Questions tagged [starting-out-investing]
For questions relating to beginning investing. It should normally be used with other tags to clarify the area that it relates to.
349
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When to use different valuation multiples
My basic question is this: I know that investors can use several different multiples when thinking about valuing companies (P/E, EV/EBITDA, EV/Sales, etc.) but how do you know when to use each one? E....
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How to pick an initial investment mix
Assume I have a task at hand to construct an investment portfolio. At first I need to allocate the main parts and choose small/large caps, emerging markets, fixed income etc. I would think there are ...
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How does the market correct the price of government bonds ETF's? Does it?
A year ago I started to put some of my savings in investments, and to start safely, I bought eurozone government bonds ETF's. One year later, these are down 17%.
At first I was astonished how that ...
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2
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452
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What is the best getting investment strategy? [closed]
Consider a person wants to create a giant company as big as Airbnb, Netflix, Coinbase, etc. And he has an idea that investors will love it.
This person also knows the computer programming and can ...
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I just got $80K in a foreign account. What should I do? [closed]
In my Canadian bank account I recently received CAD 80K in gifts and bequests from relatives, and am looking for options on what to do with it. My situation is as follows:
Dual Canadian–EU citizen.
...
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81
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Is IRR in VC different to IRR in accounting
I am coming from a more accounting background and I always understood as IRR to be a discount rate that would lead to an NPV of a project to zero. That is to say that IRR is how much value money loses ...
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4
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4k
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Am I losing money in my 401 K?
I have just switched my 401k plan over to the new company I work for. My rate of return is -5.13%.
My payroll deduction is 8% and for some reason I guess my company is not matching at all as stated ...
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3
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521
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The correct order of investing - UK edition
This excellent question asks what the consensus priority order of investments should be. The answers seem to have settled on roughly the following:
Emergency fund.
401(k) up to employer match.
Pays ...
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4
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830
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Can I open a Roth IRA AND get to choose what companies my money is getting invested into?
In my experience with investing in IRAs, it seems like you just tell the people that you want to retire in (insert number of years), tell them how risky you're willing to be with your money and then ...
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How can a mutual fund be considered any risk at all if it has an average 5 year 17% return? [duplicate]
I am confused as to why mutual funds/ETFs in lets say BRSVX - Bridgeway Small-Cap Value could be considered having any risk since the 5 year return is at 17%. Doesnt that mean that in 5 years it hasn'...
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Starting investing in the UK or German stock market?
I am a German citizen but living and working in the UK.
Starting my new job came with a higher financial benefit and stock options. I have never invested before but also don't want to waste this ...
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356
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Should a small fry investor even bother with traditional brokerage firms?
I've done a bit of research and it seems that Ireland doesn't have a huge amount of firms that handle investment portfolios.
I found: Zurich, Davy, Irish life, Aviva, and anything that offers ...
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Reading candlesticks and identifying trends
Firstly, I am pretty new to investing and have only been doing it for a few months now.
I want to ask, as a long-term investor into safe instruments like ETFs, what are some of the best identifying ...
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139
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What is a heuristic you have seen used to seperate scams from investments which, at the very least, are expected to break-even? [closed]
I sold a house which I inherited from my mother. I wish to invest the proceeds from the the house, but I know absolutely nothing about investing.
Suppose that I were to ask the following question:
&...
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209
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What is a reasonable return on investing a lump sum equal in value an American suburban house? [closed]
I recently sold a house.
I have no wish to buy another house with the proceeds.
I also have no wish to have manual control (for lack of a better term) over how the money is invested.
I know absolutely ...
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Is this a good method to make money in stock trading?
I've decided to start a career in stocks and since I initially decided that option, I've taken at least 10 hours a day to look up stock prices and think about methods to use. But I'm still stuck on a ...
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2
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Employee stock options: why is the total number of shares a secret?
I know someone close to me who has been offered employee stock options (which they are supposed to buy later at a fixed price, potentially, when/if the business goes to IPO or something) and they ...
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5
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484
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Why does society require the common man, who is not at all interested in finance, to engage in investing? [closed]
I am a young graduate who is 3-4 years into his job, and has just started to make enough savings from my job that I am debt free now, and hence having to look into stock market trading/investing so ...
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69
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Focus on mortgage or keep investing
I'm 24 and recently purchased a property. I'm wondering whether or not I should keep my investment account open or focus solely on bringing down my mortgage.
I have been investing with Raiz (I think ...
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How can I verify ownership of shares bought using an application?
I am currently 24 and looking to start purchasing share for the long term investment of retirement saving.
I am a little bit nervous about the entire process and I would hope somebody could explain a ...
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422
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What's stopping me "day-trade" mutual funds?
I invest monthly into several funds, such as this one. Last week, I noticed a new fund I'd just invested a small amount into ($100) had grown by 12% in one week (now worth $112).
I investigated the ...
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Type of investments to protect value
I live in Argentina where there are a lot of inflation, between 40% and 60% a year in last years, so my question it's what kind of assets should I study to protect value? I'm beginner in investments ...
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Can you really always yield profit if you diversify and wait long enough?
It is a common assumption (and, as far as historical stock market data goes, also proven) that the stock market is always growing if you enlarge the time window long enough . In other words: The stock ...
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190
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Is it possible to create an income stream with $50,000? [closed]
Thank you in advance for your ideas and suggestions! I do not have retirement. I am 60 years old and have $50,000 + to somehow create a positive recuring income stream for myself and future. I am open ...
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145
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Websites show different EPS numbers
I'm a newbie here. This is my first post. I would appreciate it if someone will help me. I'm a bit confused about EPS values.
For example, Nvidia's Oct 2020 earnings:
TradingView shows:
EPS Est. 2.58 ...
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How do I evaluate investment policy options rolled out by different companies
I am a techie who has started to learn about investments very recently. A friend of mine who is an agent that sells investment policies has been suggesting different policies for me to purchase. At ...
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What are the options to beat the returns of an index fund, taking more risk?
I am young, and will start my career in about three years. I do NOT live nor have any intention of ever moving to the United States, and I will probably be based in Europe for my career and after (...
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Do all major indexes make sense for regular passive investment?
There are articles that say "buying" an index is a very good approach to investment, that beats most of the active funds. But, looking at the value of FTSE 100 for the past 20 years, it has ...
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If one were to have invested in a 1920 German index fund, when would they have recovered after 1930-40 devaluations?
So I have seen a question recently about safe investments (govt bonds etc), and someone said index funds were safer over a 30 year period, because you would be losing to inflation with the current low ...
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121
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I've heard ETFs have issues for Americans living in the UK - what should I do if I'm looking for similar long-term growth & flexibility?
I am a U.S. citizen living and working in the UK and want to invest some of the income that I currently have sitting in savings. However, my U.S. based income is 0 (I take the Foreign Earned Income ...
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108
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What are expenses that must be kept in mind when investing in the stock market? [closed]
I live in the UK and am gathering information about stock market investment. I am not interested in day trading at this time. I became interested in stocks due to reading about news related to Tesla ...
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Investment choices for 403(b) and 401(k): How to predict future performance?
My wife and I are in our 30s and live in the US. We have several retirement accounts, which include an old 401(k), her current 401(k), and my current 403(b).
These 3 all allow us to choose our ...
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10
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How do I know when to quit trading?
I started trading a few months ago, hoping to make even a small profit from the rebound after April. I followed the advice to stick to large, solid companies. I made some profit, but also a lot of ...
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Is it an OK strategy to sell whenever an investment gains value above a threshold?
Let's say I bought 10k worth of stock A and it appreciates to $10,500.
Is it OK to sell part of it worth $500 and do this whenever stock appreciates that much?
Too often it drops back under $10k if ...
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What are the pros & cons of investing in multiple funds?
I invest in a large 'ethical' fund, that manages around £1b of investments. Now, I make a small monthly contribution to this fund via a Stocks & Shares ISA. Obviously a fund is already spread ...
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138
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Best way to invest as a beginner at 20 year old [duplicate]
I'm 20 year old and I would like to start investing but honestly internet it's full of fake/misleading platform/resources.
My budget it's not very big, I would like to start with around 100 euros but ...
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How safe are those online brokers and what to look for?
I am relatively new to the investment world. I know enough about economics & finance and I have bought & sold government bonds through my bank before.
I am moving to a new country (Germany) ...
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What percentage of my money should I invest?
I am looking to begin investing some of my money, as I have been fortunate enough thus far to be able to save a decent amount. My trouble is, I don't know how much of it I should invest. I have read a ...
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125
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How To Determine Seller Volume Vs Buyer Voume [duplicate]
Since every trade has a buyer and a seller, I don't understand when people say buyer volume is X or seller volume is Y (if seller volume is different from buyer volume). Where are these numbers coming ...
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Investment (long-term) plan for an expat [closed]
I want to open an ISA in the UK with Vanguard, however I'm not thinking in staying in this country for the long term (maximum another two/two-and-a-half years).
This makes me thing that probably it's ...
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I can't find a desired ETF on the popular UK brokerage firms - how can I find one that does? [closed]
If I wanted to put money in a specific ETF, namely ARK invest (ARKK), but it wasn't possible on the top UK brokerage firms - what should I do next?
So I looked on hargreaves lansdown, halifax, and 8 ...
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Minimize risk of losing a lot of value for your savings during the corona crisis [closed]
Which investment possibilities are there for minimizing the risk that your cash savings (for simplicity let's say 100,000$) will severely lose value during the corona crisis?
The focus is on avoiding ...
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What was Graham thinking of leverage? Is it in accordance with the defensive investor profile?
As I am saving money from my first time I want to follow the defensive investor profile Graham defined in the Intelligent investor with the objective of doubling the amount invested before withdrawing ...
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Now that I have all the stocks that respect Graham rules, how should I select the one I want to invest in?
As a preparation to investing, I queried a few APIs to create a list of stocks that respected Graham rules out of 100K tickers on the sales (earnings), assets to liabilities ratio and 10 years ...
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118
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Simple investing strategy for the EU
I have read in some books that a good investment strategy must be simple. Let's assume that this is true.
In the case of USA, a simple strategy would be to invest in the S&P 500 or the Wilshire ...
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What are some good platforms & resources to start investing? [closed]
I've been interested in buying and selling stocks/shares for a while, but I don't know which platform to use. There seem to be various options, but it's hard to see which are run by legitimate ...
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Is this the correct way to understand what i have just done
So im quite knew to Investment and Trading and have discovered some applications to start off with...1 of which is Trading212. I decided for obvious reasons to start of with a training account
If im ...
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126
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Is the Operating Income or Loss equivalent to Total Revenues for wealthier companies?
I have noticed on yahoo finance that some companies like this one don't have total revenues in their financial table but rather an Operating Income or Loss and a Net Income. Is it the same ? Can I use ...
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79
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How to sell mutual fund shares
I'm currently located in Canada, trying to offload a few hundred mutual fund shares. But in the current market the price fluctuates about 5% per day. My bank requires that same day orders are placed ...
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471
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Why is it a bad idea to combine both active and passive investing strategies?
Common advice given is that if you decide to become an active or passive investor, you should stick with the choice you've made. That you're less likely to be successful if you try to pursue both ...
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