Background:

About three years ago I was victim of carjacking. My car (Honda) which I owned got totaled and after a month of working with insurance I got a equivalent value of my car from insurance and the next day I leased a Chevy for 3 years / 36K miles. I was really upset because of the incident, so I did not negotiated very well with the dealer and I believe I did not get a good deal.

But most importantly I grossly overestimated the mileage that I believed I could use in three years. The reason was I tried to avoid using my car or driving due that carjacking incident. I am always worried something can happen and I become a victim again. So, I primary used public transportation, Uber and Taxi during the past three years.

Long story short, I have a few months until my lease and I have not used even 5K miles yet.

Question: I understand that it was my mistake to overestimate the millage but how can I control the damage. I (believe) I have few options:

1. pay the amount written on lease agreement and buy the car
2. extend the lease for one or two more years
3. (if it is possible) get an incentive from the dealer to lease another car

I talked with the dealer last week (I felt he is not very honest with me) and he said: option #3 is not possible under any circumstances.

Please let me know if there are other options that I do not know it about. Thanks.

Background:

About three years ago I was victim of carjacking. My car (Honda) which I owned got totaled and after a month of working with insurance I got a equivalent value of my car from insurance and the next day I leased a Chevy for 3 years / 36K miles. I was really upset because of the incident, so I did not negotiated very well with the dealer and I believe I did not get a good deal.

But most importantly I grossly overestimated the mileage that I believed I could use in three years. The reason was I tried to avoid using my car or driving due that carjacking incident. I am always worried something can happen and I become a victim again. So, I primary used public transportation, Uber and Taxi during the past three years.

Long story short, I have a few months until my lease and I have not used even 5K miles yet.

Question: I understand that it was my mistake to overestimate the mileage but how can I control the damage? I (believe) I have few options:

1. pay the amount written on lease agreement and buy the car
2. extend the lease for one or two more years
3. (if it is possible) get an incentive from the dealer to lease another car

I talked with the dealer last week (I felt he is not very honest with me) and he said: option #3 is not possible under any circumstances.

Please let me know if there are other options that I do not know it about. Thanks.