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Search options not deleted user 5436

For questions that relate to the laws, practices, and products of the United States.

9 votes
2 answers
10k views

Company is requesting W-9 before refunding purchase

My significant other purchased a spa day-pass from one of those deal-a-day sites (similar to Groupon, but done locally). The spa wouldn't accept the day-pass, so she's trying to get a refund from the …
jas's user avatar
  • 473
0 votes

Improving credit score by taking on spouse debt, possible?

I don't think you can take her student loans, and that wouldn't necessarily help your credit. I would recommend checking out creditkarma.com. It's a free service and has a very helpful simulator to se …
jas's user avatar
  • 473
12 votes
3 answers
3k views

Withdrawing qualified HSA expenses many years later, to earn interest?

Say I have $2000 in my HSA account and have a $1000 medical bill in 2012. If I were to pay the $1000 bill out of pocket and let that $1k left earn interest in my HSA for a significant amount of time ( …
jas's user avatar
  • 473
11 votes
3 answers
4k views

To buy a house, is a 20% down-payment required for a mortgage?

My wife and I want to buy a house. The price is well within our means. The mortgage payment would be less than 25% of our gross income and we have no other debt, so we're comfortable with the payment. …
jas's user avatar
  • 473
1 vote

How to find a good third-party, 401k management/advice service?

The vanilla advice is investing your age in bonds and the rest in stocks (index funds, of course). So if you're 25, have 75% in stock index fund and 25% in bond index. Of course, your 401k is tax shel …
jas's user avatar
  • 473