Let's suppose I have a given amount of money that I desire to invest for a long-term goal, e.g. 15-20 years, and that my job makes me change residency in several parts of the world, i.e. during this period I could move my residency within Europe, UK, USA and Asia.

Where should I invest the money so that I could keep it in the same 'spot' without continuously changing the provider due to my residence changes?


  • 3
    Do you have anything you consider your "Home-country" i.e. where you plan to retire or where your relatives live?
    – Daniel
    Oct 18, 2018 at 8:12
  • yes I do, maybe it is in Europe. why is this relevant?
    – aaaaa
    Oct 18, 2018 at 9:09
  • 2
    You may want to Base your Capital in a Jurisdiction you know well and plan to use in the future? Also some things may require your personal presence, so it´s nice if you are there for Christmas anyways and you can stop by.
    – Daniel
    Oct 18, 2018 at 9:30

3 Answers 3


You don't have to maintain residency in a country to keep a bank account there. Investments are no different.

Unless you plan on investing in property (which some countries require citizenship/residency for) it really doesn't matter where you reside.


You have the opportunity to invest anywhere. Developed markets (US, Europe, Japan, etc) generally provide less risk on average compared to emerging markets.

Your residency doesn't impact your ability to invest anywhere or in any certain type of security. However, it might be wise to invest in the currency or country that you plan on eventually living. By doing that, you will remove currency risk for when you actually need the money.


Everywhere? I mean, seriously, choose a country that looks stable for you, choose a bank in it, done. My brokers do not care where I reside (letter with new address, done), my fund provider does not etc.

  • right..but Robo-Advisors don't let you reside everywhere...
    – aaaaa
    Oct 18, 2018 at 9:24
  • 1
    But this question is about investments. Not robo advisors.
    – TomTom
    Oct 18, 2018 at 9:34
  • 3
    Vanguard, Wealthfront, Betterment, TD Ameritrade, Charles Schwab and many others have robo advisors. It may be a rumor but I've heard that they handle investments. Oct 18, 2018 at 13:40

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