How can I set up automatic bill pay from my checking account to deposit into somebody else's checking account? I know their routing number and account number, and the name of their bank (US Bank in this case). What address can I send checks to that will get automatically deposited?

2 Answers 2


Bill pay is sending checks to a certain address.

Direct deposit is depositing to a certain bank account.

What you need is "Direct Deposit". You need to talk to your bank on setting that up.

Alternatively you can set up a wire transfer, and in some banks they allow ACH transfers to external accounts that are not yours (in Chase, where I bank, they allow external transfers, but only to accounts that you own yourself). Check with your bank if they allow that.


ING Direct provides this service, I think it's just a disguised ACH transfer to another person's account.

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