I am trying to max out my Roth IRA for the 2015 tax year, and am wondering if Roth 401(k) rollovers count as a contribution.

Roth 401(k)'s are not offered by many employers, so I couldn't find much literature on it (or even anything on the IRS website). This article from Zacks, like many others, explains that traditional 401(k)/IRA rollovers do not count towards contribution limits, but fail to mention anything about Roth 401(k)'s.

I would hope they don't count towards the limit, but am not sure because they are Roth funds.

1 Answer 1


Rollovers do not count as contributions. It doesn't matter if they're Roth or not.

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