So, where I live: the cheapest apartments are within $150/mo of a two story house + basement. There are more modest lots available, and this more modest housing is my goal (maybe). Preliminary assessment suggests a house is immediately a cheaper monthly payment than an apartment. (The city over may be even worse. Somehow.) This is days of looking and calling around.
Absolute terms aside, price per square foot ratio makes an apartment look like a rip off unless you hate lawns.
However, my income in intermittent; a little over 10 grand a year; (my family has a history of discouraging me from taking full time jobs for academic reasons. But that may be changing.)
My credit score has been stable at something over 730 - it's actually hasn't been that low in months.
Given my credit score, I'm assuming I could get an apartment if I really had to, but is it possible for me to pursue a mortgage (to save money)?
Or is it truly the case that being poor is very expensive?
If it helps: United States.