I was an international student and my insurance was covered by my university. I only need to pay the copay to see a doctor and everything will be covered.
I am now working. My company is a big company and I join the blue cross plan. Every other week, I need to pay around a hundred dollars.
Recently, I visited a doctor. I had a simple test on site. I paid $100 for copay and then I received a $200 bill after my insurance covered $800. In order words, the doctor charged $1100 and I need to pay $300 out of my pocket. The $100 copay was already too much for me. I did not know that I need to pay another $200.
Because it was so expensive, I did not find a solution of my health problem. I would want to know whether any insurance that I can buy to cover the blue cross does not cover?