I did an investment. I am worried I misunderstood everything. I am not worried about the money I was looking to do something risky, but looks like I might have to learn the hard way about doing more research first.

I invested £500 into this:

https://am.jpmorgan.com/gb/en/asset-management/gim/adv/products/d/jpm-uk-equity-core-fund-e-net-income-gb00b58l4h43

£1,000 into this:

https://am.jpmorgan.com/gb/en/asset-management/gim/awm/products/d/jpm-asia-fund-a-net-accumulation-gb0030879695

My question is, using previous data how do I calculate my returns?

• UK in 2015/2016 it said 15.18%, so £500 + 15.18% = £575.90. Since this is income would I receive £75.90 since it is the net profit?

• Asia in 2015/2016 it said 41.76%, so would this mean £1,000 + 41.76% = £1,417.60 for that year? But this is accumulation so it is reinvested, meaning next year it will be £1,417.60 then increase/decrease another %?

I was told those high % are actually to do with the Fund's performance as a whole, not the returns I would receive. If that is true how can I calculate my returns?

I feel a bit stupid for believing I could get such high returns, I got very confused I guess... Thank you to anyone that can clarify my mess.

I did an investment. I am worried I misunderstood everything. I am not worried about the money I was looking to do something risky, but looks like I might have to learn the hard way about doing more research first.

I invested £500 into this:

https://am.jpmorgan.com/gb/en/asset-management/gim/adv/products/d/jpm-uk-equity-core-fund-e-net-income-gb00b58l4h43

£1,000 into this:

https://am.jpmorgan.com/gb/en/asset-management/gim/awm/products/d/jpm-asia-fund-a-net-accumulation-gb0030879695

My question is, using previous data how do I calculate my returns?

• UK in 2015/2016 it said 15.18%, so £500 + 15.18% = £575.90. Since this is income would I receive £75.90 since it is the net profit?

• Asia in 2015/2016 it said 41.76%, so would this mean £1,000 + 41.76% = £1,417.60 for that year? But this is accumulation so it is reinvested, meaning next year it will be £1,417.60 then increase/decrease another %?

I was told those high % are actually to do with the Fund's performance as a whole, not the returns I would receive. If that is true how can I calculate my returns?

I feel a bit stupid for believing I could get such high returns, I got very confused I guess... Thank you to anyone that can clarify my mess.

Edit: I am in UK and using an ISA so it is all tax free. The % above are after tax and other costs associated with the Fund.