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Questions tagged [universal-life]

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1 vote
1 answer
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Is there a way of picking a life insurance agent who is a fiduciary?

We got a company with a CPA and financial adviser come to present at work and one mentioned life insurance. Is there a way to pick figure out who is the best agent to work with when it comes to ...
heretoinfinity's user avatar
16 votes
4 answers
3k views

Universal Life Insurance or Term Life Insurance?

I am new to this website and asking for your help with a situation related to my personal finances. I have a friend who recently joined WFG (World Financial Group) and they were asking for me to join ...
Freddy Johnson's user avatar
7 votes
3 answers
502 views

Universal Term Life Insurance instead of Term Life Insurance?

Apparently Genworth has replaced their vanilla term life with a universal life policy ("Colony(sm)"). The agent says the other carriers are heading in this direction too. The premiums are equivalent ...
bstpierre's user avatar
  • 10k
19 votes
5 answers
2k views

Why should I invest my money in a life insurance policy?

As i am 24 now i get lot of calls from lot of insurance companies asking to take up an insurance policy.... So i decided to get answers for some of my questions in basicallymoney... Why should i ...
Pandiya Chendur's user avatar
14 votes
5 answers
1k views

What kind of life insurance is cheaper? I'm not sure about term vs. whole vs. universal, etc

What kind of life insurance policies are the cheapest? what are the features of different kinds of policies out there? What should I be looking for?
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