Questions tagged [starting-out-investing]

For questions relating to beginning investing. It should normally be used with other tags to clarify the area that it relates to.

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8
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4answers
769 views

Can I open a Roth IRA AND get to choose what companies my money is getting invested into?

In my experience with investing in IRAs, it seems like you just tell the people that you want to retire in (insert number of years), tell them how risky you're willing to be with your money and then ...
4
votes
3answers
389 views

How can a mutual fund be considered any risk at all if it has an average 5 year 17% return? [duplicate]

I am confused as to why mutual funds/ETFs in lets say BRSVX - Bridgeway Small-Cap Value could be considered having any risk since the 5 year return is at 17%. Doesnt that mean that in 5 years it hasn'...
1
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2answers
152 views

Starting investing in the UK or German stock market?

I am a German citizen but living and working in the UK. Starting my new job came with a higher financial benefit and stock options. I have never invested before but also don't want to waste this ...
3
votes
1answer
208 views

Should a small fry investor even bother with traditional brokerage firms?

I've done a bit of research and it seems that Ireland doesn't have a huge amount of firms that handle investment portfolios. I found: Zurich, Davy, Irish life, Aviva, and anything that offers ...
0
votes
2answers
44 views

Reading candlesticks and identifying trends

Firstly, I am pretty new to investing and have only been doing it for a few months now. I want to ask, as a long-term investor into safe instruments like ETFs, what are some of the best identifying ...
-5
votes
1answer
104 views

What is a heuristic you have seen used to seperate scams from investments which, at the very least, are expected to break-even? [closed]

I sold a house which I inherited from my mother. I wish to invest the proceeds from the the house, but I know absolutely nothing about investing. Suppose that I were to ask the following question: &...
0
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4answers
202 views

What is a reasonable return on investing a lump sum equal in value an American suburban house? [closed]

I recently sold a house. I have no wish to buy another house with the proceeds. I also have no wish to have manual control (for lack of a better term) over how the money is invested. I know absolutely ...
-5
votes
2answers
201 views

Is this a good method to make money in stock trading?

I've decided to start a career in stocks and since I initially decided that option, I've taken at least 10 hours a day to look up stock prices and think about methods to use. But I'm still stuck on a ...
2
votes
2answers
302 views

Employee stock options: why is the total number of shares a secret?

I know someone close to me who has been offered employee stock options (which they are supposed to buy later at a fixed price, potentially, when/if the business goes to IPO or something) and they ...
2
votes
5answers
437 views

Why does society require the common man, who is not at all interested in finance, to engage in investing? [closed]

I am a young graduate who is 3-4 years into his job, and has just started to make enough savings from my job that I am debt free now, and hence having to look into stock market trading/investing so ...
0
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0answers
55 views

Focus on mortgage or keep investing

I'm 24 and recently purchased a property. I'm wondering whether or not I should keep my investment account open or focus solely on bringing down my mortgage. I have been investing with Raiz (I think ...
1
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2answers
457 views

How can I verify ownership of shares bought using an application?

I am currently 24 and looking to start purchasing share for the long term investment of retirement saving. I am a little bit nervous about the entire process and I would hope somebody could explain a ...
0
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5answers
295 views

What's stopping me "day-trade" mutual funds?

I invest monthly into several funds, such as this one. Last week, I noticed a new fund I'd just invested a small amount into ($100) had grown by 12% in one week (now worth $112). I investigated the ...
0
votes
1answer
55 views

Type of investments to protect value

I live in Argentina where there are a lot of inflation, between 40% and 60% a year in last years, so my question it's what kind of assets should I study to protect value? I'm beginner in investments ...
21
votes
10answers
5k views

Can you really always yield profit if you diversify and wait long enough?

It is a common assumption (and, as far as historical stock market data goes, also proven) that the stock market is always growing if you enlarge the time window long enough . In other words: The stock ...
0
votes
1answer
184 views

Is it possible to create an income stream with $50,000? [closed]

Thank you in advance for your ideas and suggestions! I do not have retirement. I am 60 years old and have $50,000 + to somehow create a positive recuring income stream for myself and future. I am open ...
1
vote
1answer
77 views

Websites show different EPS numbers

I'm a newbie here. This is my first post. I would appreciate it if someone will help me. I'm a bit confused about EPS values. For example, Nvidia's Oct 2020 earnings: TradingView shows: EPS Est. 2.58 ...
1
vote
1answer
69 views

How do I evaluate investment policy options rolled out by different companies

I am a techie who has started to learn about investments very recently. A friend of mine who is an agent that sells investment policies has been suggesting different policies for me to purchase. At ...
28
votes
8answers
5k views

What are the options to beat the returns of an index fund, taking more risk?

I am young, and will start my career in about three years. I do NOT live nor have any intention of ever moving to the United States, and I will probably be based in Europe for my career and after (...
3
votes
1answer
134 views

Do all major indexes make sense for regular passive investment?

There are articles that say "buying" an index is a very good approach to investment, that beats most of the active funds. But, looking at the value of FTSE 100 for the past 20 years, it has ...
5
votes
1answer
944 views

If one were to have invested in a 1920 German index fund, when would they have recovered after 1930-40 devaluations?

So I have seen a question recently about safe investments (govt bonds etc), and someone said index funds were safer over a 30 year period, because you would be losing to inflation with the current low ...
2
votes
1answer
100 views

I've heard ETFs have issues for Americans living in the UK - what should I do if I'm looking for similar long-term growth & flexibility?

I am a U.S. citizen living and working in the UK and want to invest some of the income that I currently have sitting in savings. However, my U.S. based income is 0 (I take the Foreign Earned Income ...
1
vote
1answer
104 views

What are expenses that must be kept in mind when investing in the stock market? [closed]

I live in the UK and am gathering information about stock market investment. I am not interested in day trading at this time. I became interested in stocks due to reading about news related to Tesla ...
2
votes
1answer
76 views

Investment choices for 403(b) and 401(k): How to predict future performance?

My wife and I are in our 30s and live in the US. We have several retirement accounts, which include an old 401(k), her current 401(k), and my current 403(b). These 3 all allow us to choose our ...
5
votes
10answers
2k views

How do I know when to quit trading?

I started trading a few months ago, hoping to make even a small profit from the rebound after April. I followed the advice to stick to large, solid companies. I made some profit, but also a lot of ...
14
votes
11answers
9k views

Is it an OK strategy to sell whenever an investment gains value above a threshold?

Let's say I bought 10k worth of stock A and it appreciates to $10,500. Is it OK to sell part of it worth $500 and do this whenever stock appreciates that much? Too often it drops back under $10k if ...
4
votes
1answer
162 views

What are the pros & cons of investing in multiple funds?

I invest in a large 'ethical' fund, that manages around £1b of investments. Now, I make a small monthly contribution to this fund via a Stocks & Shares ISA. Obviously a fund is already spread ...
0
votes
1answer
128 views

Best way to invest as a beginner at 20 year old [duplicate]

I'm 20 year old and I would like to start investing but honestly internet it's full of fake/misleading platform/resources. My budget it's not very big, I would like to start with around 100 euros but ...
1
vote
1answer
186 views

How safe are those online brokers and what to look for?

I am relatively new to the investment world. I know enough about economics & finance and I have bought & sold government bonds through my bank before. I am moving to a new country (Germany) ...
1
vote
1answer
590 views

What percentage of my money should I invest?

I am looking to begin investing some of my money, as I have been fortunate enough thus far to be able to save a decent amount. My trouble is, I don't know how much of it I should invest. I have read a ...
1
vote
1answer
69 views

How To Determine Seller Volume Vs Buyer Voume [duplicate]

Since every trade has a buyer and a seller, I don't understand when people say buyer volume is X or seller volume is Y (if seller volume is different from buyer volume). Where are these numbers coming ...
4
votes
0answers
76 views

Investment (long-term) plan for an expat [closed]

I want to open an ISA in the UK with Vanguard, however I'm not thinking in staying in this country for the long term (maximum another two/two-and-a-half years). This makes me thing that probably it's ...
0
votes
1answer
840 views

I can't find a desired ETF on the popular UK brokerage firms - how can I find one that does?

If I wanted to put money in a specific ETF, namely ARK invest (ARKK), but it wasn't possible on the top UK brokerage firms - what should I do next? So I looked on hargreaves lansdown, halifax, and 8 ...
5
votes
1answer
496 views

Minimize risk of losing a lot of value for your savings during the corona crisis [closed]

Which investment possibilities are there for minimizing the risk that your cash savings (for simplicity let's say 100,000$) will severely lose value during the corona crisis? The focus is on avoiding ...
0
votes
1answer
59 views

What was Graham thinking of leverage? Is it in accordance with the defensive investor profile?

As I am saving money from my first time I want to follow the defensive investor profile Graham defined in the Intelligent investor with the objective of doubling the amount invested before withdrawing ...
0
votes
1answer
154 views

Now that I have all the stocks that respect Graham rules, how should I select the one I want to invest in?

As a preparation to investing, I queried a few APIs to create a list of stocks that respected Graham rules out of 100K tickers on the sales (earnings), assets to liabilities ratio and 10 years ...
0
votes
1answer
103 views

Simple investing strategy for the EU

I have read in some books that a good investment strategy must be simple. Let's assume that this is true. In the case of USA, a simple strategy would be to invest in the S&P 500 or the Wilshire ...
1
vote
1answer
91 views

What are some good platforms & resources to start investing? [closed]

I've been interested in buying and selling stocks/shares for a while, but I don't know which platform to use. There seem to be various options, but it's hard to see which are run by legitimate ...
0
votes
1answer
110 views

Is this the correct way to understand what i have just done

So im quite knew to Investment and Trading and have discovered some applications to start off with...1 of which is Trading212. I decided for obvious reasons to start of with a training account If im ...
0
votes
2answers
76 views

Is the Operating Income or Loss equivalent to Total Revenues for wealthier companies?

I have noticed on yahoo finance that some companies like this one don't have total revenues in their financial table but rather an Operating Income or Loss and a Net Income. Is it the same ? Can I use ...
1
vote
1answer
71 views

How to sell mutual fund shares

I'm currently located in Canada, trying to offload a few hundred mutual fund shares. But in the current market the price fluctuates about 5% per day. My bank requires that same day orders are placed ...
2
votes
2answers
427 views

Why is it a bad idea to combine both active and passive investing strategies?

Common advice given is that if you decide to become an active or passive investor, you should stick with the choice you've made. That you're less likely to be successful if you try to pursue both ...
1
vote
3answers
147 views

First investment opportunity

I've known for years that I need to do some investing of some kind. But I've never been in a position to be able to do it on the level that I'd like to. In fact, right now I probably couldn't even ...
3
votes
1answer
199 views

Can anyone give me an idea about investment scenario in Germany and the services I might need to be better equiped to invest?

I am 24 years old and have recently started working as a software developer in Germany. At the moment I have not commitments for family or kids and I believe this is the right moment for me to ...
1
vote
1answer
312 views

Investing books for the European Union [closed]

I have read 2 books about investing, and they both assume you are US citizen and all the theory and examples they give are about the US market. I have investigated, and I have found that the majority ...
1
vote
1answer
184 views

I don't get the following sentence in The Intelligent Investor book

I'm a newcomer in this "Market thing", and I'm learning from books and videos. I'm currently reading "The Intelligent Investor" and I don't understand the following sentence: In 1925, plowing ...
1
vote
1answer
410 views

Are there Bond ETF’s that don’t go down? [duplicate]

I would like to put some percentage of my money in an investment that only goes up, even if it goes up only by a small amount. One way to do this would be to put my money in a bank account, but I’d ...
1
vote
0answers
151 views

Is Trading 212 fair and legitimate broker for buying ETFs?

I am looking for a way to make an investment into an ETF. Many of the low cost international brokers are unavailable in my country while the local banks have fairly high commissions. I got a ...
1
vote
3answers
266 views

Is putting most of one's one money in dividend ETFs a reasonable long-term strategy?

I'm considering putting most of my savings (about 55,000 €) in an ETF with focus on dividend payments as I want some of the returns accessible to me without having to sell. I'm planning to go with ...
2
votes
3answers
256 views

Where or how to invest short term money

For a short time (about a year or so) I will be able to put away about $2000 a month. I have looked into stocks, played to stock market a while ago and lost a lot of money, yes i was playing in the ...

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