I'm operating a company remotely — I'm not in the U.S.

Is there a way to open a bank account without going to the U.S.? I've called a few banks and most of them require myself to go the a branch in the U.S. Wells Fargo allow us to open the bank account remotely, but it doesn't allow wire transfer online.

Any other options?



Yes, it is possible.

Although there may be red tape for a business account, Alliant Credit Union offers completely online signup and their representatives are reachable by email. You'll probably need to send in the LLC articles this way

http://www.alliantcu.com/checking-accounts.html (as pointed out by @littleadv this site defaults to "personal checking" accounts, there is a business checking tab which doesn't generate a direct link, some might miss that)

And even if there are a ton of regulations that some pencil pushers at larger banks anecdotally cite (without citing), there will be enough banks that don't care. Good Luck

  • I've called them and they are restricted to some specific industries, so we are not be able to apply. Any other option? – Diego Woitasen Mar 17 '15 at 16:43
  • 1
    @diegows other credit unions. also your LLC can designate a nominee or employee or nominal partner (or anyone really) to open a bank account in person with the LLC's documents - this will have to go in your operating agreement or something - and then immediately resign.. after you have the online banking, debit card and checks of course – CQM Mar 17 '15 at 18:08
  • "... and then immediately resign..." Sounds to me like one side or the other of that plan would be just begging to be scammed or liable for more than they intended. I wouldn't touch that kind of deal. – keshlam May 17 '15 at 22:28
  • @keshlam eh any employee has the same capability, there are reputable companies that offer this in practically every jurisdiction – CQM May 18 '15 at 0:07
  • I still wouldn't touch it. Your milage will vary. – keshlam May 18 '15 at 2:24

Not the answer you're looking for? Browse other questions tagged or ask your own question.