To be used for questions related to Retirement Tax saving scheme Roth IRA as applicable in the United States

A Roth IRA is a type of US retirement account where deposits are made with money that has already been taxed, and then the funds grow and may be withdrawn tax free at retirement. The deposited money may be withdrawn tax and penalty free at any time; the growth may not be withdrawn sans penalty prior to age 59-1/2.

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