The term bogleheadian is a bit ambiguous term but its simplification means low-cost, diversified, tax-efficient -- solutions. The slant is ETFs or index funds.
William Bernstein wrote in some of his articles that during the past century the world stock market returned 4% return p.a., only US returned awesome 4.7% in real terms. So I am becoming lazy and I want to get a world portfolio.
I want to bogleheadilize my portfolio to become better diversified, low-cost and passive. So my plan is to buy World Stock Market ETFs to achieve better
risk/return ratio. Things that affect my choices are tax-efficiency (taxable and infant non-taxable account), asset location and asset allocation. Sorry very broad question.
My current portfolio
- bonds 20%
- 20% cash
- 25% C065 food ETF
- 15% C067 construction
- 20% RSG com.stock (waste)
My aimed more diversified portfolio to the taxable
It contains just low-cost funds, ACC but small-cap with low div. yield. I haven't found a way to get proper allocation with just global funds so I had to add some specific funds such as Vanguard's small cap. Better ideas?
- 10% TIPS bonds
- 20% cash
- 10% C065 food ETF
- 10% DFA Emerging
- 10% Small-Cap VB
- 40% World Large-cap Developed ETF