Questions tagged [mutual-funds]

To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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217 views

What percentile of investors in the stock market do I find myself in?

What percentile of investors in the stock market do I find myself in? Via luck and/or skill over the past 16-years I beat the S&P 500 12/16 years. If I invested in the S&P 500 over the last ...
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0answers
18 views

Confusion on CRISIL Rating

Which is better CRISIL 5 or CRISIL 1. Problem arises when PAYTM MONEY shows under top rated funds with CRISIL 5...but CRISIL rates funds 1 to 5, 1 being the best performer. I am confused?
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2answers
86 views

Understanding yield, dividend, expense ratio and others related terms in a mutual fund

I have 2 related questions about mutual funds which I bolded. I was thinking about buying some shares in a mutual fund, such as VanEck International Investors Gold Fund Class A (INIVX). I am confused ...
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1answer
80 views

Investing in ELSS schemes

I am currently a graduate student in India, who is a little concerned about his financial stability after the graduation, so decided to start investing some of his scholarship/stipend in Mutual Funds, ...
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1answer
83 views

How does an FRN Mutual fund lose money?

Suppose we have disregard the losses in an FRN mutual fund due to credit events. Which are the most harmful scenarios to its value? Lower or higher rates? Bond funds gain in value if rates fall and ...
2
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1answer
96 views

Why are some money market mutual funds not margin-able for 30 days?

My broker has a money market mutual fund where I can park the money when not invested, but that position does not give margin buying power for next 30 days. Per article part shown below. Example ...
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1answer
26 views

Mutual fund tax exemption SBI

I have a SIP investment with SBI TECHNOLOGY OPPORTUNITIES FUND Regular growth. Can I show this investment for tax exemption ?
3
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1answer
377 views

Why are Vanguard's 2050 and beyond target retirement date funds badly underperforming the S&P?

At work, we're in the process from switching from an IRA to a 401(k) and I've been looking at the different fund options. What struck me as very strange was how poorly the Vanguard Target Retirement ...
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2answers
750 views

What mutual fund metric describes this?

What metric describes a mutual fund that consistently performs a little better than the average of its peers (or its index) when the market is rising but falls much faster than its peers or its index ...
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0answers
46 views

strategy to move funds between international accounts

I need to transfer funds from my German funds portfolio to an international broker. Most of my assets are in the profitable zone now. Only two are negative currently. I wondered which strategy might ...
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1answer
44 views

FD in 10 banks v/s Mutual Funds

This question is to be answered in terms of security of the money as well as how profitable the investment is. Let's say a person is in India under 30% tax slab. In India, FDs are more secure than ...
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1answer
51 views

Variable Annuity Vs Roth IRA Vs 401K. Pros & Cons of Investment Plans

I'm trying to understand the pros and cons of Variable Annuity products like Mass Mutual Transitions Select. I worked for a few employers for a short term like 1 to 2 years and had 401K with them. ...
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0answers
79 views

Horseman GLobal Fund bets against the market - how does one buy into it? [closed]

I've read about the Horseman Global fund, but I can't find any symbol to trade it - is there a way for an individual to invest in the fund?
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2answers
99 views

Clarification about ETFs and Index Funds with regards to sell operations [duplicate]

I'm trying to understand the difference ETFs and index funds in terms of selling them (if you want to get rid off them quickly for any reason). As far as I understand, if you want to sell an index ...
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1answer
29 views

For a mutual fund - if jensen's alpha keeps increasing with time, then how does beta of the mutual fund get impacted with time?

I am building an excel model to calculate rolling alpha at a monthly level to analyze different equity mutual funds. Along with the rolling alpha, I am also calculating rolling absolute returns and ...
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1answer
77 views

In India, how can I verify mutual fund holdings, to prevent frauds?

Recently in India we have found out that a lot of big financial institutions have been cooking their books. And both the auditors and regulators have failed miserably and can not be trusted to do ...
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4answers
292 views

Will Future Recessions be Prevented by the Large Amount of Passive Index Funds and ETFs?

According to this article from CNBC: Passive investing, made up of funds tracking market barometers, has now taken over nearly half the stock market as more investors shun stock-pickers and flock ...
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21 views

Ensure tax compliance before moving to US. Investments in Offshore mutual fund that holds US stocks

As a non-resident alien, a person has to fill a W8-BEN form. Non-resident aliens are subject to withholding tax on dividends from US stocks (is that Ok?). Should the fund have had withheld those ...
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30 views

Foreign moving to US with investment in offshore fund through third country broker

A person from country x has a broker that some years back recommended investments in y fund. Say this one: Amundi Funds II Pioneer U.S. Fundamental Growth https://international.pioneerinvestments.com/...
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1answer
161 views

Moving out of US. What are my options for investment accounts?

I am a non-resident alien who is moving out of USA to Canada or India. I have my investment accounts which require me to have a valid USA address. What are my investment options at this point with USA ...
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6answers
13k views

Is putting money in a 401(k) plan risky?

I've been working for a company that offers me a MassMutual 401(k) plan as a benefit. The employer's match is 50% of my contribution. I've contributed 3% of my gross salary to the plan, and planning ...
2
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1answer
140 views

What is the layman's explanation of ETFs and how does one trade U.S ETFs?

I'm new to the field of investment and would like to understand ETFs, they have not been clear to me even though I tried a bunch of YouTube tutorials. Also, how is it possible for a European resident ...
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3answers
102 views

During a day, when does a mutual fund buys (or sell) the underlying stocks?

An index mutual fund holds shares weighted by the components in the underlying index. Suppose one day, the fund has to net buy $1 million worth of shares (current owners request the sale of $2 ...
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1answer
1k views

Is the Fidelity ZERO Large Cap Index Fund (FNILX) a better alternative to the Vanguard S&P 500 ETF (VOO)?

Goal I'm looking for a long term investment vehicle outside of a tax-advantaged account. It's possible I'll be making regular contributions using a dollar-dost averaging strategy. I'd also like to ...
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1answer
50 views

What happened to Calvert Equity Fund in December 2015?

Below is a graph of Calvert Equity Fund Class 1 (CEYIX) compared to the S&P 500 (.INX) in Google finance with "Max" clicked (so it starts Jan 14, 2000). Calvert is kicking ass until Dec 2015, ...
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3answers
655 views

Should I invest in the US or India markets?

If I had $1000 to invest, am I better off investing it in the US, in India, or a mix of the two? I am an Indian citizen working in the US, with the option of investing in US index funds or sending ...
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27 views

Yahoo Finance NAV Value

The iShares EIMI stock is traded at both London and Milan. London's is priced in $, while Milan's is in Euro, and so the stocks have different prices. However, it seems like the NAV value is the same. ...
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3answers
126 views

Diversification in mutual funds and ETFs

I'm trying to undertand deversification in mutual funds, specially in contrast with having your own stocks. Mutual funds and ETFs that track some index (S&P, DJIA...) are diversified by ...
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1answer
55 views

Why do some mutual funds or indexes have an average effective maturity that is way larger (2-4 times larger) than the average effective duration?

I would like to know if this difference occurs when the coupon payments are very large and/or if there are other reasons.
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1answer
121 views

Mutual fund wants to get 1% upfront fee (US). Is that within acceptable ranges for a managed bonds fund?

Mutual fund wants to get 1% upfront fee (US) plus an annual fixed fee. Is that within acceptable ranges for a managed bonds fund?
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3answers
99 views

In-kind transfer for a traditional 401(k) to IRA rollover

I'm rolling over a 401(k) that is holding only VIVLX, a Vanguard target date fund, to a brokerage. It's not proprietary but it is the institutional class of the fund, so my brokerage minimum for ...
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1answer
192 views

Do low cost ETFs or mutual funds really do well for an investor?

There are many ETFs, Mutual Funds and Unit Trusts in the market. Some ETFs advertise a low Expense Ratio and Total Expense Ratio. There are many examples: IVV, VOO and SPY for S&P 500 VNQ, RWR ...
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1answer
117 views

Stock promotion laws/regulations

Does the SEC have any guidelines regarding companies promoting the purchase of their shares to hedge funds, pension funds or ETF issuers? Is it legal for companies to compensate ETF issuers or mutual ...
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1answer
60 views

Why is 1 yr. return of FXAIX is being calculated as 10.41% as on today's date?

According to Fidelity website, $10,000 invested in FXAIX on 9/5/2018 becomes $10,515 on 9/5/2019. However, in Quarter-End Average Annual Total Returns section, it says the 1 yr. return from the fund ...
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11answers
9k views

What should I do with the stock I own if I anticipate there will be a recession?

I want to preface this with saying I am not asking if there will be a recession because I recognize that this is impossible to answer. I am asking if I feel there will be a recession, what should I ...
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0answers
23 views

Tax treatment of PFIC when investment is done monthly

I work in the US. Towards the end of 2016 I started investing in Indian Mutual Funds through an investment management acquaintance of mine. This has been with my income that is already taxed in the US....
2
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1answer
51 views

In case of making a SIP (Systematic Investment Plan) , why is IRR / XIRR considered to be a better return metrics than CAGR?

I searched about IRR / XIRR (when the installment period is irregular). I have two questions: 1) Why is IRR(or XIRR) considered to be a better return metrics than CAGR when it comes to making SIP ? ...
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2answers
712 views

What's the point of Fidelity's core position (similar to Vanguard's Settlement Fund)?

I recently opened an account with Fidelity to invest in stocks, ETF, mutual funds. Initially, they offer investment options but basically that means they put my deposit in a Money Market Fund (called ...
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3answers
638 views

How should I save/invest for my son

I had a son 8 months ago and we opened a savings account for him that already has a few thousand in it from various family members, and I have set up an auto transfer of $50/month into it from my ...
2
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1answer
126 views

Risks involved in debt funds and recessions?

I have following questions related to various risks in debt funds: Are gilt funds safe during recession? I feel yes as they invest in government bonds, even though though they involve some inherent ...
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2answers
72 views

Chart which shows performance by entry date

I wonder if what I have in mind exists under some name. Everyone knows the "performance history" charts that are supplied with virtually any mutual fund. All of them start with "100 imaginary money ...
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0answers
55 views

What does unit value represent in a mutual fund?

I've been utilizing an app that allows me to manually track all of my portfolios and see how investments are performing individually, per portfolio, and/or as an entire financial asset. I've pulled in ...
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1answer
83 views

How to diversify long term retirement investment schemes in India so have sustainable passive income?

Public Provident Fund (PPF) - an Exempt-Exempt-Exempt (EEE) investment tool, I invest max possible in 80c i.e. 1.5 Lakh at the rate of 7.6% per year with a lock in of 15 years. (I would like to extend ...
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3answers
382 views

Best strategy to invest in mutual funds with this scenario?

Edit: This question is about investing in mutual funds in India by a resident of India. I have been working for the past 7 years. I have most of my savings in fixed deposits (60%) and stocks (40%). ...
2
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2answers
55 views

Offsetting currency fluctuations with investments abroad

Say you you invest x euros at t0 in a mutual fund through a European exchange. After ten years, at t1, the investment doubles to 2x euros. Would you end up with the same amount of euros at t1 if you ...
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3answers
450 views

Bond fund vs High interest savings account

If you have some money - lets say 20k USD. Banks such as Ally provide 2.2% interest rate on Fixed deposits. Is investing in bond funds such as VBTLX safe and better than fixed deposit? Understand ...
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1answer
221 views

Does reinvesting dividends after selling for a loss cause a wash sale? [duplicate]

I sold some fund shares with high turnover on my personal investment account with the intent of buying something similar later on my IRA account. However, after I sold (and within 30 days), I ...
3
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1answer
1k views

Why is VFINX more expensive than VFIAX?

Vanguard core funds are a very popular set of mutual funds. Two of them, VFINX and VFIAX, are extremely similar. They both hold the 500 largest stocks in the US equity market. They both have the same ...
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27 views

Relevant fields for mutual funds in Bloomberg Spreadsheet Builder

I need to do an analysis of the performance of Western-European mutual funds over the past 10 years. Therefore, I use Bloomberg to retrieve relevant data. In the Bloomberg Excel spreadsheet builder I ...
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1answer
183 views

What is the difference between a dividend and share distribution?

For example for one of Vanguard's funds it stated: FTSE Developed World ex-U.K. Equity Index Fund - Accumulation (FPC9.GB) has declared a GBP 6.167605000 per share final distribution. Group 2 ...

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