Questions tagged [mutual-funds]

To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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53 views

Does a mutual fund buy new shares when it issues new units for individuals?

You may ponder what is the significance of this question. Consider a mutual fund that has achieved a high return rate possibly because it has bought a profitable share at a low price months ago. Now, ...
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2answers
61 views

Why can’t shares of open-end funds be traded during market hours?

I can't really find a straightforward answer to this. I read from Investopedia that NAV of open-end funds is calculated at the end of the day. So I believe that's the reason for why the fund can only ...
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1answer
219 views

Is there any mutual funds that will never lose money? Even a very small gain is acceptable [duplicate]

Is there any kind of mutual funds which can never have a loss, like maybe a currency fund?
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1answer
41 views

Why would the NAV/share of the same mutual fund be different for different classes?

Why would the NAV/share of the same mutual fund be different for different classes? For example, looking at the fairly popular Fidelity Contrafund Fund, we see... Yet looking at the class K shares, ...
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2answers
56 views

How does private equity work in a public mutual fund?

For example, I'm invested in FGCKX, which contains SpaceX, Reddit, and Juul equity, and some other companies not publically-traded. How is the day-to-day price determined for these? For a follow-up ...
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1answer
66 views

Benchmark for an active investment strategy

I analyze the results of a long-short investment strategy on European mutual funds. I would like to compare the performance of the strategy to a benchmark. But not wanting to bias the results, I would ...
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1answer
39 views

Different types of ownership in Vanguard mutual fund

I'm opening a joint account with my wife, and see the following options. What do they mean? Tenants with right of survivorship. Tenants by the entirety with right of survivorship. Community ...
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2answers
73 views

Multiple 529 accounts vs one generic on my name?

First time investing. Have four children 6 and under. I wish to start putting money aside for them to go to college (or other things that might come up, like marriage, etc.). One idea I have: instead ...
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53 views

Should I invest $10k into Vanguard SP 500 mutual fund now? [closed]

I'm new to investing. Giving all the craziness that's going on around the world with COVID-19 and all that... Should I put $10k of my hard earned money into Vanguard SP 500 mutual fund now or ...
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1answer
60 views

Calculate investment return taking into account the currency change

Lets suppose an investor invests £10000 in a mutual fund denominated in pounds sterling, but whose underlying assets are all US stocks, therefore the underlying currency is US dollars. Lets suppose ...
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1answer
45 views

How are mutual fund expense ratios subtracted in practice on a daily basis?

Suppose there is a mutual fund with expense ratio exactly 1 percent. I am aware that this 1 percent is subtracted "over time". But is there a standard on exactly how and when it is subtracted? For ...
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1answer
68 views

Is it good to invest in mutual fund during the down time in market?

Say there is a mutual fund and its annual return in the past 3 years i.e. 2017, 2018, 2019 were -10%, +20%, and -10% respectively. A and B invest $100 in this fund at different time points. A ...
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17 views

International investing and currency fluctuations [duplicate]

Lets suppose a British investor has some participations (say, for a value of £10000) in a Britih (not hedged) fund or ETF whose underlying assets are in US dollars, but that is denominated in pounds ...
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1answer
25 views

Difference of NAV and market price on stock shares and funds

For the case of companies, my understanding is that the NAV (net asset value) is all its assets minus its liabilities. Then, this value is divided by the total number of shares the company has issued ...
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1answer
51 views

How to calculate returns for multiple purchase and redemption in a mutual fund?

Suppose I have invested in a Mutual fund (an Liquid Fund) where I have made multiple purchase and redemptions/switch outs. For example, consider the following transactions (in csv format)- NAV Date,...
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1answer
94 views

How to mitigate price fluctuations between placing a mutual fund sell order and it actually being executed?

Just like many others, my wife and I make use of a DIY investment platform; a company who gives us the ability to buy different types of products (funds, ETFS, stocks, etc.) through a single entity. ...
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1answer
40 views

Are there any behavior patterns that one can deduce from how a funds chart looks like? [closed]

The following chart tracks a mutual fund on the last 6 months (maybe someone with a higher reputation can inline the picture for me): The big dip in the middle is because of the COVID-19 pandemic. ...
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1answer
50 views

Tool to calculate total returns of a mutual fund over a given time period? [closed]

I am interested in calculating the total returns of a particular mutual fund (GSCGX) over a given time period (feb 12 2010 to feb 12 2020), including reinvestments of dividends and capital gains. I ...
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1answer
64 views

How gold funds can give different profit

I am looking at different gold bonds available in India, and came across some top performing funds from etmoney site. I got a doubt on the profits generated by these funds. If they invest the money ...
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1answer
26 views

Public filing of investment fund portfolios - US Funds

I follow several investment funds. For some European ones, I can go to the public authority and see their quarterly filings with a detailed composition of the portfolio. For the US, where could I ...
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36 views

Mutual Funds Investment advice needed for beginner

I am planning to start investing in mutual funds now. I am a beginner and young(28). I plan on doing investments as a lump sum and SIP. I plan to invest 5 lakhs via lump sum now and SIP of 20k per ...
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1answer
94 views

SIP returns are negative due to COVID-19

Today, I checked all of my SIP accounts. I was shocked to see that the absolute returns for all of the schemes that I have been doing for the past 5 years are negative. It is because of COVID-19. ...
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1answer
24 views

In foreign mutual funds, what is the conversion fee?

I have found a mutual fund whose denominated currency is Euros but its underlying asset's currency is US Dollars (it tracks the S&P 500). The fund can be found here. While inspecting its fees, I ...
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1answer
65 views

Trying to understand mutual funds load and charges

I have been reading about mutual funds fees and charges. I have noticed that these fees are expressed as rates (%). I would like to ask if I have understood over which quantities are these rates ...
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1answer
27 views

Trying to understand what trading costs actually are in funds and ETFs

I'm trying to understand what the trading costs are in ETFs and funds. Is the explanation below correct? ETFs have trading costs because they trade almost like stocks, so you need to go through a ...
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2answers
63 views

Invest in an US ETF or fund being a UK citizen

Is it possible to invest in a US ETF or fund being a UK citizen, without having any sort of bank or brokerage account based in the USA? I'm not talking about these ETFs / funds that hold US assets ...
2
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1answer
128 views

Can a mutual fund refuse to execute a sell order?

Let's say that an investor owns $100,000 of a mutual fund and he decides to sell. This order would be settled at the market's close. Can the mutual fund refuse to execute the sell order, perhaps ...
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1answer
51 views

Legal owner of funds and ETFs underlying assets and risks associated with it

If you invest in a mutual fund, you aren't actually the owner of the assets, the fund is. Is this different in the case of ETFs? Is the investor the legal owner of the corresponding ETF's underlying ...
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2answers
101 views

What's the difference between mutual fund, index fund, etf, index mutual etf, etc.?

Originally, this was more of a conceptual question that I tried to Google, but after looking through many sources, I keep seeing different definitions and terminologies and a combination of them that ...
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1answer
138 views

When should you not invest into low cost ETFs in the long term?

It is common knowledge that if you are the "average investor" and are looking to invest money in the long term, you should invest into low-cost ETFs or mutual funds and hope to track the market, not ...
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1answer
113 views

Are re-invested dividends taxable in the UK?

Let's suppose that you invest in an accumulation ETF/mutual fund, whose automatically re-invest dividends. In such case, those dividends should not be taxable since you actually never receive them. ...
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3answers
234 views

How Index Funds Raise Money to buy new stocks?

In general, after IPO, the transactions happening on the shares will be between buyer and seller and they won't go to the Organization. And after that companies rely on their earnings, debts and ...
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1answer
36 views

Can I sell ETFs or Mutual Funds participations and receive the securities instead of the money, or the money in a different currency?

Let's say I have bought participations in a mutual fund in euros, but the fund's underlying assets are in US dollars (e.g. a fund that tracks the S&P 500 but that is offered in euros). At some ...
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1answer
50 views

Importance of the investment company when selecting funds

I'm trying to understand the importance of investment companies when selecting a mutual fund to invest in. I have read that you should always choose reputed investment companies, but there are quite ...
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1answer
61 views

What is the actual growth of investment for a municipal bond fund?

I am a California resident, so if I invest in a California municipal bond fund, I will not pay taxes on both the federal and state level. I'm having difficulty interpreting the "Growth of $10,000" ...
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0answers
47 views

What are the major advantages of actively managed mutual funds over index funds? [duplicate]

This article from The Motley Fool provides insight on the average performance of actively managed mutual funds from ~5 years ago: Growth fund managers fared even worse, with just 6% of growth funds ...
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1answer
58 views

How to sell mutual fund shares

I'm currently located in Canada, trying to offload a few hundred mutual fund shares. But in the current market the price fluctuates about 5% per day. My bank requires that same day orders are placed ...
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1answer
31 views

Are ETFs and Mutual Funds considered Institutional owners?

By looking at the institutional ownership of a company I see big players in the ETF/Mutual fund Markets. So my question is, are these holdings due to ETFs or instead "private" investments of public ...
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1answer
88 views

Why don't American Mutual funds offer SWP's?

Indian Mutual funds have a feature called SWP [Systematic withdrawal plan]. It's a feature that enables an investor to automatically withdraw the appreciated amount or a specific amount periodically[ ...
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1answer
50 views

How to calculate mean annualised returns

I am trying to calculate the mean annualised return for a fund using historical monthly returns but I am having difficulty in finding an appropriate method to do so. Many studies have used mean ...
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2answers
246 views

What percentile of investors in the stock market do I find myself in?

What percentile of investors in the stock market do I find myself in? Via luck and/or skill over the past 16-years I beat the S&P 500 12/16 years. If I invested in the S&P 500 over the last ...
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0answers
22 views

Confusion on CRISIL Rating

Which is better CRISIL 5 or CRISIL 1. Problem arises when PAYTM MONEY shows under top rated funds with CRISIL 5...but CRISIL rates funds 1 to 5, 1 being the best performer. I am confused?
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2answers
125 views

Understanding yield, dividend, expense ratio and others related terms in a mutual fund

I have 2 related questions about mutual funds which I bolded. I was thinking about buying some shares in a mutual fund, such as VanEck International Investors Gold Fund Class A (INIVX). I am confused ...
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1answer
91 views

Investing in ELSS schemes

I am currently a graduate student in India, who is a little concerned about his financial stability after the graduation, so decided to start investing some of his scholarship/stipend in Mutual Funds, ...
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1answer
88 views

How does an FRN Mutual fund lose money?

Suppose we have disregard the losses in an FRN mutual fund due to credit events. Which are the most harmful scenarios to its value? Lower or higher rates? Bond funds gain in value if rates fall and ...
2
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2answers
403 views

Why are some money market mutual funds not margin-able for 30 days?

My broker has a money market mutual fund where I can park the money when not invested, but that position does not give margin buying power for next 30 days. Per article part shown below. Example of ...
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1answer
33 views

Mutual fund tax exemption SBI

I have a SIP investment with SBI TECHNOLOGY OPPORTUNITIES FUND Regular growth. Can I show this investment for tax exemption ?
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1answer
416 views

Why are Vanguard's 2050 and beyond target retirement date funds badly underperforming the S&P?

At work, we're in the process from switching from an IRA to a 401(k) and I've been looking at the different fund options. What struck me as very strange was how poorly the Vanguard Target Retirement ...
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2answers
750 views

What mutual fund metric describes this?

What metric describes a mutual fund that consistently performs a little better than the average of its peers (or its index) when the market is rising but falls much faster than its peers or its index ...
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51 views

strategy to move funds between international accounts

I need to transfer funds from my German funds portfolio to an international broker. Most of my assets are in the profitable zone now. Only two are negative currently. I wondered which strategy might ...

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