Questions tagged [mutual-funds]

To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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Are mutual fund dividend information per month/quarter and also per share/dollar

I am wondering are mutual fund dividend information per month OR per quarter per share OR per dollar For example, fsdix
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5 votes
1 answer
1k views

Mutual fund historic prices, seen @ Google and Yahoo, don't match my activity

I'd like to understand, how should I interpret the VFIAX mutual fund historic prices, which can be found @ Google Finance and @ Yahoo!Finance. For example, both these sites show the VFIAX closing ...
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-1 votes
2 answers
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If the expense ratio of a MF is decreasing over past few years, does that indicate anything?

If a Mutual fund has expense ratio, which is continously decreasing over past few years, does that mean anything? Does it show growth/decline of the fund? Is it good time to invest ?
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1 vote
1 answer
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Non Retirement Mutual Funds vs After Tax Traditional IRA [duplicate]

I have two separate accounts. One has non-retirement mutual funds invested in Index Funds and another is an after-tax traditional IRA retirement account invested in funds like media, communication, ...
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0 answers
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Can retail investors get hedge fund exposure from fund of funds?

I can understand the utility for institutions to get diversity/convenience from FoF (fund of funds) wrappers when they want exposure to hedge funds; can meet minimum investment thresholds easier that ...
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1 vote
1 answer
93 views

Can I circumvent the minimum investment amount on mutual fund if I am gifted a share of that fund?

Vanguard has Information Technology Index Fund that require hefty $100,000 minimum to start investing. If a friend of mine donate(gift) me one share (current price $203.83) and I give him cash same ...
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0 votes
0 answers
24 views

How safe are investment in Mutual funds (in India)?

I am aware of the fact that investment in mutual funds (MFs) are linked to market and are subject to market risks. However, my question is what is the security on our invested amount from framework ...
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3 votes
1 answer
167 views

Analyze the probability of a porfolio increasing (or decreasing) by certain amounts

I would like to build a portfolio (of funds) which I don't need to manage often. In principle I am relatively happy to allocate the money in higher risk funds, since I don't plan on using it in the ...
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0 votes
0 answers
55 views

Building a portfolio based on possible personal finance scenarios

I would like to start a portfolio of assets which I don't have to manage day to day. I don't have a specific savings goal in mind but have a number of scenarios where I might want to withdraw money. E....
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0 votes
1 answer
29 views

What is the reason for higher returns in ELSS mutual funds when compared to other flexi cap equity mutual fund?

In general, how does ELSS mutual funds generate higher returns over long term (say 5 years or so) when compared to flexi cap mutual funds? As far I know, in general both the segment of mutual fund ...
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  • 133
-1 votes
2 answers
95 views

What's the difference between a conventional index mutual fund and a non-conventional index mutual fund?

I read the term "conventional index mutual funds" in several places. E.g., https://investor.vanguard.com/etf/faqs: Similar to conventional index mutual funds, most ETFs try to track an ...
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2 votes
0 answers
57 views

How do I figure out how much of a given stock I have in my portfolio of mutual funds and ETFs?

If I own mutual funds or ETFs at some level of investment, which in turn own individual stocks, what is the easiest way to tell how much of each individual stock I own? I use Quicken, so it would be ...
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1 vote
0 answers
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Momentum strategies as a private investor [closed]

I like to invest in a fund or ETF that invests itself according to the momentum strategies described in the paper by Jegadeesh and Titman, i.e. investing into stock with recent strong performance and ...
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  • 123
1 vote
2 answers
148 views

Why do ETFs usually generate fewer capital gain distributions overall than mutual fund?

I read on Investopedia that: Comprehensively, ETFs usually generate fewer capital gain distributions overall which can make them somewhat more tax efficient than mutual funds. Why do ETFs usually ...
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1 vote
1 answer
40 views

Mutual Fund: Dividends vs. Distributions

Take an actively managed mutual fund that trades stocks including dividend-paying ones. The fund can make money in 2 ways: Receive dividends from dividend-paying stocks Sell stocks above cost for a ...
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6 votes
2 answers
385 views

Vanguard converted many investor shares to institutional shares for their target date retirement funds: why did it create a capital gain distribution?

I read (mirror without paywall) that the fact that Vanguard converted many investor shares to institutional shares for their target date retirement funds in September 2021 created a huge capital gain ...
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1 vote
1 answer
71 views

High Expense Ratio and High Return vs Low expense ratio and low return

I am currently investing in a Traditional IRA account using T Rowe Price. The two funds I am investing are as follows: Global Technology Fund (PRGTX) Gross expense ratio - 0.86% Average Annual Total ...
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7 votes
5 answers
3k views

Role of fees in mutual funds: Is it exaggerated?

It seems to me that the role of fees in mutual funds is somewhat exaggerated. Say, if funds A and B charge 1.3 and 0.3 percent, respectively, and over a period of 10 years the annualize return of A ...
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  • 614
2 votes
4 answers
917 views

Fidelity funds vs S&P 500 (Is fidelity just "bad" at managing money?)

I invested a bunch of money around March (~9 months ago) in a Roth IRA. I am getting ready to rebalance, and put more money in this January. I was very attracted to Fidelity's ZERO funds, and put some ...
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  • 167
0 votes
2 answers
88 views

When direct bonds investment is better than investment in debt funds?

Some good company (say SBI) bonds have coupon rate of 9%. Q1. Does this imply that we can better invest in such bonds instead of debt funds (which have < 9% returns)? Or should I rephrase: why ...
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  • 303
1 vote
1 answer
107 views

Understanding how bond prices change

I came across following statement regarding Indian debt funds in ValueResearch ebook: The RBI announced retracting ₹2 lakh crore of banking funds through a 14-day reverse-repo operation in January ...
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  • 303
0 votes
1 answer
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How we earn from debt funds?

I was guessing how we earn from debt funds. I know the underlying bonds pay back interest. But I want to know how exactly we earn from debt funds. I know how NAV of the fund increases in decreasing ...
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1 vote
1 answer
108 views

Does Fidelity have equivalent ETFs of VFIAX and VDADX [closed]

I noticed that fidelity charges a fee for buying: Vanguard Index Admiral Fund (VFIAX) Vanguard Dividend Appreciation Fund (VDADX) Does fidelity have equivalent funds of the above that I won't be ...
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0 votes
1 answer
137 views

Possible ways to recover Mutual fund return (India)

In year 2003(I was a teenager), my uncle took some of my money and invested it under my name on mutual fund in India. Now in 2021, I want to know it's return. Unfortunately, neither him nor I have any ...
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1 vote
1 answer
131 views

Why do some Vanguard Admiral Shares have higher expense ratios? [duplicate]

My understanding of Vanguard "Admiral Funds" is that they charge lower management fees (have lower expense ratios) in exchange for there being a minimum investment amount. However, it seems ...
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1 vote
2 answers
104 views

Investing in funds via broker, funds in brokers name not mine

As the question states. I am considering investing in funds via a local broker who has quite a good reputation. It was pointed out to me that the funds, eg. BlackRock, would have no record of my name. ...
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0 votes
1 answer
75 views

Why shouldn't I hold onto debt funds for a long term?

(I'm in India) I've heard that debt funds should ideally be redeemed in 3 to 5 years. If the money is to be invested for a longer duration, equity funds are to be used. Is that valid? If so, why? I ...
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  • 105
0 votes
2 answers
140 views

Could trading mutual funds be less expensive than ETFs?

I see there some mutual funds are no-transaction-fees NTF and no-load (or load-waived), the expense ratio of some of them is ~1% just like some ETFs, are both the same or trading (short term ...
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  • 837
0 votes
1 answer
73 views

Should I switch my investment from one mutual fund to other? What should be the mathematics behind it?

Take an example of two mutual funds: A and B. For simplicity, following are assumptions: Both funds always perform exactly same (same fall or same growth depending the direction of market). Let us ...
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  • 611
-1 votes
1 answer
139 views

Should I enable trading?

While looking for Vanguard 500 Index Fund Admiral Shares (VFIAX) on IBKR I landed at: And the Enable Trading at the bottom caught my attention. Do we negotiate this in a different way than i.e. VOO ...
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1 vote
1 answer
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Vanguard 500 Index Fund ETF, fixed income? [closed]

It seems some ETFs pay dividends other are fixed income. How can I know the one I'm interested in (i.e. Vanguard 500 Index Fund ETF) pays dividends or have fixed incomes?
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1 vote
6 answers
167 views

Can buying mutual funds that performed best in the past 10 years work?

It seems one method to invest, without using much brain power, is to say, at the beginning of each month, if we have $500 to invest, then just look at the list of the best performing mutual funds over ...
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2 votes
3 answers
96 views

Do we get the "deferred tax" property like an IRA or 401(k), when we buy a mutual fund?

Although mutual funds (in USA) tend to move their position very slowly, but after 10 years or 20 years, that'd be more. For example, if we buy a mutual fund in year 2000, and they invested in ...
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2 votes
2 answers
88 views

Will I get the mutual fund/etf monthly distributions from the first month I invest in?

If a mutual fund or the etf gives distributions on a monthly basis, Will I get the distributions from the first month I invest in?
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0 votes
1 answer
104 views

If a mutual fund or etf closes the fund, what will happen to my investments?

If a mutual fund or etf closes the fund, what will happen to my investments? Will it sell all the investments at the market price -at the time the fund/etf decided to close- then it gives every ...
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0 votes
3 answers
100 views

What are the factors on should consider before investing in Mutual funds or subscribe a SIP

I'm in early stage and trying to build my finance. I'm checking various Mutual funds and some of them have very good returns ~18%. But I want to consider other factors like expense ratio and other. ...
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0 votes
2 answers
92 views

What does my portfolio look like when I buy into a share in a fund?

As I understand it, a fund is a portfolio of investments. If I buy a share of the fund, what does "my" portfolio of investments look like? Of course I just own that one share of the fund, ...
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4 votes
3 answers
401 views

How can a mutual fund be considered any risk at all if it has an average 5 year 17% return? [duplicate]

I am confused as to why mutual funds/ETFs in lets say BRSVX - Bridgeway Small-Cap Value could be considered having any risk since the 5 year return is at 17%. Doesnt that mean that in 5 years it hasn'...
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  • 45
0 votes
3 answers
213 views

How do I start building a portfolio of mutual funds/ETFs? [closed]

I am looking for information on building a portfolio of mutual funds and/or ETFs that will be more on the stable side. How can I begin this journey ? This is for someone who is over 70 and lives in ...
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0 votes
1 answer
33 views

Finding Funds by Sector Investment

Until now my research on funds has been driven by the factsheets and details supplied by the investment platform that I use. It allows me to start from a fund and see where the investments are made to ...
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8 votes
1 answer
698 views

For mutual funds, can you pay capital gains taxes even if you sustain a loss (as this article implies?)

https://www.businessinsider.com/uit-unit-investment-trust says: UITs come with much lower expense ratios and also come with favorable tax terms. Because of the way capital gains taxes are structured, ...
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  • 2,297
0 votes
2 answers
73 views

Frequent Mutual Fund Trading in Rollover IRA

In recent years, I started paying attention to my Rollover IRA again after not looking at it for many years. During the Pandemic last year, I made some adjustments to the portfolio which worked out ...
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1 vote
5 answers
274 views

How do I choose one fund over another if "past performance does not indicate future performance"?

I want to grow my capital by investing in funds (e.g. exchange-traded funds, mutual funds). However, I always see this disclaimer: "past performance does not indicate future performance" (or ...
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  • 14.8k
0 votes
3 answers
413 views

What is the best place to park the money while waiting for a sizable future market drop?

For the past few years I have been investing in equity mutual funds via equal monthly installments (dollar cost averaging). With last year's drop in the market, I was willing to put a lump sum into ...
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  • 611
18 votes
10 answers
7k views

What is the worst thing that can happen with my investment in mutual funds?

I have downloaded two apps namely Groww and ET Money to see the various Mutual Funds available in the market. The disclaimer reads that Mutual Funds are subject to market risks. I am curious to know ...
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0 votes
2 answers
57 views

Following a mutual fund's investment pattern in direct stock market

I understand the difference between investing in stock market vs mutual funds and I have also read the main advantage quoted by the mutual fund companies that the experience of fund manager(s) ...
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1 vote
1 answer
55 views

What are "unit interests" in the context of a mutual fund?

I'm trying to understand how listed open-ended funds (LOFs) work in different geographies and I sometimes encounter the term "unit interests." The fact that it is never elaborated on ...
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2 votes
1 answer
144 views

Do Canadian funds lose money when investors cancel their purchase within 48 hours?

I found this in the fact sheet of BMO Junior Oil Index ETF (TSX: ZJO): What if I change my mind? Under securities law in some provinces and territories, you have the right to cancel your purchase ...
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1 vote
1 answer
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How can a fund have negative "Net Other Assets"?

This is the composition of the Fidelity Government Money Market Fund (SPAXX): How is it possible that the "Net Other Assets" is negative?
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0 votes
1 answer
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What are the pros and cons of Inflation Protected funds vs Intermediate Government Securities funds?

For example: PRRIX - https://www.morningstar.com/funds/xnas/prrix/quote Inflation Protected SGVIX - https://www.morningstar.com/funds/xnas/sgvix/quote Intermediate Government
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