Questions tagged [refund]

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If I request a chargeback on a purchase because a company went bankrupt, who foots the bill?

One reason people often cite when advising to make purchases with credit cards is the ability to issue a chargeback in case of problems. A common example would be buying airline tickets and then the ...
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31 votes
4 answers
6k views

What can I do when a vendor will only refund to the same card I used if I have cancelled that card?

I paid for a conference with a credit card (about 10 months in advance before the event). The amount was taken from my card in a few weeks. About 3 months later, I cancelled this credit card as I ...
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0 votes
0 answers
54 views

Can I subtract credits/returns/refunds from statement balance and incur no interest?

My question is basically the Indian version of this US-based question. Another duplicate possible is this one, but it doesn't have any country tag associated with it, so I cannot go with it. This ...
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8 votes
3 answers
3k views

Why would a bank refund appear as a debit on my billing statement?

My bank in the US sent me a check accompanied by this letter: We're providing the attached check due to a refund on your account. This amount may appear as a debit on your billing statement. Why ...
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3 votes
3 answers
1k views

If you buy something with one credit card, and refund it to another, do you get to keep the points/cashback/etc from the purchase?

To my understanding most stores have policy that a refund must be done to the same card that was made to use the purchase. However this is not always the policy and I don't think there's a legal or ...
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0 votes
0 answers
28 views

In which situations can a participant of an Employee Stock Purchase Plan (ESPP) receive an "ESPP refund"?

I believe one reason to receive an ESPP refund is if the ESPP doesn't allow participants to purchase fractional shares and assuming that the ESPP contribution was not a multiple of the stock price. Is ...
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2 votes
2 answers
214 views

I purchased a motorcycle that has not been delivered, how can I resolve this with the company?

I purchased a motorcycle from Blue Ridge HD in Hickory, NC, almost 2 months ago on 3/30/21. I still don't have the bike. Conditions of the sale was that the dealership get the gas tank vinyl wrapped, ...
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3 votes
0 answers
102 views

Do I need to keep the product after a successful chargeback?

I am in California. I successfully filed a chargeback after a merchant repeatedly failed to send a return label after agreeing to an RMA. I now have my money back, but also a product taking up space ...
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0 votes
2 answers
105 views

How to Receive Federal Refund Using TurboTax

In TurboTax, there are two options to receive your refund as show in the below screenshot: I am not sure which option to choose. I have never used CreditKarma before. If I choose the first option, ...
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0 votes
1 answer
171 views

Do I have to pay taxes on a home warranty refund check?

I received a refund check from the home warranty service. Do I have to pay taxes for that. It a remediation check.
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1 vote
2 answers
307 views

Ryanair sent cheque instead of transfering money to the revolut account I used to pay - can I refuse the cheque and insist for the latter?

After a Ryanair flight cancellation and several e-mails, they've sent a cheque. Well, I have no physical bank account in UK and have no idea how to claim money from it; I have a Revolut account, the ...
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1 vote
0 answers
131 views

Can I convert a cheque to money in any bank? Is there a fee?

After a Ryanair flight cancellation and several e-mails, they've sent a cheque. Well, I have no physical bank account in UK and have no idea how to claim money from a cheque. Plus, I suspect I will ...
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  • 161
0 votes
3 answers
276 views

Refund to credit card account with 0 balance

I am due a refund from a company and they are sending back the money to my credit card (the card I used for the original purchase). However my credit card balance is paid off, so how will this refund ...
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1 vote
2 answers
110 views

I received an item after I requested a refund, can I keep it?

I bought a gaming wheel in November and after a couple hours of use, it broke. The refund process was a little bit of a pain but I managed to get a label and took it to a courier. Once it arrived at ...
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28 votes
3 answers
8k views

How should I handle money returned for a product that I did not return?

I purchased a laptop online through the official website, my card was charged immediately after I made payment. The item arrived around two weeks after that. I checked my banking app and discovered ...
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-1 votes
1 answer
143 views

Refund for medical services never performed

I scheduled a screening for heart disease with a mobile company 2 days ago. The cost is $600 which I had to pay up front and used my credit card. I was told at the time of scheduling that if I ...
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1 vote
1 answer
885 views

Can I have my bank cancel a transaction if I am sent the wrong product and the vendor refuses to refund me?

I ordered an item online from a US vendor via a credit card. It arrived to me one month later, but it was the wrong item. I informed the vendor of this, and they offered a partial refund. This is not ...
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1 vote
0 answers
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Consumer Contracts Regulations (2013): Returns and Exemptions

This question is regarding the Consumer Contract Regulations (2013) in UK law. I have chosen to post on here, rather than law.SE, since my question is regarding monetary refunds for items purchased. ...
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0 votes
0 answers
89 views

Untimely refund costing me interest on my credit card

I paid for a travel trip to Spain. My credit card was charged $10,000 in April on April 30 the trip was canceled. The travel company said I would get a full refund my bill is due on the 15th of the ...
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4 votes
1 answer
5k views

Refund to Different Payment Card in UK

I'm in the UK. I bought something online from Debenhams, and want to return it -- it is within the return period; no problems there. However, I no longer use the card that it was bought on. Is the ...
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  • 215
1 vote
1 answer
132 views

Chargeback for hotel refund

On 19.01. 2020, I have made a reservation at UK (Scotland) hotel. Booking made at that hotel could be cancelled any time (at least 1 day prior to check-in) with full refund. On 25.03. 2020 I have ...
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2 votes
2 answers
105 views

Can paypal transfer to bank?

When you purchase an item through PayPal that is linked to your bank account when PayPal received a refund does the refund automatically transfer from your PayPal account into your linked bank account?...
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2 votes
1 answer
392 views

Lost money on credit card refund due to exchange rates & fees

My CC had an unauthorized charge by an overseas service I was undergoing a free trial with. They apologised and refunded that amount (and I subsequently cancelled the free trial), but I lost money due ...
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0 votes
1 answer
122 views

Waiting for a refund that was approved 4 months ago. Company stalling and not getting back to me. Can I charge them interest on the sum they owe me?

As the title says, I booked a ticket with an airline (Condor Air) August, 2019. On December, 2019, I was granted a refund because their parent company went bankrupt and the airline stopped operating ...
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1 vote
0 answers
81 views

How to cash in State of California tax refund cheque outside the US?

I worked in the US last year and filed my taxes (or more specifically, had it filed with the help of a tax agency I was given from my employer). Now I've received a cheque which looks like this: ...
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-4 votes
1 answer
306 views

Package was missing for WEEKS, got refunded, then showed up just now....will the company take back the refund? [duplicate]

As it says in the title. Will the company be able to electronically take back the refund even without speaking to me? I'm peed off about the prospect of having to give THEM money for an item that ...
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1 vote
0 answers
1k views

Possible double refund situation with an airline

About a month ago, I bought a flight to Europe for late April via Air Italy. The total was about $1k. On Thursday Feb 20, we noticed by reading the news (not from the airline) that the airline had ...
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2 votes
1 answer
2k views

Amazon stolen package - who is financially responsible

Who is financially responsible when an Amazon package worth of the good amount of $$$ is stolen from the front door? Would Amazon easily full refund the purchase?
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1 vote
0 answers
75 views

Applying a refund to avoid past debt

I am on a tax repayment plan for a previous year, but expect a sizable refund for last year. Can I apply the expected refund towards next years taxes to avoid the IRS automatically applying it to my ...
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0 votes
1 answer
117 views

Is there a word that encompasses both "compensation" and "reimbursement"?

Here on wordreference.com I was reading that: Reimbursement is specifically giving back the same amount of money they paid. Compensation is wider - it means giving them something, usually ...
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1 vote
1 answer
20k views

How do I return or refund gift money received through Zelle?

I would like to refund money received via Zelle by a family member. What procedure to follow? Is it possible to return to sender or is there another way to return/refund the money? clarification: I ...
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0 votes
2 answers
564 views

Getting a refund with different-currency credit card

If I have a US Credit Card and I make a purchase in Canada, I know I won't get the BEST exchange rate. But if I return whatever I purchase and the store initiates the refund process, will I get a full ...
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1 vote
1 answer
101 views

Avoiding currency exchange fees on credit card security deposits

I recently did a warranty exchange with a $25 service fee: I gave $500 deposit on my VISA card. They shipped the replacement. I returned the old item. They refunded $475 to my VISA card. which from ...
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3 votes
1 answer
229 views

Erroneously used child's birth instead of loss of insurance as QLE, double paid insurance for same month

Quick backstory: My wife is a teacher and we were getting our health/dental/vision from her work. When we got pregnant with our second child, we decided she wouldn't go back to work after the baby ...
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-1 votes
1 answer
212 views

Can I get my deposit from back buyers agreement for motorcycle?

I put a deposit on a 2020 motorcycle at this particular dealer 20 minutes away because the next dealer is over a hour away. The dealer said they had already had ordered the bike I wanted, and that it ...
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0 votes
1 answer
4k views

Refund on Debit Card

Using my debit card, my brother bought me an iPhone charger at Walgreens for 40 dollars. I immediately went back to the store and returned it with my debit card and handed back the receipt. When ...
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1 vote
4 answers
390 views

Buy at least three at a lower price?

I need a product from a shop in the US and the unit price is about $100. But the shop has an offer saying if I buy three or more units, the unit price is only about $80.00. The shop also has very good ...
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3 votes
0 answers
87 views

HCE Excess Refund on 401k Plan

This year, I received a letter from the company I worked for notifying me that they did not pass the 401k non discrimination test. As a highly-compensated employee, I received an excess refund check ...
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1 vote
1 answer
298 views

Online Shop won't deliver - What's my best choice of action? Inkasso or PayPal?

I ordered something online (~150€) from a shop that had ~30k mostly. positive reviews online. (After the fact I realized that all reviews from the last few weeks were horribly negative, though.) I ...
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0 votes
1 answer
3k views

What does "money will reflect in your credit card shortly" mean?

I was paying for a policy on a monthly basis and decided to cancel that policy. Then I recieved an SMS from my bank saying "Pol ref no xxxx has been cancelled on 15/06/2019 and refund of Rs.4956 ...
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2 votes
0 answers
88 views

2018 tax refund applied to 2019 estimated tax

For 2018 Fed tax refund, I elected applied it to 2019 estimated tax. Internet said it need to be applied to 2019 1st quarter by 4/15.? But I missed this date. Can I apply it to the 2nd and 3rd quarter?...
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3 votes
1 answer
352 views

Can I report knock-off company as scam/fraudulent to credit card company?

I saw a video ad on Facebook for a product that looked interesting and high-quality. (I believe it actually is.) Later, I ordered the product—but I ordered it from a different site than the actual ...
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  • 457
-1 votes
1 answer
114 views

No state refund this year? [closed]

Last year I received roughly $500 state tax refund. Everything is the same EXCEPT for the fact that I took on Full time(same company) in November. I did contribute to my new Retirement Plan, but it ...
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1 vote
1 answer
385 views

GnuCash to track expenses when refunds occur

I've started using GnuCash to keep track of my expenses so that I have an idea of how much I spend each month for food, clothing, etc. My main goal is to be able to see if I went out of budget one ...
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21 votes
4 answers
14k views

Receiving a product after getting a refund

Last week I ordered 2 kits of impact drivers due to the unbelievably low price. The product was discounted from 300EUR to 100, so I bought 2 of them. Next day I received an email from the company, ...
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2 votes
1 answer
3k views

How do credit card chargebacks work when using Paypal/Google-Pay/Etc?

As per my understanding: When paying a store directly with my credit card, I am "protected" against items not as described, or not received...Possibly other situations as well. If approved, this would ...
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0 votes
1 answer
108 views

What is the law on digital download refunds

I was after some advice if possible. I currently sell digital products online through a 3rd party. The way it works is, i design / develop some code and upload it. The 3rd party prices it accordingly ...
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2 votes
2 answers
466 views

What to do when I get charged 10 times more than usual on debit card at a grocery store? [closed]

I just noticed on my Wells Fargo account that I got charged $250 through my debit card for a recent transaction at a Publix in the U.S., and the amount charged is 10 times as high as the usual amount, ...
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0 votes
2 answers
229 views

When can I file for a German Tax Refund?

My fiancé and me are planning to get married before the end of this year. I'm Egyptian and he is German. Can we do the tax refund before the end of this year or we hv to wait till next may? Can we do ...
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2 votes
1 answer
2k views

What costs do banks incur on processing credit card refunds in foreign currency?

When a credit card transaction is in currency different to the one of the card, it is pretty normal for banks to charge a 1-3% fee associated with the currency conversion. Some banks do this by using ...
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