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Questions tagged [mutual-funds]

To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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Is it really a good idea to allocate part of a portfolio to international stock funds?

I've heard this advice and held an international fund and a developing markets fund (vtiax, veiex) through most of last year. These investments were down most of the time that I owned them, and are ...
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31 views

why are there (slightly) different statistics among different websites for the same fund?

I generally assume the statistics (especially expenses-related statistics) for any given fund should be the same across different websites as they collect the information from the same resource/origin....
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1answer
28 views

How Much tax we can save by investing in ELSS Mutual Funds

If Mr.ABC's Taxable income is 3Lakh , than his Auditor telling he need to pay 22,000Rs tax in FY 2018-19, so if he invest 50k or 1 Lakh in ELSS Mutual funds, than how much tax he will save ?
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1answer
47 views

Are there any mutual funds tracking equity index put option writing?

Put option writing on equity indices (like the S&P 500) can be a strategy to pick up some small premiums in a rising market while buying some slightly discounted positions in the index during ...
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1answer
36 views

CAT & ILS Bonds/funds [closed]

I'm constructing an portfolio with the objective to diversify as much as possible. I would like to include securities that are uncorrelated with the financial markets. The last few days I've been ...
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1answer
40 views

Calculating the basis for shares of international stock mutual fund

I'm calculating the basis in connection with redeeming shares of an international stock mutual fund. The fund has paid dividends quarterly, which I reinvested. I'm reviewing the Federal 1099-DIV ...
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0answers
31 views

Do mutual fund return figures include expenses/fees? [duplicate]

I am trying to figure out an optimal mutual fund investment for retirement on Fidelity.com. Mutual funds typically have 1/3/5/10 year return figures. Do these figures include expenses and fees? If ...
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0answers
16 views

Where can one graph multiple TIAA-CREF funds' performance over time? [closed]

I would like to compare the performance over a long period of several TIAA-CREF funds. I have the ticker abbreviations. I've found some tools that will show me one fund at a time; yahoo finance ...
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1answer
76 views

Both an ETF and a mutual fund?

I’m a brand new investor. So far I have a small amount of money in the SWPPX fund but I am also learning that ETFs also have their own benefits and drawbacks, so I wondering is it beneficial to have ...
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2answers
1k views

Need help with the concept of yield in a fund

There is a high possibility that I misunderstand the concept of yield, but from what I've gathered, are the following discoveries correct? A fund with a share price of $10 that pays a dividend of $0....
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2answers
142 views

why would I pay for front-end or back-end fees?

These days, many mutual funds from large asset managers such as etrade, Schwab or Vanguard offer no fee for mutual fund buy/sell. So why would I pay for front-end or back-end fees to purchase/sell a ...
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2answers
71 views

What is the ROI effect of switching mutual funds in a taxable account?

Assuming I'm paying long term capital gains tax, what is the break even point where it is more worthwhile to switch from one fund to another? For (a hypothetical) example, if I have a fund with an ...
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82 views

Does investing global mutual funds with 15.4% foreign income tax worth it?

I'm living in Korea and already investing in global mutual funds with foreign income tax reduction benefits. But there is no investment with such benefit anymore. So I'm considering normal global ...
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1answer
32 views

ICICI: Redeem Mutual Fund SIPs through net banking

I invested in mutual fund through ICICI net banking. After 7 SIPs, I stopped transaction for that fund, but did not get any money back in my bank account. Can someone please guide how to redeem the ...
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2answers
136 views

Why is it so expensive to trade mutual funds?

My brokerage charges about $9 for stock and ETF trades. They charge $45 for mutual funds. What's so special about buying and selling mutual funds?
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1answer
54 views

How to find mutual fund in the Yahoo Finance app?

Let's say I have invested in a mutual fund "Axis Blue Chip fund direct plan" and I want to track it in the Yahoo finance app. When I search for the fund, I'm not sure why it's not there. Am I ...
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2answers
107 views

Comparing Real Estate returns to Mutual Fund returns

I was recently looking at a syndicated Real Estate investment that did some math to show what future returns might look like. The bottom line was that a $1,000 would turn into $2,360 after 10 years. ...
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1answer
68 views

Settlement timing when buying/selling mutual funds

Schwab tells me that Money Market and all of their Mutual Funds settle at T+1. Suppose I have $1000 in a Money Market and I wish to buy $1000 in an SP500 index Mutual Fund. I issue a sell order for ...
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1answer
121 views

Best way to allocate money? Mutual Fund VS Student Loan

I am a 21 year old Canadian who is employed full time. I have no wife or kids nor do I own any property. I have no type of savings set up (investments, CPP, etc.). Each month I have 400$ leftover ...
6
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1answer
450 views

Why buy mutual funds when equivalent ETFs exist?

Vanguard has ETF versions of several of its mutual funds. I don't know if they are are 100% equivalent but the Vanguard site itself to them from the mutual fund pages. Why would someone chose to ...
6
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2answers
162 views

Is there a need for a Living Trust in my situation?

I was thinking of having a Living Trust drawn up for the benefit of my wife should I pass away so that she would have access to all of our assets without going through probate. It occurred to me ...
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0answers
53 views

Why invest in managed mutual funds? [duplicate]

As I can see it, nearly no managed mutual funds beat the index over more than 5/10 years. They don't only have to beat the index, they also must get the fees back to outperform the index fund. So why ...
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2answers
76 views

How to chart what a mutual fund or ETF will return if dividends are reinvested?

When looking at financial charts like bigcharts.com, the chart shows closing price (or OHLC) for each day. This shows growth (or decline) of the equity if dividends are not reinvested. But what if ...
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1answer
38 views

Funds : Distribution Types

Funds can have cash dividends (like shares), but is there the possibility of not receiving the dividend on cash and receiving additional units of the fund : similar to a stock dividend on shares where ...
23
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7answers
6k views

Does dollar-cost averaging just means taking risk later?

I am investing in mutual funds and hence reading and trying to learn about it. I was reading this answer which says lump sum investment is far more efficient than DCA. Well, that does not surprise me....
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2answers
54 views

Derivatives/Options: Underlying Asset

I am aware that the underlying of a derivative contract can be more or less "anything" : stocks, bonds, commodities, currencies, etc... However, I would like to know if it is normal that there are ...
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1answer
52 views

How is the end-of-day NAV of a global mutual fund calculated, and is it consistent?

As I understand it, most US-based funds would calculate their end-of-day NAV after New York has closed. For a fund containing only US-traded holdings, that calculation seems fairly straight-forward. ...
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1answer
124 views

What is going on with my stock price?

There are several similar questions on this site but I believe that this one might have a different source than just a reporting glitch. For some reason, several sources are reporting a drop in the ...
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0answers
124 views

Types of Investment Funds : Mutual Funds, ETF, SICAV, FCP, UCITS

I know this could be a very basic topic but I would just want to understand the different types of funds. From my understanding the ones listed in the title : mutual funds, FCP, ETF, SICAV, etc.. are ...
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3answers
165 views

Is is good/bad to invest in too many mutual funds at a time?

I am currently investing in 12 mutual funds. 10 out of them are through SIP. Just to make it clear, SIP (Systematic Investment Plan) means buying units of mutual fund each month (or quarterly/yearly) ...
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2answers
101 views

Do mutual funds book profit?

While directly trading in equity i.e. bypassing mutual fund, a common strategy is to book a profit when market is up and accumulate when market is down. Mutual funds buy and sell in bulk. But, does ...
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2answers
116 views

How do asset managers make money

I understand that asset managers and mutual funds earn income through the fees they charge investors. However, if my understanding is correct that is usually applied at the end of the year. So how do ...
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1answer
58 views

Indian Mutual Funds

I am new to Stock Markets. I have interests to invest my savings on Mutual Funds. When I looking for Higher Return Mutual Fund securities, I have seen some information there. For Example, I am ...
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2answers
39 views

Do I have to file ITR2 if I did not sell stocks in FY17-18?

I've a question related to filing ITR - whether I've to file ITR1 or ITR2. Below is my scenario. I'm a salaried employee and I hold a Form-16 for FY1718. During FY1718, I bought few shares which I'm ...
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3answers
275 views

Is it safe if I rely “only” on mutual funds for retirement planning?

I am investing in mutual funds to raise retirement fund. My portfolio is 25% debt and 75% equity currently. I have self occupied property. Before few years of retirement, I will start to switch fund ...
3
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2answers
122 views

Where I can complain about my stock broker for invalid transaction done by system and putting negative ledger balance

Due to the system error, Angle Broking credited a mutual fund and debited my ledger which has zero balance in it. And for that negative balance they sold out my shares even I have complained about ...
3
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1answer
107 views

How come Money Market Funds always return a NAV of $1

I searched few articles and read that MMFs manage to keep their NAV equal to 1 but never understand how they do it. Can you please explain it in simple terms?
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1answer
81 views

How to select a mutual fund or ETF

Using Lipper or Morningstar, why wouldn't I just select a mutual fund or ETF that is all 5's (Lipper) or 5 stars (Morningstar) as my starting point and then further select based upon the associated ...
3
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1answer
179 views

S&P 500 VFAIX (Mutual Fund) vs VOO (ETF)?

I currently have just under $10,000 in a Vanguard Roth IRA brokerage account. So far I have purchased VOO ETFs since they have a lower expense ratio than VFINX. My next contribution will put me over $...
2
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1answer
47 views

What is the difference between LIQUIDATED fund and ACQUIRED fund

There are some funds that show up as "liquidated" when googled, which implies that it closed due to a bad performance. Some funds that show up as "acquired by XYZ (ticker of another stock that's being ...
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2answers
1k views

What happens when you withdraw money from a Vanguard mutual fund?

Say you have $10000 in VTWSX with Vanguard and wish to withdraw $1000 of it. What actually happens when you place this order? Because it's not instantaneous - the shares are sold over the next two ...
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32 views

Jensen alpha interpretation

Colleagues, I have this result for a Jensen alpha fund performance. Do you think, my conclusion is plausible? Any feedback is worth. In addition, i can't understand, why this much low is the CAPM beta?...
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1answer
123 views

Home Loan Saver Account

Which one will be better to clear off the home loan ASAP : Paying monthly extra pre-payment Putting pre-payment amount in an Home-loan-saver-account Putting pre-payment amount in SIP/Mutual Fund for ...
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1answer
116 views

Fund transfer from scamner's account to my account

Someone scamed another and their scammer transfer some amount to my account from his account for car purchase. I am not aware he is a scammer untill police started their investigation. Does this make ...
4
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1answer
200 views

How can I calculate the difference between investing cash in a mutual fund versus using it to install solar?

I am a moderately experienced investor, but I have this one question that I have had a really hard time answering. What would be more profitable: invest in solar electricity, which I have calculated ...
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25 views

Certificate of Deposit from Sociedad Mexicana De Credito Industrial S.A

Per subject have certificates in a mutual fund, Fondo de Inversiones Rentables Mexicana purchased in Mexico in 1972. Are they of any value and how can I contact the current management firm.
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25 views

Will I have to pay a load on my fund now?

I had purchased the no load PCKDX fund. I now find out that it has converted into the PCKAX loaded fund. Will I now have to pay that load for future investments?
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1answer
73 views

Investing in Hedge Fund on a Rolling Basis

If I invest in any sort of hedge/mutual/index fund when the fund performance is up/down, for ex. +/-20%, and I invest $100k the next day - do I share the 20% loss or gain automatically in a pooled ...
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107 views

Did Yahoo stop adjusting historical mutual fund prices for dividends?

When or why did Yahoo Finance stop adjusting historical mutual fund prices for dividends and capital gains? For example, FBALX and FSUTX both declared dividends on 4/6/2018, and FSUTX declared a ...
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3answers
3k views

How can I compare multiple mutual funds on a single chart at once?

Google finance (finance.google.com, or www.google.com/finance), used to have the ability to compare many stocks or mutual funds (tickers) at once. Now, apparently after they significantly altered and ...