international fund and a developing markets fund (vtiax, veiex) through most of last year. These investments were down most of the time that I owned them, and are ...
1
vote
0answers
34 views

why are there (slightly) different statistics among different websites for the same fund?

I generally assume the statistics (especially expenses-related statistics) for any given fund should be the same across different websites as they collect the information from the same resource/origin....
0
votes
3answers
99 views

How much tax can we save by investing in ELSS Mutual Funds?

If Mr. ABC's taxable income is 3Lakh, then his auditor tells him he needs to pay 22,000Rs tax in FY 2018-19. So if he invests 50k or 1 Lakh in ELSS Mutual funds, than how much tax he will save?
1
vote
1answer
76 views

Are there any mutual funds tracking equity index put option writing?

Put option writing on equity indices (like the S&P 500) can be a strategy to pick up some small premiums in a rising market while buying some slightly discounted positions in the index during ...
0
votes
1answer
52 views

CAT & ILS Bonds/funds [closed]

I'm constructing an portfolio with the objective to diversify as much as possible. I would like to include securities that are uncorrelated with the financial markets. The last few days I've been ...
1
vote
1answer
56 views

Calculating the basis for shares of international stock mutual fund

I'm calculating the basis in connection with redeeming shares of an international stock mutual fund. The fund has paid dividends quarterly, which I reinvested. I'm reviewing the Federal 1099-DIV ...
1
vote
1answer
99 views

Both an ETF and a mutual fund?

I’m a brand new investor. So far I have a small amount of money in the SWPPX fund but I am also learning that ETFs also have their own benefits and drawbacks, so I wondering is it beneficial to have ...
7
votes
2answers
1k views

Need help with the concept of yield in a fund

There is a high possibility that I misunderstand the concept of yield, but from what I've gathered, are the following discoveries correct? A fund with a share price of $10 that pays a dividend of $0....
3
votes
2answers
168 views

why would I pay for front-end or back-end fees?

These days, many mutual funds from large asset managers such as etrade, Schwab or Vanguard offer no fee for mutual fund buy/sell. So why would I pay for front-end or back-end fees to purchase/sell a ...
2
votes
2answers
75 views

What is the ROI effect of switching mutual funds in a taxable account?

Assuming I'm paying long term capital gains tax, what is the break even point where it is more worthwhile to switch from one fund to another? For (a hypothetical) example, if I have a fund with an ...
0
votes
0answers
133 views

Does investing global mutual funds with 15.4% foreign income tax worth it?

I'm living in Korea and already investing in global mutual funds with foreign income tax reduction benefits. But there is no investment with such benefit anymore. So I'm considering normal global ...
0
votes
1answer
52 views

ICICI: Redeem Mutual Fund SIPs through net banking

I invested in mutual fund through ICICI net banking. After 7 SIPs, I stopped transaction for that fund, but did not get any money back in my bank account. Can someone please guide how to redeem the ...
3
votes
2answers
142 views

Why is it so expensive to trade mutual funds?

My brokerage charges about $9 for stock and ETF trades. They charge $45 for mutual funds. What's so special about buying and selling mutual funds?
0
votes
1answer
184 views

How to find mutual fund in the Yahoo Finance app?

Let's say I have invested in a mutual fund "Axis Blue Chip fund direct plan" and I want to track it in the Yahoo finance app. When I search for the fund, I'm not sure why it's not there. Am I ...
1
vote
2answers
115 views

Comparing Real Estate returns to Mutual Fund returns

I was recently looking at a syndicated Real Estate investment that did some math to show what future returns might look like. The bottom line was that a $1,000 would turn into $2,360 after 10 years. ...
1
vote
1answer
82 views

Settlement timing when buying/selling mutual funds

Schwab tells me that Money Market and all of their Mutual Funds settle at T+1. Suppose I have $1000 in a Money Market and I wish to buy $1000 in an SP500 index Mutual Fund. I issue a sell order for ...
1
vote
1answer
130 views

Best way to allocate money? Mutual Fund VS Student Loan

I am a 21 year old Canadian who is employed full time. I have no wife or kids nor do I own any property. I have no type of savings set up (investments, CPP, etc.). Each month I have 400$ leftover ...
6
votes
1answer
465 views

Why buy mutual funds when equivalent ETFs exist?

Vanguard has ETF versions of several of its mutual funds. I don't know if they are are 100% equivalent but the Vanguard site itself to them from the mutual fund pages. Why would someone chose to ...
6
votes
2answers
178 views

Is there a need for a Living Trust in my situation?

I was thinking of having a Living Trust drawn up for the benefit of my wife should I pass away so that she would have access to all of our assets without going through probate. It occurred to me ...
1
vote
0answers
55 views

Why invest in managed mutual funds? [duplicate]

As I can see it, nearly no managed mutual funds beat the index over more than 5/10 years. They don't only have to beat the index, they also must get the fees back to outperform the index fund. So why ...
1
vote
2answers
83 views

How to chart what a mutual fund or ETF will return if dividends are reinvested?

When looking at financial charts like bigcharts.com, the chart shows closing price (or OHLC) for each day. This shows growth (or decline) of the equity if dividends are not reinvested. But what if ...
0
votes
1answer
43 views

Funds : Distribution Types

Funds can have cash dividends (like shares), but is there the possibility of not receiving the dividend on cash and receiving additional units of the fund : similar to a stock dividend on shares where ...
23
votes
7answers
6k views

Does dollar-cost averaging just means taking risk later?

I am investing in mutual funds and hence reading and trying to learn about it. I was reading this answer which says lump sum investment is far more efficient than DCA. Well, that does not surprise me....
0
votes
2answers
60 views

Derivatives/Options: Underlying Asset

I am aware that the underlying of a derivative contract can be more or less "anything" : stocks, bonds, commodities, currencies, etc... However, I would like to know if it is normal that there are ...
1
vote
1answer
61 views

How is the end-of-day NAV of a global mutual fund calculated, and is it consistent?

As I understand it, most US-based funds would calculate their end-of-day NAV after New York has closed. For a fund containing only US-traded holdings, that calculation seems fairly straight-forward. ...
0
votes
1answer
131 views

What is going on with my stock price?

There are several similar questions on this site but I believe that this one might have a different source than just a reporting glitch. For some reason, several sources are reporting a drop in the ...
1
vote
0answers
232 views

Types of Investment Funds : Mutual Funds, ETF, SICAV, FCP, UCITS

I know this could be a very basic topic but I would just want to understand the different types of funds. From my understanding the ones listed in the title : mutual funds, FCP, ETF, SICAV, etc.. are ...
2
votes
3answers
180 views

Is is good/bad to invest in too many mutual funds at a time?

I am currently investing in 12 mutual funds. 10 out of them are through SIP. Just to make it clear, SIP (Systematic Investment Plan) means buying units of mutual fund each month (or quarterly/yearly) ...
1
vote
2answers
107 views

Do mutual funds book profit?

While directly trading in equity i.e. bypassing mutual fund, a common strategy is to book a profit when market is up and accumulate when market is down. Mutual funds buy and sell in bulk. But, does ...
0
votes
2answers
125 views

How do asset managers make money

I understand that asset managers and mutual funds earn income through the fees they charge investors. However, if my understanding is correct that is usually applied at the end of the year. So how do ...
1
vote
1answer
65 views

Indian Mutual Funds

I am new to Stock Markets. I have interests to invest my savings on Mutual Funds. When I looking for Higher Return Mutual Fund securities, I have seen some information there. For Example, I am ...