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To be used for questions related to Retirement Tax saving scheme Roth IRA as applicable in the United States

2 votes

Reached the AGI for Roth IRA - now what?

1) Your IRA contribution amount is based on your yearly income, and if you exceed the cutoff (http://www.irs.gov/retirement/participant/article/0,,id=202518,00.html) for the year, then you are not eli …
Jeremy's user avatar
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1 vote

Maxed out Roth IRA already & don't have access to a 401k. Any alternatives with tax benefits?

If you have high deductible insurance, then an HSA is a great way to save.
Jeremy's user avatar
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2 votes

How safe will Roth IRAs/401(k)s be going forward re: US's deteriorating fiscal position?

I think that things could go one of two ways - I think that Roth IRAs could become a scapegoat, like in the LA Times piece, and Congress Republicans will be willing to throw Roth owners under a bus. …
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5 votes
1 answer
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What are the tax results of a 401k to Roth IRA rollover?

In 2011 I rolled over my (Traditional) 401(k) into a Roth IRA. I realize that I will need to pay taxes on the rollover, but I had a few questions. Do I pay taxes on the full amount, or only the amo …
Jeremy's user avatar
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1 vote

What are some good next steps for the HENRY?

As far as broad principles, I think that you are on track. The only suggestion I would have is to look into HSAs. They are another great tax-advantaged account, accessible to those with high incomes. …
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