I am purchasing a house in Indio California, that is described as being in an high risk Earthquake area. That sounds scary but the actual stats for the area are less so:

Nearest Earthquake: 2.9 Magnitude (in 08/10/1996 - 6 miles away)

Most Recent: 2.6 Magnitude (in 04/22/2016 - 19.3 miles away)

Largest: 7.3 Magnitude (in 06/28/1992 - 37.4 miles away)

A 3 magnitude Earthquake is like having a truck drive by which isn't too bad.

But what are the practical implications of this data?

For example:

• Do I need to purchase a special type of Earthquake insurance?
• Do I need to take any physical steps such as buying systems to provide better support for the house?
• Is there anything I need to check in the house to make sure it can cope with an Earthquake.

Essentially, I am not really sure how to respond to the data.