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I'm operating a company remotely — I'm not in the U.S.

Is there a way to open a bank account without going to the U.S.? I've called a few banks and most of them require myself to go the a branch in the U.S. Wells Fargo allow us to open the bank account remotely, but it doesn't allow wire transfer online.

Any other options?

Thanks!

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Yes, it is possible.

Although there may be red tape for a business account, Alliant Credit Union offers completely online signup and their representatives are reachable by email. You'll probably need to send in the LLC articles this way

http://www.alliantcu.com/checking-accounts.html (as pointed out by @littleadv this site defaults to "personal checking" accounts, there is a business checking tab which doesn't generate a direct link, some might miss that)

And even if there are a ton of regulations that some pencil pushers at larger banks anecdotally cite (without citing), there will be enough banks that don't care. Good Luck

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  • I've called them and they are restricted to some specific industries, so we are not be able to apply. Any other option?
    – Diego Woitasen
    Commented Mar 17, 2015 at 16:43
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    @diegows other credit unions. also your LLC can designate a nominee or employee or nominal partner (or anyone really) to open a bank account in person with the LLC's documents - this will have to go in your operating agreement or something - and then immediately resign.. after you have the online banking, debit card and checks of course
    – CQM
    Commented Mar 17, 2015 at 18:08
  • "... and then immediately resign..." Sounds to me like one side or the other of that plan would be just begging to be scammed or liable for more than they intended. I wouldn't touch that kind of deal.
    – keshlam
    Commented May 17, 2015 at 22:28
  • @keshlam eh any employee has the same capability, there are reputable companies that offer this in practically every jurisdiction
    – CQM
    Commented May 18, 2015 at 0:07
  • I still wouldn't touch it. Your milage will vary.
    – keshlam
    Commented May 18, 2015 at 2:24
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Try Mercury. It's a YC-backed company.

They opened an account for our Delaware C-corp, which we established remotely via a registered agent.

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