Questions tagged [mutual-funds]

To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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21 views

Should I enroll in the lending program through Stash?

I need advice on whether or not to start lending my stash shares/stocks to Apex (Through the Stash) I read the disclosures and currently looking through fine print and re reading to further comprehend ...
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1answer
41 views

Variable Annuity Vs Roth IRA Vs 401K. Pros & Cons of Investment Plans

I'm trying to understand the pros and cons of Variable Annuity products like Mass Mutual Transitions Select. I worked for a few employers for a short term like 1 to 2 years and had 401K with them. ...
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61 views

Horseman GLobal Fund bets against the market - how does one buy into it? [closed]

I've read about the Horseman Global fund, but I can't find any symbol to trade it - is there a way for an individual to invest in the fund?
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2answers
98 views

Clarification about ETFs and Index Funds with regards to sell operations [duplicate]

I'm trying to understand the difference ETFs and index funds in terms of selling them (if you want to get rid off them quickly for any reason). As far as I understand, if you want to sell an index ...
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1answer
28 views

For a mutual fund - if jensen's alpha keeps increasing with time, then how does beta of the mutual fund get impacted with time?

I am building an excel model to calculate rolling alpha at a monthly level to analyze different equity mutual funds. Along with the rolling alpha, I am also calculating rolling absolute returns and ...
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1answer
76 views

In India, how can I verify mutual fund holdings, to prevent frauds?

Recently in India we have found out that a lot of big financial institutions have been cooking their books. And both the auditors and regulators have failed miserably and can not be trusted to do ...
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4answers
286 views

Will Future Recessions be Prevented by the Large Amount of Passive Index Funds and ETFs?

According to this article from CNBC: Passive investing, made up of funds tracking market barometers, has now taken over nearly half the stock market as more investors shun stock-pickers and flock ...
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21 views

Ensure tax compliance before moving to US. Investments in Offshore mutual fund that holds US stocks

As a non-resident alien, a person has to fill a W8-BEN form. Non-resident aliens are subject to withholding tax on dividends from US stocks (is that Ok?). Should the fund have had withheld those ...
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29 views

Foreign moving to US with investment in offshore fund through third country broker

A person from country x has a broker that some years back recommended investments in y fund. Say this one: Amundi Funds II Pioneer U.S. Fundamental Growth https://international.pioneerinvestments.com/...
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1answer
147 views

Moving out of US. What are my options for investment accounts?

I am a non-resident alien who is moving out of USA to Canada or India. I have my investment accounts which require me to have a valid USA address. What are my investment options at this point with USA ...
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6answers
13k views

Is putting money in a 401(k) plan risky?

I've been working for a company that offers me a MassMutual 401(k) plan as a benefit. The employer's match is 50% of my contribution. I've contributed 3% of my gross salary to the plan, and planning ...
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1answer
136 views

What is the layman's explanation of ETFs and how does one trade U.S ETFs?

I'm new to the field of investment and would like to understand ETFs, they have not been clear to me even though I tried a bunch of YouTube tutorials. Also, how is it possible for a European resident ...
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3answers
102 views

During a day, when does a mutual fund buys (or sell) the underlying stocks?

An index mutual fund holds shares weighted by the components in the underlying index. Suppose one day, the fund has to net buy $1 million worth of shares (current owners request the sale of $2 ...
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1answer
260 views

Is the Fidelity ZERO Large Cap Index Fund (FNILX) a better alternative to the Vanguard S&P 500 ETF (VOO)?

Goal I'm looking for a long term investment vehicle outside of a tax-advantaged account. It's possible I'll be making regular contributions using a dollar-dost averaging strategy. I'd also like to ...
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1answer
50 views

What happened to Calvert Equity Fund in December 2015?

Below is a graph of Calvert Equity Fund Class 1 (CEYIX) compared to the S&P 500 (.INX) in Google finance with "Max" clicked (so it starts Jan 14, 2000). Calvert is kicking ass until Dec 2015, ...
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3answers
268 views

Should I invest in the US or India markets?

If I had $1000 to invest, am I better off investing it in the US, in India, or a mix of the two? I am an Indian citizen working in the US, with the option of investing in US index funds or sending ...
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26 views

Yahoo Finance NAV Value

The iShares EIMI stock is traded at both London and Milan. London's is priced in $, while Milan's is in Euro, and so the stocks have different prices. However, it seems like the NAV value is the same. ...
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3answers
121 views

Diversification in mutual funds and ETFs

I'm trying to undertand deversification in mutual funds, specially in contrast with having your own stocks. Mutual funds and ETFs that track some index (S&P, DJIA...) are diversified by ...
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1answer
54 views

Why do some mutual funds or indexes have an average effective maturity that is way larger (2-4 times larger) than the average effective duration?

I would like to know if this difference occurs when the coupon payments are very large and/or if there are other reasons.
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1answer
120 views

Mutual fund wants to get 1% upfront fee (US). Is that within acceptable ranges for a managed bonds fund?

Mutual fund wants to get 1% upfront fee (US) plus an annual fixed fee. Is that within acceptable ranges for a managed bonds fund?
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3answers
79 views

In-kind transfer for a traditional 401(k) to IRA rollover

I'm rolling over a 401(k) that is holding only VIVLX, a Vanguard target date fund, to a brokerage. It's not proprietary but it is the institutional class of the fund, so my brokerage minimum for ...
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1answer
189 views

Do low cost ETFs or mutual funds really do well for an investor?

There are many ETFs, Mutual Funds and Unit Trusts in the market. Some ETFs advertise a low Expense Ratio and Total Expense Ratio. There are many examples: IVV, VOO and SPY for S&P 500 VNQ, RWR ...
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1answer
109 views

Stock promotion laws/regulations

Does the SEC have any guidelines regarding companies promoting the purchase of their shares to hedge funds, pension funds or ETF issuers? Is it legal for companies to compensate ETF issuers or mutual ...
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1answer
60 views

Why is 1 yr. return of FXAIX is being calculated as 10.41% as on today's date?

According to Fidelity website, $10,000 invested in FXAIX on 9/5/2018 becomes $10,515 on 9/5/2019. However, in Quarter-End Average Annual Total Returns section, it says the 1 yr. return from the fund ...
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9k views

What should I do with the stock I own if I anticipate there will be a recession?

I want to preface this with saying I am not asking if there will be a recession because I recognize that this is impossible to answer. I am asking if I feel there will be a recession, what should I ...
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20 views

Tax treatment of PFIC when investment is done monthly

I work in the US. Towards the end of 2016 I started investing in Indian Mutual Funds through an investment management acquaintance of mine. This has been with my income that is already taxed in the US....
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1answer
47 views

In case of making a SIP (Systematic Investment Plan) , why is IRR / XIRR considered to be a better return metrics than CAGR?

I searched about IRR / XIRR (when the installment period is irregular). I have two questions: 1) Why is IRR(or XIRR) considered to be a better return metrics than CAGR when it comes to making SIP ? ...
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2answers
390 views

What's the point of Fidelity's core position (similar to Vanguard's Settlement Fund)?

I recently opened an account with Fidelity to invest in stocks, ETF, mutual funds. Initially, they offer investment options but basically that means they put my deposit in a Money Market Fund (called ...
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3answers
636 views

How should I save/invest for my son

I had a son 8 months ago and we opened a savings account for him that already has a few thousand in it from various family members, and I have set up an auto transfer of $50/month into it from my ...
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1answer
93 views

Risks involved in debt funds and recessions?

I have following questions related to various risks in debt funds: Are gilt funds safe during recession? I feel yes as they invest in government bonds, even though though they involve some inherent ...
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2answers
71 views

Chart which shows performance by entry date

I wonder if what I have in mind exists under some name. Everyone knows the "performance history" charts that are supplied with virtually any mutual fund. All of them start with "100 imaginary money ...
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54 views

What does unit value represent in a mutual fund?

I've been utilizing an app that allows me to manually track all of my portfolios and see how investments are performing individually, per portfolio, and/or as an entire financial asset. I've pulled in ...
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1answer
80 views

How to diversify long term retirement investment schemes in India so have sustainable passive income?

Public Provident Fund (PPF) - an Exempt-Exempt-Exempt (EEE) investment tool, I invest max possible in 80c i.e. 1.5 Lakh at the rate of 7.6% per year with a lock in of 15 years. (I would like to extend ...
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3answers
377 views

Best strategy to invest in mutual funds with this scenario?

Edit: This question is about investing in mutual funds in India by a resident of India. I have been working for the past 7 years. I have most of my savings in fixed deposits (60%) and stocks (40%). ...
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2answers
53 views

Offsetting currency fluctuations with investments abroad

Say you you invest x euros at t0 in a mutual fund through a European exchange. After ten years, at t1, the investment doubles to 2x euros. Would you end up with the same amount of euros at t1 if you ...
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3answers
300 views

Bond fund vs High interest savings account

If you have some money - lets say 20k USD. Banks such as Ally provide 2.2% interest rate on Fixed deposits. Is investing in bond funds such as VBTLX safe and better than fixed deposit? Understand ...
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1answer
138 views

Does reinvesting dividends after selling for a loss cause a wash sale? [duplicate]

I sold some fund shares with high turnover on my personal investment account with the intent of buying something similar later on my IRA account. However, after I sold (and within 30 days), I ...
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1answer
842 views

Why is VFINX more expensive than VFIAX?

Vanguard core funds are a very popular set of mutual funds. Two of them, VFINX and VFIAX, are extremely similar. They both hold the 500 largest stocks in the US equity market. They both have the same ...
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27 views

Relevant fields for mutual funds in Bloomberg Spreadsheet Builder

I need to do an analysis of the performance of Western-European mutual funds over the past 10 years. Therefore, I use Bloomberg to retrieve relevant data. In the Bloomberg Excel spreadsheet builder I ...
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1answer
154 views

What is the difference between a dividend and share distribution?

For example for one of Vanguard's funds it stated: FTSE Developed World ex-U.K. Equity Index Fund - Accumulation (FPC9.GB) has declared a GBP 6.167605000 per share final distribution. Group 2 ...
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0answers
44 views

Mutual fund classes and NAV

The explanations of NAV I see are that it is the value of the fund, less liabilities, divided by the number of shares. The fund's expenses come out of the fund's net assets. Most funds have ...
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1answer
52 views

How to read Morningstar's fund holdings?

I am trying to understand the numbers in the holdings for VEXPX (I'm not specifically interested in this fund, this is just an example) compared to SEC filings (which I guess limits the question to US ...
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0answers
41 views

Why is the 1-year return of Mirae Asset India Equity Fund - Direct - Growth is being calculated as 10.6%?

According to Groww, 1-year return of Mirae Asset India Equity Fund - Direct - Growth is being calculated as 10.6% according to the data pulled on 15-Mar-2019. However, I am not being able to verify ...
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1answer
160 views

How should I calculate how much my money is _grown_?

I invest in multiple streams - equities, mutual funds, bank deposits etc. Depending on the asset class, my rate of return is different, naturally. Some asset classes generate higher ROI (with higher ...
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2answers
67 views

Mutual Fund or Municipal Bond

I am new to this Bond's so, I am not sure which one is a good investment like state or federal bonds? Is it worth to Invest now?
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2answers
202 views

How to calculate the return from a mutual fund?

How do I calculate the return from a mutual fund invested as a monthly SIP of Rs. 5000 over a period of 3 years at a return rate of 20.4% per annum? The projected amount for the same is calculated by ...
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1answer
75 views

Is the objective of this mutual fund only dividend return? (WILCX) [duplicate]

Why does the share value decrease significantly every year but the growth of hypothetical 10k skyrocket? The value of a share went from 14.12 Feb 2012 to 7.78 as of today. I am unsure when to sell ...
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0answers
66 views

What is an Average Net Asset Value(NAV) for a Hedge Fund, and how do we calculate said Average NAV?

For Hedge Funds, I understand that Net Asset Value(NAV) is calculated as follows: NAV = (Assets - Liability)/(Total number of outstanding shares) However, I've heard the term Average Net Asset Value(...
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1answer
326 views

How is a mutual fund and ETF priced?

Is a mutual fund and ETF priced the same way? regardsless of what it contains and if it pays didivends? Is it basically the price of all the assets? or is the demand in the market(as with a stock) ...
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1answer
79 views

Should I continue with ULIP

I am from India. I have a ULIP (Unit Linked Insurance Plan) worth Rs 75000 per year which I started in June 2018. The plan is for 10 years and I have already paid for 1 year. I bought this to get a ...