With my checking account I have maintained a daily balance greater than 1500 dollars to avoid the 12 dollar monthly fee. As I earned more income I started moving it to a savings. Now I have accumulated enough money to use the other ways to avoid monthly fees. I'm not sure whether or not I fully understand the last one.
Direct deposit totaling $500 or more made to this account
OR a balance at the beginning of each day of $1,500 or more in this account
OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying deposits/investments
Does the third one mean the total balance of the checking account and a linked account to the checking (with the overdraft protection), or just the total balance of all accounts (checking, savings, etc.)?