3

I am trying to max out my Roth IRA for the 2015 tax year, and am wondering if Roth 401(k) rollovers count as a contribution.

Roth 401(k)'s are not offered by many employers, so I couldn't find much literature on it (or even anything on the IRS website). This article from Zacks, like many others, explains that traditional 401(k)/IRA rollovers do not count towards contribution limits, but fail to mention anything about Roth 401(k)'s.

I would hope they don't count towards the limit, but am not sure because they are Roth funds.

Improve this question

1 Answer 1

Reset to default
6

Rollovers do not count as contributions. It doesn't matter if they're Roth or not.

Improve this answer

You must log in to answer this question.

Not the answer you're looking for? Browse other questions tagged .