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To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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Comparing Real Estate returns to Mutual Fund returns

I was recently looking at a syndicated Real Estate investment that did some math to show what future returns might look like. The bottom line was that a $1,000 would turn into $2,360 after 10 years. ...
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1answer
63 views

Settlement timing when buying/selling mutual funds

Schwab tells me that Money Market and all of their Mutual Funds settle at T+1. Suppose I have $1000 in a Money Market and I wish to buy $1000 in an SP500 index Mutual Fund. I issue a sell order for ...
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1answer
114 views

Best way to allocate money? Mutual Fund VS Student Loan

I am a 21 year old Canadian who is employed full time. I have no wife or kids nor do I own any property. I have no type of savings set up (investments, CPP, etc.). Each month I have 400$ leftover ...
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1answer
418 views

Why buy mutual funds when equivalent ETFs exist?

Vanguard has ETF versions of several of its mutual funds. I don't know if they are are 100% equivalent but the Vanguard site itself to them from the mutual fund pages. Why would someone chose to ...
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2answers
152 views

Is there a need for a Living Trust in my situation?

I was thinking of having a Living Trust drawn up for the benefit of my wife should I pass away so that she would have access to all of our assets without going through probate. It occurred to me ...
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0answers
51 views

Why invest in managed mutual funds? [duplicate]

As I can see it, nearly no managed mutual funds beat the index over more than 5/10 years. They don't only have to beat the index, they also must get the fees back to outperform the index fund. So why ...
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2answers
69 views

How to chart what a mutual fund or ETF will return if dividends are reinvested?

When looking at financial charts like bigcharts.com, the chart shows closing price (or OHLC) for each day. This shows growth (or decline) of the equity if dividends are not reinvested. But what if ...
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1answer
36 views

Funds : Distribution Types

Funds can have cash dividends (like shares), but is there the possibility of not receiving the dividend on cash and receiving additional units of the fund : similar to a stock dividend on shares where ...
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7answers
5k views

Does dollar-cost averaging just means taking risk later?

I am investing in mutual funds and hence reading and trying to learn about it. I was reading this answer which says lump sum investment is far more efficient than DCA. Well, that does not surprise me....
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53 views

Derivatives/Options: Underlying Asset

I am aware that the underlying of a derivative contract can be more or less "anything" : stocks, bonds, commodities, currencies, etc... However, I would like to know if it is normal that there are ...
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1answer
49 views

How is the end-of-day NAV of a global mutual fund calculated, and is it consistent?

As I understand it, most US-based funds would calculate their end-of-day NAV after New York has closed. For a fund containing only US-traded holdings, that calculation seems fairly straight-forward. ...
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1answer
116 views

What is going on with my stock price?

There are several similar questions on this site but I believe that this one might have a different source than just a reporting glitch. For some reason, several sources are reporting a drop in the ...
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0answers
61 views

Types of Investment Funds : Mutual Funds, ETF, SICAV, FCP, UCITS

I know this could be a very basic topic but I would just want to understand the different types of funds. From my understanding the ones listed in the title : mutual funds, FCP, ETF, SICAV, etc.. are ...
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3answers
160 views

Is is good/bad to invest in too many mutual funds at a time?

I am currently investing in 12 mutual funds. 10 out of them are through SIP. Just to make it clear, SIP (Systematic Investment Plan) means buying units of mutual fund each month (or quarterly/yearly) ...
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2answers
92 views

Do mutual funds book profit?

While directly trading in equity i.e. bypassing mutual fund, a common strategy is to book a profit when market is up and accumulate when market is down. Mutual funds buy and sell in bulk. But, does ...
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2answers
107 views

How do asset managers make money

I understand that asset managers and mutual funds earn income through the fees they charge investors. However, if my understanding is correct that is usually applied at the end of the year. So how do ...
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1answer
55 views

Indian Mutual Funds

I am new to Stock Markets. I have interests to invest my savings on Mutual Funds. When I looking for Higher Return Mutual Fund securities, I have seen some information there. For Example, I am ...
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2answers
38 views

Do I have to file ITR2 if I did not sell stocks in FY17-18?

I've a question related to filing ITR - whether I've to file ITR1 or ITR2. Below is my scenario. I'm a salaried employee and I hold a Form-16 for FY1718. During FY1718, I bought few shares which I'm ...
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3answers
266 views

Is it safe if I rely “only” on mutual funds for retirement planning?

I am investing in mutual funds to raise retirement fund. My portfolio is 25% debt and 75% equity currently. I have self occupied property. Before few years of retirement, I will start to switch fund ...
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2answers
121 views

Where I can complain about my stock broker for invalid transaction done by system and putting negative ledger balance

Due to the system error, Angle Broking credited a mutual fund and debited my ledger which has zero balance in it. And for that negative balance they sold out my shares even I have complained about ...
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1answer
79 views

How come Money Market Funds always return a NAV of $1

I searched few articles and read that MMFs manage to keep their NAV equal to 1 but never understand how they do it. Can you please explain it in simple terms?
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1answer
78 views

How to select a mutual fund or ETF

Using Lipper or Morningstar, why wouldn't I just select a mutual fund or ETF that is all 5's (Lipper) or 5 stars (Morningstar) as my starting point and then further select based upon the associated ...
3
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1answer
132 views

S&P 500 VFAIX (Mutual Fund) vs VOO (ETF)?

I currently have just under $10,000 in a Vanguard Roth IRA brokerage account. So far I have purchased VOO ETFs since they have a lower expense ratio than VFINX. My next contribution will put me over $...
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1answer
45 views

What is the difference between LIQUIDATED fund and ACQUIRED fund

There are some funds that show up as "liquidated" when googled, which implies that it closed due to a bad performance. Some funds that show up as "acquired by XYZ (ticker of another stock that's being ...
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2answers
664 views

What happens when you withdraw money from a Vanguard mutual fund?

Say you have $10000 in VTWSX with Vanguard and wish to withdraw $1000 of it. What actually happens when you place this order? Because it's not instantaneous - the shares are sold over the next two ...
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28 views

Jensen alpha interpretation

Colleagues, I have this result for a Jensen alpha fund performance. Do you think, my conclusion is plausible? Any feedback is worth. In addition, i can't understand, why this much low is the CAPM beta?...
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1answer
121 views

Home Loan Saver Account

Which one will be better to clear off the home loan ASAP : Paying monthly extra pre-payment Putting pre-payment amount in an Home-loan-saver-account Putting pre-payment amount in SIP/Mutual Fund for ...
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1answer
114 views

Fund transfer from scamner's account to my account

Someone scamed another and their scammer transfer some amount to my account from his account for car purchase. I am not aware he is a scammer untill police started their investigation. Does this make ...
4
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1answer
190 views

How can I calculate the difference between investing cash in a mutual fund versus using it to install solar?

I am a moderately experienced investor, but I have this one question that I have had a really hard time answering. What would be more profitable: invest in solar electricity, which I have calculated ...
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0answers
24 views

Certificate of Deposit from Sociedad Mexicana De Credito Industrial S.A

Per subject have certificates in a mutual fund, Fondo de Inversiones Rentables Mexicana purchased in Mexico in 1972. Are they of any value and how can I contact the current management firm.
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0answers
23 views

Will I have to pay a load on my fund now?

I had purchased the no load PCKDX fund. I now find out that it has converted into the PCKAX loaded fund. Will I now have to pay that load for future investments?
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1answer
71 views

Investing in Hedge Fund on a Rolling Basis

If I invest in any sort of hedge/mutual/index fund when the fund performance is up/down, for ex. +/-20%, and I invest $100k the next day - do I share the 20% loss or gain automatically in a pooled ...
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62 views

Did Yahoo stop adjusting historical mutual fund prices for dividends?

When or why did Yahoo Finance stop adjusting historical mutual fund prices for dividends and capital gains? For example, FBALX and FSUTX both declared dividends on 4/6/2018, and FSUTX declared a ...
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3answers
1k views

How can I compare multiple mutual funds on a single chart at once?

Google finance (finance.google.com, or www.google.com/finance), used to have the ability to compare many stocks or mutual funds (tickers) at once. Now, apparently after they significantly altered and ...
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1answer
87 views

Do mutual funds fees and expense ratios behave the same?

I am looking at mutual funds that list fees and expense ratio side by side. For the purposes of comparing funds, should I add all the numbers together and treat them as expense ratio? For example, ...
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1answer
103 views

Does divestment work?

Divesting from funds seems to be a vogue topic which I am hearing more about. The most prominent stories seem to be related to fossil fuel investments and national pension schemes. These institutions ...
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0answers
25 views

Retiring on a specific Corpus Invested in Specific Instruments

Let us say mu monthly expenditure is 100 and I have a corpus to last for 15 years, that is 100X12X15=18,000, in effect requiring a return of 6.66% on the corpus for yearly survival (not including ...
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1answer
179 views

I have 10K to invest, what are my options with reasonable risk/income?

So I have 10K to invest. I did not do any sorts of investments before and I am really scared coz I don't know any information and risks and all that. I heard that mutual funds is something to look at, ...
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1answer
134 views

How to re-access my investments if a national disaster happens?

There is no disaster for now. But I got curious what should I do when local disasters(like war, earthquake, etc) happen where I live(I live in South Korea btw). Let's say I got a disaster, survived, ...
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1answer
145 views

In Mutual Funds, why do the total units decrease?

I noticed that when my Mutual Fund is performing negatively, not only my NAV (Net Asset Value) decreases (which is understandable), but also my total number of units (that I bought) goes down. However,...
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7answers
5k views

Why don’t index-tracking mutual funds corner themselves?

I don't really want to think too much about investments -- just park my surplus money somewhere and be able to come back several years later and see that it has grown. (As this question shows, I'm ...
4
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1answer
135 views

Is a mutual fund sale eligible for a step-up in basis when spouse dies

Can a wife get a step-up in basis on a mutual fund sale when the husband is deceased(fund was owned together, living in California)? If so, do you just document the cost-basis research and then use ...
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1answer
54 views

Fine-tuning index fund positions

In general, passive mutual funds (as well as ETFs) provide a good way to diversify without keeping track of and/or a large number of separate securities or paying high additional expenses. However, ...
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1answer
40 views

Yearly commission on mutual Funds in India

I had purchased HDFC prudence fund (Balanced Fund - 65% equity) via a broker (my bank) on 29th June 2016. I would like to know when would the next yearly commission to be paid to the mutual fund agent ...
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2answers
150 views

Why Can't I Invest in a Tax-Loss Harvesting ETF/Fund as an Individual Investor?

The advantages of tax-loss harvesting in index replication are becoming more and more clear. The benefits are small but both significant and consistent and would make a fund that has returns larger ...
6
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1answer
77 views

Received capital gains dividends from a Canadian mutual fund. Do I need pay tax in Canada?

I have some mutual funds in Canada from BMO. I am a non-resident of Canada. I am U.S.A resident. I recevied capital gains dividends. Do I need to pay capital gains tax in Canada? Or just pay U.S.A.? ...
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213 views

Does investing monthly into a Fund mean that I buy unit fractions?

A fund's units are sold for 150$. My platform allows me to start investing into that fund on a monthly basis for 100$, and I pay 25$/month in the next couple of years. Does that mean I buy a new ...
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1answer
496 views

Why does Voya use Vanguard fund names with different prices and no ticker symbols?

I have a Voya 401k account from employer. I've been investing in four funds, three of which (I thought) are "Vanguard" funds. The names are identical to Vanguard funds, but they aren't the same at ...
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2answers
284 views

Why is a 60/40 bond/equity mix not doing well?

The Vanguard Wellesley Income Fund (VWINX) is known as a highly conservative mutual fund composed of approximately 60% bonds and 40% equities. In the current markets, this seems like a good ...
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2answers
156 views

What does a fiscal year end date on a mutual fund mean to an investor?

I'm looking at different funds, however I've noticed the dividend dates are different from the fiscal year end date. My understanding is that mutual funds don't pay taxes and those are passed on as ...