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a generic tag for question on rate of interest applicable. Ideally should be accompanied by geography tag and other specific subject tags
5
votes
Can I take advantage of lower interest rates while I'm stuck in a fixed-rate mortgage?
There are many ways to describe long-term, fixed-rate loans--dangerous isn't one of them. If you've already done the math, and the savings get wiped out by early-termination fees, and the bank has al …
2
votes
Is it worth it to use "balance transfer" credit cards, to take advantage of low-rate offered...
I've always been leery of balance-transfer cards and introductory rates on such cards. Interest rates matter if you're in the habit of carrying balances. Credit cards are unsecured debt, which makes …
8
votes
Should I finance a new home theater at 0% even though I have the cash for it?
Pay cash. You have the cash to pay for it now, but God forbid something happen to you or your wife that requires you to dip into that cash in the future. In such an event, you could end up paying a l …